Ad hoc announcement Half Year Results Raiffeisen International Bank-Holding AG: Semi-Annual Report 2009 Ad hoc announcement transmitted by DGAP - a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. ------------------------------------------------------------------------------ - Profit after tax of EUR 119 mn (down 82% y-o-y; down 13% q-o-q) - Consolidated profit of EUR 78 mn (down 86% y-o-y; down 61% q-o-q) - Results strongly influenced again by a rise in provisioning amounting to EUR 969 mn (up 381% y-o-y; up 18% q-o-q) - Net interest income remains stable at EUR 1,496 mn (y-o-y unchanged; down 5% q-o-q) - Positive development of operating result amounting to EUR 1,072 mn (up 4% y-o-y; q-o-q unchanged) - Cost/income ratio has improved to 51.6% (down 3.2PP y-o-y) - Tier 1 capital ratio (total) of 8.5% (up 0.4PP compared to FY 2008); the pro forma Tier 1 capital ratio (total) including the capital enhancement would amount to 10.4% - Tier 1 capital ratio (credit risk) of 10.4% (up 0.7PP compared to FY 2008); the pro forma Tier 1 capital ratio (credit risk) including the capital enhancement would amount to 12.7% 1-6/ 1-6/ 4-6/ 4-6/ Income Statement in EUR mn 2009 2008 2009 2008 Net interest income 1,496 1,498 729 787 Provisioning for impairment losses (969) (201) (523) (108) Net interest income after provisioning 527 1,296 205 678 Net fee and commission income 585 703 291 372 Net trading income 119 92 73 55 General administrative expenses (1,143) (1,250) (570) (666) Profit before tax 154 843 70 473 Profit after tax 119 646 55 367 Consolidated profit (after minorities) 78 566 22 311 Balance Sheet in EUR mn 30/6/09 31/12/08 Equity (incl. minorities and profit) 6,215 6,518 Balance sheet total 77,862 85,397 Bank Specific Information 30/6/09 31/12/08 Core capital ratio (Tier 1), credit risk 10.4% 9.7% Core capital ratio (Tier 1), total 8.5% 8.1% Own funds ratio 10.4% 9.7% 1-6/ 1-6/ Performance 2009 2008 Return on equity (ROE) before tax 4.9% 25.5% Consolidated return on equity 2.9% 19.6% Cost/income ratio 51.6% 54.8% Risk/earnings ratio 64.7% 13.4% Earnings per share in EUR 0.51 3.68 Resources 30/6/09 31/12/08 Number of staff 59,711 63,376 Business outlets 3,167 3,231 For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at (c)DGAP 13.08.2009 --------------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------