Ad hoc announcement Quarter Results Raiffeisen International Bank-Holding AG: Third Quarter Report 2009 Ad hoc announcement transmitted by DGAP - a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. ------------------------------------------------------------------------------ Raiffeisen International: Third Quarter Report 2009 - Profit after tax of EUR 216 mn (up 75% q-o-q; down 78% y-o-y) - Consolidated profit of EUR 156 mn (up 255% q-o-q; down 82% y-o-y) - Results strongly influenced by provisioning amounting to EUR 1,365 mn (down 24% q-o-q; up 273% y-o-y) - Net interest income slightly declined to EUR 2,224 mn (q-o-q unchanged; down 5% y-o-y) - Stable development of operating result amounting to EUR 1,603 mn (q-o-q and y-o-y almost unchanged) - Cost/income ratio improved to 51.1% (down 3.5PP y-o-y) - Tier 1 capital ratio (total) of 10.5% (up 2.4PP compared to FY 2008) - Tier 1 capital ratio (credit risk) of 13.0% (up 3.3PP compared to FY 2008) 1-9/ 1-9/ 7-9/ 7-9/ Income Statement in EUR mn 2009 2008 2009 2008 Net interest income 2,224 2,342 729 844 Provisioning for impairment losses (1,365) (366) (397) (164) Net interest income after provisioning 859 1,976 332 680 Net fee and commission income 906 1,098 322 395 Net trading income 147 127 28 35 General administrative expenses (1,678) (1,940) (535) (690) Profit before tax 287 1,261 133 418 Profit after tax 216 965 97 319 Consolidated profit (after minorities) 156 861 78 296 Balance Sheet in EUR mn 30/9/09 31/12/08 Equity (incl. minorities and profit) 6,862 6,518 Balance sheet total 77,522 85,397 Bank Specific Information 30/9/09 31/12/08 Core capital ratio (Tier 1), credit risk 13.0% 9.7% Core capital ratio (Tier 1), total 10.5% 8.1% Own funds ratio 12.3% 9.7% 1-9/ 1-9/ Performance 2009 2008 Return on equity (ROE) before tax 6.1% 25.4% Consolidated return on equity 3.8% 19.9% Cost/income ratio 51.1% 54.6% Risk/earnings ratio 61.4% 15.6% Earnings per share in EUR 1.01* 5.61 Resources 30/9/09 31/12/08 Number of staff 58,642 63,376 Business outlets 3,145 3,231 * After deduction of the computational compensation for the participation rights, earnings per share are EUR 0.72. For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at (c)DGAP 12.11.2009 --------------------------------------------------------------------------- Language: English Company: Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------