Ad-hoc | 26 March 2009 07:30


Raiffeisen International Bank-Holding AG: Full Year Report 2008

Raiffeisen International Bank-Holding AG / Final Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
EquityStory AG.
The issuer is solely responsible for the content of this announcement.
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- Full year consolidated profit of EUR 982 mn, up 17 percent y-o-y
- Solid performance in core business, profit from operating activities up
40 percent y-o-y to EUR 2.2 bn
- Cost/income ratio decreased by 3.6 percentage points from 57.6 percent to
54.0 percent y-o-y
- Tier 1 capital ratio of 8.1 percent despite negative FX effects in Q4
- Significantly higher provisioning up 119 percent y-o-y to EUR 780 mn due
to worsening market conditions
- Comprehensive measures taken to tackle the effects of the crisis
- Dividend proposal of EUR 0.93 per share stays at the same level as last
year

                                   1-12/     1-12/     10-12/    10-12/
Income Statement in EUR mn         2008      2007      2008      2007

Net interest income                3,232.0   2,418.8   890.3     715.1
Provisioning for impairment losses (780.3)   (357.0)   (414.8)   (114.9)
Net interest income after
provisioning                       2,451.7   2,061.9   475.6     600.2
Net fee and commission income      1,496.4   1,249.8   398.6     354.8
Net trading income                 167.6     127.9     40.3      7.1
General administrative expenses    (2,633.0) (2,184.0) (693.5)   (646.3)
Profit before tax                  1,429.1   1,237.6   168.1     284.2
Profit after tax                   1,078.3   973.5     112.8     236.8
Consolidated profit 
(after minorities)                 982.0     841.3     120.5     215.6

Balance Sheet in EUR mn            31/12/08  31/12/07

Equity (incl. minorities and 
profit)                            6,518.2   6,622.1
Balance sheet total                85,397.0  72,742.8

Bank Specific Information*         31/12/08  31/12/07

Core capital ratio (Tier 1), 
credit risk                        9.7%      11.4%
Core capital ratio (Tier 1), 
total risk (incl. market and 
operational risk)                  8.1%      10.5%
Own funds ratio                    9.7%      12.4%

                                   1-12/     1-12/
Performance                        2008      2007

Return on equity (ROE) before tax  22.0%     25.7%
Consolidated return on equity      17.4%     20.1%
Cost/income ratio                  54.0%     57.6%
Risk/earnings ratio                24.1%     14.8%

Resources                          31/12/08  31/12/07

Number of staff                    63,376    58,365
Business outlets                   3,231     3,015

* Ratios for 2007 based on Basel I. Ratios for 2008 based on Basel II. For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at 26.03.2009 Financial News transmitted by DGAP ---------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------