Ad-hoc | 13 August 2009 07:34


Raiffeisen International Bank-Holding AG: Semi-Annual Report 2009

Raiffeisen International Bank-Holding AG / Half Year Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
EquityStory AG.
The issuer is solely responsible for the content of this announcement.
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- Profit after tax of EUR 119 mn (down 82% y-o-y; down 13% q-o-q)
- Consolidated profit of EUR 78 mn (down 86% y-o-y; down 61% q-o-q)
- Results strongly influenced again by a rise in provisioning amounting 
  to EUR 969 mn (up 381% y-o-y; up 18% q-o-q)
- Net interest income remains stable at EUR 1,496 mn (y-o-y unchanged;
  down 5% q-o-q)
- Positive development of operating result amounting to EUR 1,072 mn 
  (up 4% y-o-y; q-o-q unchanged)
- Cost/income ratio has improved to 51.6% (down 3.2PP y-o-y) 
- Tier 1 capital ratio (total) of 8.5% (up 0.4PP compared to FY 2008);
  the pro forma Tier 1 capital ratio (total) including the capital 
  enhancement would amount to 10.4%
- Tier 1 capital ratio (credit risk) of 10.4% (up 0.7PP compared to 
  FY 2008); the pro forma Tier 1 capital ratio (credit risk) including 
  the capital enhancement would amount to 12.7%



                                   1-6/      1-6/      4-6/      4-6/   
Income Statement in EUR mn         2009      2008      2009      2008

Net interest income                1,496     1,498     729       787
Provisioning for impairment losses (969)     (201)     (523)     (108)
Net interest income after 
provisioning                       527       1,296     205       678
Net fee and commission income      585       703       291       372
Net trading income                 119       92        73        55
General administrative expenses    (1,143)   (1,250)   (570)     (666)
Profit before tax                  154       843       70        473
Profit after tax                   119       646       55        367
Consolidated profit 
(after minorities)                 78        566       22        311

Balance Sheet in EUR mn            30/6/09   31/12/08      

Equity (incl. minorities and 
profit)                            6,215     6,518      
Balance sheet total                77,862    85,397      

Bank Specific Information          30/6/09   31/12/08      

Core capital ratio (Tier 1), 
credit risk                        10.4%     9.7%      
Core capital ratio (Tier 1), total 8.5%      8.1%      
Own funds ratio                    10.4%     9.7%      

                                   1-6/      1-6/
Performance                        2009      2008      

Return on equity (ROE) before tax  4.9%      25.5%      
Consolidated return on equity      2.9%      19.6%      
Cost/income ratio                  51.6%     54.8%      
Risk/earnings ratio                64.7%     13.4%      
Earnings per share in EUR          0.51      3.68      

Resources                          30/6/09   31/12/08      

Number of staff                    59,711    63,376      
Business outlets                   3,167     3,231      


For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at 13.08.2009 Financial News transmitted by DGAP ---------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------