Ad hoc announcement Keyword(s): Half Year Results Raiffeisen International: Semi-Annual Financial Report as of 30 June 2010 Ad hoc announcement transmitted by DGAP - a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. ------------------------------------------------------------------------------ - Profit before tax of EUR 304 mn (up 98% y-o-y) - Consolidated profit (after minorities) of EUR 171 mn (up 119% y-o-y) - Net interest income decreased to EUR 1,430 mn (down 4% y-o-y) - General administrative expenses of EUR 1,207 mn (up 6% y-o-y) - Operating result amounting to EUR 889 mn (down 17% y-o-y) - Provisioning for impairment losses decreased to EUR 560 mn (down 42% y-o-y) - Cost/income ratio of 57.6% (up 6.0PP y-o-y) - Core Tier 1 Ratio (total risk) of 9.2% (stable compared to FY 2009) - Tier 1 ratio (credit risk) of 13.9% (down 0.2PP compared to FY 2009) - Tier 1 ratio (total risk) of 11.0% (stable compared to FY 2009) Income Statement in EUR mn 1-6/2010 1-6/2009 4-6/2010 4-6/2009 Net interest income 1,430 1,496 740 729 Provisioning for impairment losses (560) (969) (265) (523) Net interest income after provisioning 870 527 475 205 Net fee and commission income 599 585 316 291 Net trading income 94 119 36 73 General administrative expenses (1,207) (1,143) (623) (570) Profit before tax 304 154 138 70 Profit after tax 212 119 88 55 Consolidated profit (after minorities) 171 78 71 22 Balance Sheet in EUR mn 30/6/10 31/12/09 Equity (incl. minorities and profit) 7,469 7,000 Balance sheet total 78,115 76,275 Bank Specific Information 30/6/10 31/12/09 Core Tier 1 ratio, total 9.2% 9.2% Core capital ratio (Tier 1), credit risk 13.9% 14.1% Core capital ratio (Tier 1), total 11.0% 11.0% Own funds ratio 13.0% 13.0% Performance 1-6/2010 1-6/2009 Return on equity (ROE) before tax 8.6% 4.9% Consolidated return on equity 5.6% 2.9% Cost/income ratio 57.6% 51.6% Earnings per share in EUR* 0.91 0.31 Resources 30/6/10 31/12/09 Number of staff 55,994 56,530 Business outlets 2,959 3,018 * After deduction of the computational compensation for the participation rights, earnings per share would amount to EUR 1.11 (comparable period: EUR 0.51) Susanne Langer Head of Group Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 3, A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at (c)DGAP 31.08.2010 --------------------------------------------------------------------------- Language: English Company: Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in München, Berlin, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien (Amtlicher Handel / Official Market) End of News DGAP News-Service ---------------------------------------------------------------------------