Ad hoc announcement Raiffeisen Bank International AG / Keyword(s): Quarter Results/Interim Report Raiffeisen International: Third Quarter Report 2010 Ad hoc announcement transmitted by DGAP - a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. ------------------------------------------------------------------------------ Raiffeisen International: Third Quarter Report 2010 - Profit before tax of EUR 524 mn (up 83% y-o-y) - Consolidated profit (after minorities) of EUR 318 mn (up 105% y-o-y) - Net interest income of EUR 2,161 mn (down 3% y-o-y) - General administrative expenses of EUR 1,822 mn (up 9% y-o-y) - Operating result amounting to EUR 1,354 mn (down 16% y-o-y) - Provisioning for impairment losses decreased to EUR 837 mn (down 39% y-o-y) - Cost/income ratio of 57.4% (up 6.3PP y-o-y) - Core Tier 1 Ratio (total risk) of 8.9% (down 0.3PP compared to FY 2009) - Tier 1 ratio (credit risk) of 13.6% (down 0.5PP compared to FY 2009) - Tier 1 ratio (total risk) of 10.7% (down 0.3PP compared to FY 2009) Income Statement in EUR mn 1-9/2010 1-9/2009 7-9/2010 7-9/2009 Net interest income 2,161 2,224 731 729 Provisioning for impairment losses (837) (1,365) (277) (397) Net interest income after provisioning 1,324 859 454 332 Net fee and commission income 921 906 323 322 Net trading income 133 147 39 28 General administrative exp. (1,822) (1,678) (615) (535) Profit before tax 524 287 220 133 Profit after tax 385 216 173 97 Consolidated profit (after minorities) 318 156 148 78 Balance Sheet in EUR mn 30/9/10 31/12/09 Equity (incl. minorities and profit) 7,353 7,000 Total Assets 75,759 76,275 Bank Specific Information 30/9/10 31/12/09 Core Tier 1 ratio, total 8.9% 9.2% Core capital ratio (Tier 1), credit risk 13.6% 14.1% Core capital ratio (Tier 1), total 10.7% 11.0% Own funds ratio 12.8% 13.0% Performance 1-9/2010 1-9/2009 Return on equity (ROE) before tax 9.8% 6.1% Consolidated return on equity 6.9% 3.8% Cost/income ratio 57.4% 51.1% Earnings per share in EUR* 1.78 0.72 Resources 30/9/10 31/12/09 Number of staff 56,650 56,530 Business outlets 2,952 3,018 * After deduction of the computational compensation for the participation rights, earnings per share would amount to EUR 2.07 (comparable period: EUR 1.01) The figures presented in the table above solely refer to Raiffeisen International Bank-Holding AG (Raiffeisen International), as the merger of Cembra Beteiligungs AG into Raiffeisen International and the concurrent change of name from Raiffeisen International to Raiffeisen Bank International AG had not yet been registered at the commercial register and therefore was not effective until 30th September 2010. The registration at the commercial register became effective on 10th October 2010 and the share was renamed to Raiffeisen Bank International AG at the Vienna Stock Exchange on 13th October 2010. Raiffeisen Bank International: Third Quarter 2010 (pro forma) - Profit before tax of EUR 997 mn - Consolidated profit (after minorities) of EUR 783 mn - Net interest income of EUR 2,707 mn - General administrative expenses of EUR 2,153 mn - Operating result amounting to EUR 1,897 mn - Provisioning for impairment losses of EUR 913 mn - Cost/income ratio of 53.2% - Core Tier 1 Ratio (total risk) of 8.8% - Tier 1 ratio (credit risk) of 12.2% - Tier 1 ratio (total risk) of 9.7% The figures presented in the following table solely refer to Raiffeisen Bank International AG and were calculated on a pro forma basis (i.e. under the hypothetical assumption that the merger of Cembra Beteiligungs AG into Raiffeisen International had already taken place on 30th September 2010) and consequently have only informational character. Income Statement in EUR mn 1-9/2010 7-9/2010 Net interest income 2,707 927 Provisioning for impairment losses (913) (306) Net interest income after provisioning 1,794 621 Net fee and commission income 1,088 373 Net trading income 258 66 General administrative expenses (2,153) (728) Profit before tax 997 418 Profit after tax 853 337 Consolidated profit (after minorities) 783 311 Balance Sheet in EUR mn 30/9/10 Equity (incl. minorities and profit) 10,055 Total assets 143,079 Bank Specific Information 30/9/10 Core tier 1 ratio, total 8.8% Core capital ratio (Tier 1), credit risk 12.2% Core capital ratio (Tier 1), total 9.7% Own funds ratio 13.6% Performance 1-9/2010 Return on equity (ROE) before tax 14.1% Consolidated return on equity 12.4% Cost/income ratio 53.2% Earnings per share in EUR 3.25 Resources 30/9/10 Number of staff 59,339 Business outlets 2,964 For further information please contact: Susanne Langer Head of Group Investor Relations Raiffeisen Bank International AG Am Stadtpark 9, A-1030 Vienna ir@rbinternational.com phone +43-1-71707-2089 http://www.rbinternational.com 29.11.2010 DGAP’s Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. Media archive at www.dgap-medientreff.de and www.dgap.de --------------------------------------------------------------------------- Language: English Company: Raiffeisen Bank International AG Am Stadtpark 9 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: ir@rbinternational.com Internet: www.rbinternational.com ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in München, Berlin, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien (Amtlicher Handel / Official Market) End of Announcement DGAP News-Service ---------------------------------------------------------------------------