DGAP-News: Raiffeisen Bank International AG / Key word(s): 9-month figures
14.11.2017 / 07:33
The issuer is solely responsible for the content of this announcement.
Raiffeisen Bank International: Third Quarter Report 2017
– Consolidated profit YTD of EUR 910 mn (Q3/2017: EUR 322 mn)
– CET1 ratio at 12.5% (fully loaded)
– Tier 1 ratio at 13.4% (fully loaded) following AT1 issuance
– NPL ratio down to 6.7%, driven by low NPL inflows, NPL sales and write-offs
– Favorable risk cost development reflecting positive market environment
– Stable net interest margin, despite interest rate cuts primarily in Eastern Europe
– Positive trend in operating result supported by FX movements
– Profit contribution from Eastern and Central Europe increased further
Income Statement
in EUR mn
|
1-9/2017
|
1-9/2016
pro forma
|
Q3/2017
|
Q2/2017
|
|
Net interest income
|
2,391
|
2,340
|
803
|
792
|
|
Net provisioning for impairment losses
|
(160)
|
(501)
|
(84)
|
4
|
|
Net interest income after provisioning
|
2,231
|
1,839
|
720
|
795
|
|
Net fee and commission income
|
1,271
|
1,180
|
429
|
433
|
|
Net trading income
|
183
|
140
|
50
|
69
|
|
General administrative expenses
|
(2,291)
|
(2,294)
|
(718)
|
(758)
|
|
Other results
|
(136)
|
(162)
|
(37)
|
(26)
|
|
Profit/loss before tax
|
1,301
|
781
|
452
|
519
|
|
Profit/loss after tax
|
1,012
|
524
|
356
|
401
|
|
Consolidated profit/loss
|
910
|
433
|
322
|
367
|
|
|
|
|
|
|
Balance Sheet
in EUR mn
|
30/09/17
|
30/06/17
|
31/12/16
pro forma
|
|
|
Equity
|
11,055
|
10,234
|
9,752
|
|
|
Total assets
|
139,963
|
138,603
|
134,804
|
|
|
NPL ratio
|
6.7%
|
7.3%
|
8.7%
|
|
|
NPL coverage ratio
|
69.4%
|
70.5%
|
75.2%
|
|
|
Risk-weighted assets (total RWA)
|
69,670
|
69,021
|
67,911
|
|
|
|
|
|
|
|
|
Ratios
|
30/09/17
|
30/06/17
|
31/12/16
pro forma
|
|
|
Common equity tier 1 ratio (fully loaded)
|
12.5%
|
12.8%
|
12.4%
|
|
|
Common equity tier 1 ratio (fully loaded, incl. Q3/2017 results)
|
13.0%
|
n/a
|
n/a
|
|
|
Common equity tier 1 ratio (transitional)
|
12.7%
|
12.9%
|
12.7%
|
|
|
Total capital ratio (fully loaded)
|
17.9%
|
17.4%
|
17.1%
|
|
|
Total capital ratio (transitional)
|
18.0%
|
17.5%
|
17.4%
|
|
|
Ratios
|
1-9/2017
|
1-9/2016
pro forma
|
Q3/2017
|
Q2/2017
|
|
Net interest margin
|
2.46%
|
2.41%
|
2.47%
|
2.43%
|
|
Return on equity before tax
|
17.5%
|
11.7%
|
21.0%
|
21.3%
|
|
Consolidated return on equity
|
13.3%
|
6.9%
|
14.0%
|
16.2%
|
|
Cost/income ratio
|
58.9%
|
61.4%
|
55.6%
|
58.4%
|
|
Earnings per share in EUR
|
2.74
|
1.32
|
0.95
|
1.12
|
|
|
|
|
|
|
|
Resources
|
30/09/17
|
30/06/17
|
31/12/16
pro forma
|
|
|
Employees (full-time equivalents)
|
49,445
|
49,688
|
50,203
|
|
|
Business outlets
|
2,410
|
2,425
|
2,522
|
|
As of January 2017, RZB contributed business is fully included. Current RBI figures refer to the Combined Bank; unless specified otherwise, the historical pro forma data is based on the Combined Bank (consideration of the merger).
The outlook remains unchanged.
For further information please contact:
Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com
14.11.2017 Dissemination of a Corporate News, transmitted by DGAP – a service of EQS Group AG.
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