Corporate | 14 November 2018 07:31

Raiffeisen Bank International AG: Third Quarter Report 2018

DGAP-News: Raiffeisen Bank International AG / Key word(s): Quarter Results

14.11.2018 / 07:31
The issuer is solely responsible for the content of this announcement.

RBI: Third Quarter Report 2018

– Consolidated profit of EUR 1,173 mn (up 29% year-on-year), including EUR 121 mn loss from sale of Polish core banking operations booked in Q2/2018

– Operating income up 5% year-on-year supported by net interest income

– Very positive development of risk costs driven by high releases of loan loss provisions

– Loans to customers up 3% YTD despite sale of Polish core banking operations (IFRS 5 reclassification)

– 85bps CET1 ratio uplift to be recognized in Q4/2018, following disposal of Polish core banking operations

– NPL ratio decreased further to 4.4% (of which 109bps organic reduction YTD and 16bps due to sale of Polish core banking operations)

– CET1 ratio at 12.8% (fully loaded) including YTD results

Income Statement in EUR million	1-9/2018	1-9/2017	Q3/2018		Q2/2018
Net interest income	2,519	2,407	856		834
Net fee and commission income	1,325	1,271	455		460
Net trading income and fair value result	20	27	4		18
General administrative expenses	(2,228)	(2,213)	(734)		(754)
Other result	(87)	31	7		(121)
Levies and expenses from special governmental measures	(157)	(147)	(16)		(8)
Impairment losses on financial assets	56	(191)	(28)		0
Profit before tax	1,587	1,301	563		496
Profit after tax	1,271	1,012	452		389
Consolidated profit	1,173	910	417		357
Balance Sheet in EUR million	30/09/2018	31/12/2017
Loans to customers	80,056	77,745
Loans to customers excl. Polish core banking operations	80,056	73,436 (pro forma)
Deposits from customers	82,356	84,974
Total assets	146,177	135,146
Risk-weighted assets (total)	76,227	71,902

Key ratios	30/09/2018	31/12/2017
NPL ratio	4.4%	5.7%
NPL coverage ratio	75.0%	67.0%
CET1 ratio (fully loaded)	12.3%	12.7%
CET1 ratio (transitional)	12.3%	12.9%
CET1 ratio (fully loaded, incl. result)	12.8%	12.7%
CET1 ratio (transitional, incl. result)	12.8%	12.9%
Key ratios	1-9/2018	1-9/2017	Q3/2018	Q2/2018
Net interest margin	2.49%	2.45%	2.51%	2.48%
Consolidated return on equity	14.4%	13.3%	15.6%	14.6%
Cost/income ratio	55.7%	57.9%	55.0%	54.7%
Earnings per share in EUR	3.43	2.74	1.22	1.04

The outlook remains unchanged.

For further information please contact:

Susanne E. Langer
Head of Group Investor Relations
Spokesperson
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com

14.11.2018 Dissemination of a Corporate News, transmitted by DGAP – a service of EQS Group AG.
The issuer is solely responsible for the content of this announcement.

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Language:	English
Company:	Raiffeisen Bank International AG
	Am Stadtpark 9
	A-1030 Vienna
	Austria
Phone:	+43-1-71707-2089
Fax:	+43-1-71707-2138
E-mail:	ir@rbinternational.com
Internet:	www.rbinternational.com
ISIN:	AT0000606306
WKN:	A0D9SU
Listed:	Foreign Exchange(s) Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market)

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