0001144204-12-015000 10-K 14 20111231 20120315 20120315 Amtrust Financial Services, Inc. 0001365555 6331 043106389 DE 1231 10-K 34 001-33143 12692004 59 MAIDEN LANE 6TH FLOOR NEW YORK NY 10038 (212) 220-7120 59 MAIDEN LANE 6TH FLOOR NEW YORK NY 10038 10-K 1 v304552_10k.htm ANNUAL REPORT EX-10.15 2 v304552_ex10-15.htm EXHIBIT 10.15 EX-10.40 3 v304552_ex10-40.htm EXHIBIT 10.40 EX-12.1 4 v304552_ex12-1.htm EXHIBIT 12.1 EX-21.1 5 v304552_ex21-1.htm EXHIBIT 21.1 EX-23.1 6 v304552_ex23x1.htm EXHIBIT 23.1 EX-31.1 7 v304552_ex31x1.htm EXHIBIT 31.1 EX-31.2 8 v304552_ex31x2.htm EXHIBIT 31.2 EX-32.1 9 v304552_ex32x1.htm EXHIBIT 32.1 EX-32.2 10 v304552_ex32x2.htm EXHIBIT 32.2 GRAPHIC 11 logo.jpg GRAPHIC GRAPHIC 12 spacer.gif GRAPHIC GRAPHIC 13 line.gif GRAPHIC GRAPHIC 14 v304552_chrt-line.jpg GRAPHIC