<SUBMISSION>
<ACCESSION-NUMBER>0001193125-08-027778
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>3
<PERIOD>20080212
<ITEMS>8.01
<ITEMS>9.01
<FILING-DATE>20080213
<DATE-OF-FILING-DATE-CHANGE>20080212
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>ALFA CORP
<CIK>0000743532
<ASSIGNED-SIC>6331
<IRS-NUMBER>630838024
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-11773
<FILM-NUMBER>08599903
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>P O BOX 11000
<STREET2>PO BOX 11000
<CITY>MONTGOMERY
<STATE>AL
<ZIP>36191-0001
<PHONE>3342883900
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>P O BOX 11000
<CITY>MONTGOMERY
<STATE>AL
<ZIP>36191-0001
</MAIL-ADDRESS>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>FEDERATED GUARANTY CORP
<DATE-CHANGED>19870505
</FORMER-COMPANY>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML><HEAD>
<TITLE>Form 8-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
 <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P
STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P STYLE="margin-top:3px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="5"><B>UNITED STATES </B></FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="5"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman"
SIZE="3"><B>WASHINGTON, D.C. 20549 </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P
STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="5"><B>FORM 8-K </B></FONT></P> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12px;margin-bottom:0px"
ALIGN="center"><FONT FACE="Times New Roman" SIZE="3"><B>CURRENT REPORT </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="3"><B>Pursuant to Section&nbsp;13 or 15(d) of the </B></FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="3"><B>Securities Exchange Act of 1934 </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman"
SIZE="2"><B>Date of report (Date of earliest event reported) February 12, 2008 (February 12, 2008) </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P
STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="6"><B>ALFA CORPORATION
</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Exact Name of Registrant as Specified in Charter) </B></FONT></P> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">

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<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>Delaware</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>0-11773</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>63-0838024</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(State or Other Jurisdiction</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
FACE="Times New Roman" SIZE="1"><B>of Incorporation)</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Commission File Number)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(I.R.S. Employer</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
FACE="Times New Roman" SIZE="1"><B>Identification No.)</B></FONT></P></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">

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<TD WIDTH="50%"></TD>
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<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>2108 East South Boulevard</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT
FACE="Times New Roman" SIZE="2"><B>P.O. Box 11000, Montgomery, Alabama</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>36191-0001</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Address of Principal Executive Offices)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Zip Code)</B></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>Registrant&#146;s telephone number, including area code (334) 288-3900 </B></FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>N/A </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Former Name or Former Address,
if Changed Since Last Report) </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P
STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following
provisions (<I>see </I>General Instruction A.2. below): </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><FONT FACE="WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><FONT FACE="WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </FONT></TD></TR></TABLE> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><FONT FACE="WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </FONT></TD></TR></TABLE> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><FONT FACE="WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="line-height:3px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P
STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P>

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<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="10%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><B>Item&nbsp;8.01.</B></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2"><B>Other Events. </B></FONT></TD></TR></TABLE> <P STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">On February&nbsp;12, 2008, Alfa
Corporation commenced mailing a Notice of Pendency and Proposed Settlement of Class Action (the &#147;Notice&#148;) to each member of the class in <I>In Re Alfa Corporation Shareholder Litigation</I>, In the Circuit Court of Montgomery County,
Alabama, CV-07-900485. The class includes all persons who were record or beneficial owners of common stock of Alfa Corporation since July&nbsp;17, 2007. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
FACE="Times New Roman" SIZE="2">A copy of the Notice is furnished as Exhibit 99.1 to this report and is incorporated herein by reference. Members of the aforementioned class are urged to read the Notice carefully and in its entirety. </FONT></P> <P
STYLE="font-size:18px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="10%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><B>Item&nbsp;9.01.</B></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2"><B>Financial Statements and Exhibits. </B></FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">(d)</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Exhibits </FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">99.1</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Notice of Pendency and Proposed Settlement of Class Action.</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">- 2 - </FONT></P>


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 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>SIGNATURES </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
FACE="Times New Roman" SIZE="2">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </FONT></P> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">ALFA CORPORATION</FONT></TD></TR>
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<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Date February 12, 2008</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">By:</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT FACE="Times New Roman" SIZE="2">/s/ Stephen G. Rutledge</FONT></P></TD></TR>
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<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Stephen G. Rutledge</FONT></TD></TR>
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<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
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<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Senior Vice President,</FONT></TD></TR>
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<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Chief Financial Officer and Chief Investment Officer</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">- 3 - </FONT></P>

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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>dex991.htm
<DESCRIPTION>NOTICE OF PENDENCY AND PROPOSED SETTLEMENT OF CLASS ACTION
<TEXT>
<HTML><HEAD>
<TITLE>Notice of Pendency and Proposed Settlement of Class Action</TITLE>
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 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT FACE="Times New Roman" SIZE="2"><B>Exhibit 99.1 </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
FACE="Times New Roman" SIZE="2"><B>IN THE CIRCUIT COURT OF MONTGOMERY COUNTY, ALABAMA </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">IN RE ALFA CORP.</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
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<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">SHAREHOLDER LITIGATION</FONT></P> <P STYLE="font-size:1px;margin-top:0px;margin-bottom:1px">&nbsp;</P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Consolidated</FONT></TD></TR>
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<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="25%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="23%"></TD></TR>
<TR STYLE="font-size:1px">
<TD COLSPAN="3" VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" ALIGN="center">

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<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>
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<TD WIDTH="31%"></TD></TR>
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<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
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<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Case No. 03-CV-2007-900485.00</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>NOTICE OF PENDENCY AND PROPOSED </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"
ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>SETTLEMENT OF CLASS ACTION </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">TO:</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">MEMBERS OF THE FOLLOWING CLASS:</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">All <I>Persons</I> who were record or beneficial owners of common stock of Alfa Corporation (&#147;<I>Alfa</I>&#148;) at any time during the period beginning on and including the close of
business on July 17, 2007 through and including the date of the consummation of the proposed <I>Merger </I>transaction (and their respective successors in interest, representatives, trustees, executors, administrators, heirs, assigns or transferees,
immediate and remote, and any person or entity acting for or on behalf of, or claiming under any of them, and each of them) by which Alfa Mutual Fire Insurance Company (&#147;<I>AMF</I>&#148;) and Alfa Mutual Insurance Company
(&#147;<I>AMI</I>&#148;) (both collectively the &#147;<I>Mutual Group</I>&#148;) will acquire the shares of<I> Alfa</I> that the <I>Mutual Group</I> does not already own for $22.00 per share.</FONT></TD></TR>
<TR>
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2"><B>PLEASE READ THIS NOTICE CAREFULLY AND IN ITS ENTIRETY. YOUR RIGHTS WILL BE AFFECTED BY THE LEGAL PROCEEDINGS IN THIS LITIGATION. IF YOU ARE NOT A BENEFICIAL HOLDER OF ANY ALFA CORPORATION
COMMON STOCK, BUT HOLD SUCH STOCK FOR A BENEFICIAL HOLDER, THEN, BY COURT ORDER, WITHIN TEN (10) CALENDAR DAYS AFTER YOU RECEIVE THIS NOTICE, YOU MUST EITHER: (1) SEND A COPY OF THIS NOTICE BY FIRST-CLASS MAIL TO ALL SUCH PERSONS OR ENTITIES; OR (2)
PROVIDE A LIST OF THE NAMES AND ADDRESSES OF SUCH PERSONS OR ENTITIES TO THE NOTICE ADMINISTRATOR AS PROVIDED FOR HEREIN.</B></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>REASON FOR THIS NOTICE </B></FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The Circuit Court of Montgomery County, Alabama (the &#147;<I>Court</I>&#148;) authorized this notice (the &#147;<I>Notice</I>&#148;) to you pursuant to
Rule 23 of the Alabama Rules of Civil Procedure in the above-captioned action (the &#147;<I>Class Action Litigation</I>&#148;). The <I>Settlement</I> involves a lawsuit over whether <I>Defendants</I> breached their fiduciary duties to the minority
stockholders of <I>Alfa</I> in connection with a proposed merger transaction announced on July&nbsp;17, 2007, in which the <I>Mutual Group</I> would have acquired the shares of <I>Alfa</I> that the <I>Mutual Group</I> did not already own for $17.60
per share. The <I>Court</I> did not decide in favor of <I>Plaintiffs</I> or <I>Defendants</I>. Instead both sides agreed to a settlement (the &#147;<I>Settlement</I>&#148;) which provided for an increase in the offering price per share as well as
the opportunity for <I>Plaintiffs&#146; Counsel</I> to review and comment on the disclosures to be made to minority stockholders in the proxy statement. Before agreeing to finalize the <I>Settlement, Lead Plaintiffs&#146; Counsel</I> negotiated for
the right to conduct confirmatory discovery to affirm their belief that the material terms of the <I>Merger</I> were fair. Following completion of the discovery, <I>Lead Plaintiffs&#146; Counsel</I> determined that the increased offering price of
$22.00 per share was fair value for the <I>Alfa </I>minority stock and that the additional disclosures that <I>Defendants</I> agreed to provide to stockholders were sufficient to allow <I>Alfa</I>&#146;s stockholders to make an informed vote on the
<I>Merger</I>. The <I>Class Action Litigation</I> is described in more detail below under the caption &#147;Factual Background and Summary of Settlement&#148;. If you are a member of the <I>Class </I>(defined above), you have an interest in the
litigation. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The words and terms contained in this <I>Notice</I> that appear in italics are defined terms. Those terms and their
definitions appear in Appendix A to this <I>Notice</I>. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>THE SETTLEMENT HEARING </B></FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">You are hereby being notified that a settlement hearing will be held on Monday, April&nbsp;14, 2008, at 8:30 a.m., in the Circuit Court of Montgomery
County, 251 South Lawrence Street, Montgomery, AL 36104, Courtroom #4C (the &#147;<I>Settlement Hearing</I>&#148;). At the <I>Settlement Hearing</I>, the <I>Court</I> will determine whether or not (i)&nbsp;the above-styled action should be
maintained as a class action and to approve the proposed <I>Settlement</I> of the claims in this <I>Class Action Litigation </I>as memorialized in a Stipulation of Settlement with the <I>Defendants</I> in this <I>Class Action Litigation</I> (the
&#147;<I>Stipulation</I>&#148;) as fair, reasonable and adequate; (ii)&nbsp;to enter an Order ending this <I>Class Action Litigation</I> and barring further lawsuits over the claims made or which could have been made against <I>Defendants</I> in
this<I> Class Action Litigation</I>; and (iii)&nbsp;to award attorneys&#146; fees and expenses to counsel for <I>Plaintiffs</I> in this <I>Class Action Litigation</I> and the <I>Kubiszyn Class Action Litigation </I>pursuant to the application
described below. The <I>Court</I> has reserved the right to adjourn the <I>Settlement Hearing</I>, including consideration of the application for attorneys&#146; fees and expenses, by oral announcement at such hearing or adjournment thereof, and
without further notice of any kind. The <I>Court</I> also has reserved the right to approve the <I>Settlement</I>, with or without modifications, to enter its final judgment dismissing this <I>Class Action Litigation</I> with prejudice and on the
merits, and to order the payment of attorneys&#146; fees and expenses, without further notice of any kind. If the <I>Settlement</I> is approved, all pending claims against the <I>Defendants</I> (who are listed below) in all litigation involving
<I>Alfa </I>will be dismissed with prejudice. </FONT></P>

<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">This <I>Notice</I> is not intended to be, and should not be construed as, an expression of any opinion of
the <I>Court</I> with respect to the truth of the allegations in the <I>Class Action Litigation</I> or the merits of the claims or defenses asserted. This <I>Notice </I>describes the rights you may have in connection with the <I>Settlement</I> and
what steps you may take in relation to the <I>Settlement</I> and the <I>Class Action Litigation</I>. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>CLASS ACTION DETERMINATION </B>
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The <I>Court</I> has ordered that the litigation shall be maintained as a class action brought by the <I>Lead Plaintiffs</I> as class
representatives, pursuant to Rule 23(b)(1) and Rule 23(b)(2) of the Alabama Rules of Civil Procedure, on behalf of a class consisting of: </FONT></P> <P STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%"><FONT FACE="Times New Roman"
SIZE="2">All <I>Persons </I>who were record or beneficial owners of common stock of Alfa Corporation (&#147;<I>Alfa</I>&#148;) at any time during the period beginning on and including the close of business on July&nbsp;17, 2007 through and including
the date of the consummation of the proposed <I>Merger </I>transaction (and their respective successors in interest, representatives, trustees, executors, administrators, heirs, assigns or transferees, immediate and remote, and any person or entity
acting for or on behalf of, or claiming under any of them, and each of them) by which Alfa Mutual Fire Insurance Company (&#147;<I>AMF</I>&#148;) and Alfa Mutual Insurance Company (&#147;<I>AMI</I>&#148;) (both collectively the &#147;<I>Mutual
Group</I>&#148;) will acquire the shares of <I>Alfa </I>that the <I>Mutual Group</I> does not already own for $22.00 per share. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The
<I>Court</I> has preliminarily determined that this action is appropriate for certification under Rule 23(b)(1) and Rule 23(b)(2) of the Alabama Rules of Civil Procedure, if the conduct alleged by <I>Lead Plaintiffs</I> and <I>Kubiszyn
Plaintiffs</I> is assumed to be true. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The <I>Court</I> has preliminarily found, for purposes of the <I>Settlement</I> proceedings, that
(a)&nbsp;the members of the <I>Class</I> are so numerous that joinder of all <I>Class Members</I> in the <I>Class Action Litigation</I> is impracticable, consisting of at least 2,600 stockholders of record in addition to numerous beneficial owners;
(b)&nbsp;there are questions of law and fact common to the <I>Class</I> which predominate over any individual question, including whether<I> Defendants</I> breached fiduciary duties in connection with the <I>Merger</I>, whether <I>Alfa
</I>stockholders might be in danger of being damaged by such breaches and whether relief in the form of equitable or injunctive relief would be appropriate; (c)&nbsp;the claims of the <I>Lead Plaintiffs</I> are typical of the claims of the <I>Class
</I>in that<I> Lead Plaintiffs </I>are<I> Alfa </I>stockholders and have no interests that would render them atypical; and (d)&nbsp;<I>Lead Plaintiffs</I> and their counsel have fairly and adequately represented and protected the interests of the
respective members of the <I>Class </I>in vigorously prosecuting this<I> Class Action Litigation</I> with experienced class action lawyers and expert financial consultants; (e)&nbsp;the prosecution of separate actions by individual members of the
<I>Class</I> would create a risk of inconsistent or varying adjudications with respect to individual members of the <I>Class</I> which would establish incompatible standards of conduct for the <I>Defendants</I>, or adjudications with respect to
individual members of the <I>Class </I>which would as a practical matter be dispositive of the interests of the other members and parties to the adjudications or substantially impair or impede their ability to protect their interests; and
(f)&nbsp;the <I>Defendants</I> allegedly have acted or refused to act on grounds applicable to the <I>Class</I>, which if true, would thereby make appropriate final injunctive relief or corresponding declaratory relief with respect to the
<I>Class</I> as a whole. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The <I>Court</I> has designated the <I>Lead Plaintiffs</I> to act as representatives for the <I>Class </I>and has
named as <I>Lead Plaintiffs&#146; Counsel</I> the law firms of Faruqi&nbsp;&amp; Faruqi, LLP, and Branstetter, Stranch&nbsp;&amp; Jennings PLLC, The Gardner Firm, P.C., Beers, Anderson, Jackson, Patty&nbsp;&amp; Fawall, P.C., Cauley Bowman
Carney&nbsp;&amp; Williams, LLP and David E. Allred, P.C. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>FACTUAL BACKGROUND AND SUMMARY OF SETTLEMENT </B></FONT></P> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TR>
<TD WIDTH="100%"></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">THE DESCRIPTION OF THIS ACTION AND THE SETTLEMENT WHICH FOLLOWS HAS BEEN PREPARED BY COUNSEL FOR THE PARTIES. THE COURT HAS MADE NO FINDINGS WITH RESPECT TO SUCH MATTERS, AND THIS NOTICE IS NOT
AN EXPRESSION BY THE COURT OF FINDINGS OF FACT.</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">At a joint special meeting of the boards of directors of the <I>Mutual Group</I> and <I>AMG</I> on
July&nbsp;16, 2007, members of management made a presentation about possible restructuring of the <I>Alfa Companies</I> and a potential going private transaction whereby the <I>Mutual Group</I> and <I>AMG</I> would acquire the shares of <I>Alfa</I>
not already owned by the <I>Mutual Group </I>and <I>AMG</I>. The <I>Mutual Group</I> and <I>AMG</I> boards each appointed a special committee comprised of directors who were neither employees nor directors of <I>Alfa</I> to consider the proposed
going private transaction (&#147;<I>Mutual Special Committee</I>&#148;). </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">On July&nbsp;17, 2007, the <I>Mutual Special Committee</I>,
assisted by Goldman Sachs&nbsp;&amp; Co. as their financial advisor, approved a proposal to take <I>Alfa</I> private (the &#147;<I>Proposal</I>&#148;) and also on July&nbsp;17, 2007, the <I>Proposal</I> was made to the board of <I>Alfa</I>, which
then established a committee of <I>Alfa&#146;s</I> independent directors to consider the <I>Proposal</I> (&#147;<I>Alfa&#146;s Special Committee</I>&#148;) and issued a press release announcing the <I>Proposal</I> after the close of trading that
same day. <I>Alfa&#146;s Special Committee</I> hired the law firm of Skadden, Arps, Slate, Meagher&nbsp;&amp; Flom LLP (&#147;<I>Skadden Arps</I>&#148;) and investment banking firm, Lazard Fr&egrave;res&nbsp;&amp; Co. LLC, to assist it in evaluating
and considering the <I>Proposal</I>. </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">2 </FONT></P>


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 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Plaintiff Fisk filed his Complaint on July&nbsp;18, 2007 as a putative class action in the Circuit Court
of Montgomery County, Alabama captioned <I>Fisk v. Alfa Corp., et al.</I>, CV-2007-900485, and Plaintiff Karph filed his Complaint on August&nbsp;22, 2007, also as a putative class action in the Circuit Court of Montgomery County, Alabama captioned
<I>Karph v. Alfa Corp., et al.</I>, CV-2007-900580, which actions were consolidated by Order dated October&nbsp;29, 2007 (collectively the &#147;<I>Class Action Litigation</I>&#148;). The <I>Class Action Litigation</I> alleges, among other things,
that <I>Defendants</I> breached their fiduciary duties to <I>Alfa</I> and its shareholders and engaged in self-dealing and other alleged misconduct in connection with the July&nbsp;17, 2007 <I>Proposal</I> by the <I>Mutual Group </I>and <I>AMG</I>,
collectively the majority shareholder of <I>Alfa</I>, to acquire the shares of <I>Alfa</I> that the <I>Mutual Group</I> and <I>AMG </I>did not already own for $17.60 per share. </FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2"><I>Lead Plaintiffs </I>sought class certification of the <I>Class Action Litigation</I> pursuant to Ala. R. Civ. P. 23(b)(1) and (b)(2) on behalf of a
class consisting of all holders of <I>Alfa</I> stock who would be affected by consummation of the <I>Proposal. </I>The <I>Class Action Litigation</I> seeks declaratory and injunctive relief as well as other equitable relief including imposition of a
constructive trust and attorneys&#146; fees and costs. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Elizabeth Stewart, Laurie Forrest, Superior Partners, City Pension Fund for
Firefighters&nbsp;&amp; Police Officers in the City of Pembroke Pines, Robert A. Schwartz, Jack Kubiszyn, Sr., Johnny M. Johnson, John W. Morris, Hugh Edmonds, Robert H. Rust, Annie Marie Smith, Carl Smith, Charles White, Mary Lee White, Milbourn
Chesser, Luther McGaughy, Mike Cochran, Waymon J. Buttram, Freddy Glover, and Danny Lacey (the &#147;<I>Kubiszyn Class Action Plaintiffs</I>&#148;) are plaintiffs in the consolidated putative class action pending in the Delaware Court of Chancery
styled: <I>In re Alfa Corporation Shareholders Litigation</I>, Consolidated C.A. No.&nbsp;3104-VCP (the &#147;<I>Kubiszyn Class Action Litigation</I>&#148;) which seeks relief similar to that sought by <I>Lead Plaintiffs</I> in the <I>Class Action
Litigation</I>. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The <I>Defendants </I>were named as defendants in the <I>Class Action Litigation</I> and <I>the Kubiszyn Class Action
Litigation</I>. The <I>Defendants</I> moved to dismiss the <I>Class Action Litigation</I> and the <I>Kubiszyn Class Action Litigation</I>, asserting, <I>inter alia</I>, that the actions were premature in that the <I>Proposal</I> had not been
accepted and <I>Alfa&#146;s Special Committee</I> had not completed its work. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Between July&nbsp;17, 2007 and November&nbsp;2, 2007, the
<I>Mutual Special Committee</I> and <I>Alfa&#146;s Special Committee</I>, along with their financial advisors, carried on their work with regard to consideration of the <I>Proposal </I>and in connection with the negotiations between the <I>Mutual
Group</I> and the <I>Special Committee</I>, a number of offers and counteroffers were exchanged. Counsel for <I>Lead Plaintiffs</I> periodically communicated with counsel for <I>Defendants</I> to urge that <I>Defendants</I> take into consideration
the views and analysis that <I>Lead Plaintiffs</I> had with respect to price and process issues regarding the <I>Proposal</I>. As a result of negotiations between <I>Alfa</I>&#146;s S<I>pecial Committee</I> and the <I>Mutual Special Committee,
</I>by October&nbsp;25, 2007, the <I>Mutual Group </I>had raised its offer to $20.75 per share. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Additional meetings, consideration,
evaluation and negotiations among representatives of the <I>Mutual Special Committee </I>and <I>Alfa&#146;s Special Committee </I>occurred between October&nbsp;25, 2007 and October&nbsp;30, 2007, however, as of October&nbsp;30, 2007, <I>Alfa&#146;s
Special Committee&#146;s</I> offer stood at $23.00 per share while representatives of <I>Mutual Group</I> remained at $20.75 per share. On the morning of October&nbsp;30, 2007, representatives of Lazard on behalf of <I>Alfa&#146;s Special
Committee</I> and Goldman Sachs on behalf of the <I>Mutual Special Committee </I>discussed the <I>Mutual Group</I>&#146;s offer price, and Goldman Sachs indicated that the <I>Mutual Group</I>&#146;s offer stood at $20.75, but that it might be
willing to increase its offer if <I>Alfa&#146;s Special Committee</I> agreed to certain concessions. Thereafter, the <I>Mutual Special Committee</I> met to discuss the status of negotiations and, after consideration of reports received from counsel
and its financial advisor, Goldman Sachs, the <I>Mutual Special Committee</I> authorized a counteroffer of up to $22.00 per share. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Also on
October&nbsp;30, 2007, the<I> Parties</I> began negotiations with a view toward settling the <I>Class Action Litigation</I>. On October&nbsp;31, 2007 counsel for <I>Lead Plaintiffs</I> with their valuation expert, made a telephonic presentation with
respect to both price and process issues to counsel and representatives of <I>Defendants</I>, on which counsel for the <I>Kubiszyn Plaintiffs</I> also were included. On November&nbsp;2, 2007, counsel for the <I>Kubiszyn Plaintiffs</I> made a
presentation to the <I>Mutual Group</I> to encourage it to raise its price, and provided counsel for the <I>Mutual Group</I> with information with respect to valuation. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
FACE="Times New Roman" SIZE="2">During the course of negotiations, <I>Plaintiffs&#146; Counsel</I> received on a confidential basis certain nonpublic information that had been received and reviewed by <I>Alfa&#146;s Special Committee</I>, including
financial projections used by <I>Alfa&#146;s Special Committee</I> in its negotiations. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">During a recess of a negotiation meeting on
November&nbsp;2, 2007, counsel for the <I>Mutual Special Committee</I> and <I>Alfa&#146;s Special Committee</I> met telephonically separately with certain of the legal counsel for the <I>Lead Plaintiffs</I> in the pending <I>Class Action
Litigation</I> and the <I>Kubiszyn Plaintiffs </I>to explain to <I>Plaintiffs&#146; Counsel</I> where the negotiations stood, and to discuss whether the <I>Plaintiffs</I> would be willing to settle the pending litigation if the price for the <I>Alfa
</I>common stock were raised to $22.00 per share. Late in the afternoon on November&nbsp;2, 2007, representatives of the <I>Mutual Special Committee </I>and representatives of <I>Alfa&#146;s Special Committee</I> resumed discussions and following
further negotiation, the <I>Mutual Special Committee </I>increased its offer for <I>Alfa</I> stock to $22.00 per share. </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">3 </FONT></P>


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 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Also on November&nbsp;2, 2007, after additional negotiations, <I>Lead Plaintiffs&#146; Counsel</I> and
the <I>Mutual Group</I> reached an agreement in principle to settle the <I>Class Action Litigation</I> in consideration of the increase in price per share. <I>Lead Plaintiffs&#146; Counsel</I> were also given the opportunity to review and comment on
the preliminary proxy statement, a majority of which comments were incorporated into a revised draft proxy statement. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The <I>Mutual
Special Committee</I> and <I>Alfa&#146;s Special Committee</I> agreed to a transaction by which the <I>Mutual Group</I> would acquire all of the outstanding shares of <I>Alfa</I>&#146;s common stock that it does not currently own for $22.00 per
share (the &#147;<I>Merger</I>&#148;). </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">After reaching the <I>Settlement</I> in principle, the <I>Parties</I> engaged in confirmatory
discovery, so that <I>Plaintiffs&#146; Counsel</I> could confirm their belief that the agreed price and consideration was fair, reasonable and adequate. In connection therewith, the <I>Mutual Group</I> provided 9,648 pages of confidential, non
public information, <I>Alfa&#146;s Special Committee</I> provided 2,787 pages of confidential information reviewed, received or generated by it during negotiations and Lazard produced 139 pages of confidential information generated, reviewed or
evaluated by it. <I>Plaintiffs&#146; Counsel</I> also deposed the Chief Financial Officer of the <I>Mutual Group</I>, the Chairman of <I>Alfa&#146;s Special Committee</I> and a representative of Lazard, Richard Puccio. </FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2"><I>Plaintiffs&#146; Lead Counsel</I> confirmed their good faith determination that the <I>Settlement </I>is fair, reasonable and adequate after
completion of the confirmatory documentary discovery and depositions. <I>Lead Plaintiffs&#146; Counsel</I> believe that the claims asserted in the <I>Class Action Litigation</I> with regard to the original <I>Proposal</I> had merit; however, <I>Lead
Plaintiffs&#146; Counsel</I> recognize and acknowledge the substantial increase in the price per share; the expense necessary to prosecute the <I>Class Action Litigation</I> against <I>Defendants</I> as well as the relative merits of the <I>Merger
</I>and the totality of the facts and circumstances of the interrelated nature of the insurance operations of the <I>Mutual Group</I>, <I>Alfa</I> and the related entities; the uncertainty of outcome and the risk of any litigation, especially in
complex actions such as this <I>Class Action Litigation</I>, as well as the difficulties and delays inherent in such litigation; and the inherent difficulties of proof under and possible defenses to the claims asserted in the <I>Class Action
Litigation</I>. Therefore, after conducting a legal and factual investigation, <I>Lead Plaintiffs&#146; Counsel</I> in this <I>Class Action Litigation</I> have concluded that the terms and conditions of the <I>Settlement</I> provided for in the
<I>Stipulation</I> provide substantial and direct benefits to the <I>Class,</I> including enhanced disclosures in any <I>Proxy Statement</I> and increased compensation for the <I>Alfa</I> common stock not excluded by the <I>Merger Agreement</I>, and
that the terms and conditions of the <I>Settlement</I> are fair, reasonable, adequate, and in the best interests of <I>Alfa</I>&#146;s stockholders and <I>Alfa</I>. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
FACE="Times New Roman" SIZE="2"><I>Kubiszyn Plaintiffs&#146; Counsel </I>were provided with the opportunity to participate in the confirmatory discovery and as a result of their review of that discovery, they concurred with the conclusion of
<I>Plaintiffs&#146; Lead Counsel</I> that the offer of $22.00 per share is fair. Thus, on December&nbsp;20, 2007, counsel for the <I>Kubiszyn Plaintiffs</I> and the <I>Mutual Group</I> reached an agreement in principle to settle the <I>Kubiszyn
Class Action Litigation</I> in consideration of the increased consideration in the <I>Merger</I> and the opportunity to comment on the preliminary proxy statement, which they did. </FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The <I>Defendants</I> have vigorously denied, and continue to deny, any wrongdoing or liability with respect to all claims, events and transactions
complained of in the <I>Class Action Litigation </I>and the <I>Kubiszyn Class Action Litigation</I>, deny that they engaged in any wrongdoing, deny that they acted improperly in any way, and deny liability of any kind to <I>Plaintiffs,</I> and are
entering into this <I>Settlement</I> solely because the <I>Settlement</I> will (i)&nbsp;avoid the substantial burden, expense, distraction and inconvenience of continued litigation of the claims asserted against them in the <I>Class Action
Litigation </I>and the <I>Kubiszyn Class Action Litigation</I>; and (ii)&nbsp;finally put to rest and terminate those claims. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The
<I>Plaintiffs</I> desire to release all claims against the <I>Defendants/Released Parties</I>, except for (i)&nbsp;any claims to enforce the <I>Settlement</I>; (ii)&nbsp;any properly perfected claims for appraisal pursuant to Section&nbsp;262 of the
Delaware General Corporation Law by <I>Alfa</I> stockholders who properly demand appraisal and do not otherwise waive their appraisal rights; however, nothing contained herein shall be deemed to limit <I>Alfa</I>&#146;s defenses in a potential
appraisal action; and (iii)&nbsp;claims of absent <I>Class Members</I> arising from any policy of insurance issued by the <I>Alfa Companies</I> or otherwise arising from their status as a holder of an insurance policy. Nothing in the provisions
(i)-(iii)&nbsp;above shall affect or negate any defense the <I>Parties</I> have or assert to any claim arising for (i)-(iii). </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The
<I>Parties</I> have agreed that this <I>Settlement</I> should be effected in the Circuit Court for Montgomery County, Alabama, and have consented to the intervention by the <I>Kubiszyn Plaintiffs</I> for purposes of participating in the
<I>Settlement</I> and petitioning the <I>Court</I> for an award of fees and expenses as provided in the <I>Stipulation</I>. </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TR>
<TD WIDTH="100%"></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">THE COURT HAS NOT DETERMINED THE MERITS OF THE CLAIMS MADE BY PLAINTIFFS AGAINST, OR THE DEFENSES OF, THE DEFENDANTS. THIS NOTICE DOES NOT IMPLY THAT THERE HAS BEEN OR WOULD BE ANY FINDING OF
VIOLATION OF THE LAW OR THAT RELIEF IN ANY FORM OR RECOVERY IN ANY AMOUNT COULD BE HAD AGAINST THE DEFENDANTS IF THE CLAIMS ASSERTED AGAINST THEM IN THIS CLASS ACTION LITIGATION WERE NOT SETTLED.</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">4 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>THE RIGHTS OF CLASS MEMBERS </B></FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">If you are a <I>Class Member</I>, you may receive the benefit of and you will be bound by the terms of the proposed <I>Settlement</I>, upon approval of
it by the <I>Court</I>. If you are a <I>Class Member</I>, you have the following options: </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">1.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">You may object to the action being maintained as a class action and/or the terms of the <I>Stipulation</I> and/or the terms of the <I>Settlement</I> as described below under
&#147;Right to Appear at Settlement Hearing.&#148; However, if your objection is rejected, you will be bound by the <I>Settlement</I> and the <I>Judgment</I> just as if you had not objected. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">2.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">You may do nothing at all. If you choose this option, assuming you continue to hold your <I>Alfa</I> stock, the <I>Settlement</I> is approved and the <I>Merger</I> is completed,
each share of <I>Alfa </I>common stock issued and outstanding immediately before the effective time of the <I>Merger</I>, will be converted into the right to receive $22.00 in cash without interest. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">3.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">You may perfect your appraisal rights under Section&nbsp;262 of the General Corporation Law of the State of Delaware (&#147;<I>DGCL</I>&#148;). If you choose this option, assuming
the <I>Merger</I> is completed, each share of <I>Alfa</I> common stock you hold for which you have perfected your appraisal rights and have strictly followed the procedures prescribed by Section&nbsp;262, will be cancelled and you will be entitled
to receive payment of the fair value as determined pursuant to court appraisal proceedings, in cash, from <I>Alfa</I>, as the surviving corporation of the <I>Merger</I>. There is however, no guarantee that you would receive $22.00 per share or more
if you choose this option. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">4.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">You may, but are not required to, enter an appearance in the <I>Class Action Litigation</I> through counsel of your own choosing at your own expense. If you do not do so, you will
be represented by <I>Lead Plaintiffs&#146; Counsel</I>. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">5.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">You may appear, in person or through your personal attorney, at the Settlement Hearing as described below under &#147;Right to Appear at Settlement Hearing.&#148;
</FONT></TD></TR></TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>RIGHT TO APPEAR AT SETTLEMENT HEARING </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
FACE="Times New Roman" SIZE="2">Any <I>Alfa</I> stockholder with standing to assert the claims asserted in this <I>Class Action Litigation</I> or the <I>Kubiszyn Class Action Litigation </I>who objects to the <I>Stipulation of Settlement</I>, the
<I>Settlement</I>, the maintenance of this action as a class action, the Order and Final Judgment and/or the application for attorneys&#146; fees and expenses, or who otherwise wishes to be heard, may appear in person or by his attorney at the
<I>Settlement Hearing</I> and present any evidence or argument that may be proper and relevant; provided however, that no person other than <I>Lead Plaintiff</I>s and <I>Kubiszyn Plaintiffs</I> or their counsel shall be heard, and no papers, briefs,
pleadings or other documents submitted by any such person shall be received and considered by the <I>Court </I>(unless the <I>Court</I> in its discretion shall thereafter otherwise direct, upon application of such person and for good cause shown),
unless no later than ten (10)&nbsp;days prior to the <I>Settlement Hearing</I> directed herein, (i)&nbsp;written notice of the intention to appear; (ii)&nbsp;a detailed statement of such person&#146;s objections to any matter before the
<I>Court</I>; and (iii)&nbsp;the grounds therefore or the reasons why such person desires to appear and to be heard, as well as all documents and writings which such person desires the <I>Court</I> to consider, shall be filed by such person with the
Office of the Clerk of the Circuit Court of Montgomery County, Alabama, and, on or before such filing, shall be served by hand or any mode of delivery providing proof of delivery on the following counsel of record: </FONT></P> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" ALIGN="center">

<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Attorney for <I>Lead Plaintiffs</I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Attorneys for the <I>Mutual Group</I> and <I>AMG</I></FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Emily Komlossy</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">John L. Latham</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">FARUQI&nbsp;&amp; FARUQI, LLP</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Betsy P. Collins</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">3595 Sheridan Street</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">ALSTON &amp; BIRD LLP</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Suite 206</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">1201 West Peachtree Street</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Hollywood, FL 33021</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Atlanta, Georgia 30309-3424</FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Attorney for <I>Kubiszyn Plaintiffs</I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Attorney for <I>Kubiszyn Plaintiffs</I></FONT></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">John Q. Somerville</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Lynda J. Grant</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">GALLOWAY&nbsp;&amp; SOMERVILLE, LLC</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">COHEN, MILSTEIN, HAUSFELD &amp; TOLL, PLLC</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">11 Oak Street</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">1100 New York Avenue, NW</FONT></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Birmingham, AL 35213</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Suite 500 West Tower</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="2">Washington, DC 20005</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">5 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>Any person who fails to object in the manner prescribed above shall be deemed to have waived any
objections </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>and shall be forever barred from raising any objections in this or in any other action or proceeding. </B></FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>DISMISSAL, RELEASE AND BAR ORDER </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The
<I>Stipulation of Settlement</I> provides that any and all claims, demands, rights, actions or causes of action, liabilities, damages, losses, obligations, judgments, suits, fees, expenses, costs, matters and issues of any kind or nature whatsoever,
whether known or unknown, contingent or absolute, suspected or unsuspected, disclosed or undisclosed, matured or unmatured, that have been or could have been asserted in the <I>Class Action Litigation</I>, the <I>Kubiszyn Class Action
Litigation</I>, or in any court, tribunal or proceeding (including, but not limited to, any claims arising under federal or state statutory or common law relating to alleged fraud, fraudulent inducement, breach of any duty, violations of securities
laws, negligence or otherwise), by or on behalf of any member of the <I>Class</I>, whether individual, class, derivative, representative, legal, equitable or any other type or in any other capacity against any of the <I>Released Parties</I>, whether
or not any such <I>Released Party</I>, was named, served with process or appeared in the <I>Class Action Litigation</I>, or the <I>Kubiszyn Class Action Litigation</I>, which have arisen, could have arisen, arise now or hereafter arise out of, or
relate in any manner to, the allegations, facts, events, transactions, matters, acts, occurrences, statements, representations, misrepresentations, omissions, or any other matter, thing or cause whatsoever, or any series thereof, embraced, involved,
set forth in, or otherwise related to the complaint filed in the <I>Class Action Litigation</I>, the <I>Kubiszyn Class Action Litigation</I>, or any allegations therein, to the <I>Merger</I>, to the <I>Merger Agreement</I> and/or any related
agreements, to the adequacy of the <I>Merger</I> consideration, to the negotiations preceding the <I>Merger</I> and the <I>Merger Agreement</I>, to the fiduciary obligations of any of the <I>Defendants </I>or <I>Released Parties </I>in connection
with the <I>Merger</I>, or to the disclosure obligations of any of the <I>Defendants</I> or <I>Released Parties</I> in connection with the <I>Merger</I> or the <I>Merger Agreement,</I> subject to <I>Court </I>approval, are compromised, settled,
released, discharged and dismissed with prejudice; provided, however, that the <I>Released Claims</I> shall not include (i)&nbsp;any claims to enforce the <I>Settlement</I>; (ii)&nbsp;any claims for appraisal in connection with the <I>Merger</I>
pursuant to Section&nbsp;262 of the DGCL by <I>Alfa</I> stockholders who properly demand appraisal and do not otherwise waive their appraisal rights; or (iii)&nbsp;claims of absent <I>Class Members</I> arising from any policy of insurance issued by
the <I>Alfa Companies</I> or otherwise arising from their status as a holder of an insurance policy. Nothing in the provisions (i)-(iii)&nbsp;above shall affect or negate any defense the Parties have or assert to any claim arising for (i)-(iii).
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Additionally, <I>Lead Plaintiffs</I>,<I> Kubiszyn Plaintiffs, </I>and all<I> Class Members</I> (all collectively <I>&#147;Barred
Persons&#148;</I>), subject to <I>Court</I> approval, are permanently barred, enjoined and restrained from instituting, commencing or prosecuting in this <I>Class Action Litigation</I> or any other action or proceeding, any <I>Released Claims</I>
against any of the <I>Released Parties</I>. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">With respect to any and all <I>Released Claims</I>, the <I>Parties</I> have stipulated and
agreed that, upon the date when the <I>Settlement</I> becomes <I>Final </I>(as defined below), <I>Lead Plaintiffs</I> and the <I>Kubiszyn Plaintiffs </I>shall have waived and relinquished, and all other parties whose claims are being released,
including the <I>Class,</I> shall be deemed to have waived and relinquished, to the fullest extent permitted by law, the provisions, rights and benefits of Section&nbsp;1542 of the California Civil Code, which provides: </FONT></P> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="80%" BORDER="0" ALIGN="center">

<TR>
<TD WIDTH="100%"></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have
materially affected his settlement with the debtor.</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Also, with respect to any and all <I>Released Claims</I>, the <I>Lead Plaintiffs</I>, and the
<I>Kubiszyn Plaintiffs </I>shall have waived and relinquished, and all other <I>Parties</I> whose claims are being released, including the <I>Class</I>, shall be deemed to have waived and relinquished, to the fullest extent permitted by law, any and
all provisions, rights, and benefits conferred by the law of any state or territory of the United States or any other jurisdiction, or principle of common law, which is similar, comparable or equivalent to Cal. Civ. Code &#167; 1542. <I>Lead
Plaintiffs</I>, and <I>Kubiszyn Plaintiffs </I>and other <I>Parties</I> whose claims are being released including <I>Class Members</I>, may hereafter discover facts in addition to or different from those which they now know or believe to be true
with respect to the subject matter of the <I>Released Claims</I>, which if known, might have affected the decision to enter into the <I>Stipulation</I>, but have stipulated and agreed that, on the date when the <I>Settlement</I> becomes
<I>Final</I>, they do, fully, finally and forever settle and release any and all <I>Released Claims</I>, without regard to subsequent discovery or existence of such different or additional facts. <I>Lead Plaintiffs</I> and <I>Kubiszyn Plaintiffs,
</I>acknowledge that the inclusion of unknown claims in the definition of <I>Released Claims</I> was separately bargained for and was a key element of the <I>Settlement</I> of which the releases are a part. </FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The <I>Settlement</I> shall be considered final (&#147;<I>Final</I>&#148;) for purposes of the <I>Stipulation of Settlement</I> subsequent to entry by
the <I>Court</I> of an Order and Final Judgment approving the <I>Settlement,</I> only upon the expiration of any applicable appeal period for the appeal of the Order and Final Judgment without an appeal having been filed or, if an appeal is taken,
upon entry of an order affirming the Order and Final Judgment appealed from (or dismissing the appeal) and the expiration of any applicable period for the reconsideration, rehearing or appeal of such affirmance (or dismissal) without any motion for
reconsideration or rehearing or further appeal having been filed. An appeal only with respect to the award of attorneys&#146; fees and expenses shall not affect the finality of the <I>Settlement</I>. </FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">6 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>ATTORNEYS&#146; FEES </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
FACE="Times New Roman" SIZE="2">The <I>Parties</I> have agreed that counsel for the <I>Plaintiffs</I> in this <I>Class Action Litigation</I> and the <I>Kubiszyn Class Action Litigation</I> are entitled to reasonable attorneys&#146; fees and costs in
connection with the claims against the <I>Corporate Defendants </I>in an amount to be determined by the Circuit Court of Montgomery County, Alabama. <I>Lead Plaintiffs&#146; Counsel</I> intend to submit to the Circuit Court of Montgomery County,
Alabama fee petitions for an aggregate award of attorneys&#146; fees and expenses not to exceed $2,150,000.00 and <I>Kubiszyn Plaintiffs&#146; Counsel</I> intend to apply for an aggregate award of attorneys&#146; fees and expenses of not more than
$1,950,000.00. The <I>Court </I>is NOT obligated to award the amounts requested by <I>Plaintiffs&#146; Counsel</I>. The <I>Court</I> is free to award whatever lesser amounts the <I>Court</I> deems fit. However, under the terms of the
<I>Stipulation</I>, the attorneys&#146; fee award cannot exceed the total sum of $2,150,000.00 for <I>Lead Plaintiffs&#146; Counsel,</I> and the attorneys&#146; fee award cannot exceed the total sum of $1,950,000.00 for the <I>Kubiszyn
Plaintiffs&#146; Counsel</I>. <I>Defendants</I> will not oppose an award of attorneys&#146; fees and expenses to the <I>Lead Plaintiffs&#146; Counsel</I> not in excess of $2,150,000.00 and will not oppose an award of attorneys&#146; fees and
expenses to the <I>Kubiszyn Plaintiffs&#146; Counsel</I> not in excess of $1,950,000.00, which fees will be paid by <I>Alfa</I> to the extent approved by the Court by wire transfer within 10 business days after the later of (i)&nbsp;fulfillment of
all conditions to the <I>Settlement</I> or (ii)&nbsp;the date when the <I>Court&#146;s </I>order approving the <I>Settlement</I> and <I>Fee and Expense Award</I> has been finally affirmed on appeal or such order is no longer subject to appeal by
lapse of time or otherwise. The <I>Parties</I> have agreed that the entitlement of <I>Plaintiffs&#146; Counsel</I> to an award of fees and expenses does not constitute any admission or concession in any respect by any party as to the manner of
computation of the fee. No order of the <I>Court</I> or modification or reversal on appeal of any order of the <I>Court</I> concerning the amount of any attorneys&#146; fees, costs and expenses awarded by the <I>Court </I>shall constitute grounds
for cancellation or termination of this <I>Stipulation</I>. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>INTERIM INJUNCTION </B></FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Pending final determination of whether the <I>Stipulation</I> should be approved, <I>Plaintiffs&#146; Counsel</I>, <I>Lead Plaintiffs, Kubiszyn
Plaintiffs</I> and all members of the <I>Class</I> described above, are barred and enjoined from prosecuting, filing, maintaining, pursuing, or participating as a litigant (by intervention or otherwise), whether directly, individually, or
representatively, or in any other capacity, any separate action asserting any claims which are or relate to the <I>Released Claims</I>. </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman"
SIZE="2"><B>CONDITIONS OF SETTLEMENT </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">The proposed <I>Settlement</I> has been entered into in contemplation of and contingent upon the
occurrence of each of the following: </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">1.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Conditional certification of the <I>Class Action Litigation</I>, for settlement purposes only, as a class action pursuant to Ala. R. Civ. P. 23(b)(1) and (b)(2) on behalf of a class
consisting of all persons who were record or beneficial owners of common stock of <I>Alfa</I> at any time during the period beginning on and including the close of business on July&nbsp;17, 2007 through and including the date of the consummation of
the <I>Merger</I>, including any and all of their respective successors in interest, representatives, trustees, executors, administrators, heirs, assigns or transferees, immediate and remote, and any person or entity acting for or on behalf of, or
claiming under any of them, and each of them. <I>Defendants</I> and members of their immediate families will be excluded from the definition of &#147;<I>Class&#148;; </I>however<I>, Individual Defendants</I> and members of their immediate family
will be entitled to the same compensation for their shares as other stockholders as provided for in the terms of the <I>Merger Agreement</I>. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">2.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">No option to terminate having been elected by <I>Plaintiffs</I> or <I>Defendants</I>. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">3.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Final court certification of the <I>Class</I>, approval of the <I>Settlement</I> and dismissal of the <I>Class Action Litigation</I> with prejudice and without awarding any costs to
any party except as done pursuant to paragraphs 25-29 of the <I>Stipulation</I> under &#147;The Settlement.&#148; </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">4.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Entry of judgment by the <I>Court</I> in substantially the form of Exhibit C to the <I>Stipulation</I>. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">5.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">The consummation of the <I>Merger</I>. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">6.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">The judgment becoming final as defined in paragraph 17 to the <I>Stipulation</I> under &#147;The Settlement.&#148; </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="8%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">7.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Dismissal of the <I>Class Action Litigation </I>and the <I>Kubiszyn Class Action Litigation</I> with prejudice. </FONT></TD></TR></TABLE> <P
STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>SCOPE OF THIS NOTICE AND FURTHER INFORMATION </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman"
SIZE="2">This <I>Notice</I> does not purport to be a comprehensive description of this <I>Class Action Litigation</I>, the allegations or transactions related thereto, the terms of the <I>Settlement</I> or the <I>Settlement Hearing</I>. For a more
detailed statement of the matters involved in this litigation, you may inspect the pleadings, the <I>Stipulation</I>, the Orders entered by the <I>Court</I> and other papers filed in this litigation, unless sealed, at the Office of the Clerk of the
Circuit Court of Montgomery County, Alabama, 251 South Lawrence Street, Montgomery, Alabama, 36104, during regular business hours of each business day. </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">7 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Alternatively, you may direct any inquiries to <I>Lead Plaintiffs&#146; Counsel</I>: </FONT></P> <P
STYLE="margin-top:6px;margin-bottom:0px; margin-left:4%; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Emily Komlossy </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:4%; text-indent:4%"><FONT FACE="Times New Roman"
SIZE="2">FARUQI&nbsp;&amp; FARUQI, LLP </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:4%; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">3595 Sheridan Street, Suite 206 </FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px; margin-left:4%; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">Hollywood, FL 33021 </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:4%; text-indent:4%"><FONT FACE="Times New Roman"
SIZE="2">954-239-0280 (Phone) </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:4%; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">954-239-0281 (Fax) </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px"
ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B><U>PLEASE DO NOT WRITE OR TELEPHONE THE COURT. </U></B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>NOTICE TO PERSONS OR
ENTITIES HOLDING </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>RECORD OWNERSHIP ON BEHALF OF OTHERS </B></FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">If you held any <I>Alfa</I> common stock at any time during the period July&nbsp;17, 2007 through and including the date of the consummation of the
<I>Merger</I> for the beneficial interest of a person or entity other than yourself, the <I>Court</I> has directed that within ten (10)&nbsp;calendar days after you receive this <I>Notice</I>, you must either: (1)&nbsp;provide to the <I>Notice
Administrator</I> identified below the name and last known address of each person or entity for whom or which you held such stock during such time period or (2)&nbsp;request additional copies of this <I>Notice</I>, which will be provided to you free
of charge, and within ten (10)&nbsp;days mail the <I>Notice</I> directly to the beneficial owners of the securities referred to herein. If you choose to follow alternative procedure (2), the <I>Court</I> has directed that, upon such mailing, you
send a statement to the <I>Notice Administrator</I> confirming that the mailing was made as directed. You are entitled to reimbursement of your reasonable expenses actually incurred in connection with the foregoing, including reimbursement of
reasonable postage expenses and the reasonable costs of ascertaining the names and addresses of beneficial owners. Those reasonable expenses and costs will be paid upon request and submission of appropriate supporting documentation. All
communications concerning the foregoing should be addressed to the <I>Notice Administrator</I>: </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">Alfa Corporation Shareholder Litigation
</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">Gilardi&nbsp;&amp; Co., LLC, Notice Administrator </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
FACE="Times New Roman" SIZE="2">P.O. Box 990 </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">Corte Madera, CA 94976-0990 </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"
ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><U>www.gilardi.com </U></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">If this <I>Notice </I>was sent to you at your current address,
you do not have to do anything further to receive future notices concerning this <I>Class Action Litigation</I>. If it was forwarded by the postal service, or if it was otherwise sent to you at an address that is not current, you should immediately
contact the <I>Notice Administrator</I> referred to above in this paragraph. </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
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<TD WIDTH="49%"></TD></TR>
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<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Dated: February&nbsp;7, 2008</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">BY ORDER OF THE CIRCUIT COURT OF</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT FACE="Times New Roman" SIZE="2">MONTGOMERY COUNTY,
ALABAMA:</FONT></P></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"></TD>
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<IMG SRC="g93726sig.jpg" ALT="LOGO"></P></TD></TR>
</TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">8 </FONT></P>


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 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">Appendix A </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
FACE="Times New Roman" SIZE="2">DEFINITIONS USED IN THIS NOTICE </FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">1.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Alfa</I>&#148; means Alfa Corporation, a publicly-traded Delaware Corporation with its principal place of business in Montgomery, Alabama and all of its subsidiaries,
divisions, affiliates, predecessors, successors and any of them. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">2.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">The &#147;<I>Alfa Companies</I>&#148; refers to the group of affiliated insurance companies including <I>Alfa</I>, Alfa Mutual Fire Insurance Company (&#147;<I>AMF</I>&#148;), Alfa
Mutual Insurance Company (&#147;<I>AMI</I>&#148;), Alfa Mutual General Insurance Company (&#147;<I>AMG</I>&#148;) and all of their subsidiaries, divisions, affiliates, predecessors, successors and any of them. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">3.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>AMG</I>&#148; means Alfa Mutual General Insurance Company and all of its subsidiaries, divisions, affiliates, predecessors, successors and any of them.
</FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">4.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Barred Persons</I>&#148; means <I>Lead Plaintiffs</I>, <I>Kubiszyn Plaintiffs</I> and all <I>Class Members</I> and <I>Released Parties</I>. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">5.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Class</I>&#148; means all <I>Persons</I> who were record or beneficial owners of common stock of <I>Alfa</I> at any time during the period beginning on and including the
close of business on July&nbsp;17, 2007 through and including the date of the consummation of the <I>Merger</I>, including their respective successors in interest, representatives, trustees, executors, administrators, heirs, assigns or transferees,
immediate and remote, and any person or entity acting for or on behalf of, or claiming under any of them, and each of them. <I>Defendants</I>, members of the immediate families of the <I>Defendants</I> and their parents and subsidiaries will be
excluded from the definition of &#147;<I>Class</I>&#148;; however, <I>Individual Defendants</I> and members of their immediate families will be entitled to the same compensation for their shares as other stockholders in accordance with the terms of
the <I>Merger Agreement</I>. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">6.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Class Member</I>&#148; or &#147;<I>Class Members</I>&#148; means any or all members of the <I>Class </I>including without limitation, the <I>Kubiszyn Plaintiffs</I>.
</FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">7.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Class Action Litigation</I>&#148; means those lawsuits styled: <I>Lawrence Fisk v. Alfa Corp., et al.</I>, CV-2007-900485 (Circuit Court of Montgomery County, Alabama) and
<I>Richard Karph v. Jerry A. Newby, et al.</I>, CV-2007-900580 (Circuit Court of Montgomery County, Alabama) consolidated as <I>In re Alfa Corp. Shareholder Litigation</I>, Consolidated Case No.&nbsp;03-CV-2007-900485. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">8.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Court</I>&#148; means the Circuit Court of Montgomery County, Alabama. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">9.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Defendants</I>&#148; or &#147;<I>Defendant</I>&#148; means, collectively or individually Alfa Corporation (&#147;<I>Alfa</I>&#148;), the<I> Mutual Group</I>,<I> AMG</I> and
Jerry A. Newby, C. Lee Ellis, Hal F. Lee, Russell R. Wiggins, Dean Wysner, Steve Dunn, Jacob C. Harper, B. Phil Richardson, Boyd E. Christenberry, Larry Newman, and John R. Thomas. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">10.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2"><I>&#147;Fee and Expense Award&#148;</I> means any award of attorneys&#146; fees to <I>Plaintiffs&#146; Counsel</I> approved by the <I>Court</I>. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">11.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Individual Defendants</I>&#148; means Jerry A. Newby, C. Lee Ellis, Hal F. Lee, Russell R. Wiggins, Dean Wysner, Steve Dunn, Jacob C. Harper, B. Phil Richardson, Boyd E.
Christenberry, Larry Newman and John R. Thomas. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">12.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Judgment</I>&#148; means the judgment to be rendered by the <I>Court</I>, substantially in the form attached as Exhibit C to the <I>Stipulation</I>.
</FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">13.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Kubiszyn Class Action Litigation</I>&#148; means the consolidated lawsuits pending in the Delaware Court of Chancery under the caption: <I>In re Alfa Corporation
Shareholders Litigation</I>, Consolidated C.A. No.&nbsp;3104-VCP. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">14.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Kubiszyn Plaintiffs&#146; Counsel</I>&#148; means all plaintiffs&#146; counsel of record in <I>In re Alfa Corporation Shareholders Litigation</I>, Consolidated C.A.
No.&nbsp;3104-VCP, Delaware Court of Chancery and/or who appeared on behalf of <I>Kubiszyn Plaintiffs</I> in the above-styled <I>Class Action Litigation</I>. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">15.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Kubiszyn Plaintiffs</I>&#148; means Elizabeth Stewart, Laurie Forrest, Superior Partners, City Pension Fund for Firefighters&nbsp;&amp; Police Officers in the City of
Pembroke Pines, Robert A. Schwartz, Jack Kubiszyn, Sr., Johnny M. Johnson, John W. Morris, Hugh Edmonds, Robert H. Rust, Annie Marie Smith, Carl Smith, Charles White, Mary Lee White, Milbourn Chesser, Luther McGaughy, Mike Cochran, Waymon J.
Buttram, Freddy Glover, and Danny Lacey. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">16.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Lead Plaintiffs</I>&#148; means, collectively, Lawrence Fisk and Richard Karph. </FONT></TD></TR></TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;
</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">9 </FONT></P>


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<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">17.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Lead Plaintiffs&#146; Counsel</I>&#148; means the law firms of Faruqi&nbsp;&amp; Faruqi, LLP, and Branstetter, Stranch&nbsp;&amp; Jennings PLLC, The Gardner Firm, P.C.,
Beers, Anderson, Jackson, Patty&nbsp;&amp; Fawall, P.C., Cauley Bowman Carney&nbsp;&amp; Williams LLP and David E. Allred, P.C. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">18.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Merger</I>&#148; means the transaction described in the <I>Merger Agreement</I> by which the <I>Mutual Group</I> will acquire the shares of <I>Alfa </I>that the <I>Mutual
Group</I> does not already own for $22.00 per share. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">19.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Merger Agreement</I>&#148; means the Agreement and Plan of Merger dated November&nbsp;4, 2007, among <I>Alfa</I>, the <I>Mutual Group</I> and Alfa Delaware Merger Sub, Inc.
</FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">20.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Mutual Group</I>&#148; means, collectively, Alfa Mutual Fire Insurance Company (&#147;<I>AMF</I>&#148;) and Alfa Mutual Insurance Company (&#147;<I>AMI</I>&#148;) and all
of their subsidiaries, divisions, affiliates, predecessors, successors and any of them. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">21.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Mutual Special Committee</I>&#148; means a special committee of the boards of directors of the <I>Mutual Group</I> and <I>AMG</I> composed of directors who were neither
employees nor directors of <I>Alfa </I>that was formed to consider a proposed going private transaction. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">22.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Notice Administrator</I>&#148; means Gilardi&nbsp;&amp; Co., LLC. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">23.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Parties</I>&#148; means all of the <I>Plaintiffs</I> and <I>Defendants </I>in the <I>Class Action Litigation </I>and the <I>Kubiszyn Class Action </I>Litigation<I>. </I>
</FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">24.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Person</I>&#148; means an individual, corporation, partnership, limited partnership, association, joint stock company, estate, legal representative, trust, unincorporated
association, government or any political subdivision or agency thereof, and any business or legal entity and their spouses, heirs, predecessors, successors, representatives, or assignees. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">25.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2"><I>&#147;Plaintiffs&#148;</I> means, collectively, the <I>Kubiszyn Plaintiffs</I> and <I>Lead Plaintiffs</I>. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">26.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Plaintiffs&#146; Counsel</I>&#148; means, collectively, the <I>Lead Plaintiffs Counsel</I> and <I>Kubiszyn Plaintiffs&#146; Counsel</I>. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">27.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Related Parties</I>&#148; means, any of the <I>Defendants&#146;</I> respective families, parent entities, associates, affiliates, or subsidiaries and each and all of their
respective past, present or future officers, directors, stockholders, partners, members, representatives, employees, financial or investment advisors, consultants, accountants, attorneys, investment bankers, commercial bankers, engineers, advisors
or agents, heirs, executors, trustees, general or limited partners or partnerships, limited liability companies, personal or legal representatives, estates, administrators, predecessors, successors and assigns and any entity in which any
<I>Defendant</I> has or had a controlling interest and the present and former parents, subsidiaries, divisions, affiliates, predecessors, successors, employees, officers, directors, attorneys, assigns, and agents of each of them.
</FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">28.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Released Claims</I>&#148; are any and all claims, demands, rights, actions or causes of action, liabilities, damages, losses, obligations, judgments, suits, fees, expenses,
costs, matters and issues of any kind or nature whatsoever, whether known or unknown, contingent or absolute, suspected or unsuspected, disclosed or undisclosed, matured or unmatured, that have been or could have been asserted in the <I>Class Action
Litigation</I>, the <I>Kubiszyn Class Action Litigation</I>, or in any court, tribunal or proceeding (including, but not limited to, any claims arising under federal or state statutory or common law relating to alleged fraud, fraudulent inducement,
breach of any duty, violations of securities laws, negligence or otherwise), by or on behalf of any member of the <I>Class</I>, whether individual, class, derivative, representative, legal, equitable or any other type or in any other capacity
against any of the <I>Released Parties</I>, whether or not any such <I>Released Party</I> was named, served with process or appeared in the <I>Class Action Litigation</I>, which have arisen, could have arisen, arise now or hereafter arise out of, or
relate in any manner to, the allegations, facts, events, transactions, matters, acts, occurrences, statements, representations, misrepresentations, omissions or any other matter, thing or cause whatsoever, or any series thereof, embraced, involved,
set forth in, or otherwise related to the complaint filed in the <I>Class Action Litigation</I>, the <I>Kubiszyn Class Action Litigation</I>, or any allegations therein, to the <I>Merger</I>, to the <I>Merger Agreement</I> and/or any related
agreements, to the adequacy of the <I>Merger</I> consideration, to the negotiations preceding the <I>Merger</I> and the <I>Merger Agreement</I>, to the fiduciary obligations of any of the <I>Defendants</I> or <I>Released Parties</I> in connection
with the <I>Merger</I>, or to the disclosure obligations of any of the <I>Defendants</I> or <I>Released Parties </I>in connection with the <I>Merger </I>or the <I>Merger Agreement</I>; provided, however, that the <I>Released Claims</I> shall not
include (i)&nbsp;any claims to enforce the <I>Settlement</I>; (ii)&nbsp;any claims for appraisal rights in connection with the <I>Merger </I>pursuant to Section&nbsp;262 of the Delaware General Corporation Law by <I>Alfa</I> stockholders who
properly demand appraisal and do not otherwise waive their appraisal rights; and (iii)&nbsp;claims of absent <I>Class Members</I> arising from any policy of insurance issued by the <I>Alfa Companies</I> or otherwise arising from their status as a
holder of an insurance policy. Nothing in the provisions (i)-(iii)&nbsp;above shall affect or negate any defense the <I>Parties</I> have or assert to any claim arising for (i)-(iii). </FONT></TD></TR></TABLE> <P
STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">10 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">29.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Released Parties</I>&#148; are the <I>Defendants</I> (or any one of them), their <I>Related Parties </I>whether or not any such Released Person was named, served with
process or appeared in the <I>Class Action Litigation</I>. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">30.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Proposal</I>&#148; means the July&nbsp;17, 2007 proposal by the <I>Mutual Group</I> and <I>AMG</I> to acquire the shares of <I>Alfa</I> that the <I>Mutual Group</I> and
<I>AMG </I>did not already own for $17.60 per share. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">31.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Proxy Statement</I>&#148; means the document accompanying the proxy to be sent to stockholders in connection with the proposed <I>Merger. </I> </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">32.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Settlement</I>&#148; means the terms and provisions set forth herein, under and pursuant to which the <I>Plaintiffs</I>&#146; and the <I>Cla</I>s<I>s</I>&#146; claims
against the <I>Released Parties</I> will be settled and dismissed, subject to approval by the <I>Court</I>. </FONT></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">33.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Stipulation</I>&#148; means the Stipulation of Settlement and the exhibits attached hereto and incorporated herein by reference. </FONT></TD></TR></TABLE> <P
STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">34.</FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">&#147;<I>Unknown Claims</I>&#148; means all claims, demands, rights, liabilities, and causes of action of every nature and description which the <I>Lead Plaintiffs</I>, <I>Kubiszyn
Plaintiffs </I>or any <I>Class Member</I> do not know or suspect to exist in his, her or its favor at the time of the release of the <I>Released Parties</I> which, if known by him, her or it, might have affected his, her or its settlement with and
release of the <I>Released Parties</I>, or might have affected his, her or its decision not to object to this <I>Settlement</I>. </FONT></TD></TR></TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">11 </FONT></P>

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