<SUBMISSION>
<ACCESSION-NUMBER>0001104659-03-001348
<TYPE>SC 13G/A
<PUBLIC-DOCUMENT-COUNT>1
<FILING-DATE>20030210
<FILED-BY>
<COMPANY-DATA>
<CONFORMED-NAME>TOOLSON KAY L
<CIK>0000940446
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>SC 13G/A
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O MONACO COACH CORP
<STREET2>91320 INDUSTRIAL WAY
<CITY>COBURG
<STATE>OR
<ZIP>97408
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>91320 COBURG INDUSTRIAL WAY
<CITY>COBURG
<STATE>OR
<ZIP>97408-9492
</MAIL-ADDRESS>
</FILED-BY>
<SUBJECT-COMPANY>
<COMPANY-DATA>
<CONFORMED-NAME>MONACO COACH CORP /DE/
<CIK>0000910619
<ASSIGNED-SIC>3711
<IRS-NUMBER>351880244
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>0102
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>SC 13G/A
<ACT>34
<FILE-NUMBER>005-45638
<FILM-NUMBER>03546612
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>91320 COBURG INDUSTRIAL WY
<CITY>COBURG
<STATE>OR
<ZIP>97408
<PHONE>5416868011
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>91320 COBURG INDUSTRIAL WAY
<CITY>COBURG
<STATE>OR
<ZIP>97408
</MAIL-ADDRESS>
</SUBJECT-COMPANY>
<DOCUMENT>
<TYPE>SC 13G/A
<SEQUENCE>1
<FILENAME>j7051_sc13ga.htm
<DESCRIPTION>SC 13G/A
<TEXT>
<html>



<head>



<title>  </title>



</head>



<body>



<div style="font-family:'Times New Roman';">



<table border="1" cellpadding="0" width="100%" style="border-bottom:solid windowtext .5pt;border-left:none;border-right:none;border-top:solid windowtext .5pt;width:100.0%;">

 <tr>

  <td width="10%" style="border:none;padding:.75pt .75pt .75pt .75pt;width:10.04%;">

  <p style="margin:12.0pt 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">SEC 1745<br>

  (12-02)</font></p>

  </td>

  <td width="89%" style="border:none;padding:.75pt .75pt .75pt .75pt;width:89.14%;">

  <p style="margin:12.0pt 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;"><br>

  Persons who respond to the collection of information contained in this form

  are not required to respond unless the form displays a currently valid OMB

  control number.<br><br></font></b></p>

  </td>

 </tr>

</table>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">

 <tr>

  <td width="20%" valign="top" style="padding:0in .7pt .7pt .7pt;width:20.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="64%" valign="top" style="border:none;border-right:solid windowtext 1.0pt;padding:0in .7pt .7pt .7pt;width:64.36%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="5" face="Times New Roman" style="font-size:18.0pt;font-weight:bold;">UNITED

  STATES</font></b></p>

  </td>

  <td width="15%" valign="bottom" style="border:solid windowtext 1.0pt;border-left:none;padding:0in .7pt .7pt .7pt;width:15.64%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">OMB APPROVAL</font></p>

  </td>

 </tr>

 <tr>

  <td width="20%" valign="top" style="padding:0in .7pt .7pt .7pt;width:20.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="64%" valign="top" style="border:none;border-right:solid windowtext 1.0pt;padding:0in .7pt .7pt .7pt;width:64.36%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="5" face="Times New Roman" style="font-size:18.0pt;font-weight:bold;">SECURITIES

  AND EXCHANGE COMMISSION</font></b></p>

  </td>

  <td width="15%" valign="top" style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;padding:0in .7pt .7pt .7pt;width:15.64%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">OMB Number: <br>

  3235-0145</font></p>

  </td>

 </tr>

 <tr>

  <td width="20%" valign="top" style="padding:0in .7pt .7pt .7pt;width:20.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="64%" valign="top" style="border:none;border-right:solid windowtext 1.0pt;padding:0in .7pt .7pt .7pt;width:64.36%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Washington, D.C. 20549</font></p>

  </td>

  <td width="15%" valign="top" style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;padding:0in .7pt .7pt .7pt;width:15.64%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Expires: December 31,

  2005</font></p>

  </td>

 </tr>

 <tr>

  <td width="20%" valign="top" style="padding:0in .7pt .7pt .7pt;width:20.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="64%" valign="top" style="border:none;border-right:solid windowtext 1.0pt;padding:0in .7pt .7pt .7pt;width:64.36%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="5" face="Times New Roman" style="font-size:18.0pt;font-weight:bold;">SCHEDULE

  13G</font></b></p>

  </td>

  <td width="15%" valign="top" style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:solid windowtext 1.0pt;border-top:none;padding:0in .7pt .7pt .7pt;width:15.64%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Estimated average

  burden hours per response. . 11</font></p>

  </td>

 </tr>

</table>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Under

the Securities Exchange Act of 1934</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(Amendment

No. 9)*</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;">



<p align="center" style="border:none;margin:0in 0in .0001pt;padding:0in;text-align:center;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Monaco Coach Corporation</font></b></p>



</div>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(Name of Issuer)</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 1.0pt 0in;">



<p align="center" style="border:none;margin:0in 0in .0001pt;padding:0in;text-align:center;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Common Stock</font></b></p>



</div>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(Title of Class of

Securities)</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 1.0pt 0in;">



<p align="center" style="border:none;margin:0in 0in .0001pt;padding:0in;text-align:center;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">60886R 10 3</font></b></p>



</div>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(CUSIP Number)</font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<div style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 1.0pt 0in;">



<p align="center" style="border:none;margin:0in 0in .0001pt;padding:0in;text-align:center;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">December 31, 2002</font></b></p>



</div>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(Date of Event

Which Requires Filing of this Statement)</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Check the appropriate box

to designate the rule pursuant to which this Schedule is filed:</font></p>



<p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;">

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.46%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">[&#160;&#160; ]</font></p>

  </td>

  <td width="90%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.54%;">

  <p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Rule 13d-1(b)</font></p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.46%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">[&#160;&#160; ]</font></p>

  </td>

  <td width="90%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.54%;">

  <p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Rule 13d-1(c)</font></p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.46%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">[X]</font></p>

  </td>

  <td width="90%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.54%;">

  <p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Rule 13d-1(d)</font></p>

  </td>

 </tr>

</table>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt 15.0pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">*The remainder of this

cover page shall be filled out for a reporting person&#146;s initial filing on this

form with respect to the subject class of securities, and for any subsequent

amendment containing information which would alter the disclosures provided in

a prior cover page.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt 15.0pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The information required

in the remainder of this cover page shall not be deemed to be &#147;filed&#148; for the

purpose of Section&nbsp;18 of the Securities Exchange Act of 1934 (&#147;Act&#148;) or

otherwise subject to the liabilities of that section of the Act but shall be

subject to all other provisions of the Act (however, see the Notes).</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>





<div style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
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<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;text-indent:0in;">&nbsp;</p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;">

 <tr>

  <td width="100%" colspan="6" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">CUSIP

  No.&#160; 60886R 10 3</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="91%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">1.</font></b></p>

  </td>

  <td width="91%" colspan="4" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Names

  of Reporting Persons. I.R.S. Identification Nos. of above persons (entities

  only)</font></b><br>

  Kay L. Toolson</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="6" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">2. </font></b></p>

  </td>

  <td width="91%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Check

  the Appropriate Box if a Member of a Group (See Instructions)</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.26%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(a)</font></b></p>

  </td>

  <td width="86%" colspan="2" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:86.04%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">[&#160;&#160; ]</font></p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.26%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(b)</font></b></p>

  </td>

  <td width="86%" colspan="2" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:86.04%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">[&#160;&#160; ]</font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="6" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">3.</font></b></p>

  </td>

  <td width="91%" colspan="4" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">SEC

  Use Only </font></b></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="6" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">4.</font></b></p>

  </td>

  <td width="91%" colspan="4" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Citizenship

  or Place of Organization </font></b><br>

  United States</p>

  </td>

 </tr>

 <tr>

  <td width="12%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:12.04%;">

  <p style="font-size:12.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="4%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.46%;">

  <p align="right" style="font-size:12.0pt;margin:0in 0in .0001pt;text-align:right;">&nbsp;</p>

  </td>

  <td width="83%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:83.5%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="12%" colspan="3" rowspan="7" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:12.04%;">

  <p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Number of<br>

  Shares<br>

  Beneficially<br>

  Owned by<br>

  Each<br>

  Reporting<br>

  Person With</font></b></p>

  </td>

  <td width="4%" colspan="2" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.46%;">

  <p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">5.</font></b></p>

  </td>

  <td width="83%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:83.5%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Sole

  Voting Power </font></b><br>

  2,002,423(1)</p>

  </td>

 </tr>

 <tr>

  <td width="87%" colspan="3" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.96%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="4%" colspan="2" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">6.</font></b></p>

  </td>

  <td width="83%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:83.5%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Shared

  Voting Power</font></b>  <br>

  N/A</p>

  </td>

 </tr>

 <tr>

  <td width="87%" colspan="3" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.96%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="4%" colspan="2" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">7.</font></b></p>

  </td>

  <td width="83%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:83.5%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Sole

  Dispositive Power</font></b>  <br>

  2,002,423(1)</p>

  </td>

 </tr>

 <tr>

  <td width="87%" colspan="3" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.96%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="4%" colspan="2" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.46%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">8.</font></b></p>

  </td>

  <td width="83%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:83.5%;">

  <p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Shared Dispositive Power </font></b><font size="2" style="font-size:10.0pt;"><br>

  N/A</font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="6" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">9.</font></b></p>

  </td>

  <td width="91%" colspan="4" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Aggregate

  Amount Beneficially Owned by Each Reporting Person</font></b><br>

  2,002,423(1)</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="6" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">10.</font></b></p>

  </td>

  <td width="91%" colspan="4" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Check

  if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions)

  </font></b>&#160;[&#160;&#160;&#160;

  ]<br><br></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="6" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">11.</font></b></p>

  </td>

  <td width="91%" colspan="4" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Percent

  of Class Represented by Amount in Row (9)</font></b><br>

  6.9%</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="6" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="3%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:3.26%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.44%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">12.</font></b></p>

  </td>

  <td width="91%" colspan="4" valign="top" style="border:none;border-bottom:solid windowtext .5pt;padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.3%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Type

  of Reporting Person (See Instructions)</font></b><br>

  IN</p>

  </td>

 </tr>

 <tr height="0">

  <td width="24" style="border:none;"></td>

  <td width="40" style="border:none;"></td>

  <td width="24" style="border:none;"></td>

  <td width="14" style="border:none;"></td>

  <td width="19" style="border:none;"></td>

  <td width="610" style="border:none;"></td>

 </tr>

</table>





<div style="margin:12.0pt 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="1" width="25%" noshade color="black" align="left">



</font></div>





<p style="margin:0in 0in .0001pt 1.0in;text-indent:-.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Includes options to purchase 43,360

shares of Common Stock that are exercisable within 60 days of 12/31/2002.</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2</font></p>





<div style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='2',FILE='C:\C2\tchan\7051_3\t_1168723\j7051_sc13ga.htm',USER='tchan',CD='Feb  7 23:54 2003' -->
<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;text-indent:0in;">&nbsp;</p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;">

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  1.</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(a)</font></b></p>

  </td>

  <td width="87%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Name

  of Issuer</font></b><br>

  Monaco Coach Corporation</p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(b)</font></b></p>

  </td>

  <td width="87%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Address

  of Issuer's Principal Executive Offices</font></b><br>

  91320 Industrial Way, Coburg, OR 97408</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  2.</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(a)</font></b></p>

  </td>

  <td width="87%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Name

  of Person Filing</font></b><br>

  Kay L. Toolson</p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(b)</font></b></p>

  </td>

  <td width="87%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Address

  of Principal Business Office or, if none, Residence</font></b><br>

  91320 Industrial Way, Coburg, OR 97408</p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(c)</font></b></p>

  </td>

  <td width="87%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Citizenship</font></b><br>

  United States</p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(d)</font></b></p>

  </td>

  <td width="87%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Title

  of Class of Securities</font></b><br>

  Common Stock</p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(e)</font></b></p>

  </td>

  <td width="87%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">CUSIP

  Number</font></b><br>

  60886R 10 3</p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="87%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:87.26%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  3.</font></b></p>

  </td>

  <td width="91%" colspan="3" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:91.64%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">If

  this statement is filed pursuant to &#167;&#167;240.13d-1(b) or 240.13d-2(b) or (c),

  check whether the person filing is a:</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(a)</font></b></p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Broker

  or dealer registered under section 15 of the Act (15 U.S.C. 78o).</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(b)</font></b></p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Bank

  as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(c)</font></b></p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Insurance

  company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(d)</font></b></p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Investment

  company registered under section 8 of the Investment Company Act of 1940 (15

  U.S.C 80a-8).</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(e)</font></b></p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">An

  investment adviser in accordance with &#167;240.13d-1(b)(1)(ii)(E);</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(f)</font></b></p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">An

  employee benefit plan or endowment fund in accordance with

  &#167;240.13d-1(b)(1)(ii)(F);</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(g)</font></b></p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">A

  parent holding company or control person in accordance with &#167; 240.13d-1(b)(1)(ii)(G);</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(h)</font></b></p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">A

  savings associations as defined in Section 3(b) of the Federal Deposit

  Insurance Act (12 U.S.C. 1813);</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(i)</font></b></p>

  </td>

  <td width="4%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">A

  church plan that is excluded from the definition of an investment company

  under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C.

  80a-3);</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="8%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:8.36%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">(j)</font></b></p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.38%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">[&#160;

  ]</font></b></p>

  </td>

  <td width="82%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:82.88%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Group,

  in accordance with &#167;240.13d-1(b)(1)(ii)(J).</font></b></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:12.0pt 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:12.0pt 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">3</font></p>





<div style="margin:12.0pt 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='3',FILE='C:\C2\tchan\7051_3\t_1168723\j7051_sc13ga.htm',USER='tchan',CD='Feb  7 23:54 2003' -->
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</font>



<p align="center" style="font-size:10.0pt;margin:12.0pt 0in .0001pt;text-align:center;text-indent:0in;">&nbsp;</p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;">

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  4.</font></b></p>

  </td>

  <td width="90%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.28%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Ownership.</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Provide

  the following information regarding the aggregate number and percentage of

  the class of securities of the issuer identified in Item 1.</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.12%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(a)</font></b></p>

  </td>

  <td width="86%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:86.16%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Amount

  beneficially owned:</font></b>&#160;&#160;

  2,002,423 Common Shares held at 12/31/2002(1)</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.12%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(b)</font></b></p>

  </td>

  <td width="86%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:86.16%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Percent

  of class:</font></b>&#160;&#160;&#160; 6.9%</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.12%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(c)</font></b></p>

  </td>

  <td width="86%" colspan="2" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:86.16%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Number

  of shares as to which the person has:</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.12%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.48%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(i)</font></b></p>

  </td>

  <td width="80%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:80.68%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Sole

  power to vote or to direct the vote</font></b>&#160;&#160;&#160; 2,002,423(1)</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.12%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.48%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(ii)</font></b></p>

  </td>

  <td width="80%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:80.68%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Shared

  power to vote or to direct the vote</font></b>&#160;&#160;&#160; N/A</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.12%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.48%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(iii)</font></b></p>

  </td>

  <td width="80%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:80.68%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Sole

  power to dispose or to direct the disposition of</font></b>&#160;&#160;&#160; 2,002,423(1)</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.12%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.48%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">(iv)</font></b></p>

  </td>

  <td width="80%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:80.68%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Shared

  power to dispose or to direct the disposition of</font></b>&#160;&#160;&#160; N/A</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="90%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.28%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">Instruction</font></i>.

  For computations regarding securities which represent a right to acquire an

  underlying security <i><font style="font-style:italic;">see</font></i>

  &#167;240.13d3(d)(1).</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <div style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">

  <hr size="1" width="25%" noshade color="black" align="left">

  </font></div>

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; (1)&#160;&#160; </font><font size="3" style="font-size:12.0pt;">&#160;</font>Includes options to purchase

  43,360 shares of Common Stock that are exercisable within 60 days of

  12/31/2002</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="4%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:4.12%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="5%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:5.48%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="80%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:80.68%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  5.</font></b></p>

  </td>

  <td width="90%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.28%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Ownership of Five Percent or Less

  of a Class</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">N/A</font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  6.</font></b></p>

  </td>

  <td width="90%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.28%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Ownership of More than Five Percent

  on Behalf of Another Person.</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">N/A</font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="9%" valign="top" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  7.</font></b></p>

  </td>

  <td width="90%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.28%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Identification and Classification

  of the Subsidiary Which Acquired the Security Being Reported on By the Parent

  Holding Company</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">N/A</font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  8.</font></b></p>

  </td>

  <td width="90%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.28%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Identification and Classification

  of Members of the Group</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">N/A</font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  9.</font></b></p>

  </td>

  <td width="90%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.28%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Notice of Dissolution of Group</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">N/A</font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="9%" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:9.72%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item

  10.</font></b></p>

  </td>

  <td width="90%" colspan="3" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:90.28%;">

  <p style="margin:0in 0in .0001pt;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Certification</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt 1.5in;text-indent:-1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The following

  certification shall be included if the statement is filed pursuant to <b><font style="font-weight:bold;">&#167;</font></b>240.13d-1(b):<br>

  <br>

  By signing below I certify that, to the best of my knowledge and belief, the

  securities referred to above were acquired and are held in the ordinary

  course of business and were not acquired and are not held for the purpose of

  or with the effect of changing or influencing the control of the issuer of

  the securities and were not acquired and are not held in connection with or

  as a participant in any transaction having that purpose or effect.</font></p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:45.35pt;">&nbsp;</p>

  </td>

 </tr>

 <tr>

  <td width="100%" colspan="4" style="padding:3.0pt 3.0pt 3.0pt 3.0pt;width:100.0%;">

  <p style="margin:0in 0in .0001pt 1.5in;text-indent:-1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; The following

  certification shall be included if the statement is filed pursuant to <b><font style="font-weight:bold;">&#167;</font></b>240.13d-1(c):<br>

  <br>

  By signing below I certify that, to the best of my knowledge and belief, the

  securities referred to above were not acquired and are not held for the

  purpose of or with the effect of changing or influencing the control of the

  issuer of the securities and were not acquired and are not held in connection

  with or as a participant in any transaction having that purpose or effect.</font></p>

  </td>

 </tr>

</table>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">4</font></p>





<div style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">



<hr size="2" width="100%" noshade color="gray" align="left">



</font></div>



<font size="2" face="Times New Roman" style="font-size:10.0pt;">
<!-- SEQ.=1,FOLIO='4',FILE='C:\C2\tchan\7051_3\t_1168723\j7051_sc13ga.htm',USER='tchan',CD='Feb  7 23:54 2003' -->
<br clear="all" style="page-break-before:always;">

</font>



<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;text-indent:0in;">&nbsp;</p>



<p align="center" style="margin:12.0pt 0in .0001pt;text-align:center;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">SIGNATURE</font></b></p>



<p align="center" style="margin:12.0pt 0in .0001pt;text-align:center;text-indent:.5in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">&nbsp;</font></b></p>



<p style="margin:0in 0in .0001pt;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">After reasonable inquiry

and to the best of my knowledge and belief, I certify that the information set

forth in this statement is true, complete and correct. </font></p>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<table border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%;">

 <tr>

  <td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="50%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:50.0%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">February 6, 2003</font></p>

  </td>

 </tr>

 <tr>

  <td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="50%" valign="bottom" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Date</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="50%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:50.0%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><br>

  /s/ Kay L. Toolson</font></p>

  </td>

 </tr>

 <tr>

  <td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;">&nbsp;</p>

  </td>

  <td width="50%" valign="bottom" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Signature</font></b></p>

  </td>

 </tr>

 <tr>

  <td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="50%" valign="bottom" style="border:none;border-bottom:solid windowtext .5pt;padding:0in 0in 0in 0in;width:50.0%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;"><br>

  Kay L. Toolson</font></p>

  </td>

 </tr>

 <tr>

  <td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p style="font-size:1.0pt;margin:0in 0in .0001pt;text-indent:0in;">&nbsp;</p>

  </td>

  <td width="50%" valign="bottom" style="padding:0in 0in 0in 0in;width:50.0%;">

  <p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Name/Title</font></b></p>

  </td>

 </tr>

</table>



<p style="margin:0in 0in .0001pt;text-indent:.5in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p style="margin:0in 0in .0001pt;text-indent:27.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The original statement

shall be signed by each person on whose behalf the statement is filed or his

authorized representative.&#160; If the

statement is signed on behalf of a person by his authorized representative

other than an executive officer or general partner of the filing person,

evidence of the representative&#146;s authority to sign on behalf of such person

shall be filed with the statement, provided, however, that a power of attorney

for this purpose which is already on file with the Commission may be

incorporated by reference.&#160; The name and

any title of each person who signs the statement shall be typed or printed

beneath his signature.</font></p>



<p style="margin:0in 0in .0001pt;text-indent:0in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">&nbsp;</font></i></p>



<p style="font-size:10.0pt;margin:0in 0in .0001pt;text-indent:0in;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">NOTE:</font></i> Schedules filed in paper format

shall include a signed original and five copies of the schedule, including all

exhibits. <i><font style="font-style:italic;">See</font></i>

&#167;240.13d-7 for other parties for whom copies are to be sent.</p>



<p style="margin:0in 0in .0001pt;text-indent:27.0pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">&nbsp;</font></b></p>



<p style="margin:0in 0in .0001pt;text-indent:27.0pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Attention:&#160; Intentional misstatements or omissions of fact constitute Federal

criminal violations (See 18 U.S.C. 1001)</font></b></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>



<p align="center" style="margin:0in 0in .0001pt;text-align:center;text-indent:0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">5</font></p>





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</SUBMISSION>
