
<TABLE> <S> <C>

<ARTICLE> 5
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JUL-01-1997             JAN-01-1997
<PERIOD-END>                               SEP-30-1997             SEP-30-1997
<CASH>                                               0                     424
<SECURITIES>                                         0                       0
<RECEIVABLES>                                        0                  47,484
<ALLOWANCES>                                         0                  24,183
<INVENTORY>                                          0                     267
<CURRENT-ASSETS>                                     0                  24,903
<PP&E>                                               0                  11,312
<DEPRECIATION>                                       0                   5,039
<TOTAL-ASSETS>                                       0                 256,294
<CURRENT-LIABILITIES>                                0                  15,642
<BONDS>                                              0                 153,076
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                   6,501
<COMMON>                                             0                      78
<OTHER-SE>                                           0                  48,625
<TOTAL-LIABILITY-AND-EQUITY>                         0                 256,294
<SALES>                                              0                       0
<TOTAL-REVENUES>                                27,808                  73,129
<CGS>                                                0                       0
<TOTAL-COSTS>                                   12,912                  33,468
<OTHER-EXPENSES>                                 6,483                  18,826
<LOSS-PROVISION>                                 2,917                   7,244
<INTEREST-EXPENSE>                               2,510                   6,567
<INCOME-PRETAX>                                  2,986                   7,024
<INCOME-TAX>                                     1,284                   3,020
<INCOME-CONTINUING>                              1,702                   4,004
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     1,702                   4,004
<EPS-PRIMARY>                                      .13                     .32
<EPS-DILUTED>                                      .13                     .32
        

</TABLE>
