
<TABLE> <S> <C>

<ARTICLE> 5
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998             DEC-31-1998
<PERIOD-START>                             APR-01-1998             JAN-01-1998
<PERIOD-END>                               JUN-30-1998             JUN-30-1998
<CASH>                                               0                   4,655
<SECURITIES>                                         0                       0
<RECEIVABLES>                                        0                  60,975
<ALLOWANCES>                                         0                  32,413
<INVENTORY>                                          0                     320
<CURRENT-ASSETS>                                     0                   2,665
<PP&E>                                               0                  15,092
<DEPRECIATION>                                       0                   7,382
<TOTAL-ASSETS>                                       0                 311,085
<CURRENT-LIABILITIES>                                0                  14,156
<BONDS>                                              0                 101,817
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                             0                     202
<OTHER-SE>                                           0                 158,843
<TOTAL-LIABILITY-AND-EQUITY>                         0                 311,085
<SALES>                                              0                       0
<TOTAL-REVENUES>                                40,826                  78,817
<CGS>                                                0                       0
<TOTAL-COSTS>                                   18,024                  35,212
<OTHER-EXPENSES>                                 8,988                  17,281
<LOSS-PROVISION>                                 4,112                   8,044
<INTEREST-EXPENSE>                               1,862                   3,617
<INCOME-PRETAX>                                  7,840                  14,663
<INCOME-TAX>                                     3,342                   6,378
<INCOME-CONTINUING>                              4,498                   8,285
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     4,498                   8,285
<EPS-PRIMARY>                                      .23                     .42
<EPS-DILUTED>                                      .22                     .40
        

</TABLE>
