0000007694-02-000169 4 1 20021101 20021105 WATERS FRANK L 0001166069 OFFICER 4 500 DIEDERICH BLVD RUSSELL KY 41169 606 329 3823 ASHLAND INC 0000007694 5160 610122250 KY 0930 4 34 001-02918 02809293 50 E. RIVERCENTER BOULEVARD COVINGTON KY 41012 6068153333 50 E. RIVERCENTER BOULEVARD COVINGTON KY 41012 ASHLAND OIL & REFINING CO 19700806 ASHLAND OIL INC 19920703 4 1 edgar.txt FORM 4 - NOVEMBER 1, 2002