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                                                                    EXHIBIT 10L

                                  AMENDMENT TO

                          ANALYSIS & TECHNOLOGY, INC.

                          SAVINGS AND INVESTMENT PLAN



WHEREAS, Analysis & Technology, Inc. (the "Employer") heretofore adopted the
Analysis & Technology, Inc. Savings and Investment Plan (the "Plan"); and

WHEREAS, the Employer reserved the right to amend the Plan; and

WHEREAS, the Employer desires to amend the Plan;

NOW, THEREFORE, the Plan is hereby amended, effective as of January 1, 1995, as
follows:

1.      Section 1.15 of the Plan shall be amended to read in its entirety as
        follows:

        1.15 "NORMAL RETIREMENT DATE" shall mean a Participant's sixty-fifth
        (65th) birthday; provided, however, that any Participant who was a
        participant in the Applied Science Associates, Inc. 401(k) Retirement
        Savings Plan (the "ASA Plan") and whose account balance under the ASA
        Plan was transferred to this Plan in connection with the merger of the
        ASA Plan with this Plan, the Normal Retirement Date for any such
        Participant shall be the date such Participant attains age fifty-nine
        and one-half (59-1/2).

2.      Section 7.1 of the Plan shall be amended to read in its entirety as
        follows:

        7.1 MANNER OF PAYMENT. The Participant's vested Account shall be
        distributed to the Participant (or to the Participant's Beneficiary in
        the event of the Participant's death) by any of the following methods,
        as elected by the Participant or, when applicable, the Participant's
        Beneficiary:

        (a)   in a single lump-sum payment; or

        (b)   provided the Participant's vested Account exceeds $3,500, in
              periodic installments (at least annual), subject to the minimum
              distribution rules set forth below.

        If a distribution is made in installments the following rules shall
apply:

        (a)   Payments to Participant or to Participant and Surviving Spouse.
              Payment shall commence no later than a date provided for in
              Section 7.2 below. The amount to be distributed each year shall be
              at least equal to the vested balance in the Participant's Account
              as of the preceding Valuation Date multiplied by the following
              fraction: the numerator shall be one (1) and the denominator shall
              be the life expectancy of the Participant (or the joint life
              expectancy of the Participant and the Participant's spouse)
              determined as of the Valuation Date preceding the first payment
              and reduced by one for each succeeding year.



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        (b)   Payments to Participant and Non-Spouse Beneficiary.  Payment shall
              commence no later than a date provided for in Section 7.2 below.
              The amount to be distributed each year shall be at least equal to
              the vested balance in the Participant's Account as of the
              preceding Valuation Date multiplied by the following fraction: the
              numerator shall be one (1) and the denominator shall be the joint
              life expectancy of the Participant and the Participant's
              Beneficiary computed as of the Valuation Date preceding the first
              payment and reduced by one (1) for each succeeding year.  Payments
              shall be restricted under this option to insure compliance with
              the minimum distribution incidental death benefit requirement of
              Section 401(a)(9) of the Code and the regulations promulgated
              thereunder.

        (c)   Payments to Beneficiary. Payment shall commence no later than a
              date provided for in Section 7.6 below. The amount to be
              distributed each year shall be at least equal to the vested
              balance in the Participant's Account as of the preceding Valuation
              Date multiplied by the following fraction: the numerator shall be
              one (1) and the denominator shall be the life expectancy of the
              Participant's Beneficiary computed as of the Valuation Date
              preceding the first payment and reduced by one (1) for each
              succeeding year.

        (d)   Recalculation of Life Expectancy. If distribution is to be made
              over the life expectancy of the Participant or, where the
              Participant's spouse is his Beneficiary, the life expectancy of
              the Participant's surviving spouse, or the joint life expectancy
              of the Participant and his spouse, such life expectancy or joint
              life expectancy, at the election of the Participant or his
              surviving spouse, as the case may be, may be recalculated
              annually. Any such election shall be irrevocable as to the
              Participant (and spouse, if applicable) and shall apply to all
              subsequent years. In no event, however, shall the life expectancy
              of a non-spouse Beneficiary be recalculated.

        Distribution of the portion of a Participant's Account invested in
        Employer stock, if any, shall be made, at the election of the
        Participant or his Beneficiary, as the case may be, either in the form
        of Employer stock or in the form of cash, or partly in Employer stock
        and partly in cash; provided, however, that in all events, cash may be
        paid in lieu of fractional shares.

3.      Except as hereinabove amended, the provisions of the Plan shall continue
        in full force and effect.

IN WITNESS WHEREOF, the Employer, by its duly authorized officer, has caused
this Amendment to be executed on the 1st day of December, 1994.
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                           ANALYSIS & TECHNOLOGY, INC.

                           By:/S/ DAVID M. NOLF 
                              ------------------------------------
                              Executive Vice President



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