v3.19.2

Loans Receivable (Tables) | 6 Months Ended
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Jun. 30, 2019
Receivables [Abstract] |
Schedule of the Components of Loans Receivable, Net | Accounts receivable, net of allowances, consist of the following:
(In Thousands) | June 30, 2019 |  | December 31, 2018
Customers | $ | 60,579 |  |  | $ | 60,879 |
Corporate | 12,024 |  |  | 18,171 |
Franchisee | 12,654 |  |  | 19,109 |
Accounts Receivable | $ | 85,257 |  |  | $ | 98,159 |
The following is a summary of the Company’s loans receivable, net:
(In Thousands) | June 30, 2019 |  | December 31, 2018
Credit Card Loans 1 | $ | 86,763 |  |  | $ | 90,406 |
Acquired Loans 2 | 2,158 |  |  | 5,688 |
Loans Receivable, Gross | 88,921 |  |  | 96,094 |
Allowance for Loan Losses | (12,783 | ) |  | (12,970 | )
Unamortized Fees | (6,164 | ) |  | (6,971 | )
Loans Receivable, Net of Allowances and Unamortized Fees | $ | 69,974 |  |  | $ | 76,153 |
1 "Credit Card Loans" are loans originated after the 2015 acquisition of DAMI. 2 "Acquired Loans" are credit card loans the Company purchased in the 2015 acquisition of DAMI.
Aging of the Loans Receivable Balance | Included in the table below is an aging of the loans receivable, gross balance:
(Dollar Amounts in Thousands) |  |  |
Aging Category 1 | June 30, 2019 |  | December 31, 2018
30-59 days past due | 6.9 | % |  | 6.9 | %
60-89 days past due | 3.6 | % |  | 3.4 | %
90 or more days past due | 4.1 | % |  | 4.3 | %
Past due loans receivable | 14.6 | % |  | 14.6 | %
Current loans receivable | 85.4 | % |  | 85.4 | %
Balance of Credit Card Loans on Nonaccrual Status | $ | 1,756 |  |  | $ | 2,110 |
Balance of Loans Receivable 90 or More Days Past Due and Still Accruing Interest and Fees | $ | — |  |  | $ | — |
1 This aging is based on the contractual amounts outstanding for each loan as of period end, and does not reflect the fair value adjustments for the Acquired Loans.
Components of the Allowance for Loan Losses | The tables below present the components of the allowance for loan losses for the three and six months ended June 30, 2019 and 2018:
| Three Months Ended June 30,
(In Thousands) | 2019 |  | 2018
Beginning Balance | $ | 12,363 |  |  | $ | 10,699 |
Provision for Loan Losses | 4,968 |  |  | 5,048 |
Charge-offs | (5,158 | ) |  | (4,592 | )
Recoveries | 610 |  |  | 431 |
Ending Balance | $ | 12,783 |  |  | $ | 11,586 |
| Six Months Ended June 30,
(In Thousands) | 2019 |  | 2018
Beginning Balance | $ | 12,970 |  |  | $ | 11,454 |
Provision for Loan Losses | 9,223 |  |  | 9,540 |
Charge-offs | (10,642 | ) |  | (10,210 | )
Recoveries | 1,232 |  |  | 802 |
Ending Balance | $ | 12,783 |  |  | $ | 11,586 |

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