<SUBMISSION>
<ACCESSION-NUMBER>0000950136-03-002754
<TYPE>10QSB
<PUBLIC-DOCUMENT-COUNT>5
<PERIOD>20030930
<FILING-DATE>20031112
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>AMERICAN CLAIMS EVALUATION INC
<CIK>0000774517
<ASSIGNED-SIC>8300
<IRS-NUMBER>112601199
<STATE-OF-INCORPORATION>NY
<FISCAL-YEAR-END>0331
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>10QSB
<ACT>34
<FILE-NUMBER>000-14807
<FILM-NUMBER>03991564
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>375 N BROADWAY
<STREET2>ONE JERICHO PLAZA
<CITY>JERICHO
<STATE>NY
<ZIP>11753
<PHONE>5169388000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>ONE JERICHO PLAZA
<CITY>JERICHO
<STATE>NY
<ZIP>11753
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>10QSB
<SEQUENCE>1
<FILENAME>file001.txt
<DESCRIPTION>FORM 10-QSB
<TEXT>
<PAGE>



                UNITED STATES SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                   FORM 10-QSB

              (MARK ONE)

              {X} QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

               For the quarterly period ended September 30, 2003
                                              ------------------

              { } TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE
                                  EXCHANGE ACT

                     For the transition period from _____ to _____

                         Commission file number: 0-14807


                        AMERICAN CLAIMS EVALUATION, INC.
        (Exact name of small business issuer as specified in its charter)


                    New York                               11-2601199
      -------------------------------                      ----------
      (State or other jurisdiction of                  (I.R.S. Employer
      incorporation or organization)                  Identification No.)


                   One Jericho Plaza, Jericho, New York 11753
                   ------------------------------------------
                    (Address of principal executive offices)


                                 (516) 938-8000
                                 --------------
                           (Issuer's telephone number)


As of November 10, 2003, there were 4,259,800 shares of the issuer's common
stock, $.01 par value, outstanding.

Transitional Small Business Disclosure Format (check one): Yes        No   X
                                                               -----     -----









<PAGE>



                           AMERICAN CLAIMS EVALUATION, INC.

                                      INDEX




                                                                        Page No.
                                                                        --------
PART I  - FINANCIAL INFORMATION

Item 1.   Financial Statements

             Consolidated Balance Sheets as of September 30, 2003
                      (unaudited) and March 31, 2003                       3

             Consolidated Statements of Operations for the
                      Three Months and Six Months ended
                      September 30, 2003 and 2002 (unaudited)              4

             Consolidated Statements of Cash Flows for the Six Months
                      ended September 30, 2003 and 2002 (unaudited)        5

             Notes to Consolidated Financial Statements (unaudited)      6 - 7

Item 2.   Management's Discussion and Analysis or Plan of Operation      8 - 9

Item 3.   Controls and Procedures                                          9

PART II - OTHER INFORMATION

Item 6.   Exhibits and Reports on Form 8-K                                 10

SIGNATURES                                                                 11









                                       2

<PAGE>


                          PART I FINANCIAL INFORMATION


ITEM 1. FINANCIAL STATEMENTS.


                 AMERICAN CLAIMS EVALUATION, INC. AND SUBSIDIARY


                           Consolidated Balance Sheets

<TABLE>
<CAPTION>
                                                      Sept. 30, 2003    Mar. 31, 2003
                                                      --------------    -------------
                                                        (Unaudited)

                                Assets
                                ------
<S>                                                      <C>              <C>
Current assets:
       Cash and cash equivalents                         $ 7,016,186      7,179,340
       Accounts receivable, net                              119,811        101,597
       Prepaid expenses                                       27,627         35,526
       Prepaid and recoverable income taxes                   10,418          8,736
       Deferred income taxes                                       -          2,527
                                                         -----------    -----------
            Total current assets                           7,174,042      7,327,726

Property and equipment, net                                   72,395         87,297
                                                         -----------    -----------
            Total assets                                 $ 7,246,437      7,415,023
                                                         ===========    ===========

                  Liabilities and Stockholders' Equity
                  ------------------------------------
Current liabilities:
       Accounts payable                                  $    18,805         14,852
       Accrued expenses                                      113,406         85,200
                                                         -----------    -----------
            Total current liabilities                        132,211        100,052
                                                         -----------    -----------

Stockholders' equity:
       Common stock, $.01 par value.  Authorized
            10,000,000 shares; issued 4,450,000
            shares; outstanding 4,259,800 shares              44,500         44,500
       Additional paid-in capital                          3,515,699      3,515,699
       Retained earnings                                   3,871,168      4,071,913
                                                         -----------    -----------
                                                           7,431,367      7,632,112
       Treasury stock, at cost                              (317,141)      (317,141)
                                                         -----------    -----------
            Total stockholders' equity                     7,114,226      7,314,971
                                                         -----------    -----------
            Total liabilities and stockholders' equity   $ 7,246,437      7,415,023
                                                         ===========    ===========
</TABLE>




See accompanying notes to consolidated financial statements.


                                       3


<PAGE>


                 AMERICAN CLAIMS EVALUATION, INC. AND SUBSIDIARY


                      Consolidated Statements of Operations


                                   (Unaudited)

<TABLE>
<CAPTION>
                                               Three months ended                 Six months ended
                                          ----------------------------      ----------------------------
                                           Sept. 30,        Sept. 30,        Sept. 30,        Sept. 30,
                                             2003             2002              2003             2002
                                          -----------      -----------      -----------      -----------
<S>                                       <C>              <C>              <C>              <C>
Revenues                                  $   308,615          299,999          614,364          612,465
Cost of services                              146,994          145,787          290,472          294,244
                                          -----------      -----------      -----------      -----------
     Gross margin                             161,621          154,212          323,892          318,221
Selling, general, and
     administrative expenses                  294,084          275,062          569,602          545,706
                                          -----------      -----------      -----------      -----------
     Operating loss                          (132,463)        (120,850)        (245,710)        (227,485)
Interest income                                21,549           39,071           48,965           79,011
                                          -----------      -----------      -----------      -----------
     Loss before income tax
        expense (benefit)                    (110,914)         (81,779)        (196,745)        (148,474)
Income tax expense (benefit)                    1,000          (18,000)           4,000          (36,000)
                                          -----------      -----------      -----------      -----------
     Net loss                             $  (111,914)         (63,779)        (200,745)        (112,474)
                                          ===========      ===========      ===========      ===========
Loss per share - basic                    $     (0.03)           (0.01)           (0.05)           (0.03)
                                          ===========      ===========      ===========      ===========
Loss per share - diluted                  $     (0.03)           (0.01)           (0.05)           (0.03)
                                          ===========      ===========      ===========      ===========
Weighted average shares - basic             4,259,800        4,259,800        4,259,800        4,259,800
                                          ===========      ===========      ===========      ===========
Weighted average shares - diluted           4,259,800        4,259,800        4,259,800        4,259,800
                                          ===========      ===========      ===========      ===========

</TABLE>






See accompanying notes to consolidated financial statements.


                                       4
<PAGE>



                 AMERICAN CLAIMS EVALUATION, INC. AND SUBSIDIARY


                      Consolidated Statements of Cash Flows


                                   (Unaudited)
<TABLE>
<CAPTION>
                                                                  Six months ended
                                                             ----------- --------------
                                                              Sept. 30,      Sept. 30,
                                                                2003           2002
                                                             -----------    -----------
<S>                                                          <C>               <C>
Cash flows from operating activities:
     Net loss                                                $  (200,745)      (112,474)
                                                             -----------    -----------
     Adjustments to reconcile net loss to net
            cash used in operating activities:
        Depreciation                                              16,694         17,329
        Deferred income taxes                                      2,527              -
        Changes in assets and liabilities:
            Accounts receivable                                  (18,214)           823
            Prepaid expenses                                       7,899          8,621
            Prepaid and recoverable income taxes                  (1,682)        48,800
            Accounts payable                                       3,953         (6,070)
            Accrued expenses                                      28,206        (13,803)
                                                             -----------    -----------
                                                                  39,383         55,700
                                                             -----------    -----------
            Net cash used in operating activities               (161,362)       (56,774)
                                                             -----------    -----------
Cash flows from investing activities:
     Capital expenditures                                         (1,792)             -
                                                             -----------    -----------
            Net cash used in investing activities                 (1,792)             -
                                                             -----------    -----------
Cash flows from financing activities:
     Purchase of treasury stock                                        -        (18,924)
                                                             -----------    -----------
            Net cash used in financing activities                      -        (18,924)
                                                             -----------    -----------
Net decrease in cash and cash equivalents                       (163,154)       (75,698)

Cash and cash equivalents at beginning of period               7,179,340      7,440,897
                                                             -----------    -----------
Cash and cash equivalents at end of period                   $ 7,016,186      7,365,199
                                                             ===========    ===========
Supplemental disclosure of cash flow information:
     Income taxes paid                                       $     3,155          1,058
                                                             ===========    ===========
</TABLE>



See accompanying notes to consolidated financial statements.

                                       5



<PAGE>



                 AMERICAN CLAIMS EVALUATION, INC. AND SUBSIDIARY

                   Notes to Consolidated Financial Statements

                                   (Unaudited)

General

The accompanying unaudited consolidated financial statements and footnotes have
been condensed and therefore do not contain all disclosures required by
accounting principles generally accepted in the United States of America. In the
opinion of management, the information furnished reflects all adjustments,
consisting of normal recurring adjustments, necessary to present fairly the
consolidated financial position, results of operations and cash flows for the
interim periods. Interim periods are not necessarily indicative of results for a
full year.

These consolidated financial statements should be read in conjunction with the
audited consolidated financial statements of the Company for the fiscal year
ended March 31, 2003 and the notes thereto contained in the Company's Annual
Report on Form 10-KSB, as filed with the Securities and Exchange Commission.


Net Loss Per Share

The following table sets forth the computation of basic and diluted net loss per
share for the three months and six months ended September 30, 2003 and 2002:

<TABLE>
<CAPTION>
                                                   Three months ended                  Six months ended
                                               ---------------------------       ---------------------------
                                                09/30/03         09/30/02         09/30/03         09/30/02
                                               ----------       ----------       ----------       ----------
<S>                                            <C>                  <C>             <C>              <C>
Numerator:
     Net loss                                  $ (111,914)         (63,779)        (200,745)        (112,474)
Denominator:
     Denominator for basic loss per share
        - weighted average shares               4,259,800        4,259,800        4,259,800        4,259,800
     Effect of dilutive securities:
        Stock options                                   -                -                -                -
                                               ----------       ----------       ----------       ----------
     Denominator for diluted
        loss per share                          4,259,800        4,259,800        4,259,800        4,259,800
                                               ==========       ==========       ==========       ==========
Basic loss per share                           $    (0.03)           (0.01)           (0.05)           (0.03)
                                               ==========       ==========       ==========       ==========
Diluted loss per share                         $    (0.03)           (0.01)           (0.05)           (0.03)
                                               ==========       ==========       ==========       ==========
</TABLE>


Potentially dilutive common stock equivalents consisting of employee stock
options to purchase 1,378,500 and 1,490,500 shares for the three and six months
ended September 30, 2003 and 2002, respectively, were not included in the
diluted loss per share calculations because their effect would have been
anti-dilutive.

                                       6
<PAGE>


Stock Option Plans

The Company has adopted the "disclosure only" provisions of SFAS No. 123,
Accounting for Stock-Based Compensation, and will continue to use the intrinsic
value-based method of accounting prescribed by Accounting Principles Board
Opinion No. 25, Accounting for Stock Issued to Employees. Accordingly, no
compensation expense has been recognized for the Company's stock option plans as
the exercise price of the Company's stock option grants equaled or exceeded the
fair value of the Company's common stock at the date of grant. Had compensation
expense for the Company's stock option plans been determined based on the fair
value at the grant date for awards during the three and six months ended
September 30, 2003 and 2002 consistent with the provisions of SFAS No. 148,
Accounting for Stock-Based Compensation - Transition and Disclosure, and SFAS
No. 123, the Company's net loss and loss per share would have been increased to
the pro forma amounts indicated below:

<TABLE>
<CAPTION>
                                                   Three months ended             Six months ended
                                                ------------------------       -----------------------
                                                 09/30/03       09/30/02       09/30/03       09/30/02
                                                ---------       --------       --------       --------
<S>                                             <C>              <C>           <C>            <C>
Numerator:
     Net loss                                   $(111,914)       (63,779)      (200,745)      (112,474)
Deduct:  Total stock-based employee
     compensation expense determined under
     fair value method for options granted         (5,886)      (152,707)       (11,772)      (305,414)
                                                ---------       --------       --------       --------
Pro forma net loss                              $(117,800)      (216,486)      (212,517)      (417,888)
                                                =========       ========       ========       ========
Net loss per share:
     Basic and diluted - as reported            $   (0.03)         (0.01)         (0.05)         (0.03)
                                                =========       ========       ========       ========
     Basic and diluted - pro forma              $   (0.03)         (0.05)         (0.05)         (0.10)
                                                =========       ========       ========       ========
</TABLE>








                                       7
<PAGE>


ITEM 2.  MANAGEMENT'S DISCUSSION AND ANALYSIS OR PLAN OF OPERATION.

Critical Accounting Policies

The Company makes estimates and assumptions in the preparation of its
consolidated financial statements in conformity with accounting principles
generally accepted in the United States of America. Actual results could differ
significantly from those estimates under different assumptions and conditions.
The Company does not consider any of its accounting policies to be critical. Our
significant accounting policies are described in Note 1 to the audited
consolidated financial statements included in our annual report for the year
ended March 31, 2003. The accounting policies used in preparing our interim
condensed consolidated financial statements are the same as those described in
our annual report.


Results of Operations - Three Months and Six Months ended September 30, 2003 and
2002

Revenues for the quarterly period ended September 30, 2003 were $308,615 as
compared with the $299,999 reported for the three month period ended September
30, 2002. This represents an increase of approximately 2.9%. Revenues for the
six month period ended September 30, 2003 remained consistent with the
corresponding period ended September 30, 2002.

Cost of services as a percentage of revenues for the three and six month periods
ended September 30, 2003 were 47.6% and 47.3%, respectively. These percentages
were marginally lower than the 48.6% and 48.0% of revenues during the comparable
periods ended September 30, 2002, respectively.

Selling, general and administrative expenses for the quarter ended September 30,
2003 increased slightly totaling $294,084 versus $275,062 for the three months
ended September 30, 2002. Selling, general and administrative expenses for the
six months ended September 30, 2003 increased to $569,602 from $545,706 for the
six months ended September 30, 2002.

Interest income for the three and six months ended September 30, 2003 was
$21,549 and $48,965, respectively, which was considerably lower than the $39,071
and $79,011 recognized during the three and six month periods ended September
30, 2002, respectively. These decreases were the result of the continued
decreases in prevailing market interest rates.

Management evaluates the realizability of the deferred tax assets and the need
for additional valuation allowances quarterly. Income tax expense for the six
months ended September 30, 2003 of $4,000 differs from the income tax benefit
derived from applying the statutory rate principally due to an increase in the
valuation allowance against deferred tax assets. The Company believes it is more
likely than not that the deferred tax assets will not be realized.


Liquidity and Capital Resources

At September 30, 2003, the Company had working capital of $7,041,831 as compared
to working capital of $7,227,674 at March 31, 2003. The Company believes that it
has sufficient cash resources and working capital to meet its present cash
requirements.


                                       8
<PAGE>


During the six months ended September 30, 2003, net cash used in operations of
$161,362 consisted principally of a net loss of $200,745.

At September 30, 2003, the Company had minimum lease payments due under
noncancelable operating leases, exclusive of future escalation charges, of
$48,500 for the remainder of fiscal 2004 and $53,000 and $13,000 for the fiscal
years ending 2005 and 2006, respectively.

The Company continues its review of strategic alternatives for maximizing
shareholder value. Potential acquisitions will be evaluated based on their
merits within the Company's current line of business, as well as other fields.


Market Risk

The Company is exposed to market risk related to changes in interest rates. Most
of the Company's cash and cash equivalents are invested at variable rates of
interest and further decreases in market interest rates would cause a related
reduction in interest income.


Forward Looking Statements

Except for the historical information contained herein, the matters discussed in
this report on Form 10-QSB may contain forward-looking statements that involve
risks and uncertainties. The Company's actual results may differ materially from
the results discussed in the forward-looking statements. Factors that might
cause such a difference include, but are not limited to, general economic and
market conditions, the potential loss or termination of existing clients and
contracts and the ability of the Company to successfully identify and thereafter
consummate one or more acquisitions.


ITEM 3.  CONTROLS AND PROCEDURES.

(a)  Evaluation of Disclosure Controls and Procedures

Disclosure controls and procedures are designed to ensure the reliability of the
financial statements and other disclosures included in this report. Within the
90 days prior to this filing of this report, the Company carried out an
evaluation, under the supervision and with the participation of the Company's
management, including the Company's Chief Executive Officer and Chief Financial
Officer, of the effectiveness of the design and operation of the Company's
disclosure controls and procedures pursuant to Exchange Act Rule 13a-14. Based
upon that evaluation, the Chief Executive Officer and Chief Financial Officer
concluded that the Company's disclosure controls and procedures are effective in
timely alerting them to material information required to be included in the
Company's periodic Securities and Exchange Commission filings.


(b)  Changes in Internal Controls

There have been no significant changes in the Company's internal controls or in
other factors that could significantly affect these controls subsequent to the
date the Company carried out its evaluation.



                                       9
<PAGE>



                           PART II - OTHER INFORMATION



ITEM 6.  EXHIBITS AND REPORTS ON FORM 8-K.

              (a)  Exhibit 31.1   Rule 13a-14(a)/15d-14(a) Certification

                   Exhibit 31.2   Rule 13a-14(a)/15d-14(a) Certification

                   Exhibit 32.1   Section 1350 Certification

                   Exhibit 32.2   Section 1350 Certification

              (b) The following report on Form 8-K was filed during the
                  quarter ended September 30, 2003:

                  On August 11, 2003, a Form 8-K was filed by the Company
                  under "Item 9. Regulation FD Disclosure."















                                       10
<PAGE>



                                   SIGNATURES

In accordance with the requirements of the Exchange Act, the registrant caused
this report to be signed on its behalf by the undersigned, thereunto duly
authorized.


                                     AMERICAN CLAIMS EVALUATION, INC.



Date: November 12, 2003              By:  /s/ Gary Gelman
                                          ------------------------------------
                                          Gary Gelman
                                          Chairman of the Board,
                                          President and Chief Executive Officer


Date: November 12, 2003              By:  /s/ Gary J. Knauer
                                          ------------------------------------
                                          Gary J. Knauer
                                          Chief Financial Officer, Treasurer
















                                       11



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>3
<FILENAME>file002.txt
<DESCRIPTION>CERTIFICATIONS
<TEXT>
<PAGE>



                                                                    EXHIBIT 31.1

                                 CERTIFICATIONS


I, Gary Gelman, certify that:

1.   I have reviewed this quarterly report on Form 10-QSB of American Claims
     Evaluation, Inc.;

2.   Based on my knowledge, this report does not contain any untrue statement of
     a material fact or omit to state a material fact necessary to make the
     statements made, in light of the circumstances under which such statements
     were made, not misleading with respect to the period covered by this
     report;

3.   Based on my knowledge, the financial statements, and other financial
     information included in this report, fairly present in all material
     respects the financial condition, results of operations and cash flows of
     the small business issuer as of, and for, the periods presented in this
     report;

4.   The small business issuer's other certifying officer(s) and I are
     responsible for establishing and maintaining disclosure controls and
     procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e))
     [***Omitted pursuant to extended compliance period] for the small business
     issuer and have:

     (a)  Designed such disclosure controls and procedures, or caused such
          disclosure controls and procedures to be designed under our
          supervision, to ensure that material information relating to the small
          business issuer, including its consolidated subsidiaries, is made
          known to us by others within those entities, particularly during the
          period in which this report is being prepared;

     (b)  [***Omitted pursuant to extended compliance period]

     (c)  Evaluated the effectiveness of the small business issuer's disclosure
          controls and procedures and presented in this report our conclusions
          about the effectiveness of the disclosure controls and procedures, as
          of the end of the period covered by this report based on such
          evaluation; and

     (d)  Disclosed in this report any change in the small business issuer's
          internal control over financial reporting that occurred during the
          small business issuer's most recent fiscal quarter (the small business
          issuer's fourth fiscal quarter in the case of an annual report) that
          has materially affected, or is reasonably likely to materially affect,
          the small business issuer's internal control over financial reporting;
          and

5.   The small business issuer's other certifying officer(s) and I have
     disclosed, based on our most recent evaluation of internal control over
     financial reporting, to the small business issuer's auditors and the audit
     committee of the small business issuer's board of directors (or persons
     performing the equivalent functions):

     (a)  All significant deficiencies and material weaknesses in the design or
          operation of internal control over financial reporting which are
          reasonably likely to adversely affect the small business issuer's
          ability to record, process, summarize and report financial
          information; and

     (b)  Any fraud, whether or not material, that involves management or other
          employees who have a significant role in the small business issuer's
          internal control over financial reporting.


Date: November 12, 2003

/s/  Gary Gelman

Gary Gelman
Chief Executive Officer




                                       12



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>4
<FILENAME>file003.txt
<DESCRIPTION>CERTIFICATIONS
<TEXT>
<PAGE>



                                                                    EXHIBIT 31.2

                                 CERTIFICATIONS

I, Gary J. Knauer, certify that:

1.   I have reviewed this quarterly report on Form 10-QSB of American Claims
     Evaluation, Inc.;

2.   Based on my knowledge, this report does not contain any untrue statement of
     a material fact or omit to state a material fact necessary to make the
     statements made, in light of the circumstances under which such statements
     were made, not misleading with respect to the period covered by this
     report;

3.   Based on my knowledge, the financial statements, and other financial
     information included in this report, fairly present in all material
     respects the financial condition, results of operations and cash flows of
     the small business issuer as of, and for, the periods presented in this
     report;

4.   The small business issuer's other certifying officer(s) and I are
     responsible for establishing and maintaining disclosure controls and
     procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e))
     [***Omitted pursuant to extended compliance period] for the small business
     issuer and have:

     (a)  Designed such disclosure controls and procedures, or caused such
          disclosure controls and procedures to be designed under our
          supervision, to ensure that material information relating to the small
          business issuer, including its consolidated subsidiaries, is made
          known to us by others within those entities, particularly during the
          period in which this report is being prepared;

     (b)  [***Omitted pursuant to extended compliance period]

     (c)  Evaluated the effectiveness of the small business issuer's disclosure
          controls and procedures and presented in this report our conclusions
          about the effectiveness of the disclosure controls and procedures, as
          of the end of the period covered by this report based on such
          evaluation; and

     (d)  Disclosed in this report any change in the small business issuer's
          internal control over financial reporting that occurred during the
          small business issuer's most recent fiscal quarter (the small business
          issuer's fourth fiscal quarter in the case of an annual report) that
          has materially affected, or is reasonably likely to materially affect,
          the small business issuer's internal control over financial reporting;
          and

5.   The small business issuer's other certifying officer(s) and I have
     disclosed, based on our most recent evaluation of internal control over
     financial reporting, to the small business issuer's auditors and the audit
     committee of the small business issuer's board of directors (or persons
     performing the equivalent functions):

     (a)  All significant deficiencies and material weaknesses in the design or
          operation of internal control over financial reporting which are
          reasonably likely to adversely affect the small business issuer's
          ability to record, process, summarize and report financial
          information; and

     (b)  Any fraud, whether or not material, that involves management or other
          employees who have a significant role in the small business issuer's
          internal control over financial reporting.


Date: November 12, 2003

/s/  Gary J. Knauer

Gary J. Knauer
Chief Financial Officer


                                       13



</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>5
<FILENAME>file004.txt
<DESCRIPTION>CERTIFICATIONS
<TEXT>
<PAGE>



                                                                    EXHIBIT 32.1


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of American Claims Evaluation, Inc. (the
"Company") on Form 10-QSB for the period ended September 30, 2003 as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I,
Gary Gelman, Chief Executive Officer of the Company, certify, pursuant to 18
U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of
2002, that:

     (1)  The Report fully complies with the requirements of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The information contained in the Report fairly presents, in all
          material respects, the financial condition and result of operations of
          the Company.


/s/  Gary Gelman

Gary Gelman
Chief Executive Officer
November 12, 2003


A signed original of this written statement required by Section 906, or other
document authenticating, acknowledging, or otherwise adopting the signature that
appears in typed form within the electronic version of this written statement
required by Section 906, has been provided to American Claims Evaluation, Inc.
and will be retained by American Claims Evaluation, Inc. and furnished to the
Securities and Exchange Commission or its staff upon request.












                                       14









</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>6
<FILENAME>file005.txt
<DESCRIPTION>CERTIFICATIONS
<TEXT>
<PAGE>



                                                                    EXHIBIT 32.2


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of American Claims Evaluation, Inc. (the
"Company") on Form 10-QSB for the period ended September 30, 2003 as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I,
Gary J. Knauer, Chief Financial Officer of the Company, certify, pursuant to 18
U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of
2002, that:

     (1)  The Report fully complies with the requirements of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The information contained in the Report fairly presents, in all
          material respects, the financial condition and result of operations of
          the Company.


/s/  Gary J. Knauer

Gary J. Knauer
Chief Financial Officer
November 12, 2003


A signed original of this written statement required by Section 906, or other
document authenticating, acknowledging, or otherwise adopting the signature that
appears in typed form within the electronic version of this written statement
required by Section 906, has been provided to American Claims Evaluation, Inc.
and will be retained by American Claims Evaluation, Inc. and furnished to the
Securities and Exchange Commission or its staff upon request.









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</TEXT>
</DOCUMENT>
</SUBMISSION>
