

<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                  SCHEDULE 13D

                    Under the Securities Exchange Act of 1934
                               (Amendment No. 6)*

                        American Claims Evaluation, Inc.
                                (Name of Issuer)

                     Common Stock, par value $.01 per share
                         (Title of Class of Securities)

                                   025144 10 6
                                 (CUSIP Number)

                                 Mr. Gary Gelman
                        American Claims Evaluation, Inc.
                                One Jericho Plaza
                             Jericho, New York 11753
                                 (516) 938-8000
  (Name, Address and Telephone Number of Person Authorized to Received Notices
                               and Communications)

                                  June 16, 2004
             (Date of Event which Requires Filing of this Statement)

If the filing person has previously filed a statement on Schedule 13G to report
the acquisition that is the subject of this Schedule 13D, and is filing this
schedule because of ss.ss.240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the
following box [ ].

NOTE: Schedules filed in paper format shall include a signed original and five
copies of the schedule, including all exhibits. See Rule 13d-7 for other parties
to whom copies are to be sent.

*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter
disclosures provided in a prior cover page.

The information required on the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).


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                                  SCHEDULE 13D
CUSIP No. 025144 10 6

1)       NAMES OF REPORTING PERSONS
         I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
                  Gary Gelman


2)       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
                                    (a)
                                    (b)

3)       SEC USE ONLY (SEE INSTRUCTIONS)

4)       SOURCE OF FUNDS
         PF

5)       CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO
         ITEMS 2(d) or 2(e)

6)       CITIZENSHIP OR PLACE OF ORGANIZATION
         USA

7)       NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH SOLE
         VOTING POWER
                                    3,446,400

8)       NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
         SHARED VOTING POWER
                                    0

9)       NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH SOLE
         DISPOSITIVE POWER
                                    3,446,400

10)      NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH
         SHARED DISPOSITIVE POWER
                                    0

11)      AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
                                    3,446,400

12)      CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE
         INSTRUCTIONS)

13)      PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
                                    63.7%

14)      TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
                                    IN


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         Gary Gelman hereby amends and supplements the Schedule 13D originally
filed with the Securities and Exchange Commission (the "SEC") on August 19, 1988
as amended by Amendment No. 1 filed with the SEC on July 17, 1989, and as
further amended by Amendment No. 2 filed with the SEC on November 1, 1991, by
Amendment No. 3 filed with the SEC on July 26, 1993, by Amendment No. 4 filed
with the SEC on July 8, 1997 and by Amendment No. 5 filed with the SEC on
November 13, 2000 (the "Schedule 13D").

         This Schedule relates to the common stock, par value $.01 per share
(the "Shares"), of American Claims Evaluation, Inc., a New York corporation (the
"Company").

Item 3.    Source and Amount of Funds or Other Consideration.

         Item 3 of the Schedule is hereby amended by adding the following text
as the last paragraph thereof:

         "On June 16, 2004, Mr. Gelman exercised options to acquire an aggregate
of 600,000 Shares under the Company's 2000 Stock Option Plan. Mr. Gelman
acquired 500,000 Shares at an exercise price of $1.80 and 100,000 Shares at an
exercise price of $1.70. The aggregate purchase price of the Shares was
$1,070,000 and came from Mr. Gelman's personal funds."

Item 5. Interest in Securities of the Issuer.

         Item 5(a) of the Schedule is hereby amended by deleting the existing
text and inserting the following text in its stead:

         "Mr. Gelman beneficially owns (as defined by Rule 13d-3 under the
         Securities Exchange Act of 1934, as amended) 3,446,400 Shares, or 63.7%
         of the Shares as of June 28, 2004. Of such Shares, 550,000 are issuable
         pursuant to grants under the Company's employee stock option plans."

         Item 5(b) of the Schedule is hereby amended by deleting the existing
text and inserting the following text in its stead:

         "Mr. Gelman has sole voting and dispositive power over 3,446,400
         Shares."

         Item 5(c) of the Schedule is hereby amended by deleting the existing
text and inserting the following text in its stead:

         "Except for the purchase of the 600,000 Shares by Mr. Gelman reported
         herein, no transactions in Shares were effected by Mr. Gelman during
         the past sixty (60) days."


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Signature.

         After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.

Date:    June 29, 2004

                                                              /s/ Gary Gelman
                                                              ---------------
                                                              Gary Gelman






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