Exhibit 21

SUBSIDIARIES OF THE COMPANY
As of June 30, 2001

Wholly-owned by Ace Cash Express, Inc.: Check Express, Inc., a Florida corporation

Q.C.& G. Financial, Inc., an Arizona corporation

Public Currency, Inc., a California corporation

Wholly-owned by Check Express, Inc.: Check Express Florida, Inc., a Florida corporation

Check Express Finance, Inc., a Florida corporation

Check-X-Change Corporation, a California corporation

Check Express South Carolina, Inc., a Florida corporation

Check Express USA, Inc., a Florida corporation