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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 VL6FESyjWHe3CrWcWmmNKiUyzxxFyyGjzS4SnKHExRgjDjK8XZKaUWOxPU/mt70c
 Q0/8vCylnR707tSkljuGjw==

<SEC-DOCUMENT>0001059268-03-000003.txt : 20031110
<SEC-HEADER>0001059268-03-000003.hdr.sgml : 20031110
<ACCEPTANCE-DATETIME>20031110175923
ACCESSION NUMBER:		0001059268-03-000003
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031106
FILED AS OF DATE:		20031110

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			PAYNE MARSHALL B
		CENTRAL INDEX KEY:			0001059268

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20774
		FILM NUMBER:		03989778

	BUSINESS ADDRESS:	
		STREET 1:		2100 MCKINNEY AVE., 9TH FLOOR
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75201

	MAIL ADDRESS:	
		STREET 1:		500 CRESCENT COURT
		STREET 2:		SUITE 250
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75201

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ACE CASH EXPRESS INC/TX
		CENTRAL INDEX KEY:			0000849116
		STANDARD INDUSTRIAL CLASSIFICATION:	FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC [6099]
		IRS NUMBER:				752142963
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			0630

	BUSINESS ADDRESS:	
		STREET 1:		1231 GREENWAY DR STE 800
		CITY:			IRVING
		STATE:			TX
		ZIP:			75038
		BUSINESS PHONE:		2145505000

	MAIL ADDRESS:	
		STREET 1:		1231 GREENWAY DR #800
		CITY:			IRVING
		STATE:			TX
		ZIP:			75038

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ACE CASH EXPRESS INC
		DATE OF NAME CHANGE:	19921016
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>c0001059268d20031110f4s1f.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-11-06</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000849116</issuerCik><issuerName>ACE CASH EXPRESS INC/TX</issuerName>        <issuerTradingSymbol>AACE</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001059268</rptOwnerCik><rptOwnerName>PAYNE MARSHALL B</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>1231 GREENWAY DRIVE</rptOwnerStreet1><rptOwnerStreet2>SUITE 600</rptOwnerStreet2><rptOwnerCity>IRVING</rptOwnerCity><rptOwnerState>TX</rptOwnerState><rptOwnerZipCode>75038</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle></officerTitle><otherText></otherText></reportingOwnerRelationship></reportingOwner><nonDerivativ
eTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-11-06</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>5000</value></transactionShares><transactionPricePerShare><value>13.25</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>11750</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><deriva
tiveTable></derivativeTable><footnotes></footnotes><ownerSignature><signatureName>Marshall B Payne</signatureName><signatureDate>2003-11-10</signatureDate></ownerSignature></ownershipDocument>

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</DOCUMENT>
</SEC-DOCUMENT>
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