-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 NWJ98tY0vO4dNQwPlk7GNs86S6bUR7Y5095diYcS3yni5XWnpiEhvdTvPz2KVWRr
 OQoGJFzL5OeexukkEWTEjQ==

<SEC-DOCUMENT>0001209191-05-064518.txt : 20051220
<SEC-HEADER>0001209191-05-064518.hdr.sgml : 20051220
<ACCEPTANCE-DATETIME>20051220161816
ACCESSION NUMBER:		0001209191-05-064518
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20051216
FILED AS OF DATE:		20051220
DATE AS OF CHANGE:		20051220

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			RAWLINGS MICHAEL S
		CENTRAL INDEX KEY:			0001250397

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-20774
		FILM NUMBER:		051275719

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		214363003

	MAIL ADDRESS:	
		STREET 1:		6465 ABERDEEN
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75230

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ACE CASH EXPRESS INC/TX
		CENTRAL INDEX KEY:			0000849116
		STANDARD INDUSTRIAL CLASSIFICATION:	FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC [6099]
		IRS NUMBER:				752142963
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			0630

	BUSINESS ADDRESS:	
		STREET 1:		1231 GREENWAY DR STE 800
		CITY:			IRVING
		STATE:			TX
		ZIP:			75038
		BUSINESS PHONE:		2145505000

	MAIL ADDRESS:	
		STREET 1:		1231 GREENWAY DR #800
		CITY:			IRVING
		STATE:			TX
		ZIP:			75038

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ACE CASH EXPRESS INC
		DATE OF NAME CHANGE:	19921016
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2005-12-16</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000849116</issuerCik>
        <issuerName>ACE CASH EXPRESS INC/TX</issuerName>
        <issuerTradingSymbol>AACE</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001250397</rptOwnerCik>
            <rptOwnerName>RAWLINGS MICHAEL S</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>6465 ABERDEEN</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>DALLAS</rptOwnerCity>
            <rptOwnerState>TX</rptOwnerState>
            <rptOwnerZipCode>75230</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2005-12-16</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>2060</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0.01</value>
                    <footnoteId id="F1"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>21810</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">Grant of restricted stock under the 2005 Non Employee Directors Stock Incentive Plan.  The restricted stock will vest (i.e. forfeiture restrictions will lapse) in equal installments on December 16th of each of 2006, 2007 and 2008.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>/s/Walter E. Evans as attorney-in-fact for Michael S. Rawlings</signatureName>
        <signatureDate>2005-12-20</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
