0000881106-97-000003 PRE 14A 2 19970314 19970205 NASD APPLETREE COMPANIES INC 0000881106 2030 650205933 DE 0831 PRE 14A 34 001-12525 97518225 5732 CURLEW DRIVE NORFOLK VA 23502 4079950605 5732 CURLEW DRIVE NORFOLK VA 23502 MODAMI SERVICES INC 19940531 PRE 14A 1 000088110697000003-001-seq1-pre-14a.txt EX-10.20 2 000088110697000003-002-seq2-ex-10-20.txt 1997 STOCK OPTION PLAN