0000950131-98-001856 424B4 1 19980320 NASD MAY & SPEH INC 0001002521 7331 362992650 DE 0930 424B4 33 333-46547 98570193 1501 OPUS PL DOWNERS GROVE IL 60515 7089641501 1501 OPUS PLACE DOWNERS GROVE IL 60515 424B4 1 000095013198001856-001-seq1-424b4.txt FINAL PROSPECTUS