0001193125-07-143115 S-4 118 20070626 Compass Teleservices, Inc. 0001397958 222744501 S-4 33 333-144067-03 07941820 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 JDR Holdings, Inc. 0001397773 223264150 S-4 33 333-144067-04 07941821 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 COMPASS INTERNATIONAL SERVICES CORP 0001046817 7330 223540815 DE S-4 33 333-144067-08 07941825 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 NCOCRM Funding, Inc. 0001397292 161696632 S-4 33 333-144067-13 07941830 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3112 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 NCO ACI Holdings, Inc. 0001396896 581893956 S-4 33 333-144067-19 07941836 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 NCO Support Services, LLC 0001396899 270105477 S-4 33 333-144067-22 07941839 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 NCOP II, Inc. 0001396888 522300743 S-4 33 333-144067-30 07941847 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 RMH Teleservices Asia Pacific, Inc. 0001397246 320047775 S-4 33 333-144067-09 07941826 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 NCOP Financing, Inc. 0001397295 510407449 S-4 33 333-144067-10 07941827 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3112 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 ALW Financial, Inc. 0001397293 205819309 S-4 33 333-144067-12 07941829 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3112 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 NCOP/Marlin, Inc. 0001396892 522352960 S-4 33 333-144067-16 07941833 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 NCO Customer Management, Inc. 0001396898 232250564 S-4 33 333-144067-21 07941838 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 NCOP V, Inc. 0001396885 223883319 S-4 33 333-144067-27 07941844 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 NCO Group, Inc. 0001397772 020786880 S-4 33 333-144067 07941817 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 NCO Holdings, Inc. 0001397294 232984387 S-4 33 333-144067-11 07941828 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3112 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 NCOP Capital Resource, LLC 0001396893 000000000 S-4 33 333-144067-17 07941834 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 NCOP VIII, LLC 0001396882 030578075 S-4 33 333-144067-24 07941841 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 FCA Leasing, Inc. 0001396669 510277275 S-4 33 333-144067-34 07941851 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 NCOP Services, Inc. 0001396894 522300752 S-4 33 333-144067-18 07941835 1804 WASHINGTON BLVD, DEPT. 200 BALTIMORE MD 21230 (215) 441-3000 1804 WASHINGTON BLVD, DEPT. 200 BALTIMORE MD 21230 NCOP III, Inc. 0001396887 522300742 S-4 33 333-144067-29 07941846 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 AC Financial Services, Inc. 0001396710 680623013 S-4 33 333-144067-33 07941850 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3112 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 NCOP IV, Inc. 0001396886 371431981 S-4 33 333-144067-28 07941845 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 NCOP IX, LLC 0001398740 205995942 S-4 33 333-144067-01 07941818 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89169 702-836-3507 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89169 NCOP Nevada Holdings, Inc. 0001396891 522300749 S-4 33 333-144067-15 07941832 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 NCO Group International, Inc. 0001397532 050614768 S-4 33 333-144067-07 07941824 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3112 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 NCO Funding, Inc. 0001397531 510378281 S-4 33 333-144067-06 07941823 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3112 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 FCA Funding, Inc. 0001397247 232984383 S-4 33 333-144067-14 07941831 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3112 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 NCOP VI, Inc. 0001396884 571192501 S-4 33 333-144067-26 07941843 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 NCO Portfolio Management, Inc. 0001397774 270084103 S-4 33 333-144067-05 07941822 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 (302) 428-3113 1201 MARKET STREET, SUITE 800 WILMINGTON DE 19801 NCOP VII, Inc. 0001396883 352239667 S-4 33 333-144067-25 07941842 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 AssetCare, Inc. 0001398741 204392053 S-4 33 333-144067-02 07941819 5100 PEACHTREE INDUSTRIAL BLVD. NORCROSS GA 30071 (215) 441-3000 5100 PEACHTREE INDUSTRIAL BLVD. NORCROSS GA 30071 NCOP Strategic Partnership, Inc. 0001396890 900033981 S-4 33 333-144067-32 07941849 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 NCOP I, Inc. 0001396889 522300747 S-4 33 333-144067-31 07941848 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 (702) 836-3500 3763 HOWARD HUGHES PARKWAY, SUITE 170 LAS VEGAS NV 89109 NCO Financial Systems, Inc. 0001396897 231670927 S-4 33 333-144067-20 07941837 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 NCO Teleservices, Inc. 0001396900 232878693 S-4 33 333-144067-23 07941840 507 PRUDENTIAL ROAD HORSHAM PA 19044 (215) 441-3000 507 PRUDENTIAL ROAD HORSHAM PA 19044 S-4 1 ds4.htm NCO GROUP, INC. FORM S-4 EX-2.2 2 dex22.htm AGREEMENT AND PLAN OF MERGER, DATED AS OF FEBRUARY 27, 2007 EX-3.1.1 3 dex311.htm AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF NCO GROUP, INC. EX-3.1.2 4 dex312.htm AC FINANCIAL SERVICES, INC. EX-3.1.3 5 dex313.htm ALW FINANCIAL, INC. EX-3.1.4 6 dex314.htm ASSETCARE, INC. EX-3.1.5 7 dex315.htm COMPASS INTERNATIONAL SERVICES CORPORATION EX-3.1.6 8 dex316.htm COMPASS TELESERVICES, INC. EX-3.1.7 9 dex317.htm FCA FUNDING, INC. EX-3.1.8 10 dex318.htm FCA LEASING, INC. EX-3.1.9 11 dex319.htm JDR HOLDINGS, INC. EX-3.1.10 12 dex3110.htm NCO ACI HOLDINGS, INC. EX-3.1.11 13 dex3111.htm NCO CUSTOMER MANAGEMENT, INC. EX-3.1.12 14 dex3112.htm NCO FINANCIAL SYSTEMS, INC. EX-3.1.13 15 dex3113.htm NCO FUNDING, INC. EX-3.1.14 16 dex3114.htm NCO GROUP INTERNATIONAL, INC. EX-3.1.15 17 dex3115.htm NCO HOLDINGS, INC. EX-3.1.16 18 dex3116.htm NCO PORTFOLIO MANAGEMENT, INC. EX-3.1.17 19 dex3117.htm NCO SUPPORT SERVICES, LLC EX-3.1.18 20 dex3118.htm NCO TELSESERVICES, INC. EX-3.1.19 21 dex3119.htm NCOCRM FUNDING, INC. EX-3.1.20 22 dex3120.htm NCOP I, INC. EX-3.1.21 23 dex3121.htm NCOP II, INC. EX-3.1.22 24 dex3122.htm NCOP III, INC. EX-3.1.23 25 dex3123.htm NCOP IV, INC. EX-3.1.24 26 dex3124.htm NCOP V, INC. EX-3.1.25 27 dex3125.htm NCOP VI, INC. EX-3.1.26 28 dex3126.htm NCOP VII, INC. EX-3.1.27 29 dex3127.htm NCOP VIII, LLC EX-3.1.28 30 dex3128.htm NCOP IX, LLC EX-3.1.29 31 dex3129.htm NCOP CAPITAL RESOURCE, LLC EX-3.1.30 32 dex3130.htm NCOP FINANCING, INC. EX-3.1.31 33 dex3131.htm NCOP/MARLIN, INC. EX-3.1.32 34 dex3132.htm NCOP NEVADA HOLDINGS, INC. EX-3.1.33 35 dex3133.htm NCOP SERVICES, INC. EX-3.1.34 36 dex3134.htm NCOP STRATEGIC PARTNERSHIP, INC. EX-3.1.35 37 dex3135.htm RMH TELESERVICES ASIA PACIFIC, INC. EX-3.2.1 38 dex321.htm AMENDED AND RESTATED BYLAWS OF NCO GROUP, INC. EX-3.2.2 39 dex322.htm AC FINANCIAL SERVICES, INC. EX-3.2.3 40 dex323.htm ALW FINANCIAL, INC. EX-3.2.4 41 dex324.htm ASSETCARE, INC. EX-3.2.5 42 dex325.htm COMPASS INTERNATIONAL SERVICES CORPORATION EX-3.2.6 43 dex326.htm COMPASS TELESERVICES, INC. EX-3.2.7 44 dex327.htm FCA FUNDING, INC. EX-3.2.8 45 dex328.htm FCA LEASING, INC. EX-3.2.9 46 dex329.htm JDR HOLDINGS, INC. EX-3.2.10 47 dex3210.htm NCO ACI HOLDINGS, INC. EX-3.2.11 48 dex3211.htm NCO CUSTOMER MANAGEMENT, INC. EX-3.2.12 49 dex3212.htm NCO FINANCIAL SYSTEMS, INC. EX-3.2.13 50 dex3213.htm NCO FUNDING, INC. EX-3.2.14 51 dex3214.htm NCO GROUP INTERNATIONAL, INC. EX-3.2.15 52 dex3215.htm NCO HOLDINGS, INC. EX-3.2.16 53 dex3216.htm NCO PORTFOLIO MANAGEMENT, INC. EX-3.2.17 54 dex3217.htm NCO SUPPORT SERVICES, LLC EX-3.2.18 55 dex3218.htm NCO TELESERVICES, INC. EX-3.2.19 56 dex3219.htm NCOCRM FUNDING, INC. EX-3.2.20 57 dex3220.htm NCOP I, INC. EX-3.2.21 58 dex3221.htm NCOP II, INC. EX-3.2.22 59 dex3222.htm NCOP III, INC. EX-3.2.23 60 dex3223.htm NCOP IV, INC. EX-3.2.24 61 dex3224.htm NCOP V, INC. EX-3.2.25 62 dex3225.htm NCOP VI, INC. EX-3.2.26 63 dex3226.htm NCOP VII, INC. EX-3.2.27 64 dex3227.htm NCOP VIII, LLC EX-3.2.28 65 dex3228.htm NCOP IX, LLC EX-3.2.29 66 dex3229.htm NCOP CAPITAL RESOURCE, LLC EX-3.2.30 67 dex3230.htm NCOP FINANCING, INC. EX-3.2.31 68 dex3231.htm NCOP/MARLIN, INC. EX-3.2.32 69 dex3232.htm NCOP NEVADA HOLDINGS, INC. EX-3.2.33 70 dex3233.htm NCOP SERVICES, INC. EX-3.2.34 71 dex3234.htm NCOP STRATEGIC PARTNERSHIP, INC. EX-3.2.35 72 dex3235.htm RMH TELESERVICES ASIA PACIFIC, INC. EX-4.1 73 dex41.htm INDENTURE, DATED AS OF NOVEMBER 15, 2006 EX-4.2 74 dex42.htm INDENTURE, DATED AS OF NOVEMBER 15, 2006 EX-4.3 75 dex43.htm SUPPLEMENTAL INDENTURE, DATED AS OF NOVEMBER 15, 2006 EX-4.4 76 dex44.htm SUPPLEMENTAL INDENTURE, DATED AS OF NOVEMBER 15, 2006 EX-4.5 77 dex45.htm SECOND SUPPLEMENTAL INDENTURE, DATED AS OF FEBRUARY 27, 2007 EX-4.6 78 dex46.htm SECOND SUPPLEMENTAL INDENTURE, DATED AS OF FEBRUARY 27, 2007 EX-4.7 79 dex47.htm THIRD SUPPLEMENTAL INDENTURE, DATED AS OF FEBRUARY 27, 2007 EX-4.8 80 dex48.htm THIRD SUPPLEMENTAL INDENTURE, DATED AS OF FEBRUARY 27, 2007 EX-4.9 81 dex49.htm REGISTRATION RIGHTS AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-4.10 82 dex410.htm REGISTRATION RIGHTS AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-4.13 83 dex413.htm 144A NOTATION OF SENIOR GUARANTEE BY THE GUARANTORS EX-4.14 84 dex414.htm REGULATION S NOTATION OF SENIOR GUARANTEE EX-4.15 85 dex415.htm 144A NOTATION OF SENIOR SUBORDINATED GUARANTEE EX-4.16 86 dex416.htm REGULATION S NOTATION OF SENIOR SUBORDINATED GUARANTEE EX-4.17 87 dex417.htm REGISTRATION RIGHTS AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.1 88 dex101.htm CREDIT AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.2 89 dex102.htm SECURITY AGREEMENT, DATED NOVEMBER 15, 2006 EX-10.3 90 dex103.htm INTELLECTUAL PROPERTY SECURITY AGREEMENT, DATED NOVEMBER 15, 2006 EX-10.4 91 dex104.htm STOCKHOLDERS AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.5 92 dex105.htm COLLECT HOLDINGS, INC. RESTRICTED SHARE PLAN EX-10.6 93 dex106.htm FIRST AMENDMENT TO THE NCO GROUP, INC. RESTRICTED SHARE PLAN EX-10.7 94 dex107.htm FORM OF AWARD AGREEMENT PURSUANT TO THE NCO GROUP, INC. RESTRICTED SHARE PLAN EX-10.8 95 dex108.htm EMPLOYMENT AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.9 96 dex109.htm EMPLOYMENT AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.10 97 dex1010.htm EMPLOYMENT AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.11 98 dex1011.htm EMPLOYMENT AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.12 99 dex1012.htm EMPLOYMENT AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.13 100 dex1013.htm EMPLOYMENT AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.14 101 dex1014.htm MANAGEMENT AGREEMENT, DATED AS OF NOVEMBER 15, 2006 EX-10.15 102 dex1015.htm ROLLOVER AGREEMENT, DATED AS OF JULY 21, 2006 EX-10.16 103 dex1016.htm JOINDER AND AMENDMENT TO ROLLOVER AGREEMENT, DATED NOVEMBER 15, 2006 EX-10.23 104 dex1023.htm SUMMARY OF DIRECTOR AND NAMED EXECUTIVE OFFICER COMPENSATION ARRANGEMENTS EX-10.27 105 dex1027.htm FEE LETTER AGREEMENT, DATED NOVEMBER 15, 2006 EX-10.28 106 dex1028.htm STOCK SUBSCRIPTION AGREEMENT EX-10.29 107 dex1029.htm STOCK SUBSCRIPTION AGREEMENT EX-12 108 dex12.htm STATEMENT OF COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES EX-16 109 dex16.htm LETTER FROM ERNST & YOUNG LLP EX-21 110 dex21.htm LIST OF SUBSIDIARIES EX-23.1 111 dex231.htm CONSENT OF ERNST & YOUNG LLP EX-24 112 dex24.htm POWER OF ATTORNEY EX-25 113 dex25.htm FORM T-1 EX-99.1 114 dex991.htm FORM OF LETTER OF TRANSMITTAL EX-99.2 115 dex992.htm FORM OF NOTICE OF GUARANTEED DELIVERY EX-99.3 116 dex993.htm FORM OF BROKER-DEALER LETTER EX-99.4 117 dex994.htm FORM OF LETTER TO CLIENTS GRAPHIC 118 g26404g01d72.jpg GRAPHIC