Exhibit 3.1.24

ARTICLES OF INCORPORATION

(PURSUANT TO NRS 78)

1. |  | Name of Corporation |  | NCOP V, Inc. |  |  |  |  |  |  |  |
2. |  | Resident Agent Name and Street Address: |  | Nevada Incorporators & Registration Service, LLC. 3993 Howard Hughes Parkway, Suite 460 Las Vegas, NEVADA 89109 |  |  |  |
3. |  | Shares: |  | Number of shares with par value 1,000 |  | Par Value $1.00 |  |  |  |  |  | Number of shares with out par value
4. |  | Names, Addresses, Number of the Board of Directors/Trustees: |  | The First Board of Directors/Trustees shall consist of 5 members whose names and addresses are as follows:

|  |  |  | 1. |  | Michael J. Barrist 507 Prudential Road, Horsham, PA 19044 |  |  |  |  |  |
|  |  |  | 2. |  | Michael B. Meringolo 507 Prudential Road, Horsham, PA 19044 |  |  |  |  |  |
|  |  |  | 3. |  | Joshua Gindin 507 Prudential Road, Horsham, PA 19044 |  |  |  |  |  |
|  |  |  | 4. |  | Richard J. Palmer 1705 Whitehead Road, Baltimore, MD 21207 |  |  |  |  |  |

5. |  | Purpose |  | The purpose of this corporation shall be: To purchase and/or service receivables and to engage in any other lawful business for which a corporation may be organized under Chapter 78 of the Nevada Revised Statutes.
6. |  | Other Matters: |  | Number of addition pages: 1 |  |  |  |  |  |  |  |
7. |  | Names, Addresses and Signatures of Incorporators: |  | Joseph L. Lindsay 3993 Howard Hughes Parkway, Suite 460 Las Vegas, NV 89109 |  | Signature: |  | /s/ Joseph L. Lindsay |  |  |  |
8. |  | Certificate of Acceptance of Appointment of |  | I, Nevada Incorporators & Registration Service, LLC, By: Joseph L. Lindsay. hereby accept appointment as Resident Agent for the above named corporation
|  | Resident Agent: |  | /s/ Joseph L. Lindsay Signature of Resident Agent |  |  |  | 11-11-02 Date |  |  |  |

EXHIBIT A

TO THE ARTICLES OF INCORPORATION

OF

NCOP V, INC.

DIRECTORS

Name |  | Address
Joseph L. Lindsay |  | 3993 Howard Hughes Parkway Suite 460 Las Vegas, Nevada 89109

CERTIFICATE OF CHANGE OF

ADDRESS OF RESIDENT AGENT AND

REGISTERED OFFICE

The former address of Nevada Incorporators & Registration Service, LLC, the resident agent of the business entities listed below was:

OLD ADDRESS: |  | 3993 Howard Hughes Parkway, Suite 460
|  | Las Vegas, Clark County, Nevada 89109

The address of the above-named resident agent is now changed to:

NEW ADDRESS: |  | 3763 Howard Hughes Parkway, Suite 170
|  | Las Vegas, Clark County, Nevada 89109

Signature of resident agent: |  | /s/ Candace R. Corra |  |
Authorized Signature of R.A. or On Behalf of R.A. Company |  |

Type of business entities represented:

x corporation ¨ limited partnership ¨ limited-liability company

¨ business trust ¨ limited-liability limited partnership ¨ limited-liability partnership

Name of business entities represented by resident agent:

BB&T Service Corporation |  | Capellon, Inc.
Dalton Whitfield Holdings, Inc. |  | Dalton Whitfield Intangible Properties, Inc.
Dalton Whitfield Investments, Inc. |  | Dazies Playhouse
Definitive Business Solutions |  | First Security Holdings, Inc.
First Security Intangible Properties, Inc. |  | First Security Investments, Inc.
First State Intangible Properties, Inc. |  | First State Investments, Inc.
Frontier Holdings, Inc. |  | Frontier Intangible Properties, Inc.
Frontier Investments, Inc. |  | FSH Holdings, Inc.
Greenwood Outfitters-Nevada, Inc. |  | Grey Hawk, Inc.
Hibbett Capital Management, Inc. |  | Karl Klement Enterprises-Nevada, Inc.

Additional Page to Certificate of Change of Address

Of Resident Agent and Registered Office

KK Partners/FM-Nevada, Inc. |  | Klement Nevada Partner s/Chrylser, Inc.
Lydian REIT Holdings, Inc. |  | NCOP Capital, Inc.
NCOP I, Inc. |  | NCOP II, Inc.
NCOP III, Inc. |  | NCOP IV, Inc.
NCOP Lakes, Inc. |  | NCOP Nevada Holdings, Inc.
NCOP Strategic Partnership, Inc. |  | NCOP V, Inc.
NCOP/Martin, Inc. |  | NIRS, Inc.
Oasis Telecommunications, Data and Records, Inc. |  | Ravisent IP, Inc.
Stewart & Associates, A Professional Law Association |  | Super J-Nevada, Inc.
TSPC, Inc. |  | Vegan Properties, Inc.
Weather Management, Inc. |  | Axeda IP, Inc.
Cedar Columbia Nevada, Inc. |  | Lion Holdings, Inc.
Pacific Circle, Inc. |  | Nfinite Solutions, Inc.