Exhibit 3.1.28

ARTICLES OF ORGANIZATION

(PURSUANT TO NRS 86)

1.		Name of Limited Liability Company		NCOP IX, LLC
2.		Resident Agent Name and Street Address:		Nevada Incorporators & Registration Service, LLC 3763 Howard Hughes Parkway, #170 Las Vegas, NEVADA 89169
3.		Dissolution Date:		Latest date upon which the company is to dissolve (if existence is not perpetual): Perpetual
4.		Management:		Company shall be managed by:    Manager(s)
5.		Names, Addresses of Managers or Members:		NCOP Nevada Holdings, Inc. 3763 Howard Hughes Parkway, Suite 170A Las Vegas, Nevada 89169
6.		Names, Addresses and		Candace R. Corra		Signature:		/s/ Candace R. Corra
		Signatures of Organizers:		3763 Howard Hughes, #170 Las Vegas, Nevada 89169
7.		Certificate of Acceptance of Appointment of		I, hereby accept appointment as Resident Agent for the above named limited liability company
		Resident Agent:		/s/ Candace R. Corra				11-27-06
				Signature of Resident Agent				Date