<SUBMISSION>
<ACCESSION-NUMBER>0001104659-12-021887
<TYPE>424B3
<PUBLIC-DOCUMENT-COUNT>3
<FILING-DATE>20120328
<DATE-OF-FILING-DATE-CHANGE>20120328
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>QUALINK INC
<CIK>0001029389
<ASSIGNED-SIC>7320
<IRS-NUMBER>391758994
<STATE-OF-INCORPORATION>WI
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-19
<FILM-NUMBER>12719776
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>2520 SOUTH 170TH STREET
<CITY>NEW BERLIN
<STATE>WI
<ZIP>53151-0955
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>OSI PORTFOLIO SERVICES INC
<CIK>0001029715
<ASSIGNED-SIC>8741
<IRS-NUMBER>510369044
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-25
<FILM-NUMBER>12719775
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>2425 COMMERCE AVE., BLDG. 2100, STE. 100
<CITY>DULUTH
<STATE>GA
<ZIP>30096
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>ACCOUNT PORTFOLIOS INC /NEW
<DATE-CHANGED>19990816
</FORMER-COMPANY>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>ACCOUNT PORTFOLIOS GP INC
<DATE-CHANGED>19961227
</FORMER-COMPANY>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>COMPASS INTERNATIONAL SERVICES CORP
<CIK>0001046817
<ASSIGNED-SIC>7330
<IRS-NUMBER>223540815
<STATE-OF-INCORPORATION>DE
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-38
<FILM-NUMBER>12719774
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>OSI OUTSOURCING SERVICES INC
<CIK>0001058624
<ASSIGNED-SIC>8741
<IRS-NUMBER>133861550
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-26
<FILM-NUMBER>12719773
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>4275 BRIDGE VIEW DRIVE
<CITY>NORTH CHARLESTON
<STATE>SC
<ZIP>29405
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>INTERACTIVE PERFORMANCE INC
<DATE-CHANGED>19980326
</FORMER-COMPANY>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>TRANSWORLD SYSTEMS INC
<CIK>0001058626
<IRS-NUMBER>941728881
<STATE-OF-INCORPORATION>CA
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-18
<FILM-NUMBER>12719772
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>2235 MERCURY WAY
<STREET2>SUITE 275
<CITY>SANTA ROSA
<STATE>CA
<ZIP>95407
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>FCA Leasing, Inc.
<CIK>0001396669
<IRS-NUMBER>510277275
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-07
<FILM-NUMBER>12719771
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>AC Financial Services, Inc.
<CIK>0001396710
<IRS-NUMBER>680623013
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-06
<FILM-NUMBER>12719770
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
<PHONE>(302) 428-3112
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCOP Nevada Holdings, Inc.
<CIK>0001396891
<IRS-NUMBER>522300749
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-44
<FILM-NUMBER>12719769
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>3763 HOWARD HUGHES PARKWAY, SUITE 170
<CITY>LAS VEGAS
<STATE>NV
<ZIP>89109
<PHONE>(702) 836-3500
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>3763 HOWARD HUGHES PARKWAY, SUITE 170
<CITY>LAS VEGAS
<STATE>NV
<ZIP>89109
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCOP/Marlin, Inc.
<CIK>0001396892
<IRS-NUMBER>522352960
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-45
<FILM-NUMBER>12719755
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>3763 HOWARD HUGHES PARKWAY, SUITE 170
<CITY>LAS VEGAS
<STATE>NV
<ZIP>89109
<PHONE>(702) 836-3500
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>3763 HOWARD HUGHES PARKWAY, SUITE 170
<CITY>LAS VEGAS
<STATE>NV
<ZIP>89109
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCOP Services, Inc.
<CIK>0001396894
<IRS-NUMBER>522300752
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-46
<FILM-NUMBER>12719753
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1804 WASHINGTON BLVD,  DEPT. 200
<CITY>BALTIMORE
<STATE>MD
<ZIP>21230
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1804 WASHINGTON BLVD,  DEPT. 200
<CITY>BALTIMORE
<STATE>MD
<ZIP>21230
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO ACI Holdings, Inc.
<CIK>0001396896
<IRS-NUMBER>581893956
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-01
<FILM-NUMBER>12719754
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Financial Systems, Inc.
<CIK>0001396897
<IRS-NUMBER>231670927
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-02
<FILM-NUMBER>12719752
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Customer Management, Inc.
<CIK>0001396898
<IRS-NUMBER>232250564
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-03
<FILM-NUMBER>12719751
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Support Services, LLC
<CIK>0001396899
<IRS-NUMBER>270105477
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-04
<FILM-NUMBER>12719750
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Teleservices, Inc.
<CIK>0001396900
<IRS-NUMBER>232878693
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-05
<FILM-NUMBER>12719749
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>RMH Teleservices Asia Pacific, Inc.
<CIK>0001397246
<IRS-NUMBER>320047775
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-39
<FILM-NUMBER>12719748
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>FCA Funding, Inc.
<CIK>0001397247
<IRS-NUMBER>232984383
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-43
<FILM-NUMBER>12719747
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
<PHONE>(302) 428-3112
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>ALW Financial, Inc.
<CIK>0001397293
<IRS-NUMBER>205819309
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-42
<FILM-NUMBER>12719746
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
<PHONE>(302) 428-3112
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Holdings, Inc.
<CIK>0001397294
<IRS-NUMBER>232984387
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-41
<FILM-NUMBER>12719745
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
<PHONE>(302) 428-3112
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCOP Financing, Inc.
<CIK>0001397295
<IRS-NUMBER>510407449
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-40
<FILM-NUMBER>12719744
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
<PHONE>(302) 428-3112
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Funding, Inc.
<CIK>0001397531
<IRS-NUMBER>510378281
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-36
<FILM-NUMBER>12719768
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
<PHONE>(302) 428-3112
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Group International, Inc.
<CIK>0001397532
<IRS-NUMBER>050614768
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-37
<FILM-NUMBER>12719767
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
<PHONE>(302) 428-3112
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Group, Inc.
<CIK>0001397772
<ASSIGNED-SIC>7320
<IRS-NUMBER>020786880
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-150885
<FILM-NUMBER>12719730
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>JDR Holdings, Inc.
<CIK>0001397773
<IRS-NUMBER>223264150
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-34
<FILM-NUMBER>12719766
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCO Portfolio Management, Inc.
<CIK>0001397774
<IRS-NUMBER>270084103
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-35
<FILM-NUMBER>12719765
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
<PHONE>(302) 428-3113
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>1201 MARKET STREET, SUITE 800
<CITY>WILMINGTON
<STATE>DE
<ZIP>19801
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Compass Teleservices, Inc.
<CIK>0001397958
<IRS-NUMBER>222744501
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-33
<FILM-NUMBER>12719764
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCOP IX, LLC
<CIK>0001398740
<IRS-NUMBER>205995942
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-31
<FILM-NUMBER>12719763
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>3763 HOWARD HUGHES PARKWAY, SUITE 170
<CITY>LAS VEGAS
<STATE>NV
<ZIP>89169
<PHONE>702-836-3507
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>3763 HOWARD HUGHES PARKWAY, SUITE 170
<CITY>LAS VEGAS
<STATE>NV
<ZIP>89169
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>AssetCare, Inc.
<CIK>0001398741
<IRS-NUMBER>204392053
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-32
<FILM-NUMBER>12719762
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>5100 PEACHTREE INDUSTRIAL BLVD.
<CITY>NORCROSS
<STATE>GA
<ZIP>30071
<PHONE>(215) 441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>5100 PEACHTREE INDUSTRIAL BLVD.
<CITY>NORCROSS
<STATE>GA
<ZIP>30071
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Coast to Coast Consulting, LLC
<CIK>0001431655
<IRS-NUMBER>431917687
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-30
<FILM-NUMBER>12719761
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>4025 WOODLAND PARK BLVD., SUITE 180
<CITY>ARLINGTON
<STATE>TX
<ZIP>76013
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Greystone Business Group, LLC
<CIK>0001431656
<IRS-NUMBER>010585067
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-29
<FILM-NUMBER>12719760
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>390 SOUTH WOODS MILL RD., SUITE 350
<CITY>CHESTERFIELD
<STATE>MO
<ZIP>63017
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Old OSI LLC
<CIK>0001431657
<IRS-NUMBER>800123678
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-28
<FILM-NUMBER>12719759
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>390 S. WOODS MILL ROAD, SUITE 350
<CITY>CHESTERFIELD
<STATE>MO
<ZIP>63017
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>OSI Outsourcing Services International, Inc.
<CIK>0001431658
<IRS-NUMBER>900209538
<STATE-OF-INCORPORATION>WI
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-27
<FILM-NUMBER>12719758
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>2520 SOUTH 170TH STREET
<CITY>NEW BERLIN
<STATE>WI
<ZIP>52151-0955
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>OSI Recovery Solutions, Inc.
<CIK>0001431659
<IRS-NUMBER>431901709
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-24
<FILM-NUMBER>12719757
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>2520 SOUTH 170TH ST.
<CITY>NEW BERLIN
<STATE>WI
<ZIP>53151-0955
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>OSI SPE LLC
<CIK>0001431660
<IRS-NUMBER>000000000
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-23
<FILM-NUMBER>12719756
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>390 S. WOODS MILL ROAD, SUITE 350
<CITY>CHESTERFIELD
<STATE>MO
<ZIP>63017
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Outsourcing Solutions Inc.
<CIK>0001431662
<IRS-NUMBER>200407098
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-22
<FILM-NUMBER>12719742
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>390 SOUTH WOODS MILL RD., SUITE 350
<CITY>CHESTERFIELD
<STATE>MO
<ZIP>63017
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Pacific Software Consulting, LLC
<CIK>0001431663
<IRS-NUMBER>431917898
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-21
<FILM-NUMBER>12719741
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>1580 SOUTH MAIN ST., SUITE 105
<CITY>BOERNE
<STATE>TX
<ZIP>78006
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>PAE Leasing, LLC
<CIK>0001431664
<IRS-NUMBER>431917684
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-20
<FILM-NUMBER>12719740
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>4025 WOODLAND PARK BLVD., SUITE 180
<CITY>ARLINGTON
<STATE>TX
<ZIP>76013
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Union Settlement Administrator Holdco, Inc.
<CIK>0001431668
<IRS-NUMBER>870714414
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-17
<FILM-NUMBER>12719739
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>390 S. WOODS MILL ROAD, SUITE 350
<CITY>CHESTERFIELD
<STATE>MO
<ZIP>63017
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Union Settlement Administrator, Inc.
<CIK>0001431669
<IRS-NUMBER>134269978
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-16
<FILM-NUMBER>12719738
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>390 S. WOODS MILL ROAD, SUITE 350
<CITY>CHESTERFIELD
<STATE>MO
<ZIP>63017
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>University Accounting Service, LLC
<CIK>0001431670
<IRS-NUMBER>391992489
<STATE-OF-INCORPORATION>WI
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-15
<FILM-NUMBER>12719737
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>2520 SOUTH 170TH ST.
<CITY>NEW BERLIN
<STATE>WI
<ZIP>53151-0955
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Credit Receivables CORP I
<CIK>0001431671
<IRS-NUMBER>431916266
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-14
<FILM-NUMBER>12719736
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>4315 PICKETT ROAD
<CITY>ST. JOSEPH
<STATE>MO
<ZIP>64503
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Systems & Services Technology, Inc.
<CIK>0001431672
<IRS-NUMBER>260590353
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-13
<FILM-NUMBER>12719735
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>1717 WEST 7TH STREET
<CITY>JOPLIN
<STATE>MO
<ZIP>64801
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Tempest Recovery Services, Inc.
<CIK>0001431673
<IRS-NUMBER>431816131
<STATE-OF-INCORPORATION>MO
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-12
<FILM-NUMBER>12719734
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>4315 PICKETT ROAD
<CITY>ST. JOSEPH
<STATE>MO
<ZIP>64503
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCOP X, LLC
<CIK>0001431674
<IRS-NUMBER>371557594
<STATE-OF-INCORPORATION>NV
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-11
<FILM-NUMBER>12719733
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>C/O NCO GROUP, HUGHES CENTER, STE. 170
<STREET2>3763 HOWARD HUGHES PARKWAY
<CITY>LAS VEGAS
<STATE>NV
<ZIP>89109
<PHONE>215-441-3000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>C/O NCO GROUP
<STREET2>507 PRUDENTIAL ROAD
<CITY>HORSHAM
<STATE>PA
<ZIP>19044
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>Total Debt Management, Inc.
<CIK>0001486993
<IRS-NUMBER>582485151
<STATE-OF-INCORPORATION>GA
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-10
<FILM-NUMBER>12719732
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>6356 CORLEY ROAD
<CITY>NORCROSS
<STATE>GA
<ZIP>30071
<PHONE>1-800-220-2274
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>6356 CORLEY ROAD
<CITY>NORCROSS
<STATE>GA
<ZIP>30071
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCOP XII, LLC
<CIK>0001486994
<IRS-NUMBER>271342237
<STATE-OF-INCORPORATION>NV
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-09
<FILM-NUMBER>12719731
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>2520 SAINT ROSE PARKWAY
<STREET2>SUITE 212
<CITY>HENDERSON
<STATE>NV
<ZIP>89074
<PHONE>1-800-220-2274
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>2520 SAINT ROSE PARKWAY
<STREET2>SUITE 212
<CITY>HENDERSON
<STATE>NV
<ZIP>89074
</MAIL-ADDRESS>
</FILER>
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NCOP XI, LLC
<CIK>0001486995
<IRS-NUMBER>263893942
<STATE-OF-INCORPORATION>NV
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-173514-08
<FILM-NUMBER>12719743
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>2520 SAINT ROSE PARKWAY
<STREET2>SUITE 212
<CITY>HENDERSON
<STATE>NV
<ZIP>89074
<PHONE>1-800-220-2274
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>2520 SAINT ROSE PARKWAY
<STREET2>SUITE 212
<CITY>HENDERSON
<STATE>NV
<ZIP>89074
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>a12-8232_2424b3.htm
<DESCRIPTION>424B3
<TEXT>


<html>
<head>

  </head>
<body lang="EN-US">
<div style="font-family:Times New Roman;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Filed Pursuant to Rule&nbsp;424(b)(3)</font></p>
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">File Number 333-173514; 333-165975; 333-158745; 333-150885</font></p>
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Supplement No.&nbsp;18</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(To prospectus dated April&nbsp;27, 2011)</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman"><img width="227" height="106" src="g82322bei001.jpg"></font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">NCO GROUP,&nbsp;INC.</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$165,000,000 Floating Rate Senior Notes due 2013</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$200,000,000 11.875% Senior Subordinated Notes due 2014</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">This prospectus supplement No.&nbsp;18 supplements and amends the prospectus dated April&nbsp;27, 2011, as supplemented and amended by prospectus supplement No.&nbsp;1 dated May&nbsp;13, 2011, prospectus supplement No.&nbsp;2 dated May&nbsp;31, 2011, prospectus supplement No.&nbsp;3 dated July&nbsp;8, 2011, prospectus supplement No.&nbsp;4 dated August&nbsp;11, 2011, prospectus supplement No.&nbsp;5 dated August&nbsp;15, 2011, prospectus supplement No.&nbsp;6 dated October&nbsp;6, 2011, prospectus supplement No.&nbsp;7 dated October&nbsp;18, 2011, prospectus supplement No.&nbsp;8 dated November&nbsp;14, 2011, prospectus supplement No.&nbsp;9 dated November&nbsp;17, 2011, prospectus supplement No.&nbsp;10 dated November&nbsp;29, 2011, prospectus supplement No.&nbsp;11 dated November&nbsp;30, 2011, prospectus supplement No.&nbsp;12 dated December&nbsp;1, 2011, </font></b><b><font size="2" style="font-size:10.0pt;font-weight:bold;">prospectus supplement No.&nbsp;13 dated December&nbsp;6, 2011, prospectus supplement No.&nbsp;14 dated December&nbsp;14, 2011, prospectus supplement No.&nbsp;15 dated December&nbsp;16, 2011, prospectus supplement No.&nbsp;16 dated March&nbsp;13, 2012 and prospectus supplement No.&nbsp;17 dated March&nbsp;14, 2012</font></b><b><font size="2" style="font-size:10.0pt;font-weight:bold;"> (the &#147;Prospectus&#148;).&nbsp; This prospectus supplement should be read in conjunction with the Prospectus and may not be delivered or utilized without the Prospectus.</font></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On March&nbsp;28, 2012, NCO Group,&nbsp;Inc. filed with the Securities and Exchange Commission a current report on form 8-K which included the attached information.</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The date of this prospectus supplement is March&nbsp;28, 2012.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade color="#010101" align="left"></div>
</div>
<!-- SEQ.=1,FOLIO='',FILE='C:\JMS\C901085\12-8232-2\task5219500\8232-2-be.htm',USER='C901085',CD='Mar 28 10:18 2012' -->


<br clear="all" style="page-break-before:always;">
<div style="font-family:Times New Roman;">
<div style="border-bottom:solid windowtext 1.0pt;border-left:none;border-right:none;border-top:solid windowtext 3.0pt;padding:1.0pt 0in 1.0pt 0in;">
<p style="border:none;margin:0in 0in .0001pt;padding:0in;"><font size="1" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>
</div>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">&nbsp;</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="5" face="Times New Roman" style="font-size:18.0pt;font-weight:bold;">UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">WASHINGTON, DC 20549</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="5" face="Times New Roman" style="font-size:18.0pt;font-weight:bold;">FORM&nbsp;8-K</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">CURRENT REPORT</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="3" face="Times New Roman" style="font-size:12.0pt;font-weight:bold;">PURSUANT TO SECTION&nbsp;13 OR 15(D)&nbsp;OF THE<br> SECURITIES EXCHANGE ACT OF 1934</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Date of report (Date of earliest event reported): <b>March&nbsp;28, 2012</b></font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="5" face="Times New Roman" style="font-size:18.0pt;font-weight:bold;">NCO Group,&nbsp;Inc.</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(Exact Name of Registrant as Specified in Its Charter)</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div align="center">
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">
<tr>
<td width="32%" valign="bottom" style="padding:0in 0in 0in 0in;width:32.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Delaware</font></b></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.0%;">
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>
<td width="32%" valign="bottom" style="padding:0in 0in 0in 0in;width:32.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">333-173514; 333-165975;</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">333-150885;&nbsp;333-158745</font></b></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.0%;">
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>
<td width="32%" valign="bottom" style="padding:0in 0in 0in 0in;width:32.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">02-0786880</font></b></p>    </td>   </tr>
<tr>
<td width="32%" valign="top" style="padding:0in 0in 0in 0in;width:32.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(State or other jurisdiction of<br>   incorporation)</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="32%" valign="top" style="padding:0in 0in 0in 0in;width:32.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(Commission File Number)</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="32%" valign="top" style="padding:0in 0in 0in 0in;width:32.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(IRS Employer Identification No.)</font></p>    </td>   </tr>  </table>
</div>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div align="center">
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">
<tr>
<td width="48%" valign="top" style="padding:0in 0in 0in 0in;width:48.94%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">507 Prudential Road, Horsham, Pennsylvania</font></b></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.14%;">
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>
<td width="48%" valign="top" style="padding:0in 0in 0in 0in;width:48.92%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">19044</font></b></p>    </td>   </tr>
<tr>
<td width="48%" valign="top" style="padding:0in 0in 0in 0in;width:48.94%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(Address of principal executive offices)</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.14%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="48%" valign="top" style="padding:0in 0in 0in 0in;width:48.92%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(Zip Code)</font></p>    </td>   </tr>  </table>
</div>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Registrant&#146;s telephone number, including area code <b>(215) 441-3000</b></font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Not Applicable</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(Former name or former address, if changed since last report)</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Check the appropriate box below if the Form&nbsp;8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (<i>see </i>General Instruction A.2. below):</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;text-indent:-.25in;"><font size="2" face="Wingdings" style="font-size:10.0pt;">o</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="font-size:10.0pt;">Written communications pursuant to Rule&nbsp;425 under the Securities Act (17 CFR 230.425)</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;text-indent:-.25in;"><font size="2" face="Wingdings" style="font-size:10.0pt;">o</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="font-size:10.0pt;">Soliciting material pursuant to Rule&nbsp;14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;text-indent:-.25in;"><font size="2" face="Wingdings" style="font-size:10.0pt;">o</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="font-size:10.0pt;">Pre-commencement communications pursuant to Rule&nbsp;14d-2(b)&nbsp;under the Exchange Act (17 CFR 240.14d-2(b))</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;text-indent:-.25in;"><font size="2" face="Wingdings" style="font-size:10.0pt;">o</font><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font size="2" style="font-size:10.0pt;">Pre-commencement communications pursuant to Rule&nbsp;13e-4(c)&nbsp;under the Exchange Act (17 CFR 240.13e-4(c))</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div style="border-bottom:solid windowtext 3.0pt;border-left:none;border-right:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0in 1.0pt 0in;">
<p style="border:none;margin:0in 0in .0001pt;padding:0in;"><font size="1" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>
</div>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade color="#010101" align="left"></div>
</div>
<!-- SEQ.=1,FOLIO='',FILE='C:\JMS\dtodman\12-8232-1\task5220681\8232-1-ba.htm',USER='dtodman',CD='Mar 28 10:23 2012' -->

<br clear="all" style="page-break-before:always;">
<div>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item 8.01 &#151; Other Events</font></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On March&nbsp;28, 2012, NCO Group,&nbsp;Inc. issued a press release announcing the early results of its two cash tender offers and consent solicitations for any and all of its $200,000,000 aggregate principal amount of 11.875% Senior Subordinated Notes due 2014 (CUSIP No. 65338LAA7) and $165,000,000 aggregate principal amount of Floating Rate Senior Notes due 2013 (CUSIP No.&nbsp;65338LAB5).&#160; A copy of the press release is attached hereto as Exhibit&nbsp;99.1 and is incorporated herein by reference.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Item 9.01 &#151; Financial Statements and Exhibits</font></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Exhibits</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">
<tr>
<td width="6%" valign="bottom" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:6.4%;">
<p style="margin:0in 0in .0001pt;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">No.</font></b></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>
<td width="91%" valign="bottom" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:91.12%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Description</font></b></p>    </td>   </tr>
<tr>
<td width="6%" valign="top" style="border:none;padding:0in 0in 0in 0in;width:6.4%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>
<td width="91%" valign="top" style="border:none;padding:0in 0in 0in 0in;width:91.12%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>   </tr>
<tr>
<td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.4%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">99.1</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="91%" valign="top" style="padding:0in 0in 0in 0in;width:91.12%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Press   Release dated March&nbsp;28, 2012.</font></p>    </td>   </tr>  </table>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">2<a name="PB_2_102516_7056"></a></font></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade color="#010101" align="left"></div>
</div>
<!-- SEQ.=1,FOLIO='2',FILE='C:\JMS\dtodman\12-8232-1\task5220681\8232-1-ba.htm',USER='dtodman',CD='Mar 28 10:23 2012' -->

<br clear="all" style="page-break-before:always;">
<div>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">SIGNATURES</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.58%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="49%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:49.42%;">
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">NCO GROUP,&nbsp;INC.</font></b></p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.58%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>
<td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.68%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>
<td width="42%" valign="top" style="padding:0in 0in 0in 0in;width:42.76%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.58%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Date:   March&nbsp;28, 2012</font></p>    </td>
<td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.68%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>    </td>
<td width="42%" valign="top" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:42.76%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">/s/   Thomas Erhardt</font></p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.58%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.68%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Name:</font></p>    </td>
<td width="42%" valign="top" style="border:none;padding:0in 0in 0in 0in;width:42.76%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Thomas   Erhardt</font></p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.58%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.68%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Title:</font></p>    </td>
<td width="42%" valign="top" style="padding:0in 0in 0in 0in;width:42.76%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Executive   Vice President and Chief Financial Officer</font></p>    </td>   </tr>  </table>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">3<a name="PB_3_102636_5335"></a></font></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade color="#010101" align="left"></div>
</div>
<!-- SEQ.=1,FOLIO='3',FILE='C:\JMS\dtodman\12-8232-1\task5220681\8232-1-ba.htm',USER='dtodman',CD='Mar 28 10:23 2012' -->


<br clear="all" style="page-break-before:always;">
<div style="font-family:Times New Roman;">
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">EXHIBIT 99.1</font></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman"><img width="262" height="106" src="g82321mmi001.jpg"></font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">NEWS RELEASE</font></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">For Immediate Release</font></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">NCO GROUP ANNOUNCES EARLY RESULTS FOR THE TENDER OFFERS</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">AND CONSENT SOLICITATIONS</font></b></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">HORSHAM, PA &#151; March&nbsp;28, 2012</font></b><b><font size="2" style="font-size:10.0pt;font-weight:bold;"> &#151;</font></b><font size="2" style="font-size:10.0pt;"> NCO Group,&nbsp;Inc. (&#147;NCO&#148; or the &#147;Company&#148;), a leading provider of business process outsourcing services, announced today the successful early tender results of its previously announced two cash tender offers (each, a &#147;Tender Offer,&#148; and, together, the &#147;Tender Offers&#148;) and consent solicitations (each a &#147;Consent Solicitation&#148; and, together, the &#147;Consent Solicitations,&#148; and together with the Tender Offers, the &#147;Offers&#148;) for any and all of its $200,000,000 aggregate principal amount of 11.875% Senior Subordinated Notes due 2014 (CUSIP No.&nbsp;65338LAA7) (the &#147;2014 Notes&#148;) and $165,000,000 aggregate principal amount of Floating Rate Senior Notes due 2013 (CUSIP No.&nbsp;65338LAB5) (the &#147;2013 Notes,&#148; and, together with the &#147;2014 Notes,&#148; the &#147;Notes&#148;).&#160; The Offers are described in the Offer to Purchase and Consent Solicitation Statement dated March&nbsp;14, 2012 (the &#147;Offer to Purchase&#148;).&#160; The table below sets forth the results of the Offers as of 5:00&nbsp;p.m., New York City time, on March&nbsp;27, 2012 (the &#147;Consent Deadline&#148;).</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">&nbsp;</font></b></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;width:100.0%;">
<tr>
<td width="35%" valign="bottom" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:35.0%;">
<p style="margin:0in 0in .0001pt;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Title&nbsp;of&nbsp;Notes</font></b></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>
<td width="12%" valign="bottom" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:12.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">CUSIP<br>   Number</font></b></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>
<td width="14%" colspan="2" valign="bottom" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:14.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Principal&nbsp;Amount<br>   Outstanding</font></b></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>
<td width="14%" colspan="2" valign="bottom" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:14.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Amount&nbsp;of&nbsp;Notes<br>   Tendered&nbsp;and<br>   Consented</font></b></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>
<td width="14%" valign="bottom" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:14.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:8.0pt;font-weight:bold;">Approximate<br>   Percentage&nbsp;of<br>   Notes&nbsp;Tendered<br>   and&nbsp;Consented</font></b></p>    </td>
<td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><b><font size="1" face="Times New Roman" style="font-size:1.0pt;font-weight:bold;">&nbsp;</font></b></p>    </td>   </tr>
<tr>
<td width="35%" valign="top" bgcolor="#CCEEFF" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:35.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">11.875% Senior Subordinated Notes due 2014</font></p>    </td>
<td width="2%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="12%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:12.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">65338LAA7</font></p>    </td>
<td width="2%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="1%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:1.3%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$</font></p>    </td>
<td width="12%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;border:none;border-top:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:12.7%;">
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">200,000,000</font></p>    </td>
<td width="2%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="1%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:1.3%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$</font></p>    </td>
<td width="12%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;border:none;border-top:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:12.7%;">
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">199,577,000</font></p>    </td>
<td width="2%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="14%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;border:none;padding:0in 0in 0in 0in;width:14.0%;">
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">99.79</font></p>    </td>
<td width="1%" valign="bottom" bgcolor="#CCEEFF" style="background:#CCEEFF;padding:0in 0in 0in 0in;width:1.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">%</font></p>    </td>   </tr>
<tr>
<td width="35%" valign="top" style="padding:0in 0in 0in 0in;width:35.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Floating Rate Senior Notes due 2013</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="12%" valign="bottom" style="padding:0in 0in 0in 0in;width:12.0%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">65338LAB5</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.3%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$</font></p>    </td>
<td width="12%" valign="bottom" style="padding:0in 0in 0in 0in;width:12.7%;">
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">165,000,000</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.3%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">$</font></p>    </td>
<td width="12%" valign="bottom" style="padding:0in 0in 0in 0in;width:12.7%;">
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">150,000,000</font></p>    </td>
<td width="2%" valign="bottom" style="padding:0in 0in 0in 0in;width:2.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="14%" valign="bottom" style="padding:0in 0in 0in 0in;width:14.0%;">
<p align="right" style="margin:0in 0in .0001pt;text-align:right;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">90.91</font></p>    </td>
<td width="1%" valign="bottom" style="padding:0in 0in 0in 0in;width:1.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">%</font></p>    </td>   </tr>  </table>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Based on the Notes tendered and consents delivered as of the Consent Deadline, the proposed amendments to the indentures governing the Notes have been approved, as the consent of the holders of at least a majority in aggregate principal amount of such series of Notes (the &#147;Minimum Consents Condition&#148;) have been received.&#160; The primary purpose of the Consent Solicitations and the proposed amendments to the indentures governing the Notes is to eliminate substantially all of the restrictive covenants and certain events of default and related provisions contained in the indentures governing the Notes.&#160; Adoption of the proposed amendments could have adverse consequences upon non-tendering holders of the Notes because Notes that remain outstanding after consummation of the applicable Offer will not be entitled to the benefits of the restrictive covenants or event of default and related provisions that are eliminated by the adoption of such amendments.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Each Offer will expire at 12:01&nbsp;a.m., New York City time, on April&nbsp;11, 2012 unless extended (the &#147;Expiration Date&#148;).&#160; Holders who do not wish to retain the Notes that will not have the benefit of the restrictive covenants and certain events of default and related provisions contained in the indentures governing the Notes may tender their Notes prior to the Expiration Date.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade color="#010101" align="left"></div>
</div>
<!-- SEQ.=1,FOLIO='',FILE='C:\JMS\105924\12-8232-1\task5219884\8232-1-mm.htm',USER='105924',CD='Mar 28 13:20 2012' -->

<br clear="all" style="page-break-before:always;">
<div>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">As the Minimum Consents Condition has been satisfied, Notes tendered and consents delivered may not be withdrawn.&#160; Holders who validly tender their Notes after the Consent Deadline, but on or prior to the Expiration Date, shall receive $1,025.94 per $1,000 principal amount of the 2014 Notes and $992.50 per $1,000 principal amount of the 2013 Notes, plus, in each case, any accrued and unpaid interest on the Notes up to, but not including, the payment date for such Notes.&nbsp;&nbsp;Holders of Notes tendered after the Consent Deadline will not receive a consent payment.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">As the Minimum Consents Condition has been satisfied, the Company announced that it intends to execute the eighth supplemental indentures, which will amend the indentures governing the Notes.&#160; The proposed amendments to the indentures governing the Notes will become effective only if the Company accepts for purchase and pays for all the Notes tendered.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Company has engaged Barclays Capital Inc. as Dealer Manager and Solicitation Agent for the Offer.&nbsp;&nbsp;Persons with questions regarding the Offer should contact Barclays Capital Inc. at (212) 528-7581 (Call Collect) or (800) 438-3242 (Toll Free).&nbsp; The complete terms and conditions of the Offers are described in the Offer to Purchase. The Company reserves the right to amend the terms of the Offers or extend the Expiration Date, in its sole discretion, at any time. Requests for copies of the Offer to Purchase or other tender offer materials may be directed to D.F. King&nbsp;&amp; Company,&nbsp;Inc., the Tender Agent and Information Agent, at (800) 714-3313.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">This press release does not constitute an offer to purchase the Notes or a solicitation of consents to amend the related indentures.&nbsp; The Offers are made solely pursuant to the Offer to Purchase.&nbsp;&nbsp;The Offers are not being made to holders of Notes in any jurisdiction in which the making or acceptance thereof would not be in compliance with the securities, blue sky or other laws of such jurisdiction.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">About NCO Group,&nbsp;Inc.</font></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">NCO Group,&nbsp;Inc. is a leading global provider of business process outsourcing services, primarily focused on accounts receivable management and customer relationship management. NCO provides services through over 100 offices throughout North America, Asia, Europe and Australia.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div align="center" style="margin:0in 0in .0001pt;text-align:center;"><hr size="1" width="25%" noshade color="black" align="center"></div>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><i><font size="2" face="Times New Roman" style="font-size:10.0pt;font-style:italic;">This press release contains forward-looking statements conveying management&#146;s expectations as to the future based on current plans, estimates and projections.&nbsp;&nbsp;Forward-looking statements involve inherent risks and uncertainties and the Company cautions you that a number of important factors could cause actual results to differ materially from those contained in any such forward-looking statement, including, but not limited to, the risk that the conditions to the Offers will not be satisfied.&nbsp;&nbsp;The forward-looking statements contained in this press release include statements related to the Offers, including the Expiration Date.&nbsp;&nbsp;Investors are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof.&nbsp;&nbsp;The Company does not undertake to update any of these statements in light of new information or future events, except, with respect to the Offers, as specifically set forth in this press release.</font></i></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div align="center" style="margin:0in 0in .0001pt;text-align:center;"><hr size="1" width="25%" noshade color="black" align="center"></div>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade color="#010101" align="left"></div>
</div>
<!-- SEQ.=1,FOLIO='',FILE='C:\JMS\105924\12-8232-1\task5219884\8232-1-mm.htm',USER='105924',CD='Mar 28 13:20 2012' -->

</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g82322bei001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g82322bei001.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_VP!#``H'!P@'!@H("`@+"@H+#A@0#@T-
M#AT5%A$8(Q\E)"(?(B$F*S<O)BDT*2$B,$$Q-#D[/CX^)2Y$24,\2#<]/CO_
MVP!#`0H+"PX-#AP0$!P[*"(H.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SL[
M.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SO_P``1"`!J`.,#`2(``A$!`Q$!_\0`
M'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%
M!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!
M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"
M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#V:BBB@!*R
M6U'&I[L_NA\G_P!>K>I7/V>V(4_._`K"\M]N=C8]<5XF8XN4)QA3W6K-J<4U
M=G44M4M,N?/MMC'YX^#].U7:]:C5C5@IQZF35G8*HZQJT.B:;)?W$<LD<9&5
MB7<QR<=*O4E;*U]26<.WQ:\/*Q5H;Y6'4&(`C]:Z#P[XHTSQ/;23:>[9B;:\
M<@PR^AQZ&N!^+VC1K>Z?J%M#^^NBT+A!RY&"I]SSBN(\.:_=^&=9COK?/RG;
M-$>CKW!]_P"M>@L-"I3YH;G*ZTH3M+8^CJ*J:7J5KJ^G0W]G()(9EW*?3U!]
MQ5NO.:MHSKW.6UCQ_I>B:A-975K>LT.-SQPY3D9ZYJM9_$_1+Z>.&"VOV,CA
M`PA&`3ZG-=;<P)<VTL#@%94*$'T(Q7"_"%0OAZ]7TO&'Z"NB*INFY6U7F8MS
M4DK[G?T4E<1X_P#'8\.Q?V?IS*^HR+DL>1`OJ??T%90A*<N6)I*2BKLZ+6_$
M^C^'H]VHWJ1N1E8A\SM_P$<URH^)UUJ#D:%X8O;Y0<;SP/T!_G6+X%\$/X@?
M_A(?$)DGCD;=%'(Q)F/]YO;T%>K0PQ6\2Q0QI'&@PJ(N`!["MIJE2?+;F?X&
M47.>NR.`G^(NOZ</-U+P?<PP=W#-@?CMQ6UX=^(.B>(KA+2$RV]V^=L,J_>Q
MR<$<5U!`(P1D&N4/@V"V\=V6NV%O'#"(Y1<*F`-Y&%('OD]/2DI4I)IJS':<
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M5-ZZH]TO[V'3;&6\N-WEQ#)VC)/8`#ZUGP^)[&2XM[:5)[>>XF:%8YDP0X7=
M@]N01BHH=03Q9X2^TZ<L+FX0`Q3C*A@1N1OU&?H:Q9/">K3VP:-X[:2&1Y;2
M)IVE^SMM7;\QYQN!..V:RC".TM&:.3WB:,_Q!T*"XEA9YF:)RA*QDC(.#BBL
M"[^'VIFY8VTML(N,;F.<XY/3US16RA0[F?-5['HU,DD2)=SM@?SJM=ZA%:@J
M/GD_NCM]:HV4DE[J"O,=P0%@.PKQ:N-A&HJ4-9/\/4ZU!VNS4-O&\HE==S`8
M4-_#4M%+79&*CL00_9XUF\Y%VMC!Q_%3XY$E7<C9['VI]8U^\EG?^9$VW>,D
M=C7+B*JPT>=+2^O^9<5S:&S15*TU&.YPK823T/?Z5=KHI5858\T'=$M-:,X3
MXE<7?AO_`+"`_I7._$_P;]BG;7]/BQ;RM_I,:C[C'^+Z'O[UT7Q*_P"/OPW_
M`-A`?TKM[B"*Z@DMYXUDBD4JZ,,A@>U=\:KIQA)>?YG-*"FY)GB7P[\8GP]J
M0L;R0_V==,`23Q$_9OIZU[@"&`92"#R".]?/_C7PI+X6U<Q*&>RGRUO(?3NI
M]Q7;_"_QE]JB7P_J$N9HU_T61C]]1_!]1V]JVQ-)3C[6!G1FXOV<CTJN%^%7
M_((U+_K_`)*[JN%^%7_()U/_`*_Y*Y(?PY?(Z)?''YG5ZWJD6BZ-=:C+RMO&
M6QZGL/SKP'3X+GQ7XJABN)"TU_<9E?T'4_D!7J'Q>O6@\+P6JG_CYN0&^B@G
M^>*X[X3VXF\9>:0#Y-N[#ZG`KKPZY*,JG4YZSYJB@>U001VT$<$*!(XU"HHZ
M`#@"I***\X[`HHHH`K:C>1Z=IUQ>R_<MXFD(]<#.*^=8C/XA\11^<Q::_NAN
M/NS5[5\2;@V_@6_V_P#+0+'^;"O)/`L0E\;:4IZ"?=^0)_I7I81<M.4SCKN\
MU$^@88D@A2&,82-0JCT`X%/HHKS3L"O-?C'IBR:?8ZHJ_/%(87/JK#(_4?K7
MI5<E\3XO-\"WAQG8T;_3#"ML/+EJQ9G55X,Y#X/:NT6IW>CNQ\N=/.C'HPX/
MY@C\J]<KY^\`3F#QQI;`X#2%#[Y4BOH&ML9&U2_<SP[O`****XSH,F\THY,E
MOSW*'^E0Z4WEWQ1A@E2,&MRJ\UHDKK*/EE4Y##^M>74P$8U56I:-/8U532S)
MZ6FJP)*Y&X=13J]-.YD%8FKMOO%0<E5[5LLP!`)&3T'K4,-HD<C3-\\K')8]
MOI7'C*,J\%3CWU+@^5W*%GI1;$EQD#J$[_C6L!@8I:*UP^&IX>/+!"E)RW.$
M^)7_`!]^&_\`L(#^E=W7"?$K_C[\-_\`80']*[NNZ?\`#C\S&/QR,OQ%H-KX
MCT>73[H8W#,<F.8W[,*^?K^QO_#NLO;3;H+NUD!5U/<<A@:^E:X[XA>#E\1Z
M;]KM$`U&U4E/^FJ]T/\`2ML+7Y'RRV9G6I<RNMRWX'\61>*-(#.56^MP%N(Q
MZ]F'L:R_A5_R"=3_`.O^2O*=!UN\\-ZS'?VV0\9VRQMQO7NIKU/X22";0K^4
M#`>]9L>F0*TK4?9QDUL[$4JG/))[HI?&9"=,TQ\G:)G!'U4?X5SWPCE5/%\D
M9ZR6K8_`@UW/Q2TUK_P=++&NY[.19OPZ']#7DWA'55T7Q387SMMB63;(?]EN
M#_//X5I1]_#N*\R*GNUDV?1=%(""`0<@TM>6=P444A('4XH`Y7XF0M+X%OBO
M_+,HY^@85Y-X#D6+QOI3-T,VW\P1_6O=]9T]=5T:[L&QBXA9!GL2./UQ7SK9
M32Z-K<$TBE9;*Y4LIX(*MS_*O2PCYJ4H''7TFI'TO13(94GA2:)MR2*&4^H(
MR*?7FG8%<G\3I?*\"WO.-[(OYL*ZRO/?C#?B'P]:V(;YKFXW$?[*C/\`,BMJ
M"O5B9U7:#//_``#`9_'&EJ!G;*7/MA2:^@J\?^#^DM/K-UJK+^[MH_*0^KMU
M_0?K7K];8R5ZENQGAU:%Q:***XSH"BBB@"AJ4<BH+F%BKQ]<=Q5#^U;O&-R_
M7;6ZRAE*D9!&"*P&L6%_]F&<$]?]FO$S"%:G-3I-KFTT[FU-IJS-#3$DD4W4
MS%F;A<]A6A344(@11@`8%.KU:%+V5-1Z_J92=W<***0]*V$>?_%:7R!H4N2-
ME[NR/PKT`$$9'(-</J?PT.KD?;_$NI7"HQ9%D"D)GTXK5T3PI=:->13/XBU"
M\AB0H+>8KL/&!^5=$^1P24M5<RCS*3=MSI****YS4\G^*/@WR'?Q#IT7[MC_
M`*7&H^Z?[X]O6MCX._\`(M77_7T?Y"N]EBCGB>*5%>-P596&00>U8WACPU#X
M8@N[:VE+P37!EC4CE`0/ESWKJ=?FH\DMS#V5JG,C8FACN('AE4/'(I5E/<'K
M7S_XP\*7/A?57B9&:RE)-O-C@C^Z?<5]"56O]/M-4M'M+VW2>%QAD<9%30KN
ME+R*JTU41POPY\<P7UE%HVISB.\A&V&1S@3*.@S_`'A^M>AUYIJOP=MY)#)I
M&HM;\Y$<PW!?H1S3K/P[\1]+40VNM6\T2C"B9MV/S%74A2F^:$K>3(A*<5:2
M/2*X3Q=XIM+O6-+\.V$XEEEO8C<-&>$`;(7([D_RJ*;P;XQU@;-7\4".`_>B
MME(S_*M?P_\`#S0M`F2Y2-[J[C.5FF.2I]0.@-3%4Z>K=WY%-SEHE8ZFO)_B
MAX,E2Y?Q!I\)>*3_`(^XT'*M_?QZ'O7K%#`,I#`$$8(/>LZ55TY<R+G!35F>
M>_"_Q=%?::FAWDP%U;#$!8_ZV/L![C^5>AUPVN?"_3+^Y^VZ5.^EW0.X>5]S
M=ZX[?A4UK;?$'3D$)NM,U)5&!)-N1OQQUK2HJ<WS0=O)D0<HJTD=A)(D,;22
M.J(@RS,<`"O#_%&H7?C_`,8K;:3&TT48\JW]-N?F<^@_IBNYO?"GBGQ*HAUW
M7(;:S)^:WLHR-WU)ZUTF@^&M+\-VOD:=;A"P^>5N7?ZFG3G"C[U[L4XRJ:;(
M7PWH5OX<T2#3K?YM@S(_=W/4UJTE+7,VV[LV225D%%%%(9&UQ"K%6E0$=032
M?:8/^>R?]]"AK:!V+-"A)ZDBD^QVW_/!/^^:P?M[Z6_$K07[3!_SV3_OJF^=
M:^9YGF1[L8SN'2E^QVW_`#P3_OFC[';?\\$_[YI-5WNE^(>Z+]I@_P">R?\`
M?0H^TP?\]D_[Z%)]CMO^>"?]\T?8[;_G@G_?-'[_`,OQ#W1?M,'_`#V3_OH4
M?:8/^>R?]]"D^R6W_/"/_OFC[';?\\$_[YH_?^7XA[HOVF#_`)[)_P!]"C[3
M!_SV3_OH4GV.V_YX)_WS1]CMO^>"?]\T?O\`R_$/=%^TP?\`/9/^^A1]I@_Y
M[)_WT*3[';?\\$_[YH^QVW_/!/\`OFC]_P"7XA[HOVF#_GLG_?0H^TP?\]D_
M[Z%)]CMO^>"?]\T?9+;_`)X)_P!\T?O_`"_$/=%^TP?\]D_[Z%'VF#_GLG_?
M0I/L=M_SP3_OFC[';?\`/!/^^:/W_E^(>Z+]I@_Y[)_WT*/M,'_/9/\`OH4G
MV.V_YX)_WS1]CMO^>"?]\T?O_+\0]T7[3!_SV3_OH4?:8/\`GLG_`'T*3[';
M?\\$_P"^:/LEM_SP3_OFC]_Y?B'NB_:8/^>R?]]"C[3!_P`]D_[Z%)]DMO\`
MG@G_`'S1]CMO^>"?]\T?O_+\0]T7[3!_SV3_`+Z%'VF#_GLG_?0I/L=M_P`\
M$_[YH^QVW_/!/^^:/W_E^(>Z+]I@_P">R?\`?0H^TP?\]D_[Z%)]CMO^>"?]
M\T?9+;_G@G_?-'[_`,OQ#W1RSQ.VU9%8^@-25$EM!&P9(D5AW`J6M8<]O?\`
MP$[=`HHHJQ$%W>6MA;-<7EQ'!"O5Y&``K(7QMX=9XU.HA!(=J.\3JK'V8C%<
M]&5\5_$N[MKW$MAHL8\NW;E&D./F([]_R%=M=V-K?6K6MS`DD+8RA''7-;.,
M864C-2<KV+`YY%+2`8&!2UB:!1110!1U'6=-TG9_:%Y';>9G;YAQFH;3Q+HE
M]<K;6VIV\DS#*H'Y;Z>M87Q34'P)=D@$B2+!Q_MBN8\4"RNO"/AR&P*2:T/)
M$`@P9`-O.<<@9QUKIITHSBGW=C&=1Q;1ZQ13(1((4$I!DVC<1ZXYI]<QL%%%
M%`"$A022`!R2>U9C>(](6,RF\!A!P9@C&,=OO@;?UK!^(][,FG:?I,#M&=4N
MT@D93@A,_-75165M#8K8I`@ME3RQ%M^7;C&,5IRI14GU(NVVD2QR)-&LD3JZ
M,,JRG((]C3ZXCP'*]AK&O>'-Q:WL+@/;!C]U&S\H]AQ7;4IQY96'&7,KBT44
M5!1'/-';P/-,X2.,%F8]`*HV/B'2-3N/L]CJ$-Q+C.Q#DXK1(!&",@UY_P##
MM%7Q-XIVJHQ=\8'3YFK6,$XR;Z$2DU)+N=E<ZWIEG>I97%[''<28VQL>3GI5
M^L35XD/B+0Y"H+"64<C_`*9G_"MJHDDDK#3=V+1114E!63<^)]#M+E[:XU."
M*9#M9&/(-:U>>>,O)B^)'AB238BY.YFP!U/4UK2@IRLR)R<5=';:?K&FZL'.
MGWT-SL^\(W!*_45=KSB&."?XP1SZ&4:!+8_;GA^YD@\$CC/W?RKT:E4@HM6Z
MA"3E>XM%%%9EGG%O.OA3XJ7QOR(K/6$W13MPH;@X)^N?S%.^*T5O%:Z;>QN4
MFENUC=TD(W1X)/0]*[#Q):6UWHEPMS;Q3!5RHD0-@^HS7(_#^PLYY99)K2"1
MXL^6SQ@E/F/0GI7=#6U7M^)RRTO#N=[:0Q6]I%#"NV-$`49S@5-24M<)U!11
M10!Q_P`4R!X#N^?^6D7_`*&*Y:\B_P"$6C\.^+]/B7[.UM'!>I&!A@1U^I_F
M!7IFHZ?9:@(UO;."Y522HFB5P/ID4R+2M.33I+-+"V6V=B6A$*A&/'5<8["N
MRG+EII>?YG/.-Y,LV=Y;W]I'=6LJRPRJ&1U.00:GJKI]G:V-N8;2VAMX]Q.R
M)`BY]<"K5<LE9M&\7=7"BBBI&<=\1]/N9M,LM4M(FEDTJZ6X9%')0?>Q736N
MI6=YIJ:C#<(;9X_,\S=P!CG/IBK76N9FL+)=:-JMI`()#N>(1C8Q]2,8-;Q]
M^*B^AF_==^Y2\"VTEUJFN>(V1EAU&XQ;;A@M&N?F^A_I7:4BJ%4*H``&`!VI
M:SG+FE<J*LK!1114%!7G?@NX33?'GB/3;QA#/<3>;"&.-XR3QZ\$?K7H=<9\
M1K.UDT^*X>VA:8'`D*`L!Z9ZUO0]YN'<RJ:6EV-:\N$O?%FG6MNPD-DLDUP5
MY$>5VJ#[G)X]JW:Q/"-M;V_A^`P01Q%\E]B!=Q]3CK6Y45%9\O8J&JOW"BBB
MLRPKSSQJL$GQ&\,1SA&C8D,KX(()[UZ'65>:+I5W<O/<Z99SRG&9)(%9C^)%
M;T/B,JOPEZUL[6RC\NTMXH$)SMC0*#^53TR-52-410JJH``&`!3ZQ>YH@HHH
$I#/_V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g82321mmi001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g82321mmi001.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_VP!#``H'!P@'!@H("`@+"@H+#A@0#@T-
M#AT5%A$8(Q\E)"(?(B$F*S<O)BDT*2$B,$$Q-#D[/CX^)2Y$24,\2#<]/CO_
MVP!#`0H+"PX-#AP0$!P[*"(H.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SL[
M.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SO_P``1"`!J`08#`2(``A$!`Q$!_\0`
M'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%
M!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!
M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"
M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#V:BBB@`JI
MJ%U]FMSM/SOPO^-6B0H))P!U-<]=SO=W!<`D#A0!VKS\PQ/L:5H_$]C2G&[-
M+2KKS8O)<_.G3/<5H5S44DEK.LFT@J>A'45T44BRQK(ARK#(K/+<3[2GR2W7
MY#J1L[CZ***]0R(YYEM[>29@2L:EB%&20!7&2?%?082!+;7\9/0-"!_6NWKF
M/B!HUOJWA.\=XU,UK&9H7QR".<9]QQ6M+D<K31G/FM>)4L?BEX<OKV*U#7$!
ME;:'E0!0>V3GBNQKY?>*1$1WC95D&48C`8>U>J_#;QU]H6/0=5F_>@;;69S]
M\?W2?7TKJKX51CS0,*5=MVD>F44E+7`=9R-_\2-(TZ[GMI[2_P`V[E'=8/ER
M/0YZ56C^*VA39\JUU"3'7;`#C]:[*Y@2ZM9;>105E0HP([$8KSOX.J%L]67^
M[<`?H:Z8JFX.5MO,PDYJ25]ST6"59X(YE!"R*&`88."*DHK/UK6K+0--DO[Z
M39&G0#JY[`#UKG2;=D;7LM2])(D4;22.J(HR68X`%<CJWQ.\.Z8YBAFDOI1Q
MMMER/^^CQ^6:\ZU'7O$'Q"UI-.M]R0R-^[MD.$1?[SGO7I_ACP+I/AN!'$*W
M-[CY[B1<D'_9'85U.C"DKU-7V1@JDIOW-NYBI\0?$%X-]AX,NY(CR'9FP?\`
MQVHYOB5K&FG=JWA*YMXO[^X@?JN#7H=(RJZE64,IX((R#6?M*?\`)^++Y)_S
M'+Z#\1-!U^YCM(GEM[J4X2*9/O'V(R*ZFN.G\#P6_CG3=;TVW2&!-[7**0%#
M;2%('OGMZ5V-354+IP*AS?:%JCJNM:=HEM]HU&[CMX^VX\M]!U-9_B[Q3;>%
M=*-S(!)<2?+!#G[[>I]AWKR?P_IVH?$/Q49=3N'>)/WEP_95SPB^F:TI4.9.
M<M$B)U>5\L=SOXOB++JT[1>'?#]YJ(4X,KD1)^?/ZXJW)K?C2*/S#X4@<#DJ
MEZNZNEL[*VT^UCM;.!(88QA408`J>H<X7TC^92C+JSA8/BG8PW?V36],N]+F
M!Y#KN`^O0_I78V&HV>J6JW-C<QW$+='1LUG>)?#%AXGT]K:[C"R@?NIP/FC/
MU]/:O%;:^UKP'XBFACD,<L+XDB/W)E[<>X[UM"E"LO<T?8SE4E3?O:H^@9I4
M@A>:1MJ1J68^@`R:PO\`A,=.2TFNIX+J"..$3@R18\R/(&Y?S''6IM'UN#Q3
MX<-W8,J/+&R%)!N\M\8PP[C/YBL-/"NJ20SP^3;V<,D`C>!+AWCE?>IWA2,(
M,`\#UK&,(JZF:2D]XFUJ?B[2-):W6XE=C<Q>;'Y:;LKV-%<U=^`]3FM]BW,#
MO')Y<)8GY8%'R+TZ\FBM8PHVU9FY5+Z(]!I"0!DG`%5KJ_AM003N?^Z*R9;N
M>]E6,G:K'`4=*\7$8ZG1?*M9=CKC!LV6$=W%@,3&3SC^*I$C2)=J*%'L*5$$
M:!%&`HP*=77&'VGN3<:R*ZX90P]"*B2..T1BN1'UQUVU/2'D8-.4$WS=0N(K
M*ZAE8,#T(IU8#RRV%Y(D384-]T]"*TK74H;C"M^[?T/?Z5Q4,?3J2Y)Z21<H
M-:HNUE>)_P#D5]3_`.O63_T$UJUE^)_^17U/_KUD_P#037I0^)&,MF<1X:\+
MVOBGX8VUM-A)XW<P38Y1L_R/<5YCJ&GWFC:E)9W2-#<P-VX^A!_K7M7PN_Y$
M:U_WW_G4GCGP9#XHT_S8`L>HP+^YD_OC^ZWM_*N^&(Y*LHRVN<LJ7-!-;E'X
M>>.%UZV&F:A(!J,*\,?^6RCO]?6NYKYD4WFE:@"/,MKNUD^C(PKW+P/XQA\4
MZ=ME*QZA``)HQ_%_M#V-9XG#\OOQV+HU>;W9;G4UYY\*>NN?]??^->AUYY\*
M>NN?]?G^-8P_A3^1I+XX_,]"KPCXA>)7U_Q#)%&Y^QV;&.)0>&(^\WX_RKV3
MQ+?-IOAO4+Q#AXK=BG^]CC]:^<,%CCNU=."@FW-F.)EHHGLOPGT%+'0FU>51
MY]\?D)'*Q@\?F?Y"N^JAHENMIH5A;J`!';H./7:,U?KCJS<YN3.B$>6*0444
M5F6%)2U6U&<VNFW5PO6*%W'X`FA:@>%>/]<;7/%5RP;,%J3!",\8!Y/XG)KT
M;X3:8MGX3^VD?O+V4OG_`&5^4#\\UXHS%BS$\DDU]#^"X1!X-TM%Z?9U;\^?
MZUZF*]RDHHX:'O5')FY1117EG<%>5_&/255['5XUPS9AE('7NI_F*]4KC/BK
M#YO@F5L9\J9'^G/_`->M\/+EJHRK*\&<-\*M;?3_`!+_`&<[GR+]2NWL'`R#
M^61^5>UU\U:).;77;"=3@QW,9S[;AFOI4'(SZUOC8VFI=S+#2O%H6BBBN$ZC
M+N])#$O;G!/52:SD#6]RGF*5*L"0:Z6H9[:*X3;*@/H>XKR<1EL)/GI:/\#6
M-1K1DH.1D4M0Q#R(U1W!`X4GO4U>I%W6NYD%%%1N2ZLD;@/W/I3;L!A7K&:_
MDV#<<X&.]6K72"V'N#M']P=?QK0M[2*V'R+ECU8]34]>51RV+FZE;5O6W3_@
MFKJ:60U5"J%'0<"LWQ/_`,BOJ?\`UZR?^@FM2LOQ/_R*^I_]>LG_`*":]B&D
MD8RV9B?"[_D1K7_??^===7(_"[_D1K7_`'W_`)UU]76_B2]2:?P(X/XB^!AK
M=NVJZ=&!J$2_.@_Y;J/ZCM7D>F:E>:+J4=[9R-#<0M^?JI'I7TQ7E_Q)\";Q
M)K^DQ?,/FNH%'7_;'OZUUX:NOX<]CGK4OMQ.U\+>)K3Q1I2W<!"3+\L\.>8V
M_P`/0UR_PIZZY_U^?XUYGX<\0WGAO5H[^T;(Z2QD\2+Z&O2?A%*)X-8F`V^9
M<AL>F0:*M'V4)VV=@A4YY1ON=)X^1I/!&IA201%GCT!!KY^!VD'L"#7TSJ=D
MNHZ7=63_`';B%HS^(Q7S5<V\EI<RVTZE)(G*.I[$'!K3`R]UHC$K5,^E-*E6
M;2+.5?NO`C#\5%6ZX_X9:TNJ>%(K=GS/8GRG!ZXZJ?RX_"NPKSJD7&;3.R#Y
MHIA1114%!535(6N-)O(5^])`ZCZE2*M$@#).!133MJ!\ND8R/3(KZ(\&RK-X
M/TIUZ?9E'Y<?TKQ+QEHSZ%XHO+0KMB9S+#Z%&Y'Y=/PKU#X3ZHMYX4^Q%OWE
MC*4(_P!EN0?SS^5>GB_?I*2.'#^[-Q9W%%%%>6=P5QOQ4E\KP1,,X\R9$_7_
M`.M78UYM\9-1":?8::K?-+(977V'`/YFM\.KU8F55V@SS+1X#<ZW8P*,F2YC
M7_QX5]+`8`'I7B'PMT9M2\4K>LN8+!?,)[;SPH_F?PKV^M\;*\U'L98:-HMB
MT445PG4%%%%`$<L2S1-&W1A^58IO+RSD:$R9VG'S#-;U9NK6OF1^>@^9/O>X
MKS<PI3</:TW:2[=C2FU>S*1U&\F(C5P"QP-HQ6S:P"W@"9RW5B>YK.TBUR3<
MN.!PG^-:]1EU.;C[:JVV]K]O^".HUL@HHHKU3(*R_$__`"*^I_\`7K)_Z":U
M*YC7?!]QK=S.Y\1:A;6\ZA6MHMNS&,'J.]7"W-J[$RO;0S_A+.)?!@3.3%<.
MI'IT-=O7":?\,3I0<:?XFU*V#_>$84`_I78:99R6&G0VLMW+=O$N#/-C>_N<
M5=9P<G*+W)I\RBDT6Z0@$$$9!Z@TM%8FAXW\1O`QTF9]9TR+_0I#F:-1_J6/
M<?[)_2MGX,_\@[4O^NR_RKTB:&.XA>&9%DC<;65AD$5A>&/"D'A>6_6UE+6]
MU*'C1AS&,=,]ZZWB.:BX2W.=4N6IS+8Z"O,/B9X'FN96U[2H3(Y'^E0H.3C^
M,#O[UZ?16%*HZ<N9&LX*:LSYV\*>);GPOK"WD0+PM\D\.<;U_P`17O&C:YIV
MO6:W6G7*RH1RN?F0^A':L;7_`(=Z%KTC3F)K2Y;K+!QGZCH:Y,?"G7-,N?M&
MCZZB..C89&_''!KKJ2HU];V9A"-2GI:Z/5J0D`$DX`ZDUY];Z7\3(E$9U>S8
M'@NXW$?I22^`_$^L'&M>*Y#$>L<"D`?TKG]E%;S1KSOI%B>.O&%G</;^'M-N
M!--<7,:SR1GA%W#C(ZDGTKT)1M4#T%<MH?PX\/Z)+'.(&NKB,AEEG.=I'<#H
M#754JDH648=!P4KMR.5\>>#U\4::KV^U-0M@3"QZ..ZG_/6O*O"^NWG@KQ(3
M=021H3Y5U`PP<>OU'6O?ZQM?\*:/XDBQJ%J#*HPLR?*Z_C6E&NHQY)ZHBI2N
M^:.YI6-]:ZE:1W=G.DT$@RKH<@U8KSRT^'^O>';AI/#GB$)&QR8;B/*M]0.*
MU0WQ!,?EE-'#9_UNYOY5G*G&_NR5BU-VU1TM_?VNF64EY>3+#!$,L[&O"M5N
M=2^(/BUVL;=WW_)"AZ11CNQ[>IKT&X\`:OX@G67Q-X@:>-3D6]JFQ!^?\ZZS
M1]"TW0;7[/IMJD"?Q$<LQ]2>IK6G4A15UK+\#.<95-'HBOX6\.6WAC1H[&#Y
MW/S32D<N_<_X5LTE+7+*3D[LW225D%%%%(9&T\*L5:5`1U!-)]I@_P">R?\`
M?0H:V@=BS1(S'J2*3[';?\\$_P"^:P?MKZ6_$K07[3!_SV3_`+Z%(;BW(P94
M(/\`M4?8[;_G@G_?-'V.V_YX)_WS2_?^7XA[HB36T:!$EC"CH`U.^TP?\]D_
M[Z%)]CMO^>"?]\T?8[;_`)X)_P!\T)5TK*WXA[HOVF#_`)[)_P!]"C[3!_SV
M3_OH4GV.V_YX)_WS1]DMO^>$?_?-'[_R_$/=%^TP?\]D_P"^A1]I@_Y[)_WT
M*3[';?\`/!/^^:/L=M_SP3_OFC]_Y?B'NB_:8/\`GLG_`'T*/M,'_/9/^^A2
M?8[;_G@G_?-'V.V_YX)_WS1^_P#+\0]T7[3!_P`]D_[Z%'VF#_GLG_?0I/L=
MM_SP3_OFC[';?\\$_P"^:/W_`)?B'NB_:8/^>R?]]"C[3!_SV3_OH4GV.V_Y
MX)_WS1]DMO\`G@G_`'S1^_\`+\0]T7[3!_SV3_OH4?:8/^>R?]]"D^QVW_/!
M/^^:/L=M_P`\$_[YH_?^7XA[HOVF#_GLG_?0H^TP?\]D_P"^A2?8[;_G@G_?
M-'V.V_YX)_WS1^_\OQ#W1?M,'_/9/^^A1]I@_P">R?\`?0I/L=M_SP3_`+YH
M^QVW_/!/^^:/W_E^(>Z+]I@_Y[)_WT*/M,'_`#V3_OH4GV2V_P">"?\`?-'V
M.V_YX)_WS1^_\OQ#W1?M,'_/9/\`OH4?:8/^>R?]]"D^QVW_`#P3_OFC[';?
M\\$_[YH_?^7XA[HOVF#_`)[)_P!]"C[3!_SV3_OH4GV.V_YX)_WS1]CMO^>"
M?]\T?O\`R_$/=%^TP?\`/9/^^A1]I@_Y[)_WT*3[';?\\$_[YH^R6W_/!/\`
MOFC]_P"7XA[HHN(6(`E0D]MU2U"+6W4@B%`1T(%2UK#G^W;Y"=N@M%%%6(CF
MGBMH6FGE2*-!EG=@`![DUB-XW\.J&8:AO1>&D2&1D'_`@N*YG493XM^)8T&X
M8G3--3S)(0>)G`'7UY(&/8^M>@1P0PQ"&.)$C48"*H``^E;2A&"7-NS-2<F[
M$=AJ%IJ=HEW8W"3P/]UT/!JS5>RL;73X#!:0K#'N+[5Z9)R35BLG:^A:OU"B
MBBD,*HZCK.G:3L_M"\CMM^=N\XS5ZN5^)2@^`M2)4$A4P<=/WBU=.*E))]29
MNT6T:2>+?#TDB(NKVNY^%R^,_B:UP00"""#T(KRQY-%?X/00WC6[77E$0(,&
M3S-YQ@=?_K5V7@.&_@\&V$>HAQ,$.%?[P7)V@_A6M2DHQNN]B(3;=GV.BHHH
MKG-0HHHH`0D*I)(`'))[5FGQ#I6UG6Z,D:D@R11.Z#'7YE!'ZUS7Q(U"<C2M
M!MY&C_M2Y"3,AP=F0"/U_2NQM;2"RM([2VB6.&)0JHHP`*T<$HJ3ZD<S<FET
M"TO+:^MUN+2XCGB;H\;!A4]>?Q-_PC/Q52PM?W=CK$/F-".%63GD#ZC]:[^B
M<.6UMF$97%HHHK,L*ANKN"RMGN+F58HDY9VZ"IJ0J&&&`(]#0!FV7B+1M2N!
M;V6HPSRD9V(<FI=0UG3=**+?WD=N9/N[SUK@_A6BKK'B#"@8G&..G+5UOC"%
M)-"W,H)2Y@(R/^FJC^M;SIQC4Y#*,VX<QLPS1W$*31.'CD4,K#H0>AJ2D``&
M`,`4M8&H4444`%8S^+?#\<IB?5;=9`<%2W.:V*\S\2>1#\8-%>3RXTV#<6P!
MT;K6M*"FVGV,YR<4K'?:?KNE:J[)8:A!<.O54<$C\*OUY=KT5O=_%#2G\.F-
MKA,->/;\J`#SN(XSMXKU"BI!1LUU"$G*]^@M%%%9&AYCJ#MX/^*?]K7:E=.U
M)=IFQPA(&<_0C/T-=1XTCL;_`,'WMZ)%D,-L\EO+')T;'!!!YK;U.VM[O3IH
MKF".:/:3LD0,/R->9>'["SF\1-;2VD$D(E&(VC!4<>G2NV"]HE/9HYI/D;CW
M.E^%T<;>$H[K)>>5V$KLQ).#QUKLZCAAB@B6.&-(T4<*B@`?@*DKEJ2YIMF\
M%:*04445!05RWQ*('@'4LD#(C_\`1BUU-4M1T^ROUC6]LX+E5)*B:,.!],BM
M*7QHB?PL\KDT)F^'VC^)-(55O].S)(8P,NNX\GU(Q^6:]'\*^);7Q-H\5Y"Z
MB8#$\0/,;=^/3TJWI^FV%B)4M+&WMUDP'$42H&Z]<#GK3;#2=-L;@RV>GVMM
M(5P6AA5"1]0*Z*KYTT^GZ]#*"Y6K=31HHHKC.@****`.(^)&FW31Z;KMG$TK
MZ5<"21$'S%,@_IC]:ZW3]1M=4L(KVTF62&5=P8']#[U9ZURVH65I!JGE0VL,
M<<W^L1(P`_U`ZUO'WXJ+Z&3]V5^YF00GQ+\4!JEOE]/TF'RO.'W9).>`>^"W
MZ5WE1V\$5O;I%!$D4:C"HBA0/H!4M14E=V[:%05E?N%%%%9EA1124`>9?#^X
M32/&6NZ5?LL%Q-)NB#G&_!/3UX(-=9XINDN([71[=UDN[JYB/EKR417#,Q]`
M,?K5#XA65I)IR7$EK"\PR!(T8+`8]>M3^`;2VAT<S16\22N<,ZH`Q'N:[9KF
M7MCFB[/V9U-+117$=(4444`%>8^*%MY?B]HT=P(WB9`&5\$'ANM>G5CW&A:/
M//)--I-E)*Q)9WMT+$^Y(KHP_P`3]#*KLC0M+&SL4*VEK#`K<D1(%S^56*9"
7B1PHD:A$50`JC``I]8/<T04444AG_]D_
`
end
</TEXT>
</DOCUMENT>
</SUBMISSION>
