0000882377-99-000069 10QSB 2 19981231 19990210 AF BANKSHARES INC 0001064025 6770 0630 10QSB 34 000-24479 99528279 206 SOUTH JEFFERSON AVENUE PO BOX 26 WEST JEFFERSON NC 28694 3362464344 206 SOUTH JEFFERSON AVENUE PO BOX 26 WEST JEFFERSON NC 28694 10QSB 1 000088237799000069-001-seq1-10qsb.txt AF BANKSHARES, INC. EX-27 2 000088237799000069-002-seq2-ex-27.txt FDS -- AF BANKSHARES, INC.