0000882377-99-000571 10QSB 2 19990930 19991109 AF BANKSHARES INC 0001064025 6770 562098545 0630 10QSB 34 000-24479 99744511 206 SOUTH JEFFERSON AVENUE PO BOX 26 WEST JEFFERSON NC 28694 3362464344 206 SOUTH JEFFERSON AVENUE PO BOX 26 WEST JEFFERSON NC 28694 10QSB 1 000088237799000571-001-seq1-10qsb.txt AF BANKSHARES, INC. EX-27.1 2 000088237799000571-002-seq2-ex-27-1.txt AF BANKSHARES, INC.