0000882377-00-000529 10QSB 2 20000930 20001107 AF BANKSHARES INC 0001064025 6770 562098545 0630 10QSB 34 000-24479 754927 206 SOUTH JEFFERSON AVENUE PO BOX 26 WEST JEFFERSON NC 28694 3362464344 206 SOUTH JEFFERSON AVENUE PO BOX 26 WEST JEFFERSON NC 28694 10QSB 1 0001.txt AF BANKSHARES, INC. EX-27.1 2 0002.txt FDS -- AF BANKSHARES, INC.