0000882377-01-500288 8-K/A 2 20010731 4 7 20010816 AF BANKSHARES INC 0001064025 6770 562098545 0630 8-K/A 34 000-24479 1716547 206 SOUTH JEFFERSON AVENUE PO BOX 26 WEST JEFFERSON NC 28694 3362464344 206 SOUTH JEFFERSON AVENUE PO BOX 26 WEST JEFFERSON NC 28694 8-K/A 1 d3121895a.txt AF BANKSHARES, INC. EX-16.1 3 d8ka-ex16.txt LETTER RE: CHANGE OF CERTIFYING ACCOUNTANT