SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
_________________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported):
July 9, 2004
AF FINANCIAL GROUP
(Exact name of registrant as specified in its charter)
Federally Chartered
(State or other jurisdiction of incorporation)
0-24479
(Commission File Number)
56-2098545
(IRS Employer Identification No.)
21 East Ashe Street
West Jefferson, North Carolina
(Address of principal executive offices)
28694
(Zip Code)
(336) 246-4344
(Registrant's telephone number, including area code)
ITEM 5. OTHER EVENTS AND REQUIRED FD DISCLOSURE
On July 9, 2004, AF Financial Group, and its wholly-owned Subsidiary, AF Bank (together, the "Companies"), issued a press release, a copy of which is attached hereto as Exhibit 99.1.
ITEM 7. EXHIBITS.
99.1 News Release disseminated on July 9, 2004 by the Companies.
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
AF FINANCIAL GROUP
By: /s/ MELANIE PAISLEY MILLER
Melanie Paisley Miller
Chief Financial Officer
And Acting Chief Executive Officer
EXHIBIT INDEX
Exhibit No. Description
99.1
News Release disseminated on July 9, 2004 by the Companies.