0001193125-04-163281 10KSB 6 20040630 20040928 20040928 AF FINANCIAL GROUP 0001064025 6021 562098545 0630 10KSB 34 000-24479 041050632 21 EAST ASHE STREET WEST JEFFERSON NC 28694 3362464344 21 EAST ASHE STREET PO BOX 26 WEST JEFFERSON NC 28694 10KSB 1 d10ksb.htm FORM 10-KSB EX-13.1 2 dex131.htm EXHIBIT 13.1 EX-31.1 3 dex311.htm EXHIBIT 31.1 EX-32.1 4 dex321.htm EXHIBIT 32.1 GRAPHIC 5 g23219dh_logo.jpg GRAPHIC GRAPHIC 6 g23219dh_sig.jpg GRAPHIC