0001193125-04-169037 10KSB/A 3 20040630 20041008 20041008 AF FINANCIAL GROUP 0001064025 6021 562098545 0630 10KSB/A 34 000-24479 041071955 21 EAST ASHE STREET WEST JEFFERSON NC 28694 3362464344 21 EAST ASHE STREET PO BOX 26 WEST JEFFERSON NC 28694 10KSB/A 1 d10ksba.htm AMENDMENT NO. 1 TO FORM 10-KSB EX-31.1 2 dex311.htm EXHIBIT 31.1 EX-99.1 3 dex991.htm EXHIBIT 99.1