0000882377-04-002274 8-K 2 20041101 5.02 9.01 20041102 20041102 AF FINANCIAL GROUP 0001064025 6021 562098545 0630 8-K 34 000-24479 041113341 21 EAST ASHE STREET WEST JEFFERSON NC 28694 3362464344 21 EAST ASHE STREET PO BOX 26 WEST JEFFERSON NC 28694 8-K 1 af_8k.txt AF FINANCIAL GROUP EX-99.1 2 af_exhibit99-1.txt PRESS RELEASE