0001193125-04-194977 10QSB 3 20040930 20041112 20041112 AF FINANCIAL GROUP 0001064025 6021 562098545 0630 10QSB 34 000-24479 041137950 21 EAST ASHE STREET WEST JEFFERSON NC 28694 3362464344 21 EAST ASHE STREET PO BOX 26 WEST JEFFERSON NC 28694 10QSB 1 d10qsb.htm FORM 10-QSB EX-31.1 2 dex311.htm EXHIBIT 31.1 EX-32.1 3 dex321.htm EXHIBIT 32.1