0001072613-02-001741 10-Q 3 20020930 20021115 ADMIRALTY BANCORP INC 0001066808 6022 650405207 DE 1231 10-Q 34 000-24891 02827183 4400 PGA BLVD STE 200 PALM BEACH GARDENS FL 33410 5616244100 4400 PGA BLVD STE 200 4400 PGA BLVD STE 200 PALM BEACH GARDENS FL 33410 10-Q 1 form10q_11576.txt FORM 10-Q (QTR. ENDED SEPTEMBER 30, 2002) EX-10.1 3 exh10-1_11576.txt RETENTION AGREEMENT EX-99.4 4 exh99_11576.txt CERTIFICATION OF EXECUTIVE OFFICERS