0001072613-03-000036 8-K 2 20030106 5 7 20030107 ADMIRALTY BANCORP INC 0001066808 6022 650405207 DE 1231 8-K 34 000-24891 03506087 4400 PGA BLVD STE 200 PALM BEACH GARDENS FL 33410 5616244100 4400 PGA BLVD STE 200 4400 PGA BLVD STE 200 PALM BEACH GARDENS FL 33410 8-K 1 form8-k_11675.txt ADMIRALTY BANCORP FORM 8-K EX-99 3 exhibit99_11675.txt PRESS RELEASE DATED JANUARY 6, 2003