5. DEFERRED CHARGES AND OTHER ASSETS

Deferred charges and other assets, including definite-lived intangible assets, consist of the following:

	Deferred Charges And Other Assets
	December 31,
	2015						2014
													Period Of
	Asset		Reserve		Net		Asset		Reserve		Net		Amortization
	(amounts in thousands)
Deferred contracts and other
agreements	$	1,788	$	1,442	$	346	$	1,788	$	1,374	$	414	Term of contract
Leasehold premium		735		426		309		846		515		331	Less than 1 year
Other definitive-lived assets		861		836		25		833		833		-	3 years
Total definite-lived intangibles		3,384		2,704		680		3,467		2,722		745
Debt issuance costs		23,154		16,457		6,697		23,154		13,594		9,560	Term of debt
Prepaid assets - long-term		2,233		-		2,233		467		-		467
Software costs and other		6,367		4,043		2,324		5,665		3,198		2,467
	$	35,138	$	23,204	$	11,934	$	32,753	$	19,514	$	13,239

The following table presents the various categories of amortization expense, including deferred financing expense which is reflected as interest expense:

	Amortization Expense
	Deferred Charges And Other Assets
	For The Years Ended December 31,
	2015		2014		2013
	(amounts in thousands)
Definite-lived assets	$	150	$	147	$	203
Deferred financing expense		2,863		3,860		3,870
Software costs		850		899		800
Total	$	3,863	$	4,906	$	4,873

The following table presents the Company’s estimate of amortization expense, for each of the five succeeding years for: (1) deferred charges and other assets; and (2) definite-lived assets:

	Future Amortization Expense
					Definite-Lived
	Total		Other		Assets
Years ending December 31,	(amounts in thousands)
2016	$	3,711	$	3,626		85
2017		2,391		2,313		78
2018		1,585		1,511		74
2019		1,043		971		72
2020		70		-		70
Thereafter		301		-		301
Total	$	9,101	$	8,421	$	680