v2.3.0.11
4. Lines of Credit
3 Months Ended
Mar. 31, 2011
Schedule of Line of Credit Facilities [Table Text Block]
4.         Lines of Credit

The Company has two lines of credit as follows:

 
Creditor
Interest Rate
Borrowing Limit
Repayment Terms
Amount Outstanding
Security
Purpose
 
Chairman
1% per Month
$2,500,000
Due on Demand
$506,667
General Security over Assets
Sales and Marketing Program
 
Relative of Chairman
1% per Month
$2,000,000
Due on Demand
$1,439,172
General Security over Assets
Operations, Product Development

On March 6, 2011, the Chairman of the Company established a line of credit of up to $2.5 million with the Company for the exclusive purpose of funding the costs of a comprehensive sales and marketing campaign. To date and during the three months ended June 30, 2011, the Company has borrowed $500,000 for its sales and marketing program and incurred interest of $6,667.

On May 25 2010, the Company finalized negotiations with a relative of the Chairman for a line of credit borrowing arrangement of $1M. All funds borrowed bear interest at 1% per month, are due on demand and are secured by all the assets of the Company. On January 3, 2011, the Company entered into an agreement with this creditor to increase the borrowing limit from$1,000,000 to $2,000,000.

During the six months ended June 30, 2011 the Company borrowed a total of $487,595 from this creditor and incurred interest expense of $62,406 to bring the total amounts incurred to date borrowings of $1,333,160 and interest of $106,012.

As consideration for the two lines of credit, the Company has granted 60,000,000 options (note 5(c)).