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4. Lines of Credit
12 Months Ended
Dec. 31, 2012
Linesof Credit Related Party
4.     Lines of Credit

The Company has two lines of credit as follows:

Creditor
Interest
Rate
Borrowing Limit
Repayment Terms
Amount Outstanding
Accrued Interest
Total
Security
Purpose
Chairman
1% per
Month
$2,500,000
Due on
Demand
$   2,093,966
$    143,936
$   2,237,902
General
Security over
Assets
General
Corporate
Requirements
Wife of
Chairman
1% per
Month
$2,000,000
Due on
Demand
$   2,000,000
$    296,385
$   2,296,385
General
Security over
Assets
General
Corporate
Requirements
Total
     
$   4,093,966
$    440,321
$   4,534,287
   

On May 25 2010, the Company finalized negotiations with the wife of the Chairman for a line of credit borrowing arrangement of $1M. All funds borrowed bear interest at 1% per month, are due on demand and are secured by all the assets of the Company. On January 3, 2011, the Company entered into an agreement with this creditor to increase the borrowing limit from $1,000,000 to $2,000,000.

During the year ended December 31, 2012, the Company borrowed a total of $389,070 (2011 - $765,366) from this creditor and incurred interest expense of $238,184 (2011 - $154,349) to bring the total amounts borrowed to date to $2,000,000 (2011 - $1,610,930) and accrued interest to $296,385 (2011- $197,986).

On March 6, 2011, the Chairman of the Company established a line of credit of up to $2,500,000, increased to $4,000,000 on January 29, 2013, with the Company for the exclusive purpose of funding the costs of a comprehensive sales and marketing campaign. To date and during the year ended December 31, 2012, the Company has borrowed $2,093,966 (2011 - $953,061) for its sales and marketing program and incurred interest of $143,936 (2011 - $50,218).

As consideration for the two lines of credit, the Company has granted 124,250,000 options (note 5(c)).