<SEC-DOCUMENT>0001610520-17-000018.txt : 20170310
<SEC-HEADER>0001610520-17-000018.hdr.sgml : 20170310
<ACCEPTANCE-DATETIME>20170310160158
ACCESSION NUMBER:		0001610520-17-000018
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		9
CONFORMED PERIOD OF REPORT:	20161231
FILED AS OF DATE:		20170310
DATE AS OF CHANGE:		20170310

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UBS Group AG
		CENTRAL INDEX KEY:			0001610520
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36764
		FILM NUMBER:		17682119

	BUSINESS ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001
		BUSINESS PHONE:		41-44-234-1111

	MAIL ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UBS AG
		CENTRAL INDEX KEY:			0001114446
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15060
		FILM NUMBER:		17682120

	BUSINESS ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		STREET 2:		P O BOX CH 8001
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH 8001
		BUSINESS PHONE:		203-719-5241

	MAIL ADDRESS:	
		STREET 1:		677 WASHINGTON BLVD.
		CITY:			STAMFORD
		STATE:			CT
		ZIP:			06901
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>6kbaselIIIpillar3.htm
<TEXT>

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<title>6kubsbaselIIIpillar3h16</title>



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<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;layout-grid-mode:char;">UNITED STATES</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;layout-grid-mode:char;">SECURITIES AND EXCHANGE COMMISSION</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Washington, D.C. 20549</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">_________________</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">FORM 6-K</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">REPORT OF FOREIGN PRIVATE ISSUER</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">PURSUANT TO RULE 13a-16 OR 15d-16 UNDER</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">THE SECURITIES EXCHANGE ACT OF 1934</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Date: March 10, 2017</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.5pt;layout-grid-mode:char;">UBS Group AG</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Commission File Number: 1-36764</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.5pt;layout-grid-mode:char;">UBS AG</font></b></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Commission File Number: 1-15060</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=DE-CH style="font-size:10.0pt;layout-grid-mode:char;">(Registrants'
Name)</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=DE-CH style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=DE style="font-size:11.0pt;layout-grid-mode:char;">Bahnhofstrasse 45, Zurich, Switzerland and<br>
Aeschenvorstadt 1, Basel, Switzerland</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;">(Address of principal executive office)</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Indicate by check mark whether the registrants file or will
file annual reports under cover of Form 20&#8209;F or Form 40-F.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<div style="border:solid white 1.0pt;border-bottom:double black 2.25pt;padding:0cm 0cm 0cm 0cm;">

<p align=center style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Form 20-F&#160; </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">x&nbsp;</font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Form 40-F&#160; </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">o&nbsp;</font></p>

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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">This Form 6-K consists of the Basel III Pillar 3 UBS Group AG
2016 report, which appears immediately following this page.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>









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<p style="margin:0cm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><img height=725 src="maindocument001x2x0.gif" width=732><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;margin-top:36.0pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:58.0pt;">Basel III Pillar
3</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=UBSHeadline,serif lang=EN-US style="font-size:16.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=UBSHeadline,serif lang=EN-US style="font-size:16.0pt;">UBS Group AG 2016</font><font color=windowtext face=UBSHeadline,serif lang=EN-US style="font-size:16.0pt;"> </font><font color=black face=UBSHeadline,serif lang=EN-US style="font-size:18.0pt;">report
&nbsp;</font></p>


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</div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_5"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>

<div align=left><table border=1 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;margin-left:4.8pt;margin-right:4.8pt;width:100%;">
 <tr style="height:3.0pt;">
  <td colspan=2 valign=top width=100% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin-bottom:30.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:18.0pt;line-height:20.0pt;">Table of contents</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">2</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_Introduction"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 1&nbsp; Introduction and
  basis for preparation</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">9</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_overview"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 2&nbsp; Regulatory
  exposures and risk-weighted assets</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">11</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_linkage"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 3&nbsp; Linkage between
  financial statements and regulatory exposures</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">14</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_credit_risk"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 4&#160; Credit risk</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">29</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_CCR"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 5&#160; Counterparty credit
  risk</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">33</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_comparison"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 6&#160; Comparison of A-IRB
  approach and standardized approach</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">38</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_securitization"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 7&#160; Securitizations</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">44</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_market_risk"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 8&#160; Market risk</font></b></a></p>
  </td>
 </tr>
<tr style="height:9.8pt;">
  <td valign=top width=11% style="border:none;height:9.8pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:9.8pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">52</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_operational_risk"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 9&#160; Operational risk</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">53</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_IRR"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 10&#160; Interest rate risk in
  the banking book</font></b></a></p>
  </td>
 </tr>
<tr style="height:3.5pt;">
  <td valign=top width=11% style="border:none;height:3.5pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.5pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">55</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_composition"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 11&#160; Going and gone concern
  requirements and eligible capital</font></b></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">61</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_leverage_ratio"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 12&#160; Leverage ratio</font></b></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">64</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_LCR"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 13&#160; Liquidity coverage
  ratio</font></b></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">65</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_REM"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 14&#160; Remuneration</font></b></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">66</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_GSIB"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 15&#160; Requirements for
  global systemically important banks and related indicators</font></b></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">67</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0cm 5.4pt 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><a href="#P3_BIS"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 16&#160; Prudential key figures
  for our significant regulated subsidiaries and subgroups</font></b></a></p>
  </td>
 </tr>
</table></div>



<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><font style="position:relative;"><font style="height:1127px;left:0px;position:absolute;top:-1px;width:397px;">

<table cellpadding=0 cellspacing=0 style="width:100%;">
 <tr>
  <td>
    <div style="padding:3.6pt 7.2pt 3.6pt 7.2pt;">
    <p style="margin:0cm;margin-bottom:.0001pt;"><font color=white face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>
    </div>

    </td>
 </tr>
<tr>
  <td colspan=1 style="border:none;">&nbsp;</td>
 </tr>
</table>

</font></font><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Contacts</font></b></p>

</div>








<p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>

<b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;"><br clear=all>


</font></b><p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Switchboards</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">For all general inquiries.<br>
www.ubs.com/contact </font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Zurich +41-44-234 1111<br>
London +44-20-7567 8000<br>
New York +1-212-821 3000<br>
Hong Kong +852-2971 8888</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Investor Relations</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">UBS&#8217;s Investor Relations team
supports institutional, professional and retail investors from <br>
our offices in Zurich, London, <br>
New York and Hong Kong.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:7.5pt;line-height:8.5pt;">UBS Group AG, Investor Relations<br>
P.O. Box, CH-8098 Zurich, Switzerland</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">www.ubs.com/investors</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Hotline Zurich +41-44-234 4100<br>
Hotline New York +1-212-882 5734<br>
Fax (Zurich) +41-44-234 3415</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Media Relations</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:8.5pt;">UBS&#8217;s
Media Relations team supports<br>
</font><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">global media and journalists <br>
from our offices in Zurich, London, New York and Hong Kong.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">www.ubs.com/media</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Zurich +41-44-234 8500<br>
mediarelations@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">London +44-20-7567 4714 <br>
ubs-media-relations@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">New York +1-212-882 5857 <br>
mediarelations-ny@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=IT style="font-size:7.5pt;line-height:8.5pt;">Hong Kong +852-2971 8200<br>
sh-mediarelations-ap@ubs.com</font></p>

<b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;"><br clear=all>


</font></b><p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Office of the Group Company
Secretary</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">The Group Company Secretary receives
inquiries on compensation and related issues addressed to members of the Board
of Directors.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">UBS Group AG, Office of the <br>
Group Company Secretary<br>
P.O. Box, CH-8098 Zurich, Switzerland</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:7.5pt;line-height:8.5pt;">sh-company-secretary@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:7.5pt;line-height:8.5pt;">Hotline +41-44-235 6652<br>
Fax +41-44-235 8220</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Shareholder Services</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">UBS&#8217;s Shareholder Services team, <br>
a unit of the Group Company Secretary Office, is responsible <br>
for the registration of the global registered shares.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">UBS Group AG, Shareholder Services<br>
P.O. Box, CH-8098 Zurich, Switzerland</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">sh-shareholder-services@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Hotline +41-44-235 6652<br>
Fax +41-44-235 8220</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">US Transfer Agent</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">For global registered share-related<br>
inquiries in the US.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Computershare Trust Company NA<br>
P.O. Box 30170 <br>
College Station<br>
TX 77842-3170, USA</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Shareholder online inquiries:<br>
https://www-us.computershare.com/<br>
investor/Contact</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Shareholder website:<br>
www.computershare.com/investor</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Calls from the US +1-866-305-9566<br>
Calls from outside <br>
the US +1-781-575-2623<br>
TDD for hearing impaired<br>
+1-800-231-5469<br>
TDD for foreign shareholders<br>
+1-201-680-6610</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face=TimesNewRomanPSMT lang=EN-US style="font-size:12.0pt;line-height:120%;">&nbsp;</font></p>






<font lang=DE-CH><br clear=all>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:11.5pt;padding:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Imprint</font></b></p>

</div>


<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Publisher: UBS Group AG, Zurich,
Switzerland | www.ubs.com<br>
Language: English</font></p>

<p style="margin-bottom:5.65pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&#169; UBS 2017. The key symbol and UBS
are among the registered and unregistered trademarks of UBS. All rights
reserved.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">1</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_6"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_Introduction"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 1&nbsp; Introduction and basis for
preparation<a name="P3_Introduction_bclEnd"></a></font></b></p>

</div>









<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Scope and
location of Basel III Pillar 3 disclosures</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The Basel III capital adequacy
framework consists of three complementary pillars. Pillar 1 provides a
framework for measuring minimum capital requirements for the credit, market,
operational and non-counterparty-related risks faced by banks. Pillar 2
addresses the principles of the supervisory review process, emphasizing the
need for a qualitative approach to supervising banks. Pillar 3 requires banks
to publish a range of disclosures, mainly covering risk, capital, leverage,
liquidity and remuneration. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This report provides Pillar 3 disclosures for
UBS Group AG on a consolidated basis, as well as prudential key figures for our
significant regulated subsidiaries and subgroups. Information provided in our
Annual Report 2016 or other publications may also serve to address Pillar 3
disclosure requirements. Where this is the case, a reference has been provided
in this report to the UBS publication where the information can be located.
These Pillar 3 disclosures are supplemented by specific additional requirements
of the Swiss Financial Market Supervisory Authority (FINMA) and discretionary
disclosures on our part.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">As UBS is considered a systemically relevant
bank (SRB) under Swiss banking law, UBS Group AG and UBS AG are required to
comply with regulations based on the Basel III framework as applicable to Swiss
SRBs on a consolidated basis. Capital information as of 31 December 2016 for
UBS Group AG (consolidated) is provided in the &#8220;Capital management&#8221; section of
our Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> UBS AG (consolidated) capital and leverage ratio
information is provided in the UBS Group AG and UBS AG Annual Report 2016 under
&#8220;Annual Reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We are also required to disclose total and
tier 1 capital, leverage and liquidity coverage ratios for the significant
banking subsidiaries UBS AG, UBS Switzerland AG and UBS Limited, as well as the significant subgroup under our US intermediate
holding company UBS Americas Holding LLC. Prudential
key figures are provided in section 16 of this report. Additional
capital and other regulatory information for UBS AG (standalone), UBS
Switzerland AG (standalone), UBS Limited (standalone) and UBS Americas Holding
LLC (consolidated) is available under &#8220;Disclosure for legal entities&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS Pillar 3 disclosures are based on
phase-in rules under the Basel III framework, as implemented by the revised
Swiss Capital Adequacy Ordinance issued by the Swiss Federal Council and
required by FINMA regulation.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Revised Pillar 3 disclosure requirements,
effective 31 December 2016</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In January 2015, the Basel Committee
on Banking Supervision (BCBS) issued revised Pillar 3 disclosure requirements
that aim to improve comparability and consistency of disclosures through the
introduction of harmonized templates. In October 2015, FINMA published its
associated Pillar 3 disclosure requirements for Swiss banking institutions in
Circular 2016/01 </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Disclosures - banks</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. In addition, in August 2016, BCBS issued
further guidance in its </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Frequently asked questions on the revised Pillar 3
disclosure requirements (BCBS 376)</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. Finally, in December 2016, FINMA issued
additional disclosure requirements relating to the Swiss too big to fail (TBTF)
provisions within its Circular 2016/01, </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Disclosures - banks</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. The Pillar
3 disclosures in this report or in other publications as referenced within this
report are based on these revised requirements.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The revised Pillar 3 disclosure requirements
include information on risk management, the linkage between our financial
statements and our regulatory exposures, credit risk, securitization and market
risk. The main changes in comparison with the former Pillar 3 disclosure
requirements are as follows:</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The revised Pillar 3 disclosure templates
provide a stronger link between regulatory exposures and the Financial
Statements prepared under International Financial Reporting Standards (IFRS) by
introducing new tables as provided in Section 3 of this report. </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Counterparty credit risk (CCR) is now separately
disclosed from credit risk. CCR includes over-the-counter (OTC) and
exchanged-traded derivatives (ETD), securities financing transactions (SFTs)
and long settlement transactions. </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Asset classes are now reported in accordance
with FINMA disclosure requirements, whereas previously the BIS-defined exposure
segments were used. Refer to &#8220;FINMA-defined asset classes&#8221; further in this
section for more information. </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Revised Pillar 3 disclosure requirements include
narrative commentary on significant changes over the reporting period and the
key driver of such changes for many of the required templates. As noted below
under &#8220;Frequency and comparability of Pillar 3 disclosures,&#8221; comparative
figures and movement commentary will be provided at the end of the first
relevant reporting period in 2017.</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Additional disclosures under the Swiss SRB
framework are provided, including detailed disclosure of the Swiss SRB going
and gone concern capital information.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Pillar 3 disclosure requirements for
operational risk, interest rate risk in the banking book, eligible capital,
leverage ratio, liquidity coverage ratio and remuneration are unchanged as of
31 December 2016 compared with 31 December 2015.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Regulatory developments</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Further information on regulatory
developments from BCBS and FINMA is provided on pages 23&#8211;26 in our Annual
Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors.&nbsp;</font></i></p>




<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">2</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_7"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Frequency and comparability of Pillar 3 disclosures </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FINMA has specified the reporting
frequency for each disclosure as either annual, semi-annual or quarterly.
Comparative period information and commentary provided on movements in the
period must be provided in line with this FINMA-specified frequency, as
outlined in the table below. As a result, movement commentary for tables in
this report is provided either for the quarter, semi-annual or annual period as
prescribed by FINMA. For the first-time publication of new disclosure
requirements at 31 December 2016, comparative period information and related
commentary on movements in the period are not required and have been provided
only in a few instances where the disclosure is substantially unchanged from
prior-period reporting. Accordingly, full comparative figures and movement
commentary will be provided at the end of the first relevant reporting period
in 2017.</font></p>








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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.25pt;">
  <td valign=top width=9% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:11.5pt;">FINMA
   reference</font></b></p>
   </td>
 <td valign=top width=41% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:11.5pt;">Disclosure
   title</font></b></p>
   </td>
 <td valign=top width=9% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:11.5pt;">FINMA
   reference</font></b></p>
   </td>
 <td valign=top width=41% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:11.5pt;">Disclosure
   title</font></b></p>
   </td>
 </tr>
<tr style="height:14.2pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Annual disclosure requirements</font></b></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">OVA</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Bank risk management approach</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR9</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">IRB &#8211; backtesting of probability of default (PD) per
  portfolio<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:31.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:31.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">LI1</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:31.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Differences between accounting and regulatory scopes
  of consolidation and mapping of financial statements with regulatory risk
  categories</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:31.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCRA</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:31.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Qualitative disclosure related to counterparty credit
  risk</font></p>
  </td>
 </tr>
<tr style="height:21.55pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">LI2</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Main sources of differences between regulatory
  exposure amounts and carrying values in financial statements</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">SECA</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Qualitative disclosure requirements related to
  securitization exposures</font></p>
  </td>
 </tr>
<tr style="height:21.55pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">LIA</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Explanations of differences between accounting and
  regulatory exposure amounts (under the regulatory scope of consolidation)</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">MRA</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Qualitative disclosure requirements related to market risk</font></p>
  </td>
 </tr>
<tr style="height:21.55pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CRA</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">General information about credit risk</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">MRB</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Qualitative disclosures for banks using the internal models
  approach (IMA)</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CRB</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Additional disclosure related to the credit quality
  of assets</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">N/A</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Interest rate risk in the banking book</font></p>
  </td>
 </tr>
<tr style="height:21.55pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CRC</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Qualitative disclosure requirements related to credit
  risk mitigation techniques</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">N/A</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Operational risk</font></p>
  </td>
 </tr>
<tr style="height:21.55pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CRD</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Qualitative disclosures on banks&#8217; use of external
  credit ratings under the standardized approach for credit risk</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">N/A</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Remuneration</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CRE</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Qualitative disclosures related to IRB models</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Semi-annual disclosure requirements</font></b></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR1</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Credit quality of assets</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCR4</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">IRB &#8211; CCR exposures by portfolio and PD scale</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR2</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Changes in stock of defaulted loans and debt
  securities<sup>1</sup></font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCR5</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Composition of collateral for CCR exposure</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR3</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Credit risk mitigation techniques &#8211; overview</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCR6</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Credit derivatives exposures</font></p>
  </td>
 </tr>
<tr style="height:20.95pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:20.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR4</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:20.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Standardized approach &#8211; credit risk exposure and
  credit risk mitigation (CRM) effects</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:20.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCR8</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:20.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Exposures to central counterparties<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR5</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Standardized approach &#8211; exposures by asset classes
  and risk weights</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">SEC1</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Securitization exposures in the banking book</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR6</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">IRB &#8211; credit risk exposures by portfolio and PD range</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">SEC2</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Securitization exposures in the trading book</font></p>
  </td>
 </tr>
<tr style="height:31.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:31.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR7</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:31.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">IRB &#8211; effect on RWA of credit derivatives used as CRM
  techniques</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:31.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">SEC3</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:31.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Securitization exposures in the banking book and associated
  regulatory capital requirements &#8211; bank acting as originator or as sponsor</font></p>
  </td>
 </tr>
<tr style="height:21.45pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR10</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">IRB (specialized lending and equities under the simple risk
  weight method)</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">SEC4</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Securitization exposures in the banking book and associated
  capital requirements &#8211; bank acting as investor</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCR1</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Analysis of counterparty credit risk (CCR) exposure by
  approach</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">MR1</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Market risk under standardized approach</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCR2</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Credit valuation adjustment (CVA) capital charge</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">MR3</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">IMA values for trading portfolios </font></p>
  </td>
 </tr>
<tr style="height:20.8pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:20.8pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCR3</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:20.8pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Standardized approach of CCR exposures by regulatory
  portfolio and risk weights</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:20.8pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">MR4</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:20.8pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Comparison of VaR estimates with gains / losses</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Quarterly disclosure requirements</font></b></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">OV1</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Overview of RWA</font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">N/A</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Eligible capital</font></p>
  </td>
 </tr>
<tr style="height:13.65pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CR8</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">RWA flow statements of credit risk exposures under IRB<sup>1</sup></font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">N/A</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Leverage ratio</font></p>
  </td>
 </tr>
<tr style="height:21.65pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">CCR7</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">RWA flow statements of CCR exposures under the internal
  model method (IMM)<sup> 1</sup></font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">N/A</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:21.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Liquidity coverage ratio</font></p>
  </td>
 </tr>
<tr style="height:23.4pt;">
  <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:23.4pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">MR2</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:23.4pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">RWA flow statements of market risk exposures under an IMA<sup>1</sup></font></p>
  </td>
 <td valign=top width=9% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:23.4pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">N/A</font></p>
  </td>
 <td valign=top width=41% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:23.4pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Prudential key figures for our significant regulated
  subsidiaries and subgroups</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><sup><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">1</font></sup><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;"> Disclosure
  is not required as of 31 December 2016.</font></p>
  </td>
 </tr>
</table></div>











<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">3</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_8"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Format of Pillar
3 disclosures </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">As defined by FINMA, certain Pillar 3
disclosures follow a fixed format, whereas other disclosures are flexible and
may be modified to a certain degree to present the most relevant information.
Revised Pillar 3 requirements are presented under the relevant FINMA table /
template reference (e.g., OVA, OV1, LI1, etc.). Pillar 3 disclosures may also
include column or row labelling (a, b, c, etc.) as prescribed by FINMA. Naming
conventions used in our Pillar 3 disclosures are based on the FINMA guidance
and may not reflect UBS naming conventions. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FINMA-defined asset classes</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The FINMA-defined asset classes used
within this Pillar 3 report are as follows:</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Central governments and central banks,
consisting of exposures relating to governments at the level of the nation
state and their central banks. The European Union is also treated as a central
government.</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Banks and securities dealers, consisting of
exposures to legal entities holding a banking license and securities firms
subject to adequate supervisory and regulatory arrangements, including
risk-based capital requirements. The securities firms included carry a broker /
dealer license issued in the European Union, a G-10 country or Australia. </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Public sector entities, multilateral development
banks, consisting of exposures to institutions established on the basis of
public law in different forms, such as administrative entities or public
companies as well as regional governments, the BIS, the International Monetary
Fund, the European Central Bank and eligible multilateral development banks
recognized by FINMA.</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Corporates: specialized lending, consisting of
exposures relating to income-producing real estate and high-volatility
commercial real estate, commodities finance, project finance and object
finance.</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Corporates: other lending, consisting of all
exposures that do not fit into any of the other asset classes. This segment
includes private commercial entities such as corporations, partnerships or
proprietorships, insurance companies and funds (including managed funds).</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Retail: residential mortgages, consisting of
residential mortgages, regardless of exposure size, if the owner occupies or
rents out the mortgaged property.</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Retail: qualifying revolving retail exposures,
consisting of unsecured and revolving credits to individuals that exhibit
appropriate loss characteristics relating to credit card relationships at UBS.</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Retail: other, consisting primarily of Lombard
lending that represents loans made against the pledge of eligible marketable
securities or cash, as well as exposures to small businesses, private clients
and other retail customers without mortgage financing.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Governance over Pillar 3 disclosures </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The Board of Directors and senior
management are responsible for establishing and maintaining an effective
internal control structure over the disclosure of financial information,
including Pillar 3 disclosures. In line with BCBS and FINMA requirements, we
have established a board-approved Basel III Pillar 3 disclosure governance
policy which includes information on the key internal controls and procedures
designed to govern the preparation, review and sign-off of Pillar 3 disclosures.
This Pillar 3 report has been verified and approved in line with this policy.</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">4</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_9"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Risk management framework</font></p>

<p style="margin:0cm;margin-bottom:6.0pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Our
Group-wide risk management framework is applied across all risk types. The
table below presents an overview of risk management disclosures separately
provided in our Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors.&nbsp;</font></i></p>








<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">OVA &#8211; Bank risk management
  approach&#160; </font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure
  requirement</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=24% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Business model and risk profile</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Operating environment and strategy</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Current market climate and industry trends</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18&#8211;20</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk factors</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44&#8211;55</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Overview of risks arising from our business activities</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">117&#8211;118</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk categories</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">119</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Top and emerging risks</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">120</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk appetite framework</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122&#8211;125</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk management and control principles</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">123</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk measurement</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;128</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk &#8211; Key developments, Main sources of credit risk,
  Overview of measurement, monitoring and management techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk &#8211; Key developments, Main sources of market risk,
  Overview of measurement, monitoring and management techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Interest rate risk in the banking book</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153&#8211;157</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other market risk exposures</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">157&#8211;158</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Country risk framework</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">159</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Operational risk framework</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">165</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=24% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk categories</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">119</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Treasury management &#8211; Strategy, objectives and governance</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">168</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Capital management &#8211; Capital planning and Capital management
  activities</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">184</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td rowspan=4 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Communication and enforcement of risk culture within the bank.</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk appetite framework</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122&#8211;125</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Internal risk reporting</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Operational risk framework</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">165</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Scope and main features of risk measurement systems</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk measurement</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;128</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk &#8211; Overview of measurement, monitoring and management
  techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=24% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk &#8211; Overview of measurement, monitoring and management
  techniques</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Country risk exposure measure</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">159&#8211;163</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Advanced measurement approach model</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">166&#8211;167</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=24% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk information reporting</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=24% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk management and control principles</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">123</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Internal risk reporting</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td rowspan=7 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Stress testing</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=7 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk appetite framework</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122&#8211;125</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Stress testing</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;127</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk models: Stress loss</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">142</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk stress loss</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Interest rate risk in the banking book</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153&#8211;157</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other market risk exposures</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">157&#8211;158</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Treasury risk: Stress testing</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">173</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td rowspan=12 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Strategies and processes applied to manage, hedge and mitigate
  risks</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk management and control principles</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">123</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk &#8211; Overview of measurement, monitoring and management
  techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk mitigation</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">137&#8211;139</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk &#8211; Overview of measurement, monitoring and management
  techniques</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Value-at-risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149&#8211;152</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Interest rate risk in the banking book</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153&#8211;157</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other market risk exposures</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">157&#8211;158</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Country risk exposure</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">159&#8211;163</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Operational risk framework</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">165</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Liabilities and funding management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">174&#8211;177</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Currency management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">182</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 12 Derivative instruments and hedge accounting</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">359&#8211;365</font></p>
  </td>
 </tr>
</table></div>











<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="Conso_supplem_B3_Our_approach"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">5</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_10"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Our approach to
measuring risk exposure<a name="Conso_supplem_B3_Our_approach_bclEnd"></a> and risk-weighted assets</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Measures of risk exposure may differ,
depending on whether the exposures are calculated for financial accounting purposes
under International Financial Reporting Standards (IFRS), for deriving our
regulatory capital requirement or for internal risk management and control
purposes. Our Pillar 3 disclosures are generally based on measures of risk
exposure used to derive the regulatory capital required to underpin those
risks.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides a summary of the
approaches we use for the main risk categories to derive the regulatory risk
exposure and risk-weighted assets (RWA). Our RWA are calculated according to
the BIS Basel III framework, as implemented by the Swiss Capital Adequacy
Ordinance issued by the Swiss Federal Council.</font></p>













<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.25pt;">
  <td valign=top width=13% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Category</font></b></p>
   </td>
 <td valign=top width=28% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Definition
   of risk</font></b></p>
   </td>
 <td valign=top width=28% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Regulatory
   risk exposure</font></b></p>
   </td>
 <td valign=top width=31% style="background:#C5A88E;border:none;border-bottom:solid white 1.0pt;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Risk-weighted
   assets (RWA)</font></b></p>
   </td>
 </tr>
<tr style="height:14.2pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">I. Credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:111.65pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:111.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Credit risk</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:111.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Credit risk is the risk of a loss resulting from the
  failure of a counterparty to meet its contractual obligations toward UBS
  arising from transactions such as loans, debt securities held in our banking
  book and undrawn credit facilities. </font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Refer to Section 4&#160; Credit risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:111.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Exposure at default (EAD) is the amount we expect a
  counterparty to owe us at the time of a possible default. For banking
  products, the EAD equals the IFRS carrying value as of the reporting date,
  offset by financial collateral received. The EAD is expected to remain
  constant over the 12-month period. For loan commitments, a credit conversion
  factor is applied to model expected future drawdowns over the 12-month
  period.</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:111.65pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">We apply two approaches to measure credit risk RWA:</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:6.0pt;"><i><u><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&#8211; Advanced internal ratings-based (A-IRB)</font></u></i><u><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;"> &nbsp;</font></u></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><i><u><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">approach</font></u></i><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">, applied for the majority of our
  businesses. Counterparty risk weights are determined by reference to internal
  probability of default and loss given default estimates. </font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:6.0pt;"><i><u><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&#8211; Standardized approach (SA),</font></u></i><i><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;"> </font></i><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">based on external ratings for a subset of our credit
  portfolio where internal measures are not available.</font></p>
  </td>
 </tr>
<tr style="height:85.6pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:85.6pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Non-counterparty- </font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.05pt;line-height:normal;">related&nbsp;</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.55pt;line-height:normal;"> </font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">risk&nbsp;</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:85.6pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Non-counterparty-related risk (NCPA) denotes the risk of a
  loss arising from changes in value or from liquidation of assets not linked
  to any counterparty, for example, premises, equipment and software, and deferred
  tax assets on temporary differences.&#160; </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 2&nbsp; Regulatory exposures and
  risk-weighted assets.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:85.6pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">The IFRS carrying value is the basis for measuring
  non-counterparty-related risk exposure.</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:85.6pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">We measure non-counterparty-related risk RWA by applying
  prescribed regulatory risk weights to the NCPA exposure.</font></p>
  </td>
 </tr>
<tr style="height:77.6pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:77.6pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Equity positions in the banking book</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:77.6pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Risk from equity positions in the banking book refers to
  the investment risk arising from equity positions and other relevant
  investments or instruments held in our banking book. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 4&#160; Credit risk.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:77.6pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">The IFRS carrying value is the basis for measuring risk
  exposure for equity securities held in our banking book.</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:77.6pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">We measure the RWA from equity positions in the banking
  book by applying prescribed regulatory risk weights to our listed and
  unlisted equity exposures.</font></p>
  </td>
 </tr>
<tr style="height:14.45pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">II.
  Counterparty credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:197.95pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:197.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Counterparty credit risk</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:197.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Counterparty credit risk is the risk that a
  counterparty for OTC derivatives, ETDs or securities financing transactions
  will default before the final settlement of a transaction and cause a loss to
  the bank if the transaction has a positive economic value at the time of
  default.</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Refer to Section 5&#160; Counterparty credit risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:197.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">We primarily use internal models to measure counterparty
  credit risk exposures to third parties. All internal models are approved by
  FINMA. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&#8211; </font><i><u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">For OTC derivatives
  and ETDs</font></u></i><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;"> we apply the effective expected positive exposure (EEPE) and
  stressed expected positive exposure (stressed EPE) as defined in the Basel
  III framework.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&#8211; </font><i><u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">For SFTs</font></u></i><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;"> we apply the close-out period
  approach.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">In certain instances where risk models are not available:</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&#8211; </font><i><u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Exposure on OTC derivatives and ETDs</font></u></i><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;"> is
  calculated considering the net positive replacement values and potential
  future exposure.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&#8211; </font><i><u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Exposure for SFTs</font></u></i><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;"> is based on the IFRS
  carrying value, net of collateral mitigation.</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:197.95pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">We
  apply two approaches to measure counterparty credit risk RWA:</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:6.0pt;"><i><u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&#8211; Advanced internal ratings-based (A-IRB)</font></u></i><u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;"> </font></u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">approach,
  applied for the majority of our businesses. Counterparty risk weights are
  determined by reference to internal counterparty ratings and loss given
  default estimates. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:6.0pt;"><i><u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&#8211; Standardized approach (SA),</font></u></i><i><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;"> </font></i><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">based on
  external ratings for a subset of our credit portfolio, where internal
  measures are not available.</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:6.0pt;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">We apply an additional credit valuation
  adjustment (CVA) capital charge to hold capital against the risk of
  mark-to-market losses associated with the deterioration of counterparty
  credit quality.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">6</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_11"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.25pt;">
  <td valign=top width=13% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">

   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Category</font></b></p>
   </td>
 <td valign=top width=28% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Definition
   of risk</font></b></p>
   </td>
 <td valign=top width=28% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Regulatory
   risk exposure</font></b></p>
   </td>
 <td valign=top width=31% style="background:#C5A88E;border:none;border-bottom:solid white 1.0pt;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Risk-weighted
   assets (RWA)</font></b></p>
   </td>
 </tr>
<tr style="height:85.0pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:85.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Settlement risk</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:85.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Settlement risk is the risk of loss resulting from
  transactions that involve exchange of value (e.g., security versus cash)
  where we must deliver without first being able to determine with certainty
  that we will receive the countervalue.</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 2&nbsp; Regulatory exposures and
  risk-weighted assets.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:85.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">The IFRS carrying value is the basis for measuring
  settlement risk exposure.</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:85.0pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">We measure settlement risk RWA through the application of
  prescribed regulatory risk weights to the settlement risk exposure.</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">III.
  Securitization exposures in the banking book</font></b></p>
  </td>
 </tr>
<tr style="height:92.1pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:92.1pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Securitization exposures in the banking book</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:92.1pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Exposures arising from traditional and synthetic
  securitizations held in our banking book. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 7&#160; Securitizations.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:92.1pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">The IFRS carrying value is the basis for measuring
  securitization exposure.</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:92.1pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">We
  apply two approaches to measure securitization /
  resecuritization exposure RWA: </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><i><u><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&#8211; Ratings-based approach</font></u></i><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">, applying risk weights based on external ratings. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><i><u><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&#8211; Supervisory formula-based approach,</font></u></i><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;"> considering the A-IRB risk weights for
  certain exposures where external ratings are not available.</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.05pt;line-height:normal;">IV. Market</font></b><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:.15pt;line-height:normal;"> </font></b><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">risk&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:91.45pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:91.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.05pt;line-height:normal;">Value-</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">at-risk </font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.1pt;line-height:normal;">(VaR)&nbsp;</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:91.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">VaR is a statistical measure of market risk, representing
  the market risk losses that could potentially be realized over a set time
  horizon (holding period) at an established level of confidence. The measure
  assumes no change in the Group&#8217;s trading positions over the set time horizon.
  A five-year data set is used. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 8&#160; Market risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:91.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:91.45pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">The VaR component of market risk RWA is calculated by
  taking the maximum of the period-end VaR and the average VaR for the 60
  trading days immediately preceding the period end, multiplied by a VaR
  multiplier set by FINMA. The VaR multiplier is dependent on the number of VaR
  backtesting exceptions within a 250 business day window. This is then
  multiplied by a risk weight factor of 1,250% to determine RWA. </font></p>
  </td>
 </tr>
<tr style="height:66.7pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:66.7pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Stressed</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.5pt;line-height:normal;"> </font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.15pt;line-height:normal;">VaR&nbsp;</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;"> </font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.1pt;line-height:normal;">(SVaR)&nbsp;</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:66.7pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">SVaR adopts the same methodology as VaR but uses a longer
  historical data set. This approach is intended to reduce the procyclicality
  of the capital requirements for market risks. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 8&#160; Market risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:66.7pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:66.7pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">The derivation of SVaR is similar to that explained above
  for VaR, but using the maximum of the period-end SVaR and the average SVaR
  for the 60 trading days immediately preceding the period end. </font></p>
  </td>
 </tr>
<tr style="height:78.75pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:78.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Add-on for risks-not-<br>
  in-</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.15pt;line-height:normal;">VaR&nbsp;</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;"> (RniV)</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:78.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Potential risk factors that are not fully captured by our
  VaR model are referred to as RniV. We have an established framework to
  quantify and identify these potential risk factors and underpin them with
  capital, calculated as a multiple of VaR and SVaR. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 8&#160; Market risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:78.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:78.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Our RniV framework is used to derive the RniV-based
  component of the market risk RWA, which is approved by FINMA and subject to
  an annual recalibration. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">As the RWA from RniV are add-ons, they do not reflect any
  diversification benefits across risks capitalized through VaR and SVaR. </font></p>
  </td>
 </tr>
<tr style="height:79.55pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:79.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Incremental</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:1.45pt;line-height:normal;"> </font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">risk
  charge (IRC)</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:79.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">The IRC represents an estimate of the default and rating
  migration risk of all trading book positions with issuer risk, except for
  equity products and securitization exposures, measured over a one-year time
  horizon at a 99.9% confidence level. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 8&#160; Market risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:79.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:79.55pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">IRC is calculated weekly, and the results are used to
  derive the IRC-based component of the market risk RWA. The derivation is
  similar to that for VaR- and SVaR-based RWA, but without a VaR multiplier. </font></p>
  </td>
 </tr>
<tr style="height:82.85pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:82.85pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Comprehensive risk measure (CRM)</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:82.85pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">The CRM is an estimate of the default and complex price
  risk, including the convexity and cross-convexity of the CRM portfolio across
  credit spread, correlation and recovery, measured over a one-year time
  horizon at a 99.9% confidence level. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 8&#160; Market risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:82.85pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:82.85pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">CRM is calculated weekly and the results are used to derive
  the CRM-based component of the market risk RWA. The calculation is subject to
  a floor equal to 8% of the equivalent capital charge under the specific risk
  measure (SRM) for the correlation trading portfolio. </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">7</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_12"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.25pt;">
  <td valign=top width=13% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">

   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Category</font></b></p>
   </td>
 <td valign=top width=28% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Definition
   of risk</font></b></p>
   </td>
 <td valign=top width=28% style="background:#C5A88E;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Regulatory
   risk exposure</font></b></p>
   </td>
 <td valign=top width=31% style="background:#C5A88E;border:none;border-bottom:solid white 1.0pt;height:15.25pt;padding:0cm 0cm 0cm 0cm;">
   <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font color=white face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Risk-weighted
   assets (RWA)</font></b></p>
   </td>
 </tr>
<tr style="height:89.5pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:89.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Securitization</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-1.05pt;line-height:normal;"> </font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">/&nbsp;</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">resecuritization in the </font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:-.05pt;line-height:normal;">trading&nbsp;</font><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;"> book</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:89.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Risk arising from traditional and synthetic
  securitizations held in our trading book. </font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">Refer to Section 7&#160; Securitizations and Section 8&#160;
  Market risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:89.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">The exposure is equal to the fair value of the net
  long or short securitization position.</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border:none;border-bottom:solid white 1.0pt;height:89.5pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">We measure trading book securitization RWA using two
  approaches: </font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:6.0pt;"><i><u><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&#8211; Ratings-based approach</font></u></i><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">, applying risk weights based on external
  ratings. </font></p>
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:6.0pt;"><i><u><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&#8211; Supervisory formula approach</font></u></i><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">, considering the A-IRB risk weights for
  certain exposures where external ratings are not available.</font></p>
  </td>
 </tr>
<tr style="height:14.2pt;">
  <td colspan=4 valign=top width=100% style="background:#DFCBB1;border:none;border-right:solid white 1.0pt;height:14.2pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">V. Operational</font></b><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;letter-spacing:1.35pt;line-height:normal;"> </font></b><b><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">risk&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:84.75pt;">
  <td valign=top width=13% style="background:#DFCBB1;border-bottom:none;border-left:none;border-right:solid white 1.0pt;border-top:solid white 1.0pt;height:84.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;font-weight:normal;line-height:normal;">Operational</font><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;font-weight:normal;letter-spacing:1.35pt;line-height:normal;"> </font><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;font-weight:normal;line-height:normal;">risk&nbsp;</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:none;border-left:none;border-right:solid white 1.0pt;border-top:solid white 1.0pt;height:84.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Operational risk is the risk of loss resulting from
  inadequate or failed internal processes, people and systems or from external
  events, including cyber risk. Operational risk includes, among others, legal
  risk, conduct risk and compliance risk. </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">&nbsp;</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;">Refer to Section 9&#160; Operational risk.</font></p>
  </td>
 <td valign=top width=28% style="background:#DFCBB1;border-bottom:none;border-left:none;border-right:solid white 1.0pt;border-top:solid white 1.0pt;height:84.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">&nbsp;</font></p>
  </td>
 <td valign=top width=31% style="background:#DFCBB1;border-bottom:none;border-left:none;border-right:solid white 1.0pt;border-top:solid white 1.0pt;height:84.75pt;padding:0cm 0cm 0cm 0cm;">
  <p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;"><font face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:8.0pt;line-height:normal;">We use the advanced measurement approach to measure
  operational risk RWA in accordance with FINMA requirements. </font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">8</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_13"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_overview"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 2&nbsp; Regulatory exposures and
risk-weighted assets<a name="P3_overview_bclEnd"></a></font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides an overview
of RWA and the related minimum capital requirement by risk type. Capital
requirements presented in the tables in this report are calculated based on 8%
of RWA as of 31 December 2016. Further information on capital management and
RWA, including detail on movements in RWA over 2016 is provided on pages 184&#8211;197
of our <br>
Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. </font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;font-style:normal;line-height:11.5pt;">Further
information on movements in RWA over the fourth quarter of 2016 is provided on
pages 50&#8211;51 of our fourth quarter 2016 report, available under &#8220;Quarterly
reporting&#8221; at www.</font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;font-style:normal;line-height:11.5pt;">. As permitted by FINMA, </font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RWA flow statements
for credit risk, CCR and market risk exposures under the revised Pillar 3
disclosure requirements will be provided for the first time as of 31 March
2017.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">OV1: Overview of RWA&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 width=69% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td colspan=2 valign=bottom width=69% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA&#178;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum capital requirements</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk (excluding
  counterparty credit risk)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">84,899</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,792</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: standardized
  approach (SA)&#179;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,095</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,768</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: internal
  ratings-based (IRB) approach</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62,804</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,024</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Counterparty credit
  risk&#8308;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29,362</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,349</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: SA for
  counterparty credit risk (SA-CCR)&#8309;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,971</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">798</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: internal model
  method (IMM)&#8309;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,391</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,551</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity positions in banking
  book under market-based approach&#8310;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,375</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">190</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity investments in funds
  &#8211; look-through approach&#8311;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity investments in funds
  &#8211; mandated-based approach&#8311;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity investments in funds
  &#8211; fall-back approach&#8311;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Settlement risk</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">528</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Securitization exposure in
  banking book</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,068</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">165</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: IRB ratings-based
  approach (RBA)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,456</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">116</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: IRB supervisory
  formula approach (SFA)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">613</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: SA / simplified
  supervisory formula approach (SSFA)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market Risk</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,490</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,239</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: standardized
  approach (SA)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">428</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: internal model
  approaches (IMM)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,062</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,205</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Operational risk</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">77,827</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,226</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: basic indicator
  approach</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: standardized
  approach</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22</font></i></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: advanced
  measurement approach</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">77,827</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,226</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Amounts below thresholds for
  deduction (250% risk weight)&#8312;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,864</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,029</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Floor adjustment</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25</font></b></p>
  </td>
 <td width=65% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">225,412</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18,033</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td colspan=6 valign=top width=100% style="border:none;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Column b will be inserted to include prior-period information
  in our Pillar 3 report as of 31 March 2017.&#160;&#160;&#160; 2 Based on phase-in rules.&#160;&#160;&#160;
  3 Includes non-counterparty-related risk not subject to the threshold
  deduction treatment (RWA CHF 8,426 million), which is included in tables CR4
  and CR5 in section 4 of this report. Non-counterparty-related risk of CHF
  10,864 million, which is subject to the threshold treatment, is reported in
  row 23 &quot;Amounts below thresholds for deduction (250% risk weight)&quot;
  and excluded from tables in section 4.&#160;&#160;&#160; 4 Excludes settlement risk, which
  is separately reported in row 11 &quot;Settlement risk.&quot; Includes credit
  valuation adjustments and RWA with central counterparties, which are
  separately reported under counterparty credit risk in the table
  &quot;Detailed segmentation of exposures and risk-weighted assets.&quot;&#160;&#160;&#160; 5
  Calculated in accordance with the current exposure method (CEM), until SA-CCR
  is implemented at the latest by 1.1.2018. The split between row 5 and 6
  refers to the calculation of the exposure measure.&#160;&#160;&#160; 6 Includes investments
  in funds. Items subject to threshold deduction treatments not exceeding their
  threshold are risk weighted at 250% (RWA of CHF 2,000 million) and are
  separately included in row 23 &quot;Amounts below thresholds for deduction
  (250% risk weight).&quot;&#160;&#160;&#160; 7 New regulation for the calculation of RWA for
  investments in funds is implemented at the latest by 1.1.2018.&#160;&#160;&#160; 8 Includes
  items subject to threshold deduction treatments not exceeding their
  respective threshold and risk weighted at 250%. Items subject to threshold
  deduction treatments are significant investments in common shares of non-consolidated
  financial institutions (banks, insurance and other financial entities) and
  deferred tax assets arising from temporary differences, which are both
  measured against their respective threshold.</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">9</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_14"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table
below presents the net exposure at default (EAD) and RWA by risk type and
FINMA-defined asset class, which forms the basis for the calculation of RWA, as
well as the capital requirement per exposure category. These exposures are
further broken down into the A-IRB / model-based approaches and standardized
approach. For credit and counterparty credit risk, this defines the method used
to derive the risk weight factors, through either internal ratings (A-IRB) or external
ratings (standardized approach). Market and operational risk RWA are derived using
model calculations and are therefore included in the model-based approach
columns. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table provides references to sections in
this report containing further information on the specific topics.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:2.0pt;line-height:normal;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=16 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Detailed segmentation of
  exposures and risk-weighted assets</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=13 width=77% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">A-IRB / model-based approaches</font></p>
  </td>
 <td width=1% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 valign=bottom width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Standardized approaches</font></p>
  </td>
 <td width=1% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=bottom width=19% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Category</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Net EAD</font></p>
  </td>
 <td valign=bottom width=6% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum capital requirements</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Section and table reference</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Net EAD</font></p>
  </td>
 <td valign=bottom width=6% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum capital requirements</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Section and table reference</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Net EAD</font></p>
  </td>
 <td valign=bottom width=6% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=7% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum capital requirements</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">I</font></b></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk (excluding
  counterparty credit risk)</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">471,290</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">67,178</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,374</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">98,328</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32,960</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,637</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">569,618</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100,137</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,011</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and central banks</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129,371</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,074</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">166</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52,930</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">349</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR4, CR5</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">182,300</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,423</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">194</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,937</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,753</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">220</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,334</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,290</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR4, CR5</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,272</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,043</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">323</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities, multilateral development banks</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,998</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">712</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">57</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,084</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">888</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">71</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR4, CR5</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,082</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,600</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">128</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: specialized lending</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23,331</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,252</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">660</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR4, CR5</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23,331</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,252</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">660</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: other lending</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49,225</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,892</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,831</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,694</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,173</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">334</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR4, CR5</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55,919</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27,066</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,165</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central Counterparties</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">971</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">59</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">971</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">59</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">243,070</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26,120</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,090</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,995</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,910</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">553</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR4, CR5</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">254,065</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33,030</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,642</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Residential mortgages</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">133,470</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,985</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,599</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,790</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,182</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">175</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">139,260</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,167</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,773</font></i></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Qualifying revolving retail
  exposures (QRRE)&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,552</font></i></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">541</font></i></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43</font></i></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></i></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,552</font></i></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">541</font></i></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other retail&#185;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">108,048</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,594</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">448</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR6, CR7</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,205</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,728</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">378</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">113,253</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,322</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">826</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Non-counterparty-related risk</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17,320</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,291</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,543</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17,320</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,291</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,543</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Deferred tax assets</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,700</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,864</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">869</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,700</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,864</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">869</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Property, equipment and
  software</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,259</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,259</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">661</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR4, CR5</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,259</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,259</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">661</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,361</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">168</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR4, CR5</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,361</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">168</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity positions in the banking book</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,358</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,374</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">350</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CR10&#178;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,358</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,374</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">350</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">II</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Counterparty credit risk</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">98,270</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24,092</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,927</font></b></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">72,079</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,798</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">464</font></b></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">170,349</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29,890</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,391</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and central banks</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,750</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">601</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR4</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">206</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR3</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,955</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">601</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23,348</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,694</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">376</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR4</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">376</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">89</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR3</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23,724</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,782</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">383</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities, multilateral development banks</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,623</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">367</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR4</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR3</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,627</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">371</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates incl. specialized lending</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">57,413</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,889</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,111</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR4</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">984</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">984</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">79</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR3</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">58,396</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14,873</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,190</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central Counterparties</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">69,713</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,392</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">191</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">69,713</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,392</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">191</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,061</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">251</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR4</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">365</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">365</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR3</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,426</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">616</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Settlement risk</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">76</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">87</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">432</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">440</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">508</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">528</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit valuation adjustment (CVA)</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,202</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">336</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR&#160; 2</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,524</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR&#160; 2</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,726</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">458</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">III</font></b></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Securitization exposure in
  banking book</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,350</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,068</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">165</font></b></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,350</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,068</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">165</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IV</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market Risk</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">345</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,490</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,239</font></b></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7, 8</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">345</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,490</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,239</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Value-at-risk (VaR)</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,158</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">173</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">MR3</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,158</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">173</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Stressed value-at risk (SVaR)</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,128</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">490</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">MR3</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,128</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">490</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Add-on for risks-not-in-VaR (Rniv)</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,709</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">297</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">MR4</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,709</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">297</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Incremental risk charge (IRC)</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,963</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">237</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">MR4</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,963</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">237</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Comprehensive risk measure (CRM)</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">104</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">MR4</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">104</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Securitization / re-securitization in the trading book</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">345</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">428</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">SEC2, MR1</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">345</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">428</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">V</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Operational risk</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">77,827</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,226</font></b></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">77,827</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,226</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">573,256</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">186,655</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14,932</font></b></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">170,407</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38,757</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,101</font></b></p>
  </td>
 <td width=8% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">743,663</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">225,412</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18,033</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=16 valign=top width=100% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Consisting primarily of Lombard lending, which represents
  loans made against the pledge of eligible marketable securities or cash, as
  well as exposures to small businesses, private clients and other retail
  customers without mortgage financing.&#160;&#160;&#160; 2 Items subject to threshold
  deduction treatments not exceeding their respective threshold are risk
  weighted at 250% (31 December 2016: CHF 2,000 million RWA) and not included
  in CR10 &quot;IRB (equities under the simple risk-weight method).&quot;
  Significant investments in common shares of non-consolidated financial
  institutions (banks, insurance and other financial entities) and deferred tax
  assets arising from temporary differences are both measured against their
  respective threshold.</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">10</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_15"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_linkage"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 3&nbsp; Linkage between financial
statements and regulatory exposures</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_linkage_bclEnd"></a><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This section
provides information about the differences between our regulatory exposures and
carrying values presented in our IFRS financial statements. Assets and
liabilities presented in our IFRS financial statements may be subject to more
than one risk framework as explained further on the next page.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:24.0pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:24.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">LI1: Differences between
  accounting and regulatory scopes of consolidation and mapping of financial
  statement categories with regulatory risk categories</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=26% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Carrying values as reported in published financial statements</font></p>
  </td>
 <td width=2% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Carrying values under scope of regulatory consolidation</font></p>
  </td>
 <td width=2% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=bottom width=47% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Carrying values of items:</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=26% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subject to credit risk framework&#185;</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subject to counterparty credit risk framework&#178;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subject to securitization framework&#179;</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subject to market risk framework</font></p>
  </td>
 <td valign=bottom width=11% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Not subject to capital requirements or subject to deduction from
  capital</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=26% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Assets</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash and balances with central banks</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,767</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,767</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,767</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due from banks</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,156</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,931</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,296</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;636&#8308;&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash collateral on securities borrowed</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,111</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,111</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,111</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Reverse repurchase agreements</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">66,246</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">66,246</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">66,246</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,691</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trading portfolio assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">96,575</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">86,601</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;7,579&#8309;&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;30,260&#8310;&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">621</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">78,401</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Positive replacement values</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">158,411</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">158,421</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">158,421</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149,878</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash collateral receivables on derivative instruments</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26,664</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26,664</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26,664</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,338</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">306,325</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">306,417</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">300,634</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;5,121&#8308;&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">662</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets designated at fair value</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">65,353</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">65,353</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">63,918</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;2,071&#8310;&#722;&#8311;&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets available for sale</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,676</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,644</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,644</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;237&#8310;&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets held to maturity</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,289</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,289</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,289</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated participations</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">109</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">109</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Investments in associates</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">963</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">963</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">676</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;287&#8312;&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Property, equipment and software</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,331</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,259</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,259</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Goodwill and intangible assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,556</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,557</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">245</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,311</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Deferred tax assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,155</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,155</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,372</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;5,783&#8313;&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25,436</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20,039</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,099</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;9,940&#185;&#8304;&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total assets</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">935,016</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">919,528</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">543,889</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">314,708</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,283</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">242,314</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,382</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=26% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Liabilities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due to banks</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,645</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,581</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,581</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash collateral on securities lent</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,818</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,818</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,818</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Repurchase agreements</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,612</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,612</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,612</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,122</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trading portfolio liabilities</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,824</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,824</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,824</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Negative replacement values</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153,810</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153,811</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153,811</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">147,811</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash collateral payable on derivative instruments</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35,472</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35,472</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35,472</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,054</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due to customers</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">423,672</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">423,622</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">423,622</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial liabilities designated at fair value</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55,017</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55,017</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55,017</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Debt issued</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103,649</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103,636</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103,636</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Provisions</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,174</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,174</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,174</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other liabilities</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62,020</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">46,789</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">46,789</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=26% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total liabilities</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">880,714</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">865,355</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">198,714</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">179,811</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">643,818</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td colspan=11 valign=top width=100% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Includes non-counterparty-related risk and equity positions in
  the banking book subject to the simple risk weight method of CHF 19,365
  million, which are generally excluded from the credit risk tables in section
  4 of this report, resulting in IFRS carrying values reflected in the credit
  risk section of CHF 524,524 million. However, tables CR4 and CR5 include
  non-counterparty-related risk not subject to the threshold deduction
  approach.&#160;&#160;&#160; 2 Includes settlement risk, which is not included in section 5
  of this report.&#160;&#160;&#160; 3 This column only consists of securitization positions in
  the banking book. Trading book securitizations are included in column
  &quot;Subject to market risk framework.&quot;&#160;&#160;&#160; 4 Consists of settlement
  risk and margin loans, which are both subject to counterparty credit risk.&#160;&#160;&#160;
  5 Includes trading portfolio assets in the banking book and traded loans.&#160;&#160;&#160;
  6 Includes assets pledged as collateral, since collateral posted is subject
  to counterparty credit risk.&#160;&#160;&#160; 7 Includes structured reverse repurchase and
  securities borrowing agreements, as well as other exposures subject to the
  counterparty credit risk framework.&#160; &#160;&#160;8 Consists of goodwill on investments
  in associates of CHF 342 million net of a deferred tax liability (DTL) on
  goodwill of CHF 55 million.&#160;&#160;&#160; 9 Consists of phase-in deduction for deferred
  tax assets recognized for tax loss carry-forwards (CHF 5,042 million) and for
  deferred tax assets related to temporary differences (CHF 741 million).&#160;&#160;&#160; 10
  Primarily includes prime brokerage receivables and accrued income related to
  exposures subject to counterparty credit risk.</font></p>
  </td>
 </tr>
</table></div>
















<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><a name="Conso_supplem_B3_Table_1c"></a></p><DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">11</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_16"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table above
provides a breakdown of the IFRS balance sheet into the risk types used to
calculate our regulatory capital requirements. Cash collateral on securities
borrowed and lent, repurchase and reverse repurchase agreements, positive and
negative replacement values and cash collateral receivables and payables on
derivative instruments are subject to regulatory capital charges in both the
market risk and the counterparty credit risk categories. In addition, trading
portfolio assets, financial assets designated at fair value and financial
assets available for sale include securities that were pledged as collateral which
are also considered in the counterparty credit risk framework, as collateral
posted is subject to counterparty credit risk.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Explanation of differences between the
IFRS and regulatory scope of consolidation</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The scope of consolidation for the
purpose of calculating Group regulatory capital is generally the same as the
consolidation scope under IFRS and includes subsidiaries directly or indirectly
controlled by UBS Group AG that are active in the banking and finance sector.
However, subsidiaries consolidated under IFRS that are active in sectors other
than banking and finance are excluded from the regulatory scope of
consolidation. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The main differences between the IFRS and
regulatory capital scope of consolidation relate to the following entities as
of </font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">31 December 2016</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">:&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">investments in insurance, real estate and
commercial companies as well as investment vehicles that were consolidated
under IFRS, but not for regulatory capital purposes, and were subject to risk-weighting</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">joint ventures that were fully consolidated for
regulatory capital purposes, but which were accounted for under the equity
method under IFRS</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS Capital Securities (Jersey) Ltd. has issued
preferred securities and is consolidated for regulatory capital purposes but not
for IFRS purposes. This entity holds bonds issued by UBS AG, which are
eliminated in the consolidated regulatory capital accounts. This entity does
not have material third-party asset balances and its equity is attributable to
non-controlling interests</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides a list of the most
significant entities that were included in the IFRS scope of consolidation, but
not in the regulatory capital scope of consolidation. These entities make up
most of the difference between columns a) and b) in the table &#8220;LI1: Differences
between accounting and regulatory scopes of consolidation and mapping of
financial statement categories with regulatory risk categories&#8221; on the previous
page. As of </font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">31
December 2016</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">, entities consolidated under either the IFRS or the
regulatory scope of consolidation did not report any significant capital
deficiencies.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In the banking book, certain equity
investments are not consolidated under IFRS or under the regulatory scope.
These investments mainly consisted of infrastructure holdings and joint
operations (for example, settlement and clearing institutions, stock and
financial futures exchanges) and included our participation in the SIX Group.
These investments were risk-weighted based on applicable threshold rules.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Further information on the legal structure of
the UBS Group and on the IFRS scope of consolidation is provided on pages 13&#8211;14
and 325&#8211;326, respectively, of our Annual Report 2016, available under &#8220;Annual
reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. &nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=7 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Main legal entities
  consolidated under IFRS but not included in the regulatory scope of
  consolidation</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=39% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total assets&#185;</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total equity&#185;</font></b></p>
  </td>
 <td width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Purpose</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">UBS Asset Management Life Ltd - Long Term Fund</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,300</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Life insurance</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">UBS International Life Designated Activity Company </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,292</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">78</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Life Insurance </font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">A&amp;Q Alternative Solution Master Limited</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">431</font></p>
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 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">175</font></p>
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100</font></p>
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;49&#178;&nbsp;</font></p>
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  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Total assets and total equity on a standalone basis.&#160;&#160;&#160; 2
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</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">12</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_17"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
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<tr style="height:11.25pt;">
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
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 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
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 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
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 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
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 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
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<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=46% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=38% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Items subject to:</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td colspan=2 valign=bottom width=50% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk framework</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Counterparty credit risk framework</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Securitization framework</font></p>
  </td>
 <td valign=bottom width=9% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk framework</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset carrying value amount under scope of regulatory
  consolidation (as per template LI1)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">919,528</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;543,889&#185;&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">314,708</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,283</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">242,314</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Liabilities carrying value amount under scope of regulatory
  consolidation (as per template LI1)&#178;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(151,840)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(151,840)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></b></p>
  </td>
 <td width=46% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total net amount under
  regulatory scope of consolidation</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">767,688</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">543,889</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">162,868</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,283</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">242,314</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet amounts (post CCF; e.g., guarantees, commitments)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53,309</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36,657</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;14,584&#179;&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,067</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Differences due to prudential filters</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(12,382)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">PFE, differences in netting and collateral mitigation on
  derivatives</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">74,739</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">74,739</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">SFTs including collateral mitigation</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(81,842)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(81,842)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other differences including collateral mitigation in the banking
  book</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;(57,848)&#8308;&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(10,928)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;(241,969)&#8308;&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></b></p>
  </td>
 <td width=46% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposure amounts considered
  for regulatory purposes</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">743,663</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">569,618</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">170,349</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,350</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">345</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td colspan=9 valign=top width=100% style="border:none;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Includes non-counterparty-related risk and equity positions in
  the banking book subject to the simple risk weight method of CHF 19,365
  million, which are generally excluded from the credit risk tables in section
  4 of this report, resulting in IFRS carrying values reflected in the credit
  risk section of CHF 524,524 million. However, tables CR4 and CR5 include
  non-counterparty-related risk not subject to the threshold deduction
  approach.&#160;&#160;&#160; 2 Includes the amounts of financial instruments and cash
  collateral considered as netting per relevant netting agreement so as not to
  exceed the net amount of financial assets presented on the balance sheet;
  i.e., over-collateralization, where it exists, is not reflected in the
  table.&#160;&#160;&#160; 3 Includes exposure amounts considered for regulatory purposes for
  non-cash collateral provided on derivative transactions.&#160;&#160;&#160; 4 Exposure at
  default is only calculated for securitization exposures in the trading book,
  resulting in a difference between carrying values and exposure amounts
  considered for regulatory purposes. The effect on the total exposure is
  higher, since certain exposures are subject to regulatory capital charges in
  both the market risk and the counterparty credit risk categories.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Regulatory exposures</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table above illustrates the key differences
between regulatory exposure amounts and accounting carrying values under the
regulatory scope of consolidation. In addition to the accounting carrying
values, the regulatory exposure amount includes:</font></p>

<p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;text-indent:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font color=windowtext face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">off-balance sheet amounts (row 1)</font></p>

<p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;text-indent:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font color=windowtext face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">potential future exposure (PFE) for derivatives,
offset by netting where an enforceable master netting agreement is in place,
and by eligible financial collateral deductions (row 6)</font></p>

<p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;text-indent:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font color=windowtext face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">effects from the model calculation of effective
expected positive exposure (EEPE) applied to derivatives (row 6)</font></p>

<p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;text-indent:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font color=windowtext face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">any netting and collateral mitigation on SFTs through
the application of the close-out period approach or the comprehensive
measurement approach (row 8)</font></p>

<p style="margin-bottom:0cm;margin-left:2.85pt;margin-right:2.85pt;margin-top:0cm;text-indent:0cm;"><font color=windowtext face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font color=windowtext face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;&nbsp;&nbsp;
</font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">effect of collateral mitigation in the banking book
(row 9)</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The regulatory exposure amount
excludes </font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">prudential filters (row 5), comprising items subject to deduction
from capital, which are not risk weighted. In addition, exposures that are only
subject to market risk do not create any regulatory exposure, as their risk is
reflected as part of our market risk RWA calculation (row 8).</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Fair value measurement</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below references further
information on fair value measurement that can be found in our Annual Report
2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:3.75pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure
  requirement</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DFCBB1;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td valign=bottom width=2% style="background:#DFCBB1;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td valign=top width=2% style="background:#DFCBB1;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:4.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:4.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:4.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:4.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:4.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:4.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:4.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:4.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td rowspan=3 width=24% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Valuation methodologies applied, including mark&#8211;to&#8211;market and
  mark&#8211;to&#8211;model methodologies in use</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 22 a) Valuation principles</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">386</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 22 c) Fair value hierarchy</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">388&#8211;394</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 22 f) Level 3 instruments: valuation techniques and inputs</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">397&#8211;401</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Description of the independent price verification process</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 22 b) Valuation governance </font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid black 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">387</font></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Procedures for valuation adjustments or reserves for valuing
  trading positions by type of instrument</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 22 d) Valuation adjustments</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">394&#8211;396</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><a name="Conso_supplem_B3_Table_1c_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Prudent valuation </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">To ensure compliance with the prudent
valuation guidance contained within the BCBS framework, UBS has established
systems, controls and governance around the valuation of positions measured on
the balance sheet at fair value. Further information on this framework is
provided in our Annual Report 2016 as shown above.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS makes adjustments to tier 1 regulatory
capital in accordance with FINMA&#8217;s prudent valuation guidance. These
adjustments are in addition to those made under financial accounting standards,
as shown on page 189 of our Annual Report 2016, available under &#8220;Annual
reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">13</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_18"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_credit_risk"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 4&#160; Credit risk</font></b></p>

</div>









<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><a name="P3_credit_risk_bclEnd"></a><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Introduction</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This section includes items subject
to the Basel credit risk framework, as illustrated in the table &#8220;Detailed
segmentation of exposures and risk weighted assets&#8221; in section 2 of this report.
Information on counterparty credit risk arising from OTC derivatives,
exchange-traded derivatives, securities financing transactions and long settlement
transactions are reflected in section 5 of this document. Securitization
positions subject to the securitization regulatory framework are reported in section
7 of this document. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The tables in this section provide details on
the exposures used to determine the firm&#8217;s credit risk-related regulatory
capital requirement. The parameters applied under the A-IRB approach are
generally based on the same methodologies, data and systems we use for internal
credit risk quantification, except where certain treatments are specified by
regulatory requirements. These include, for example, the application of regulatory
prescribed floors and multipliers, and differences with respect to eligibility
criteria and exposure definitions. The exposure information presented in this
section may therefore differ from our internal management view disclosed in the
&#8220;Risk management and control&#8221; sections of our quarterly and annual reports.
Similarly, the regulatory capital prescribed measure of credit risk exposure
also differs from that defined under IFRS.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk exposure categories</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In this section, we use the term
&#8220;loans&#8221; in three different contexts:</font></p>

<p style="margin-bottom:0cm;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-indent:-14.2pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">1)&#160;&#160; Balances subject to credit risk in
the IFRS balance sheet line </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Loans&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> as used in the tables &#8220;CRB &#8211; Breakdown
of exposures by industry,&#8221; &#8220;CRB &#8211; Breakdown of exposures by geographical area,&#8221;
and &#8220;CRB &#8211; Breakdown of exposures by residual maturity.&#8221;</font></p>

<p style="margin-bottom:0cm;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-indent:-14.2pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">2)&#160;&#160; Balances that are by nature loans
(including the IFRS balance sheet lines </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Loans&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> and </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Due from banks</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">)
as used in the table &#8220;Past due loans.&#8221;</font></p>

<p style="margin-bottom:0cm;margin-left:14.2pt;margin-right:0cm;margin-top:0cm;text-indent:-14.2pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">3)&#160;&#160; The FINMA-defined Pillar 3 exposure
category &#8220;Loans&#8221; as used in tables &#8220;CR1: Credit quality of assets&#8221; and &#8220;CR3:
Credit risk mitigation techniques &#8211; overview.&#8221; </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The Pillar 3 category &#8220;Loans&#8221; includes the
following IFRS balances to the extent that they are subject to the credit risk
framework:</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">balances with central banks</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">due from banks</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">loans, excluding securities presented in the
IFRS balance sheet line </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Loans&nbsp;</font></i></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">traded loans that are included within </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Trading
portfolio assets</font></i></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">financial assets designated at fair value,
excluding money market instruments, checks and bills and other debt instruments</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">other assets subject to the credit risk
framework &#160;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The Pillar 3 category &#8220;Debt securities&#8221;
includes the following IFRS balances to the extent that they are subject to the
credit risk framework:</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">trading portfolio assets, excluding traded loans</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">money market instruments, checks and bills and
other debt instruments in the IFRS balance sheet line </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Financial assets
designated at fair value</font></i></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">financial assets available for sale </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">financial assets held to maturity</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">securities presented in the IFRS balance sheet
line </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Loans&nbsp;</font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This section is structured into five
sub-sections:</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk management</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This sub-section includes a reference
to disclosures on our risk management objectives and risk management process,
our organizational structure and our risk governance. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk exposure and credit quality
of assets</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This sub-section includes information
on our credit risk exposures and credit quality of assets.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk mitigation </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We provide a reference to disclosures
on policies and processes for collateral evaluation and management, the use of
netting and credit risk mitigation instruments. We also disclose information on
our credit risk mitigation (CRM) techniques used to reduce credit risk for
loans and debt securities. The table in this sub-section depicts all secured
exposures, irrespective of whether the standardized approach or the A-IRB
approach is used for the RWA calculation.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk under the standardized
approach </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We include information on the use of
external credit assessment institutions (ECAI) to determine risk weightings
applied to rated counterparties. In addition, we provide quantitative
information on credit risk exposures and the effect of CRM under the
standardized approach.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk under internal risk-based
approaches </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We provide
a reference to disclosures on our internal risk-based models used to calculate
risk-weighted assets, including information on internal model development and
control, as well as characteristics of our models. The tables in this sub-section
provide information on credit risk exposures under the A-IRB approach,
including the main parameters used in A-IRB models for the calculation of
capital requirements, depicted by portfolio and probability of default (PD)
range.</font></p>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">14</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_19"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk management</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below presents an overview
of Pillar 3 disclosures separately provided in our Annual Report 2016,
available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRA &#8211; Credit risk management</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure
  requirement</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td rowspan=5 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Translation of the business model into the components of the
  bank&#8217;s credit risk profile</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Key risks, risk measures and performance by business division
  and Corporate Center unit</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">118</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk category and risk definitions</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">119</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Main sources of credit risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk profile of the Group</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">130&#8211;137</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 25 b) Maximum exposure to credit risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">413&#8211;414</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=4 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Criteria and approach used for defining credit risk management
  policy and for setting credit risk limits</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=4 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk appetite framework</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122&#8211;125</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk measurement</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;128</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk &#8211; Overview of measurement, monitoring and management
  techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Structure and organization of the credit risk management and
  control function</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Interaction between the credit risk management, risk control,
  compliance and internal audit functions</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk appetite framework</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122&#8211;125</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td rowspan=4 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Scope and content of the reporting on credit risk exposure to
  the executive management and to the board of directors</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk appetite framework</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122&#8211;125</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Internal risk reporting</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk profile of the Group</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">130&#8211;137</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Backtesting</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Table &#8220;CR9: IRB &#8211;
Backtesting of probability of default (PD) per portfolio&#8221; is not required by
FINMA for first-time disclosure as of 31 December 2016 and will be provided in
full for the first time as of 31 December 2017. Further information on
backtesting of credit models is provided on pages 142&#8211;143 of our Annual Report
2016, available under &#8220;Annual reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">15</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_20"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk exposure and credit quality
of assets</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Amounts shown in the tables below are
IFRS carrying values according to the regulatory scope of consolidation that
are subject to the credit risk framework. </font></p>

<p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=15 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRB: Breakdown of exposures by
  industry</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=14 width=92% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Construc-</font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">tion</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Electricity, gas, water supply</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial services</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Hotels and restaurants</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Manufac-</font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">turing&#178;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Mining</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Private Households</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public authorities</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Real estate and rentals</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail and wholesale&#179;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Services</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other&#8308;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total carrying value of assets</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Balances with central banks</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,100</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,100</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due from banks</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,296</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,296</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trading portfolio assets</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">664</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">166</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">161</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">79</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,682</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">205</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">120</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;37&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,255</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans&#185;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,011</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">746</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">51,338</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,652</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,045</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">861</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">186,231</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,908</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14,796</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,372</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;23,548&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,126</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">300,634</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets designated at fair value</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,053</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">92</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,336</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">85</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">620</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44,322</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,878</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;8&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">195</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">63,590</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets available for sale</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,833</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,633</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,170</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;18&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">252</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14,906</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets held to maturity</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,856</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,433</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,289</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">828</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,312</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,339</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,395</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;2,441&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">85</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,453</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">138,630</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,033</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,006</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62,780</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,732</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,168</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">962</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">190,190</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">67,911</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16,889</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,506</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26,052</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,666</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">524,524</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td colspan=15 valign=top width=100% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Loan exposure is reported in line with the IFRS definition.&#160;&#160;&#160;
  2 Includes the chemicals industry.&#160;&#160;&#160; 3 Includes the food and beverages
  industry.&#160;&#160;&#160; 4 Consists of Transport, storage, communications and others.&#160; </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides a breakdown
of our credit risk exposures by geographical area. The geographical
distribution is based on the legal domicile of the counterparty or issuer.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRB: Breakdown of exposures by
  geographical area</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=23% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=7 width=77% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=23% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asia Pacific</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Latin America</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Middle East and Africa</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">North America</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Switzerland</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Rest of Europe</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total carrying value of assets</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Balances with central banks</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,661</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16,990</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">64,059</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20,390</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,100</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due from banks</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,219</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">97</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">522</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,225</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">747</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,486</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,296</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trading portfolio assets</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,093</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,001</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,255</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans&#185;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17,750</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,869</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,290</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">82,199</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">160,551</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29,976</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">300,634</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets designated at fair value</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,881</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28,556</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,645</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24,509</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">63,590</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets available for sale</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">684</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">75</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,442</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,119</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,586</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14,906</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets held to maturity</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">418</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,830</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,041</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,289</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">518</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">51</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,382</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">874</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,611</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,453</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=23% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36,278</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,096</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,830</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">155,715</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">230,005</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">91,601</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">524,524</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=8 valign=top width=100% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Loan exposure is reported in line with the IFRS definition.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">16</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_21"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table
below provides a breakdown of our credit risk exposure by residual maturity.
Residual maturity is presented based on contract end date and does not include
potential early redemption features.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=5 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRB: Breakdown of exposures by
  residual maturity</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 width=46% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=54% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due in </font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1 year or less</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due between</font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1 year and 5 years</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due over </font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5 years</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total carrying value of assets</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Balances with central banks</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,100</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,100</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due from banks</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,204</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">68</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,296</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trading portfolio assets</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,110</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">938</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,207</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,255</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans&#185;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">178,171</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">72,512</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49,952</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">300,634</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets designated at fair value</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35,184</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27,441</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">965</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">63,590</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets available for sale</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,130</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,323</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,453</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14,906</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets held to maturity</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,626</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,519</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,145</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,289</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,809</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,713</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,931</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,453</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=54% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">345,335</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">114,513</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">64,676</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">524,524</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=5 valign=top width=100% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Loan exposure is reported in line with the IFRS definition. </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Policies for past
due, non-performing and impaired claims</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">A past due
claim is considered non-performing when the payment of interest, principal or
fees is overdue by more than 90 days, or 180 days for certain specified retail
portfolios. Claims are also classified as non-performing when bankruptcy or insolvency
proceedings or enforced liquidation have commenced, or obligations have been
restructured on preferential terms, such as preferential interest rates,
extension of maturity or subordination. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Individual claims are
classified as impaired if following an individual impairment assessment, an
allowance or provision for credit losses is established. Accordingly, both
performing and non-performing loans may be classified as impaired. Refer to
pages 143&#8211;147 in our Annual Report 2016,
available under &#8220;Annual reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">,
for further information on our policies for past due,
non-performing and impaired claims.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">A counterparty is deemed to be in default if
any of the following events have taken place: (i) any financial asset against
the counterparty has become individually impaired; (ii) the payment of
interest, principal or fees is past due by more than 90 days, or 180 days for
certain specified retail portfolios; (iii) the counterparty is subject to
bankruptcy or insolvency proceedings have commenced; or (iv) obligations of the
counterparty have been restructured on preferential terms. Defaulted exposures
are generally rated as in default (CDF), according to our internal UBS rating
scale.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The tables below
provide a breakdown of impaired exposures by geographical region and industry.
The amounts shown are IFRS carrying values. The
geographical distribution is based on the legal domicile of the counterparty or
issuer.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRB: Breakdown of impaired
  exposures by industry</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=57% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=43% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Impaired financial instruments</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Specific</font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">allowances and</font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">provisions</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Collective</font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">allowances</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total allowances and provisions</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Write-offs for the year ended </font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=43% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Industry</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(3)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(3)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Construction</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">196</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(18)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(18)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Electricity, gas, water supply</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">65</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial services</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">59</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(62)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(62)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(7)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Hotels and restaurants</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">50</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(10)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(10)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Manufacturing&#185;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(67)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(67)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(16)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Mining</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(30)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(30)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(37)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Private households</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">162</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(104)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(106)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(28)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public authorities</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(11)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(11)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Real estate and rentals</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">58</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(12)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(12)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(1)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail and wholesale&#178;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">227</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(149)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(149)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(10)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Services</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">86</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(46)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(46)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(19)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Transport, storage, communications and other&#179;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(113)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(10)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(123)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(25)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total 31.12.16</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,235</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(642)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(12)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(653)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(145)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=43% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total 31.12.15</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,518</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(721)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(6)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(727)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(164)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td colspan=6 valign=top width=100% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Includes the chemicals industry.&#160;&#160;&#160;&#160; 2 Includes the food and
  beverages industry.&#160;&#160;&#160; 3 Includes provisions for off-balance sheet items and
  collective loan loss allowances for non credit card-related activities.</font></p>
  </td>
 </tr>
</table></div>











<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">17</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_22"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=7 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRB: Impaired financial instruments by geographical region</font></b></p>
  </td>
 </tr>
<tr style="height:18.75pt;">
  <td valign=bottom width=27% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Impaired financial instruments</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Specific allowances and provisions</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Impaired financial instruments net of specific allowances and
  provisions</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Collective allowances</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total allowances and provisions</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Write-offs for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asia Pacific</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">77</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(61)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(61)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(19)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Latin America</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(21)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(21)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(17)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Middle East and Africa</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(6)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(6)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(0)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">North America</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(58)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">70</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(7)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(65)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(54)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Switzerland</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">753</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(324)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">429</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(5)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(329)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(50)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Rest of Europe</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">238</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(171)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">67</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(171)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(4)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total 31.12.16</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,235</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(642)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">593</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(12)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(653)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(145)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total 31.12.15</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,518</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(721)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">797</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(6)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(727)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(164)</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides a breakdown
of defaulted and non-defaulted loans, debt securities and off-balance sheet
exposures.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=9 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR1 &#8211; Credit quality of assets</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=54% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=50% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Gross carrying values of: </font></p>
  </td>
 <td width=2% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Allowances /</font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">impairments</font></p>
  </td>
 <td width=2% style="border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Net values</font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(a + b + c)</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td colspan=2 valign=bottom width=54% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Defaulted exposures</font></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Non-defaulted exposures</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=50% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans&#185;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,190</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">428,758</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(599)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">430,348</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=50% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Debt securities</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">94,175</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">94,175</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=50% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet exposures</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">267</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">178,637</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(54)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">178,849</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></b></p>
  </td>
 <td width=50% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,456</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">701,569</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(653)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">703,372</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=9 valign=top width=100% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Loan exposure is reported in line with the Pillar 3
  definition. </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below shows a breakdown of
total loan balances where payments have been missed. The loan balances in the
table are predominantly within Personal &amp; Corporate Banking, where delayed
payments are routinely observed, and, to a lesser extent, Wealth Management.
The amount of past due mortgage loans was not significant compared with the
overall size of the mortgage portfolio. Amounts in the table below are IFRS
carrying values and include the IFRS balance sheet lines </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Loans&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> and </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Due
from banks</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. Information on past due but not impaired loans is provided on
page 147 of our Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> &nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td width=87% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRB: Past due loans</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=87% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=87% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1&#8211;10 days</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">57</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=87% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11&#8211;30 days</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">115</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=87% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31&#8211;60 days</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">75</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=87% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">61&#8211;90 days</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=87% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&gt;90 days</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,060</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=87% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: mortgage loans</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;619&#185;&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=87% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,320</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=top width=87% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Total mortgage loans: CHF 153,006 million.</font></p>
  </td>
 <td valign=top width=2% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>











<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">18</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_23"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Restructured exposures</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We do not operate a general policy
for restructuring claims in order to avoid counterparty default. Where
restructuring does take place, we assess each case individually. Typical
features of terms and conditions granted through restructuring to avoid default
may include concessions of special interest rates, postponement of interest or
principal payments, debt / equity swaps, modification of the schedule of
repayments, subordination or amendment of loan maturity.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">If a loan is restructured with preferential
conditions (i.e., new terms and conditions are agreed that do not meet the
normal current market criteria for the quality of the obligor and the type of
loan), the claim is still classified as non-performing. It will remain so until
the loan is collected, written off or non-preferential conditions are granted
that supersede the preferential conditions, and will be assessed for impairment
on an individual basis. Concessions granted where there is no evidence of
financial difficulty, or where any changes to terms and conditions are within
usual risk appetite, are not considered restructured. Refer
to pages 143&#8211;144 in our Annual Report 2016, available under &#8220;Annual
reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">,
for further information on our policies for
restructured exposures.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides further information
on restructured exposures as of 31 December 2016.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRB: Breakdown of restructured
  exposures between impaired and non-impaired</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=42% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Impaired</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Non-impaired</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Restructured exposures</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">289</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">756</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,045</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">19</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_24"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk
mitigation</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below presents an overview
of Pillar 3 disclosures separately provided in our Annual Report 2016,
available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRC &#8211; Credit risk mitigation</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure
  requirement</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td rowspan=5 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Core features of policies and processes for, and an indication
  of the extent to which the bank makes use of, on&#8211; and off&#8211;balance sheet
  netting.</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traded products</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">136&#8211;137</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=2% style="background:#F1E4CF;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Counterparty credit risk</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">139</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=3 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 1 a) item 3 j. Netting</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">333</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 12 Derivative instruments and hedge accounting </font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">359&#8211;365</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 24 Offsetting financial assets and financial liabilities</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">410&#8211;411</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Core features of policies and processes for collateral
  evaluation and management.</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk mitigation</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">137&#8211;139</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=3 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Information about market or credit risk concentrations under the
  credit risk mitigation instruments used </font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk concentrations</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">128</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk mitigation</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">137&#8211;139</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 12 Derivative instruments and hedge accounting </font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">359&#8211;365</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Additional information
on counterparty credit risk mitigation is provided on pages 29&#8211;32 of this
report. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below
provides a breakdown of unsecured and partially or fully secured exposures,
including security type, for the categories </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Loans&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> and </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Debt securities</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.
&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=7 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR3: Credit risk mitigation
  techniques &#8211; overview&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=40% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td colspan=2 valign=bottom width=40% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposures unsecured: carrying amount</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposures partially or fully secured: carrying amount</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposures secured by collateral</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposures secured by financial guarantees</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposures secured by credit derivatives</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=36% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans&#178;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">137,267</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">293,081</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">288,314</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,930</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">751</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Debt securities</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">94,175</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></b></p>
  </td>
 <td width=36% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">231,442</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">293,082</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">288,314</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,930</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">751</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: defaulted</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">130</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,461</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">665</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">318</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=7 valign=top width=100% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Exposures in this table represent carrying values in
  accordance with the regulatory scope of consolidation. This table was
  prepared on the basis of the disclosure requirements published by FINMA in
  October 2015. We will adopt the interpretation included into &#8220;Frequently
  asked questions on the revised Pillar 3 disclosure requirements (BCBS
  376)&quot; issued by BCBS in August 2016 from 31 December 2017 onwards. As a
  result, disclosures to be provided in columns b and f will include the effects
  of haircuts from 31 December 2017.&#160;&#160;&#160;&#160; 2 Loan exposure is reported in line
  with the Pillar 3 definition.</font></p>
  </td>
 </tr>
</table></div>











<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">20</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_25"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Standardized approach &#8211; credit risk mitigation</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below illustrates the
effect of credit risk mitigation on the calculation of capital requirements
under the standardized approach. The exposure balance in the FINMA asset class
&#8220;Central governments and central banks&#8221; has increased in comparison with 30
June 2016, mainly reflecting liquidity requirements applicable to UBS Europe SE
in the second half of 2016. Certain local liquidity portfolios that have been
established more recently are measured under the standardized approach. However
we intend to migrate these portfolios to the A-IRB approach during the first
half of 2017.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR4: Standardized approach &#8211;
  credit risk exposure and credit risk mitigation (CRM) effects</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=bottom width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposures </font></p>
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">before CCF and CRM</font></p>
  </td>
 <td width=2% style="border:none;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposures </font></p>
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">post CCF and CRM</font></p>
  </td>
 <td width=2% style="border:none;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=19% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA and RWA density</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=2 valign=bottom width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">On-balance sheet amount</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet amount</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">On-balance sheet amount</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet amount</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA density in %</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=4% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset classes&#185;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and central banks</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52,921</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52,921</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">354</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,919</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">877</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,898</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">437</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,290</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24.2</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities and multilateral development banks</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,093</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,093</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">892</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21.8</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,364</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,027</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,605</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">168</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,200</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,520</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,212</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,679</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">236</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,873</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">63.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,620</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,620</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,426</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">87.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></b></p>
  </td>
 <td width=31% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">90,437</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,117</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">88,816</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">841</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,036</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24.6</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=11 valign=top width=100% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 The effect of credit risk mitigation (CRM) is reflected on the
  original asset class.</font></p>
  </td>
 </tr>
</table></div>











<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">21</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_26"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IRB approach &#8211; credit derivatives used as credit risk mitigation</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We actively manage the credit risk in
our corporate loan portfolios by utilizing credit derivatives. Single-name
credit derivatives that fulfill the operational requirements prescribed by
FINMA are recognized in the RWA calculation using the PD or rating (and asset
class) assigned to the hedge provider. The PD (or rating) substitution is only
applied in the RWA calculation when the PD (or rating) of the hedge provider is
lower than the PD (or rating) of the obligor. In addition, default correlation
between the obligor and hedge provider is taken into account through the double
default approach. Credit derivatives with tranched cover or first-loss
protection are recognized through the securitization framework. Refer to table
&#8220;CCR6: Credit derivatives exposures&#8221; for notional and fair value information on
credit derivatives used as credit risk mitigation.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR7: IRB &#8211; effect on RWA of
  credit derivatives used as CRM techniques&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=2 valign=bottom width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pre-credit derivatives RWA</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Actual RWA</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and central banks &#8211; FIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and central banks &#8211; AIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,085</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,061</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers &#8211; FIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers &#8211; AIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,437</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,437</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities, multilateral development banks &#8211; FIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities, multilateral development banks &#8211; AIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">748</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">748</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: Specialized lending &#8211; FIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: Specialized lending &#8211; AIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,326</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,326</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: Other lending &#8211; FIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: Other lending &#8211; AIRB</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24,855</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23,110</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail: mortgage loans </font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,985</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,985</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail exposures: qualifying revolving retail (QRRE)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">541</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">541</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail: other</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,594</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,594</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity positions (PD/LGD - approach)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></b></p>
  </td>
 <td width=70% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">64,572</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62,804</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 The effect of credit risk mitigation (CRM) is reflected on the
  original asset class.</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">22</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_27"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk under the standardized
approach</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The standardized approach is
generally applied where it is not possible to use the advanced internal
ratings-based (A-IRB) approach. The standardized approach requires banks to
use, where possible, risk assessments prepared by external credit assessment
institutions (ECAI) or export credit agencies to determine the risk weightings
applied to rated counterparties. We use FINMA-recognized ECAI risk assessments
to determine the risk weight for certain counterparties according to the
BIS-defined exposure segments.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We use three FINMA-recognized ECAI for this
purpose: Standard &amp; Poor&#8217;s, Moody&#8217;s Investors Service and Fitch Ratings.
The mapping of external ratings to the standardized approach risk weights is
determined by FINMA and published on its website. There were no changes in the
ECAI used compared with 31 December 2015.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We risk-weight debt instruments in accordance
with the specific issue ratings available. In case there is no specific issue
rating published by the ECAI, the issuer rating is applied to the senior
unsecured claims of that issuer subject to the conditions prescribed by FINMA.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRD: Qualitative disclosures on
  banks' use of external credit ratings under the standardized approach for
  credit risk</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=59% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=59% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">External rating equivalent</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=bottom width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=59% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset classes</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Moody's</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Standard &amp; Poor's</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Fitch</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=59% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and central banks</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=59% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=59% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities and multilateral development banks</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=59% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">l</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=59% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=59% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=59% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=#585148 face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=6 valign=top width=100% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=12 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR5: Standardized approach &#8211;
  exposures by asset classes and risk weights</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=10 width=67% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=33% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">j</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=2 valign=bottom width=33% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk weight</font></i></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0%</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10%</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20%</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35%</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">50%</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">75%</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100%</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">150%</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Others</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total credit exposures amount (post CCF and CRM)</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=4% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=29% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=33% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset classes</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and central banks</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">51,862</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">879</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">156</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52,930</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,650</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">645</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,334</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities and multilateral development banks</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,811</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,226</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">810</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">237</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,084</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,057</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,482</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,694</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,518</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,993</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,483</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,995</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,194</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,426</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,620</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></b></p>
  </td>
 <td width=29% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54,867</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,812</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,518</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,636</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,993</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,823</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;89,657&#185;&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></p>
  </td>
 <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: mortgage loans</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,518</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">87</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">257</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,861</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></i></p>
  </td>
 <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: past due</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=12 valign=top width=100% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Includes on-balance sheet exposures post CRM of CHF 88,816
  million and off-balance amounts post CCF and CRM of CHF 841 million,
  resulting in CHF 89,657 million total exposures as reported in table CR4.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&#160;&nbsp;</font></p>








<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">23</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_28"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk under internal risk-based
approaches </font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We use the
A-IRB approach for calculating certain credit risk exposures. The tables in this sub-section provide information on credit risk
exposures under the A-IRB approach, including the main parameters used in A-IRB
models for the calculation of capital requirements, depicted by portfolio and
probability of default (PD) range. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Under the A-IRB
approach, the required capital for credit risk is quantified through empirical
models that we have developed to estimate the probability of default (PD), loss
given default (LGD), exposure at default (EAD) and other parameters, subject to
FINMA approval. The table below presents an overview of Pillar 3 disclosures
separately provided in our Annual Report 2016, available under &#8220;Annual
reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CRE &#8211; Internal ratings-based
  models</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure requirement</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td rowspan=4 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Internal model development, controls and changes</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=4 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk measurement </font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;128</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Key features of our main credit risk models</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk models</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140&#8211;143</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Relationships between risk management and internal audit and
  independent review of IRB models.</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk measurement</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;128</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td rowspan=3 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Scope and content of the reporting related to credit risk
  models.</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=3 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk measurement</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;128</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk &#8211; Overview of measurement, monitoring and management
  techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk models</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140&#8211;143</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=4 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Supervisor approval of applied approaches</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=4 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Stress testing</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;127</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk measurement</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125&#8211;128</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Key features of our main credit risk models</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Changes to models and model parameters during the period</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">143</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Number of key models used by portfolio and the main differences
  between models</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk models</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140&#8211;143</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Description of the main characteristics of approved models</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk models</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140&#8211;143</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The
proportion of EAD covered by either the standardized or A-IRB approach is
provided in the table &#8220;Detailed segmentation of exposures and risk-weighted
assets&#8221; in this report. The majority of our exposure in the FINMA-defined asset
class &#8220;Central governments and central banks&#8221; is included in portfolios held
for liquidity purposes, which are already measured under the A-IRB approach. As
previously noted, certain local liquidity portfolios that have been established
more recently are measured under the standardized approach. However we intend
to migrate these portfolios to the A-IRB approach during the first half of 2017.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table on the following pages provides a
breakdown of the main parameters used for calculation of capital requirements
under the A-IRB approach, shown by PD range across FINMA-defined asset classes.</font></p>













<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">24</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_29"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=5 width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR6: IRB &#8211; Credit risk exposures by portfolio and PD range</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=12 width=82% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">j</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">k</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">l</font></p>
  </td>
 </tr>
<tr style="height:33.0pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Original on-balance sheet gross exposure</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet exposures pre-CCF</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average CCF in %</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EAD post CCF and post CRM&#185;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average PD in %</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Number of obligors (in thousands)</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average LGD in %</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average maturity in years</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA density in %</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EL</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:33.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Provisions&#178;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and
  central banks</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129,277</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">227</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129,312</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,035</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">72.9</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">105.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.9</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">67.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52.7</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129,341</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">245</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129,371</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,074</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,245</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,638</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">45</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,446</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.5</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,407</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,299</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">907</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,356</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">490</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">565</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">388</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">541</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">288</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">339</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">267</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">227</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">175</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">77.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">319</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">217</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">156</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">95.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">295</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">191</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">196</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.7</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37.5</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">228</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">116.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">101.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,078</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,636</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,937</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.5</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36.6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,753</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities,
  multilateral development banks</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,452</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,812</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,722</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29.6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">457</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.7</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">464</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">376</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">507</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">102</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">646</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">318</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">716</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15.6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">70</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.7</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,614</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,510</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,998</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">712</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
</table></div>






<p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">25</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_30"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=5 width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR6: IRB &#8211; Credit risk exposures by portfolio and PD range
  (continued)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=12 width=82% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">j</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">k</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">l</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Original on-balance sheet gross exposure</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet exposures pre-CCF</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average CCF in %</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EAD post CCF and post CRM&#185;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average PD in %</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Number of obligors (in thousands)</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average LGD in %</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average maturity in years</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA density in %</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EL</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Provisions&#178;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=2 width=25% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: specialized
  lending</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,162</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">711</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">65</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,635</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">286</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,372</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">740</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,651</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">307</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,874</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,256</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,432</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.5</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,146</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,027</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,188</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,685</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,923</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,986</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,367</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,818</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,841</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">975</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,010</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17.6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">608</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">60.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">56</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28.9</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">84</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">127</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">57</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">83</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20,575</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,401</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23,331</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.7</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,252</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: other lending</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,023</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17,209</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14,214</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32.9</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,227</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,101</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,992</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,068</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,025</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">40.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,717</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,150</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,421</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34.6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,040</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">47.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,841</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,332</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,936</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.5</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,768</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44.9</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,159</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,831</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,575</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,262</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,491</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,029</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,880</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.9</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,308</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">77.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">58</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">473</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">471</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">708</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16.9</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">753</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,612</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">398</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,423</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.5</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,508</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">348</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33,417</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">58,412</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49,225</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,892</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">46.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">479</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">468</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail: residential
  mortgages</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">60,210</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,209</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">64</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">60,987</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">124.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,841</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,473</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">167</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">68</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,586</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21.2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,017</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,405</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">214</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">66</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,546</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25.6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,847</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11.9</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,294</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,011</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,449</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.5</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,978</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21,820</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,189</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,679</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,818</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,743</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">197</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">68</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,877</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,105</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">57.5</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">849</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">70</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">868</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">873</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">510</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">478</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">507</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">131,305</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,013</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">133,470</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">228.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,985</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">139</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">26</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_31"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=5 width=49% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR6: IRB &#8211; Credit risk exposures by portfolio and PD range
  (continued)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=12 width=82% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">j</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">k</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">l</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Original on-balance sheet gross exposure</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet exposures pre-CCF</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average CCF in %</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EAD post CCF and post CRM&#185;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average PD in %</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Number of obligors (in thousands)</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average LGD in %</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average maturity in years</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA density in %</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EL</font></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Provisions&#178;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail: qualifying revolving
  retail exposures (QRRE)&#179;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">90</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">329</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">126</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.7</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32.7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">47.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,015</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,789</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,420</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.7</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">764.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">500</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19.8</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,128</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,119</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,552</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.6</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">816.9</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">541</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34.9</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail: other retail</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">90,111</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,191</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">91,943</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">167.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,052</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,513</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">99</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,546</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.9</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">196</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7.7</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,342</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">522</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,384</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,035</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,932</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">300</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,965</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">340</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17.3</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,734</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,054</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">63</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,396</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.1</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12.9</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">632</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26.4</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">769</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">320</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">803</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.4</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26.3</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">329</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">105,439</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,485</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">108,048</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">187.5</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,594</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.2</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">63</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">70</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=18% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=18% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">442,898</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">99,821</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">469,932</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.9</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1258.5</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23.0</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.3</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62,804</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13.4</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">850</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">653</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=13 valign=top width=100% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 CRM through financial collateral is considered in the EAD post
  CCF and post CRM, but not in the calculation of average CCF.&#160;&#160;&#160; 2 In line
  with the Pillar 3 guidance, provisions are only provided for the subtotals by
  asset class.&#160;&#160;&#160; 3 For the calculation of column d) &quot;EAD post CCF and
  post CRM&quot; a balance factor approach instead of a CCF approach is used.
  The EAD is calculated by multiplying the on-balance sheet exposure with a
  fixed factor of 1.4.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&#160;&nbsp;</font></p>








<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">27</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_32"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Equity exposures</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides information
on our equity exposures under the simple risk weight method. </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CR10: IRB (equities under the
  simple risk weight method)&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=44% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=44% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">On-balance sheet amount</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet amount</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk weight in %</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposure amount</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA&#178;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=44% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exchange traded equity exposures</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">586</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">300</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">168</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">535</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=44% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other equity exposures</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">791</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">400</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">434</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,840</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=44% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,377</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">602</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,375</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=6 valign=top width=100% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Significant investments in the common shares of
  non-consolidated financial institutions (banks, insurance and other financial
  entities), which are subject to the threshold treatment and risk weighted at
  250%, are not included in this table.&#160;&#160;&#160;&#160; 2 RWA is calculated post
  application of the A-IRB multiplier of 6%, therefore the average risk weight
  is higher than 300% and 400%.&#160;&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">28</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_33"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_CCR"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 5&#160; Counterparty credit risk</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><a name="P3_CCR_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Counterparty credit risk (CCR) includes over-the-counter (OTC) and
exchange-traded derivatives (ETD), securities financing transactions (SFTs) and
long settlement transactions. Within traded products, we determine the
regulatory credit exposure on the majority of our derivatives portfolio by
applying the effective EPE and sEPE as defined in the Basel III framework.
However, for the rest of the portfolio we apply the current exposure method (CEM)
based on the replacement value of derivatives in combination with a regulatory
prescribed add-on. For the majority of securities financing transactions
(securities borrowing, securities lending, margin lending, repurchase
agreements and reverse repurchase agreements), we determine the regulatory
credit exposure using the close-out period (COP) approach. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The counterparty credit risk-related tables
in this report are based on Swiss SRB phase-in requirements and correspond to
the counterparty credit risk by asset class that is shown in the table
&#8220;Detailed segmentation of exposures and risk-weighted assets&#8221; in section 2 of
this document.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below presents an overview
of Pillar 3 disclosures separately provided in our Annual Report 2016,
available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CCRA &#8211; Counterparty credit
  risk management</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure
  requirement</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk management objectives and policies related to counterparty
  credit risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traded products</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">136&#8211;137</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Counterparty credit risk</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">139</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit hedging</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">139</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Mitigation of settlement risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">139</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=3 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 1 a) item 3 e. Securities borrowing / lending and
  repurchase / reverse</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">repurchase transactions</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">331</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=24% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 1 a) item 3 k. Hedge accounting</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">334</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 12 Derivative instruments and hedge accounting</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">359&#8211;365</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=6 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">The method used to assign the operating limits defined in terms
  of internal capacity for counterparty credit exposures and for CCP exposures</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Portfolio and position limits</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">128</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=2% style="background:#F1E4CF;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk &#8211; Overview of measurement, monitoring and management
  techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Counterparty credit risk</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">139</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit hedging</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">139</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk models</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140&#8211;143</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td rowspan=3 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Policies relating to guarantees and other risk mitigants and
  counterparty risk assessment</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit risk mitigation</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">137&#8211;139</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=2% style="background:#F1E4CF;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Offsetting financial assets and financial liabilities</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">410&#8211;411</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 12 Derivative instruments and hedge accounting</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">359&#8211;365</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Policies with respect to wrong&#8211;way risk exposures</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposure at default</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">141</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">The impact on the bank of a credit rating downgrade (i.e.,
  amount of collateral that the bank would be required to provide)</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit ratings</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">177</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">29</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_34"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CCR1: Analysis of counterparty credit risk (CCR) exposure by
  approach</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td colspan=2 valign=bottom width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Replacement cost</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Potential future exposure</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EEPE</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Alpha used for computing regulatory EAD</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EAD post- CRM</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:27.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">SA-CCR (for derivatives)&#185;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;13,642&#178;&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,092</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17,734</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,744</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Internal model method (for derivatives and SFTs)&#179;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30,163</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.6</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48,260</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,482</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Simple approach for credit risk mitigation (for SFTs)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Comprehensive approach for credit risk mitigation (for SFTs)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,059</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,312</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">VaR (for SFTs)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21,075</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,706</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></b></p>
  </td>
 <td width=32% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100,128</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21,244</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td colspan=8 valign=top width=100% style="border:none;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Standardized approach for counterparty credit risk. Calculated
  in accordance with the current exposure method (CEM), until SA-CCR is
  implemented at the latest by 1.1.2018. Alpha used for computing regulatory
  EAD will become applicable with the implementation of SA-CCR.&#160;&#160;&#160; 2
  Replacement costs include collateral mitigation for on- and off-balance sheet
  exposures related to counterparty credit risk for derivative transactions.&#160;&#160;&#160;
  3 IMM is not applicable for SFTs.</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In addition to the
default risk capital requirements for counterparty credit risk determined based
on the A-IRB or standardized approach, we are required to add a capital charge to
derivatives to cover the risk of mark-to-market losses associated with the
deterioration of counterparty credit quality, referred to as the credit value
adjustment (CVA). The advanced CVA VaR approach has been used to calculate the
CVA capital charge where we apply the internal model method (IMM). Where this
is not the case, the standardized CVA approach has been applied. Further detail
on our portfolios subject to the CVA capital charge as of 31 December 2016 is
provided in the table below.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CCR2: Credit valuation
  adjustment (CVA) capital charge</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=79% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=79% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EAD post CRM&#185;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=75% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total portfolios subject to the advanced CVA capital charge</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37,663</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,202</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=75% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(i) VaR component (including the 3&#215; multiplier)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,326</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=75% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(ii) Stressed VaR component (including the 3&#215; multiplier)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,876</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=75% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">All portfolios subject to the standardized CVA capital charge</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,034</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,524</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=75% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total subject to the CVA capital charge</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">45,698</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:10.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,726</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Includes EAD of the underlying portfolio subject to the
  respective CVA charge.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CCR3: Standardized approach &#8211;
  CCR exposures by regulatory portfolio and risk weights</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=9 width=65% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td colspan=2 valign=bottom width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk weight</font></i></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0%</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10%</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20%</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">50%</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">75%</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100%</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">150%</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Others</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total credit exposure</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=4% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Regulatory portfolio</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and central banks</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">206</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">206</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">314</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">61</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">375</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities and multilateral development banks</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">984</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">984</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">365</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">365</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></b></p>
  </td>
 <td width=31% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">206</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">314</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">61</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,353</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,934</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td colspan=11 valign=top width=100% style="border:none;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">30</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_35"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CCR4: IRB &#8211; CCR exposures by portfolio and PD scale</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td valign=bottom width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EAD post CRM</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average PD in %</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Number of obligors (in thousands)</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average LGD in %</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average maturity in years</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA density in %</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=29% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Central governments and
  central banks</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,346</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42.4</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">418</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7.8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">249</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">61.7</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">99</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39.8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">45</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41.8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">61.4</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.8</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">69.1</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.6</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">142.6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,750</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">601</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.4</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=29% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks and securities dealers</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16,912</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37.9</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,161</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12.8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,051</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39.7</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.9</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,251</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.9</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,185</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44.5</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">572</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48.3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">510</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.5</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">182</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35.6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">524</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">46.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">320</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">61.0</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">165</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34.9</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">207</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125.1</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">175.6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23,348</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.7</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,694</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.1</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=29% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Public sector entities,
  multilateral development banks</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,438</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">308</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38.7</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24.5</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41.3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35.4</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107.6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.7</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">71.4</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55.4</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,623</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.4</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">367</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.5</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=29% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates: including
  specialized lending&#185;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37,120</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11.0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23.4</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,237</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.7</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,294</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.5</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33.9</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.5</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,317</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35.7</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,913</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">58.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.1</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,548</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">87.5</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,819</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.8</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">46.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.9</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,616</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">88.9</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,039</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.7</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18.8</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.9</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,494</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49.5</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,225</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">672</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54.8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13.5</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.0</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">208.9</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&lt;0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106.0</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">57,413</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,889</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24.2</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">31</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_36"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CCR4: IRB &#8211; CCR exposures by portfolio and PD scale (continued)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EAD post CRM</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average PD in %</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Number of obligors (in thousands)</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average LGD in %</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average maturity in years</font></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA density in %</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=29% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td valign=bottom width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail: other retail</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00 to &lt;0.15</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,619</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">152</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.15 to &lt;0.25</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">87</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7.7</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.25 to &lt;0.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12.4</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.50 to &lt;0.75</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17.3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.75 to &lt;2.50</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.4</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.1</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36.7</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.50 to &lt;10.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">166</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.7</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33.3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00 to &lt;100.00</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">100.00 (default)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Subtotal</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,061</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11.4</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.2</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">251</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.0</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=29% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=29% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">98,194</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29.1</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.8</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.9</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19,802</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20.2</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=8 valign=top width=100% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Includes exposures with managed funds. Typically these funds
  have virtually no debt, are very low risk and therefore have a very low A-IRB
  risk weight.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CCR5: Composition of collateral
  for CCR exposure&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=42% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Collateral used in derivative transactions</font></p>
  </td>
 <td width=2% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=23% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Collateral used in SFTs</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Fair value of collateral received</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Fair value of posted collateral</font></p>
  </td>
 <td valign=bottom width=2% style="height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Fair value of collateral received</font></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Fair value of posted collateral</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Segregated</font></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Unsegregated</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Segregated&#178;</font></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Unsegregated</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash &#8211; domestic currency</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,643</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,258</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">384</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,088</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash &#8211; other currencies</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39,633</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,048</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23,301</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35,160</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">88,136</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sovereign debt</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16,302</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,761</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,363</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">214,573</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129,668</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other debt securities</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,530</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">667</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">70,723</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31,409</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=31% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity securities</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">40</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">547</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,731</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">208,426</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149,493</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=31% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">59,148</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,406</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36,319</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">529,266</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">401,794</font></b></p>
  </td>
 </tr>
<tr style="height:51.0pt;">
  <td colspan=11 valign=top width=100% style="border:none;height:51.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 This table was prepared on the basis of the disclosure
  requirements published by FINMA in October 2015. We will adopt the
  interpretation included into &#8220;Frequently asked questions on the revised
  Pillar 3 disclosure requirements (BCBS 376)&quot; issued by BCBS in August
  2016 from 31 December 2017 onwards. As a result, disclosures to be provided
  will include the effects of haircuts from 31 December 2017. Furthermore, this
  table includes collateral received and posted with and without the right of
  re-hypothecation, but excludes securities placed with central banks related
  to undrawn credit lines and for payment, clearing and settlement purposes for
  which there are no associated liabilities or contingent liabilities.&#160;&#160;&#160; 2
  Includes collateral posted to central counterparties, where we apply a 0%
  risk weight for trades that we have entered into on behalf of a client, and
  where the client has signed a legally enforceable agreement reflecting that
  the default risk of that central counterparty is carried by the client. </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=3 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">CCR6: Credit derivatives
  exposures</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Protection bought</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Protection </font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">sold</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Notionals&#185;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Single-name credit default
  swaps</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">91,418</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">81,326</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Index credit default swaps</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">45,034</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44,611</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total return swaps</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,478</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,088</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit options</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,946</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other credit derivatives</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total notionals</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">144,875</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">128,079</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Fair values</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Positive fair value (asset)</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,969</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,917</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Negative fair value
  (liability)</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,780</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,036</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=3 valign=top width=100% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Includes notional amounts for client-cleared transactions.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_comparison"></a></p></div><DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">32</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_37"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;"><p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 6&#160; Comparison of A-IRB approach and standardized approach</font></b></p>

</div>









<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><a name="P3_comparison_bclEnd"></a><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Background</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="Conso_supplem_B3_Comparison_A_IRB"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In accordance with current prudential regulations, FINMA has
approved our use of the advanced IRB (A-IRB) approach for calculating the
required capital for a majority of our credit risk and counterparty credit risk
exposures.<a name="Conso_supplem_B3_Comparison_A_IRB_bclEnd"></a></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The principal differences between the
standardized approach (SA) and the A-IRB approach identified below are based on
the current SA rules without consideration of the material revisions proposed
by the Basel Committee on Banking Supervision (BCBS) in its consultative
documents. Given the uncertainty regarding the revised rules and the
calibration of any capital floors, the differences described are not indicative
of differences which may arise under the revised rules.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We continue to believe that advanced
approaches that adequately capture economic risks are paramount for the
appropriate representation of the capital requirements related to risk-taking
activities. Within a strong risk control framework and in combination with
robust stress-testing practices, strict risk limits, as well as leverage and
liquidity requirements, advanced approaches promote a proactive risk culture,
ensuring the right incentives are in place to prudently manage risks.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">For comparability with our prior-year
disclosure, we refer to the BIS exposure segments &#8220;Sovereigns,&#8221; &#8220;Banks&#8221; and
&#8220;Corporates&#8221; within this section. These reconcile to the FINMA-defined asset
classes disclosed elsewhere in this report as follows: </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8220;Sovereigns&#8221; includes the FINMA asset class
&#8220;Central governments and central banks,&#8221; as well as highly rated multilateral
development banks, which are now reported in the FINMA asset class &#8220;Public
sector entities, multilateral development banks.&#8221; </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8220;Banks&#8221; includes the FINMA asset class &#8220;Banks
and securities dealers,&#8221; as well as public sector entities with revenue-raising
power, which are now reported in the FINMA asset class &#8220;Public sector entities,
multilateral development banks.&#8221; </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8220;Corporates&#8221; includes the FINMA asset classes
&#8220;Corporates: specialized lending&#8221; and &#8220;Corporates: other lending,&#8221; as well as
public sector entities without revenue-raising power, which are now reported
under the FINMA asset class &#8220;Public sector entities, multilateral development
banks.&#8221;</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Key methodological differences between
A-IRB and current SA approaches</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In line with the BCBS objective, the
A-IRB approach seeks to balance the maintenance of prudent levels of capital
while encouraging, where appropriate, the use of advanced risk management
techniques. By design, the calibration of the current SA rules and the A-IRB
approaches is such that low-risk, short-maturity, well-collateralized
portfolios across the various asset classes (with the exception of Sovereigns)
receive lower risk weights under the A-IRB than under the current SA rules.
Accordingly, risk-weighted assets (RWA) and capital requirements under the
current SA rules would be substantially higher than under the A-IRB approach
for lower-risk portfolios. Conversely, RWA for higher-risk portfolios are
higher under the A-IRB than under the current SA approach.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Differences primarily arise due to the
measurement of exposure at default (EAD) and to the risk weights applied. In
both cases, the treatment of risk mitigation such as collateral can have a
significant impact.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EAD measurement</font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">For the measurement of EAD, the main
differences relate to derivatives, driven by the differences between the
internal model method (IMM) and the regulatory prescribed current exposure
method (CEM). </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The model-based approaches to derive
estimates of EAD for derivatives and securities financing transactions reflect
the detailed characteristics of individual transactions. They model the range
of possible exposure outcomes across all transactions within the same legally
enforceable netting set at various future time points. This assesses the net
amount that may be owed to us or that we may owe to others, taking into account
the impact of correlated market moves over the potential time it could take to
close out a position. The calculation considers current market conditions and
is therefore sensitive to deteriorations in the market environment. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In contrast, EAD under the regulatory
prescribed rules are calculated as replacement costs at the balance sheet date
plus regulatory add-ons, which take into account potential future market
movements but at predetermined fixed rates, which are not sensitive to changes
in market conditions. These add-ons are crudely differentiated by reference to
only five product types and three maturity buckets. Moreover, the current regulatory
prescribed rules calculation gives very limited recognition to the benefits of
diversification across transactions within the same legally enforceable netting
set. As a result, large diversified portfolios, such as those arising from our
activities with other market-making banks, will generate much higher EAD under
the current regulatory prescribed rules than under the model-based approach. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Risk weights</font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Under the A-IRB approach, risk
weights are assigned according to the bank&#8217;s internal credit assessment of the
counterparty to determine the probability of default (PD) and loss given
default (LGD). </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">33</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_38"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The PD is an
estimate of the likelihood of a counterparty defaulting on its contractual
obligations. It is assessed using rating tools tailored to the various
categories of counterparties. Statistically developed scorecards, based on key
attributes of the obligor, are used to determine PD for many of our corporate
clients and for loans secured by real estate. Where available, market data may
also be used to derive the PD for large corporate counterparties. For Lombard
loans, Merton-type model simulations are used that take into account potential
changes in the value of securities collateral. PD is not only an integral part
of the credit risk measurement, but also an important input for determining the
level of credit approval required for any given transaction. Moreover, for the
purpose of capital underpinning, the majority of counterparty PDs are subject
to a floor.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The LGD is an estimate of the magnitude of
the likely loss if there is a default. The calculation takes into account the
loss of principal, interest and other amounts such as workout costs, including
the cost of carrying an impaired position during the workout process less
recovered amounts. Importantly, LGD considers credit mitigation by way of
collateral or guarantees, with the estimates being supported by our internal
historical loss data and external information where available.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The combination of PD and LGD determined at
the counterparty level results in a highly granular level of differentiation of
the economic risk from different borrowers and transactions.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In contrast, the SA risk weights are largely
reliant on external rating agencies&#8217; assessments of the credit quality of the
counterparty, with a 100% risk weight typically being applied where no external
rating is available. Even where external ratings are available, there is only a
coarse granularity of risk weights, with only four primary risk weights used
for differentiating counterparties, with the addition of a 0% risk weight for
AA&#8211; or better rated sovereigns. Risk weights of 35% and 75% are used for
mortgages and retail exposures, respectively.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The SA does not differentiate across
transaction maturities except for interbank lending, albeit in a very
simplistic manner considering only shorter or longer than three months. This
has clear limitations. For example, the economic risk of a six-month loan to,
say, a BB-rated US corporate is significantly different to that of a 10-year
loan to the same borrower. This difference is evident from the distinction of
probability of default levels based on ratings assigned by external rating
agencies through their separate ratings for short-term and long-term debt for a
given issuer.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The SA typically assigns lower risk weights
to sub-investment grade counterparties than the A-IRB approach, thereby
potentially understating the economic risk. Conversely, investment grade
counterparties typically receive higher risk weights under the SA than under
the A-IRB approach.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Maturity is also an important factor, with
the A-IRB approach producing a higher capital requirement for longer maturity
exposures than for shorter maturity exposures. Since the accelerated
implementation of our strategy in 2012, the maturity effect has become
particularly important as we had a notable shift from longer-term to
shorter-term transactions in our credit portfolio. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Additionally, under the A-IRB approach we
calculate expected loss measures that are deducted from CET1 capital to the
extent that they exceed general provisions, which is not the case under the SA.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Given the divergence between the SA and the
economic risk, which is better represented under the A-IRB approach,
particularly for lower-grade counterparties, there is a risk that applying the
SA could incentivize higher risk-taking without a commensurate increase in required
capital.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Comparison of the A-IRB approach EAD and
leverage ratio denominator by exposure segment</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The following table shows EAD,
average risk weight (RW), risk-weighted assets (RWA) and leverage ratio
denominator (LRD) per exposure segment for Sovereigns, Banks, Corporates and
Retail credit risk and counterparty credit risk exposures subject to the A-IRB
approach. LRD is the exposure measure used for the leverage ratio.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LRD estimates presented in the table reflect
the credit risk and counterparty credit risk components of exposures only and
are therefore not representative of the LRD requirement at bank level overall. The
LRD estimates exclude exposures subject to market risk, non-counterparty-related
risk and SA credit risk to provide a like-for-like comparison with the A-IRB
credit risk EAD shown. </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Breakdown by exposure segments</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=3 width=37% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">A-IRB</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">LRD</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=49% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">in CHF billion</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EAD</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RW</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sovereigns</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">145</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2%</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">141</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Banks</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21%</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">67</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Corporates</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">135</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34%</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">46</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">183</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">248</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11%</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">248</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">o/w Residential mortgages</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">133</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15%</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">133</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">o/w Lombard Lending</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">113</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5%</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">113</font></i></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">34</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_39"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Comparison of the A-IRB approach, the SA
and LRD by exposure segment</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The following discusses the
differences between the A-IRB approach, the SA and LRD per exposure segment.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Exposure segment Sovereigns </font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The regulatory net EAD for Sovereigns
is CHF 145 billion under the A-IRB approach. Since the vast majority of our
exposure to Sovereigns is driven by banking products exposures, </font><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:9.0pt;line-height:11.5pt;">the LRD is broadly in line with the A-IRB net EAD</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> and </font><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:9.0pt;line-height:11.5pt;">we would expect a similar amount under
the SA. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The chart below provides a comparison of risk
weights for Sovereigns exposures calculated under the A-IRB approach and the
SA. Risk weights under the A-IRB approach are shown for one-year and five-year
maturities, both assuming an LGD of 45% (the default LGD assigned for senior
unsecured exposures under the Foundation IRB approach). Our internal A-IRB
ratings have been mapped to external ratings based on the long-term average of
one-year default rates available from the major credit rating agencies, as
described on page 140 of our Annual Report 2016, available under &#8220;Annual
reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. &nbsp;</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;"><img border=0 height=180 src="maindocument001x38x0.jpg" width=330><b><font color=fuchsia face=Arial,sans-serif lang=DE-CH style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The SA assigns a zero risk weight to
Sovereigns counterparties rated AA&#8211; and better, while the A-IRB approach
generally assigns risk weights higher than zero even for the highest-quality
sovereign counterparties. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Despite this, we would expect an increase in
average risk weight under the SA due to exposures to unrated counterparties
such as sovereign wealth funds, which attract a 100% risk weight under the SA
despite being generally considered very low risk, and short-term repo
transactions with central banks rated below AA&#8211;, such as the Bank of Japan. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">However, as the Sovereigns exposure segment
is not a significant driver of RWA, we would expect any resulting increase in
RWA to be relatively small.</font></p>

<i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font></i><p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Exposure segment
Banks </font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:9.0pt;line-height:11.5pt;">The regulatory net EAD for Banks is CHF
39 billion under the A-IRB approach. The A-IRB net EAD is lower compared to the
LRD as a result of collateral mitigation on derivatives and securities
financing transactions. We would expect the net EAD to increase significantly
under the regulatory prescribed rules related to derivatives and securities
financing transactions within the Investment Bank, due to the aforementioned
methodological differences between the calculation of EAD under the two
approaches. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The chart below provides a comparison of risk
weights for SA.</font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;"><img border=0 height=180 id="Picture 3" src="maindocument001x38x1.jpg" width=330><b><font color=fuchsia face=Arial,sans-serif lang=DE-CH style="font-size:9.0pt;text-decoration:none;">&#160;&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The vast majority of our Banks exposure is of
investment grade quality. The average contractual maturity of this exposure is
closer to the one-year example provided in the chart above. Therefore, we would
expect a higher average risk weight under the SA than the 21% average risk
weight under the A-IRB approach. In combination with higher EAD, we would
expect this to lead to significantly higher RWA for Banks under the SA. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Exposure segment Corporates </font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The regulatory net EAD for Corporates
is CHF 135 billion under the A-IRB approach. </font><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:9.0pt;line-height:11.5pt;">The A-IRB
net EAD is lower compared to the LRD as a result of collateral mitigation on
derivatives and securities financing transactions. </font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We
would expect the EAD figure to be higher under the regulatory prescribed rules
related to derivatives, which typically account for one-third of the EAD for
this exposure segment, due to the aforementioned methodological differences
between the calculation of EAD under the two approaches. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The following chart provides a comparison of
risk weights for Corporates exposures calculated under the A-IRB approach and
the SA. These exposures primarily arise from corporate lending and derivatives
trading within the Investment Bank, and lending to large corporates and small
and medium-sized enterprises within Switzerland.</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">35</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_40"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><img border=0 height=180 id="Picture 4" src="maindocument001x39x0.jpg" width=330><font color=fuchsia face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;font-weight:normal;line-height:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Investment grade counterparties typically
receive higher risk weights under the SA than under the A-IRB approach. The
majority of our Corporates exposures fall into this category. We would
therefore expect risk weights for Corporates to be generally higher under the
SA. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In addition, SA risk weights are reliant on
external ratings, with a default weighting of 100% applied where no external
rating is available. Typically, counterparties with no external rating are
riskier and thus also have higher risk weights under the A-IRB approach.
However, managed funds, which comprise nearly one-third of our Corporates EAD,
typically have no debt and are therefore unrated. The SA applies a 100% risk
weight to exposures to these funds. Under A-IRB, these funds are considered
very low risk and have an average risk weight of 7%. We believe the SA
significantly overstates the risk.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Conversely, for certain exposures, we
consider the risk weight of 100% under the SA resulting from the absence of an external
rating as insufficient, as evident from the hypothetical leveraged finance
counterparty example in the table below.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;"><img border=0 height=219 id="Picture 5" src="maindocument001x39x1.jpg" width=680><b><font color=fuchsia face=Arial,sans-serif lang=DE-CH style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">36</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_41"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Exposure segment Retail</font></i></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Sub-segment residential mortgages</font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The regulatory net EAD for
residential mortgages is CHF 133 billion under the A-IRB approach. Since the
vast majority is driven by banking products exposures, the LRD is broadly in
line with the A-IRB net EAD and we would expect a similar amount under the SA.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">With our leading personal and corporate
banking business in Switzerland, our domestic portfolios represent a
significant portion of our overall lending exposures, with the largest being
loans secured by residential properties. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Our internal models take a sophisticated
approach in assigning risk weights to such loans by considering the debt
service capacity of borrowers as well as the availability of other collateral.
These are important considerations for the Swiss market, where there is legal
recourse to the borrower. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In contrast, and different to the assignment
of risk weights for exposure segments above, the SA only crudely differentiates
the risk weights based on loan-to-value (LTV) ranges as shown in the table
below. </font></p>

<p style="margin-bottom:12.0pt;margin-left:0cm;margin-right:0cm;margin-top:12.0pt;"><img border=0 height=180 id="Picture 6" src="maindocument001x40x0.jpg" width=330><b><font color=fuchsia face=Arial,sans-serif lang=DE-CH style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>

<font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The vast majority of our exposures would
attract the 35% risk weight under the SA, compared to the 15% observed under
the A-IRB approach. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The difference is largely due to the current
SA rules not giving benefit to the portion of exposures with LTV lower than
67%. The vast majority of exposures fall within this category, as shown in the
&#8220;Swiss mortgages: distribution of net exposure at default (EAD) across exposure
segments and loan-to-value (LTV) buckets&#8221; table on page 133 of our Annual
Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The following example illustrates the
importance of considering the quality of the portfolio at a more granular level
than the SA allows. The majority of the CHF 133 billion Residential mortgages
EAD shown relates to loans secured by real estate in Switzerland. If the value
assigned to the real estate collateral underlying those Swiss mortgage loans
were to reduce by 30% and costs of closing out impaired loans were 20% of the
current property value, we estimate that the default rates would need to be
higher than 10% to lose an amount equivalent to the current capital requirement
of CHF 1.6 billion related to that portfolio (calculated based on 8% of RWA).
Moreover, FINMA requires banks using the A-IRB approach to apply bank-specific
A-IRB multipliers when calculating RWA for Swiss mortgages. As the multiplier
is phased in through 2019, the default rate required to generate a loss
exceeding the capital requirement will increase substantially.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><i><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Sub-segment Lombard lending:</font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Lombard loans, with CHF 113 billion
of regulatory net EAD under the A-IRB approach, mainly arise in our wealth
management businesses, which offer comprehensive financial services to private
clients with substantial financial resources. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Eligible collateral is more limited under the
SA than under A-IRB. However, the haircuts applied to collateral under the
A-IRB approach are generally greater than those prescribed under the SA. Given
this, we would expect the overall effect of applying current SA rules to be
limited for this portfolio.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">37</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_42"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_securitization"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 7&#160; Securitizations</font></b></p>

</div>









<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><a name="Conso_supplem_B3_Securitization"></a><a name="P3_securitization_bclEnd"></a><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Introduction</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This section provides details of
traditional and synthetic securitization exposures in the <a name="Conso_supplem_B3_Securitization_bclEnd"></a>banking and
trading book based on the Basel III framework. Securitized exposures are
generally risk weighted, based on their external ratings. This section also
provides details of the regulatory capital requirement associated with the
securitization exposures in the banking book.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In a traditional securitization, a pool of
loans (or other debt obligations) is typically transferred to structured
entities that have been established to own the loan pool and to issue tranched
securities to third-party investors referencing this pool of loans. In a
synthetic securitization, legal ownership of securitized pools of assets is
typically retained, but associated credit risk is transferred to structured
entities typically through guarantees, credit derivatives or credit-linked
notes. Hybrid structures with a mix of traditional and synthetic features are
disclosed as synthetic securitizations.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We act in different roles in securitization
transactions. As originator, we create or purchase financial assets, which are
then securitized in traditional or synthetic securitization transactions,
enabling us to transfer significant risk to third-party investors. As sponsor,
we manage, provide financing for or advise securitization programs. In line
with the Basel framework, sponsoring includes underwriting activities. In all
other cases, we act in the role of investor by taking securitization positions.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Objectives, roles and
involvement</font></b></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Securitization in the banking book</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="Conso_supplem_B3_Obj_roles"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Securitization
positions held in the banking book include tranches of synthetic securitization
<a name="Conso_supplem_B3_Obj_roles_bclEnd"></a>of
loan exposures. These are primarily hedging transactions executed by
synthetically transferring credit risk on loans to corporates. In addition,
securitization in the banking book includes legacy risk positions in Corporate
Center &#8211; Non-core and Legacy Portfolio.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In 2016, for the majority of securitization
carrying values on the balance sheet we acted in the roles of originator or sponsor
and only for a minority as investor. &#160;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Securitization and resecuritization positions
in the banking book are measured at fair value, reflecting market prices where
available or based on our internal pricing models. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Securitization in the trading book</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Securitizations held in the trading
book are part of trading activities, including market-making and client
facilitation, that could result in retention of certain securitization
positions as an investor, including those that we may have originated or sponsored.
In the trading book, securitization and resecuritization positions are measured
at fair value, reflecting market prices where available, or based on our
internal pricing models. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Type of structured entities and
affiliated entities involved in <br>
securitization transactions</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">For the securitization of third-party
exposures, the type of structured entities employed is selected as appropriate
based on the type of transaction undertaken. Examples include limited liability
companies, common law trusts and depositor entities.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We also manage or advise groups of affiliated
entities that invest in exposures we have securitized or in structured entities
that we sponsor.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Refer to Note 28 &#8220;Interests in subsidiaries
and other entities&#8221; on pages 441&#8211;449 of our Annual Report 2016, available under
&#8220;Annual reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors&nbsp;</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> </font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;font-style:normal;line-height:11.5pt;">for
further information on interests in structured entities.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Managing and monitoring of the credit
and market risk of securitization positions</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The banking book securitization and
resecuritization portfolio is subject to specific risk monitoring, which may
include interest rate and credit spread sensitivity analysis, as well as
inclusion in firm-wide earnings-at-risk, capital-at-risk and combined stress
test metrics.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The trading book securitization and
resecuritization positions are also subject to multiple risk limits, such as
management VaR and stress limits as well as market value limits. As part of
managing risks within predefined risk limits, traders may utilize hedging and
risk mitigation strategies. Hedging may, however, expose the firm to basis
risks as the hedging instrument and the position being hedged may not always
move in parallel. Such basis risks are managed within the overall limits. Any
retained securitization from origination activities and any purchased
securitization positions are governed by risk limits together with any other
trading positions. Legacy trading book securitization exposure is subject to
the same management VaR limit framework. Additionally, risk limits are used to
control the unwinding, novation and asset sales process on an ongoing basis.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Accounting policies</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Refer to Note 1 a) item 1
&#8220;Consolidation&#8221; on pages 325&#8211;326 of our Annual Report 2016, available under
&#8220;Annual reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors&nbsp;</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> </font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;font-style:normal;line-height:11.5pt;">for
information on accounting policies that relate to securitization activities.
</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">38</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_43"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Regulatory capital treatment of securitization structures</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Generally, in both the banking and
the trading book we apply the ratings-based approach (RBA) to traditional securitization
positions using ratings, if available, from Standard &amp; Poor&#8217;s, Moody&#8217;s
Investors Service and Fitch Ratings for all securitization and resecuritization
exposures. The selection of the external credit assessment institutions (ECAI)
is based on the primary rating agency concept. This concept is applied, in
principle, to avoid having the credit assessment by one ECAI applied to one or
more tranches and by another ECAI to the other tranches, unless this is the
result of the application of the specific rules for multiple assessments. If
any two of the aforementioned rating agencies have issued a rating for a
particular position, we would apply the lower of the two credit ratings. If all
three rating agencies have issued a rating for a particular position, we would
apply the middle of the three credit ratings. Under the ratings-based approach,
the amount of capital required for securitization and resecuritization
exposures in the banking book is capped at the level of the capital requirement
that would have been assessed against the underlying assets had they not been securitized.
This treatment has been applied in particular to the US and European
reference-linked note programs. For the purposes of determining regulatory
capital and the Pillar 3 disclosure for these positions, the underlying
exposures are reported under the standardized approach, the advanced internal
ratings-based approach or the securitization approach, depending on the
category of the underlying security. If the underlying security is reported
under the standardized approach or the advanced internal ratings-based
approach, the related positions are excluded from the tables on the following
pages.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The supervisory formula approach (SFA) is
applied to synthetic securitizations of portfolios of credit risk inherent in
loan exposures for which an external rating was not sought. The supervisory
formula approach is also applied to leveraged super senior tranches.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We do not apply the concentration ratio
approach or the internal assessment approach to securitization positions.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The counterparty risk of interest rate or
foreign currency derivatives with securitization vehicles is treated under the
advanced internal ratings-based approach and is therefore not part of this
disclosure.</font></p>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><a name="Conso_supplem_B3_Securit_b_tr_boo"></a><a name=BookmarkName1></a></p><DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">39</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_44"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Securitization exposures in the banking
and trading book</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Tables &#8220;SEC1: Securitization
exposures in the banking book&#8221; and &#8220;SEC2: Securitization exposures in the
trading book&#8221; outline the carrying values on the balance sheet<a name="BookmarkName1_bclEnd"></a><a name="Conso_supplem_B3_Securit_b_tr_boo_bclEnd"></a> in the
banking and trading book as of 31 December 2016. The activity is further broken
down by our role (originator, sponsor or investor) and by type (traditional or synthetic).</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Amounts disclosed under the </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Traditional&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">
column of these tables reflect the total outstanding notes at par value issued
by the securitization vehicle at issuance. For synthetic securitization
transactions, the amounts disclosed generally reflect the balance sheet
carrying values of the securitized exposures at issuance.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=18 style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">SEC1: Securitization exposures
  in the banking book</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h1</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h2</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h3</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">j</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">k</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Bank acts as originator</font></p>
  </td>
 <td style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Bank acts as sponsor</font></p>
  </td>
 <td style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Bank acts as originator &amp; sponsor</font></p>
  </td>
 <td style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Bank acts as investor</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sub-total</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sub-total</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sub-total</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sub-total</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:7.5pt;">
  <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=10 style="border:none;height:7.5pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset classes</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail (total)</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">162</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">162</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">210</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">210</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which:</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Residential mortgage</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">210</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">210</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit card receivables</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Student loans</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">162</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">162</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consumer loans</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other retail exposures</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Wholesale (total)</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,712</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,712</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">175</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">175</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which:</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans to corporates or SME</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Commercial mortgage</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Lease and receivables</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trade receivables</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other wholesale</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">175</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">175</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Re-securitization</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=top style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total securitization / </font></b></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">re-securitization</font></b></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(including retail and
  wholesale)</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,712</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,815</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">193</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">193</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">385</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">385</font></b></p>
  </td>
 <td height=22 style="border:none;height:16.5pt;">&nbsp;</td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=18 valign=top style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td height=12 style="border:none;height:9.0pt;">&nbsp;</td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">40</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_45"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=18 style="border:none;border-bottom:none black 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">SEC2: Securitization exposures in the trading book</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h1</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h2</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">h3</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">j</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">k</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Bank acts as originator</font></p>
  </td>
 <td style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Bank acts as sponsor</font></p>
  </td>
 <td style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Bank acts as originator &amp; sponsor</font></p>
  </td>
 <td style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Bank acts as investor</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sub-total</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sub-total</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sub-total</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic</font></p>
  </td>
 <td style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Sub-total</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:7.5pt;">
  <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=10 style="border:none;height:7.5pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset classes</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail (total)</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which:</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Residential mortgage</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Credit card receivables</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Student loans</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consumer loans</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other retail exposures</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Wholesale (total)</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which:</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans to corporates or SME</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Commercial mortgage</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Lease and receivables</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trade receivables</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other wholesale</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:9.75pt;">
  <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Re-securitization</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></p>
  </td>
 <td height=13 style="border:none;height:9.75pt;">&nbsp;</td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=top style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total securitization / </font></b></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">re-securitization</font></b></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(including retail and
  wholesale)</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom style="border:none;border-bottom:solid #74726F 1.5pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43</font></b></p>
  </td>
 <td height=22 style="border:none;height:16.5pt;">&nbsp;</td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=18 valign=top style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 <td height=12 style="border:none;height:9.0pt;">&nbsp;</td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The
following pages provide details on securitization exposures in the banking book
and the associated regulatory capital requirements where the bank acts as originator,
sponsor or investor.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>








<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">41</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_46"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=19 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">SEC3: Securitization exposures in the banking book and
  associated regulatory capital requirements - bank acting as originator or as
  sponsor</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=3% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=16 width=79% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=3% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=17% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">j</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">k</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">m</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">n</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">o</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">q</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=27% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposure values (by RW bands)</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposure values (by regulatory approach)</font></p>
  </td>
 <td width=1% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA (by regulatory approach)</font></p>
  </td>
 <td width=1% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Capital charge after cap</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8804;20% RW</font></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&gt;20% to 50% RW</font></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&gt;50% to 100% RW</font></p>
  </td>
 <td valign=bottom width=6% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&gt;100% to &lt;1250% RW</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1250% RW</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB RBA</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB SFA</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1250%</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB RBA</font></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB SFA</font></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1250%</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB RBA</font></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB SFA</font></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1250%</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=3% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=20% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset classes</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total exposures</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">182</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">193</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">613</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,286</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional securitization</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">182</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">193</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,286</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: securitization</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">182</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">193</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,286</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: retail underlying</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">162</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">162</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,286</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: wholesale</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: re-securitization</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: senior</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: non-senior</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic securitization</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">613</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: securitization</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">613</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: retail underlying</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: wholesale</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,670</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">613</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: re-securitization</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: senior</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
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 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
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<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 <td width=17% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
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 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
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 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">b</font></p>
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 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">c</font></p>
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 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">e</font></p>
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 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">f</font></p>
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 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">g</font></p>
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 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">i</font></p>
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 <td width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
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 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">j</font></p>
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 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">k</font></p>
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 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">m</font></p>
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  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">n</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">o</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">q</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=27% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposure values (by RW bands)</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Exposure values (by regulatory approach)</font></p>
  </td>
 <td width=1% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA (by regulatory approach)</font></p>
  </td>
 <td width=1% style="border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Capital charge after cap</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8804;20% RW</font></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&gt;20% to 50% RW</font></p>
  </td>
 <td valign=bottom width=8% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&gt;50% to 100% RW</font></p>
  </td>
 <td valign=bottom width=6% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&gt;100% to &lt;1250% RW</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1250% RW</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB RBA</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB SFA</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1250%</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB RBA</font></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB SFA</font></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1250%</font></p>
  </td>
 <td valign=bottom width=1% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB RBA</font></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IRB SFA</font></p>
  </td>
 <td valign=bottom width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1250%</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=3% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=17% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=20% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset classes</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total exposures</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">255</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">81</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">383</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">111</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Traditional securitization</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">255</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">81</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">383</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">111</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: securitization</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">255</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">81</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">383</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">111</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: retail underlying</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">147</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">210</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: wholesale</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">108</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">66</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">173</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">58</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: re-securitization</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: senior</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: non-senior</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Synthetic securitization</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: securitization</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: retail underlying</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: wholesale</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: re-securitization</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: senior</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=3% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></i></p>
  </td>
 <td width=17% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 20.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: non-senior</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
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  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=19 valign=top width=100% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>








<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">43</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_48"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_market_risk"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 8&#160; Market risk</font></b></p>

</div>









<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><a name="P3_market_risk_bclEnd"></a><a name="Conso_supplem_B3_Securitization_0_bclEnd"></a><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Overview</font></b></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The amount of capital required to
underpin market risk in the regulatory trading book is calculated using a
variety of methods approved by FINMA. The components of market risk RWA are
value-at-risk (VaR), stressed VaR (SVaR), an add-on for risks that are
potentially not fully modeled in VaR, the incremental risk charge (IRC), the
comprehensive risk measure (CRM) for the correlation portfolio and the
securitization framework for securitization positions in the trading book. More
information on each of these components is detailed in the following pages.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below presents an overview
of Pillar 3 disclosures separately provided in our Annual Report 2016,
available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">MRA &#8211; Market risk</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure
  requirement</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=4 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Strategies and processes of the bank for market risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=3 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk appetite framework</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">122&#8211;125</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk &#8211; Overview of measurement, monitoring and</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">management techniques</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk stress loss, Value-at-risk</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149&#8211;152</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 12 Derivative instruments and hedge accounting </font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">359&#8211;365</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Structure and organization of the market risk management
  function</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Key risks, risk measures and performance by business division
  and Corporate Center unit</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">118</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk governance</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">121&#8211;122</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Scope and nature of risk reporting and/or measurement systems.</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Internal risk reporting</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">125</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Main sources of market risk, Overview of measurement, monitoring
  and management techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><a name="Securit_positions_trading_book_EN"></a><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Securitization
positions in the trading book<a name="Securit_positions_trading_book_EN_bclEnd"></a></font></b></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Our exposure to securitization
positions in the trading book is limited and relates primarily to positions in
Corporate Center &#8211; Non-core and Legacy Portfolio that we continue to wind down.
A small amount of exposure also arises from secondary trading in commercial
mortgage-backed securities in the Investment Bank. Refer to the table &#8220;Detailed
segmentation of Basel III exposures and risk-weighted assets&#8221; in section 2 of
this report and to section 7 &#8220;Securitizations&#8221; in this report for more
information. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides information on
market risk RWA from securitization exposures in the trading book.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=3 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">MR1: Market risk under
  standardized approach</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=89% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 width=89% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RWA</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Outright products</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Interest rate risk (general and specific)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity risk (general and specific)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Foreign exchange risk</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Commodity risk</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Options</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Simplified approach</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Delta-plus method</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Scenario approach</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=85% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Securitization</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">428</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></b></p>
  </td>
 <td width=85% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">428</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=3 valign=top width=100% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></b></p>




<p style="margin:0cm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">44</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_49"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table
below presents an overview of Pillar 3 disclosures separately provided in our
Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">MRB &#8211; Internal models
  approach</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure
  requirement</font></b></p>
  </td>
 <td width=3% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=33% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=30% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Description of activities and risks covered by the VaR models
  and stressed VaR models</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=30% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Value-at-risk</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149&#8211;152</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=30% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Main sources of market risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">VaR models applied by different entities within the group</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=30% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Main sources of market risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=30% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Value-at-risk</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149&#8211;152</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">General description of VaR and stressed VaR models</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=30% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Value-at-risk</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149&#8211;152</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=30% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Main differences between the VaR and stressed VaR models used
  for management purposes and for regulatory purposes</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=30% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Value-at-risk</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149&#8211;152</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=30% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Further information on VaR models</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=30% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Value-at-risk</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149&#8211;152</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=30% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk stress loss</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=24% style="background:#F1E4CF;height:21.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;height:21.0pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=30% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Market risk &#8211; Overview of measurement, monitoring and management
  techniques</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=30% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 22 Fair value measurement</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">386&#8211;406</font></p>
  </td>
 </tr>
<tr style="height:21.0pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Description of stress testing applied to modelling parameters</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated financial statements</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=30% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Note 22 Fair value measurement</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:21.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">386&#8211;406</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td rowspan=2 valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Description of backtesting approach</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=30% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Backtesting of VaR</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">151&#8211;152</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=30% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">VaR model confirmation</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">152</font></p>
  </td>
 </tr>
</table></div>










<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><a name="EDTF_Derivation_VaR_start_EN"></a></p><DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">45</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_50"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;font-style:normal;line-height:11.5pt;">Regulatory calculation of market risk</font></b></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below shows minimum,
maximum, average and period-end regulatory VaR, stressed VaR, the incremental
risk charge (IRC) and the comprehensive risk capital charge.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Our average 10-day 99% regulatory and
stressed VaR increased in the second half of the year, driven primarily by
various factors across our Equities and Foreign Exchange, Rates and Credit
businesses, including option expiries and strong client flows. These measures
returned to lower levels by the end of the year. Period-end IRC increased in
the second half of 2016 by CHF 60 million from CHF 132 million per 30 June 2016
to CHF 192 million per 31 December 2016. </font></p>

<font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The increase was driven by exposures in
high-yield US corporate issuers in the Investment Bank. This semi-annual
increase was only partially offset by a risk reduction from the
reclassification of Corporate Center &#8211; Group Asset and Liability Management
(Group ALM) high-quality liquid asset portfolio from trading book into banking
book treatment.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Since the exit of the Non-core correlation
trading portfolio market risk in 2014, the CRM for the Group has remained at
low levels.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">MR3: IMA values for trading
  portfolios</font></b></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td colspan=2 width=76% style="border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">For the six-month period ended 31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">For the six-month period ended </font></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.6.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=76% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">a</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">VaR (10-day 99%)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Maximum value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">84</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Period end</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Stressed VaR (10-day 99%)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Maximum value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">179</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">292</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">67</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">57</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Period end</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Incremental risk charge
  (99.9%)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Maximum value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">280</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">223</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">225</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">180</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">144</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">132</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Period end</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">192</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">132</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Comprehensive risk capital
  charge (99.9%)</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Maximum value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Period end</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Floor (standardized measurement method)</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">46</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_51"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Value-at-risk</font></b></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">VaR definition</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">VaR is a statistical measure of
market risk, representing the market risk losses that could potentially be
realized over a set time horizon (holding period) at an established level of
confidence. The measure assumes no change in the Group&#8217;s trading positions over
the set time horizon.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We calculate VaR on a daily basis. The profit
and loss (P&amp;L) distribution from which VaR is derived is constructed by our
internally developed VaR model. The VaR model simulates returns over the
holding period of those risk factors to which our trading positions are
sensitive, and subsequently quantifies the P&amp;L impact of these risk factor
returns on the trading positions. Risk factor returns associated with the risk
factor classes of general interest rates, foreign exchange and commodities are
based on a pure historical simulation approach, taking into account a five-year
look-back window. Risk factor returns for selected issuer based risk factors,
such as equity price and credit spreads, are decomposed into systematic and
residual, issuer-specific components using a factor model approach. Systematic
returns are based on historical simulation, and residual returns are based on a
Monte Carlo simulation. The VaR model P&amp;L distribution is derived from the
sum of the systematic and the residual returns in such a way that we
consistently capture systematic and residual risk. Correlations among risk
factors are implicitly captured via the historical simulation approach. In
modeling the risk factor returns, we consider the stationarity properties of
the historical time series of risk factor changes. Depending on the
stationarity properties of the risk factors within a given risk factor class,
we choose to model the risk factor returns using absolute returns or
logarithmic returns. The risk factor return distributions are updated on a
monthly basis.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Although our VaR model does not have full
revaluation capability, we source full revaluation grids and sensitivities from
our front-office systems, enabling us to capture material non-linear P&amp;L
effects.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We use a single VaR model for both internal
management purposes and determining market risk regulatory capital
requirements, although we consider different confidence levels and time
horizons. For internal management purposes, we establish risk limits and
measure exposures using VaR at the 95% confidence level with a one-day holding
period, aligned to the way we consider the risks associated with our trading
activities. The regulatory measure of market risk used to underpin the market
risk capital requirement under Basel III requires a measure equivalent to a 99%
confidence level using a 10-day holding period. In the calculation of a 10-day
holding period VaR, we employ 10-day risk factor returns, whereby all
observations are equally weighted.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Additionally, the population of the portfolio
within management and regulatory VaR is slightly different. The population
within regulatory VaR meets minimum regulatory requirements for inclusion in
regulatory VaR. Management VaR includes a broader population of positions. For
example, regulatory VaR excludes the credit spread risks from the
securitization portfolio, which are treated instead under the securitization approach
for regulatory purposes.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We also use stressed VaR (SVaR) for the
calculation of regulatory capital. SVaR adopts broadly the same methodology as
regulatory VaR and is calculated using the same population, holding period
(10-day) and confidence level (99%). However, unlike regulatory VaR, the
historical data set for SVaR is not limited to five years, but spans the time
period from 1 January 2007 to present. In deriving SVaR, we search for the
largest 10-day holding period VaR for the current portfolio of the Group across
all one-year look-back windows that fall into the interval from 1 January 2007
to present. SVaR is computed weekly.</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Derivation of VaR and SVaR based RWA<a name="EDTF_Derivation_VaR_start_EN_bclEnd"></a></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">VaR and SVaR are used to derive the
VaR and SVaR components of the market risk Basel III RWA, as shown in the table
&#8220;Detailed segmentation of Basel III exposures and risk-weighted assets&#8221; in this
report. This calculation takes the maximum of the respective period-end VaR
measure and the average VaR measure for the 60 trading days immediately
preceding the period end, multiplied by a VaR multiplier set by FINMA. The VaR
multiplier, which was 3.65 as of 31 December 2016, is dependent upon the number
of VaR backtesting exceptions within a 250 business day window. When the number
of exceptions is greater than four, the multiplier increases gradually from
three to a maximum of four if 10 or more backtesting exceptions occur. This is
then multiplied by a risk weight factor of 1,250% to determine RWA. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In addition to the VaR multiplier, at
the time of the structural change to our VaR model in the first quarter of 2016,
FINMA introduced a model multiplier of 1.3 to be applied in the calculation of
VaR and SVaR RWA. This model multiplier was temporarily introduced to offset a
reduction in VaR at the time, pending other improvements to the VaR model which
are expected to increase VaR. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This calculation is set out in the table
below. </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Calculation of VaR- and
  SVaR-based RWA as of 31 December 2016</font></b></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td valign=bottom width=21% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Period-end VaR (A)</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">60-day average VaR (B)</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">VaR multiplier&#160; (C) </font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Model multiplier (D) </font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Max (A, B x C) x D (E)</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk weight factor (F)</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Basel III RWA (E x F)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">VaR (10-day 99%) </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.65</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">173</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,250%</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,158</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=21% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Stressed VaR (10-day 99%)&#160; </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.65</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.3</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">490</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,250%</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,128</font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">47</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_52"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">MR4:
Comparison of VaR estimates with gains/losses </font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The &#8220;Group: development of
backtesting revenues and actual trading revenues against backtesting VaR
(1-day, 99% confidence)&#8221; chart below shows the 12-month development of
backtesting VaR against the Group&#8217;s backtesting revenues for 2016. The chart
shows both the negative and positive tails of the backtesting VaR distribution
at 99% confidence intervals representing, respectively, the losses and gains
that could potentially be realized over a one-day period at that level of
confidence. The asymmetry between the negative and positive tails is due to the
long gamma risk profile that has been run historically in the Investment Bank.
This long gamma position profits from increases in volatility, which therefore
benefits the positive tail of the VaR simulated profit or loss distribution.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">There were seven regulatory Group VaR
negative backtesting exceptions during 2016, primarily in the first six months
of the year. This brought the total number of negative exceptions within the
250-business-day window to seven, as the four downside exceptions that occurred
in the previous year moved out of this time window. Correspondingly, the FINMA
VaR multiplier for the market risk RWA calculation increased from 3.0 at the
end of 2015 to 3.65 as of 31 December 2016. We have investigated the cause for
each of the backtesting exceptions and identified several factors that
contributed to the increase. In particular, with market risk being managed at
such low levels of VaR, the impact of these factors on the backtesting results
became relatively more significant, contributing to the higher frequency of
exceptions.</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Periods of increased market volatility relative
to the volatility in the historical five-year time series led to daily profit
or loss exceeding that predicted by the VaR model. Significant market
volatility occurred in the first quarter of 2016 arising from uncertainties
with regard to macroeconomic developments in China and emerging markets more
broadly, and to weakening commodity prices, particularly oil, as well as in the
second quarter of 2016 following the outcome of the UK referendum on EU
membership. In addition, the markets saw large movements coming into year-end,
particularly in euro and Swiss franc interest rate curves. </font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Adjustments to trading revenues arising from
non-daily marking or valuation processes can result in the recognition of
profits and losses disconnected from the previous day&#8217;s backtesting VaR. We
have initiatives to reduce such adjustments.</font></p>

<p style="margin-bottom:0cm;margin-left:11.35pt;margin-right:0cm;margin-top:0cm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Profit or loss on risks accounted for in the
capital underpinning of RniV is captured in the backtesting revenue, even
though the risks are not covered by the VaR model. We continue to focus on
extending the VaR model to better capture these risks.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Given the factors outlined above, the
statistical expectation of two or three exceptions per year, and combined with
a review of the VaR model to confirm that it is performing consistent with its
design and expectations considering the current risk profile and the market
behavior, we do not believe that the increase in the number of regulatory
negative backtesting exceptions during the year indicates a deficiency in our
VaR model.</font></p>













<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><img border=0 height=325 id="Picture 1" src="maindocument001x51x0.jpg" width=335>
&nbsp;</p>








<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><a name="Risks_not_in_VaR_EN"></a></p><DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">48</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_53"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Risks-not-in-VaR<a name="Risks_not_in_VaR_EN_bclEnd"></a></font></b></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Risks-not-in-VaR definition</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">We have an established framework to
identify and quantify potential risk factors that are not fully captured by our
VaR model. We refer to these risk factors as risks-not-in-VaR (RniV). This
framework is used to underpin these potential risk factors with regulatory
capital, calculated as a multiple of VaR and SVaR.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RniV arises from approximations made by the
VaR model to quantify the effect of risk factor changes on the profit and loss
of positions and portfolios, as well as the use of proxies for certain market
risk factors. We categorize RniV by means of items and keep track of which
instrument classes are affected by each item.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">When new types of instruments are included in
the VaR population, we assess whether new items must be added to the inventory
of RniV items. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Risks-not-in-VaR quantification</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Risk officers perform a quantitative
assessment for each position in the inventory of RniV annually. The assessment
is made in terms of a 10-day 99%-VaR measure applied to the difference between
the profit and loss scenarios that would have been produced based on our best
estimate given available data, and the profit and loss scenarios generated by
the current model used for the regulatory VaR calculation. Whenever the
available market data allows, a historical simulation approach with five years
of historical data is used to estimate the 10-day 99%-VaR for an item. Other
eligible methods are based on analytical considerations or stress test and
worst-case assessments. Statistical methods are used to
aggregate the standalone risks, yielding a Group-level 10-day 99%-VaR estimate
of the entire inventory of RniV items at the specific date. The ratio of this
amount to regulatory VaR is used to produce estimates for arbitrary points in
time by scaling the corresponding regulatory VaR figures with that fixed ratio.
An analogous approach is applied for SVaR. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Risks-not-in-VaR mitigation</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Material RniV items are monitored and
controlled by means and measures other than VaR, such as position limits and
stress limits. Additionally, there are ongoing initiatives to extend the VaR
model to better capture these risks. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><a name="EDTF_Derivation_RWA_risk_EN"></a><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Derivation
of RWA add-on for risks-not-in-VaR<a name="EDTF_Derivation_RWA_risk_EN_bclEnd"></a></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The RniV framework is used to derive
the RniV-based component of the market risk Basel III RWA, using the
aforementioned approach, which is approved by FINMA and subject to an annual
recalibration. As the RWA from RniV are add-ons, they do not reflect any
diversification benefits across risks capitalized through VaR and SVaR.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Following the annual calibration of the
ratios in the second quarter of 2016 and in consideration of certain VaR model
improvements made during 2016, the RniV VaR and SVaR capital ratios reduced from
105% and 92%, respectively, as of 31 December 2015, to 86% and 28%,
respectively, as of 31 December 2016.&#160; </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FINMA continues to require that RniV stressed
VaR capital is floored at RniV VaR capital. </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Times New Roman,serif" lang=EN-US style="font-size:12.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Calculation of RniV-based RWA
  as of 31 December 2016</font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=bottom width=53% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Period-end RWA (A)</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RniV add-on (B)</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">RniV RWA (A x B)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=53% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Regulatory VaR</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,158</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">86%</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,855</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=53% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Stressed VaR</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,128</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28%</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;1,855&#185;&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=53% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total RniV RWA</font></b></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,709</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 RniV stressed VaR RWA is floored at RniV regulatory VaR RWA.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">49</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_54"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Incremental risk
charge</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The incremental risk charge (IRC)
represents an estimate of the default and rating migration risk of all trading
book positions with issuer risk, except for equity products and securitization
exposures, measured over a one-year time horizon at a 99.9% confidence level.
The calculation of the measure assumes all positions in the IRC portfolio have
a one-year liquidity horizon and are kept unchanged over this period.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The portfolio default and rating migration
loss distribution is estimated using a Monte Carlo simulation approach. The
simulation is performed in two steps: first, the distribution of credit ratings
(including the defaulted state) at the one-year time horizon is estimated by a
portfolio rating migration model, and second, default and migration losses
conditional on credit events generated by the portfolio rating migration model
are modeled employing the random recovery concept.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The portfolio rating migration model is of
the Merton type: migrations of credit ratings are considered to be functions of
the underlying asset value of a firm. The correlation structure of asset values
is based on the SunGard APT factor model with factor loadings and volatilities
homogenized within region-industry-size buckets. For the government bucket, a
conservative expert-based correlation value is used. The transition matrix
approach is utilized to set migration and default thresholds. The transition
matrix for sovereign obligors is calibrated to the history of S&amp;P sovereign
ratings. The transition matrix for non-sovereigns is calibrated to the history
of UBS internal ratings.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">For each position related to a defaulted
obligor, default losses are calculated based on the maximum default exposure
measure (the loss in the case of a default event assuming zero recovery) and a
random recovery concept. To account for potential basis risk between
instruments, different recovery values may be generated for different
instruments even if they belong to the same issuer. To calculate rating
migration losses, a linear (delta) approximation is used. A loss due to a
rating migration event is calculated as the estimated change in credit spread
due to the change in rating migration, multiplied by the corresponding
sensitivity of a position to changes in credit spreads.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The validation of the IRC model relies
heavily on sensitivity analyses embedded into the annual model reconfirmation. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><a name="EDTF_Derivation_IRC_RWA_EN"></a><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Derivation
of IRC-based RWA<a name="EDTF_Derivation_IRC_RWA_EN_bclEnd"></a></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IRC is calculated weekly, the results
of which are used to derive the IRC-based component of the market risk Basel
III RWA, as shown in the table &#8220;Detailed segmentation of Basel III exposures
and risk-weighted assets&#8221; in this report. The derivation is similar to that for
VaR- and SVaR-based RWA, but without a VaR multiplier, and is shown below. </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Calculation of IRC-based RWA as
  of 31 December 2016</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=27% style="border:none;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Period-end IRC (A)</font></p>
  </td>
 <td rowspan=2 valign=bottom width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average of last 12 weeks IRC (B)</font></p>
  </td>
 <td rowspan=2 valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Max (A, B)&#160; (C)</font></b></p>
  </td>
 <td rowspan=2 valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk weight factor (D)</font></p>
  </td>
 <td rowspan=2 valign=bottom width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Basel III RWA (C x D)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td valign=bottom width=27% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=27% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">192</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">237</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">237</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,250%</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,963</font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">50</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_55"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Comprehensive risk measure</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The comprehensive risk measure (CRM)
is an estimate of the default and complex price risk, including the convexity
and cross-convexity of the CRM portfolio across credit spread, correlation and
recovery, measured over a one-year time horizon at a 99.9% confidence level. The
calculation assumes a static portfolio with trade aging, a modeling choice
consistent with the portfolio being hedged in a back-to-back manner. The model
scope covers collateralized debt obligation (CDO) swaps, credit-linked notes
(CLNs), 1st- and nth-to-default swaps and CLNs and hedges for these positions,
including credit default swaps (CDSs), CLNs and index CDSs.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The CRM profit and loss distribution is
estimated using a Monte Carlo simulation of defaults, loss given defaults (LGDs)
and market data changes over the next 12 months where spreads follow their own
stochastic processes and are correlated to defaults. The risk engine loads the
definition of all trades and, for each Monte Carlo scenario, generates the
trade cash flows over the next 12 months and revalues the trades on the horizon
date. The revaluation relies on sampled FX rates, credit spreads and index
bases and introduces a correlation skew by using stochastic correlations and
stochastic LGDs. The correlation skew is calibrated at irregular intervals. The
99.9% negative quantile of the resulting profit and loss distribution is then
taken to be the CRM result. Our CRM methodology is subject to minimum
qualitative standards. </font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><a name="EDTF_Derivation_CRM_RWA_EN"></a><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Derivation
of CRM-based RWA<a name="EDTF_Derivation_CRM_RWA_EN_bclEnd"></a></font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CRM is calculated weekly, and the
results are used to derive the CRM-based component of the market risk Basel III
RWA, as shown in the table &#8220;Detailed segmentation of Basel III exposures and
risk-weighted assets&#8221; in this report. The calculation is subject to a floor
equal to 8% of the equivalent capital charge under the specific risk measure
(SRM) for the correlation trading portfolio. The calculation is shown below. </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Calculation of CRM-based RWA as
  of 31 December 2016</font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=bottom width=27% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Period-end CRM (A)</font></p>
  </td>
 <td valign=bottom width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average of last 12 weeks CRM (B)&#185;</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Max (A, B)&#160; (C)</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk weight factor (D)</font></p>
  </td>
 <td valign=bottom width=15% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Basel III RWA (C x D)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=27% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,250%</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">104</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=6 valign=top width=100% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 CRM = Max (CRM model result, 8% of equivalent charge under the
  SRM).</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>













<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">51</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_56"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_operational_risk"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 9&#160; Operational risk</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_operational_risk_bclEnd"></a><a name="Conso_supplem_B3_Securitization_1_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table
below presents an overview of Pillar 3 disclosures separately provided in our
Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:2.25pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:2.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure requirement</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:28.5pt;">
  <td width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Details of the approach for operational risk capital assessment
  for which the bank qualifies</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Operational risk framework</font></p>
  </td>
 <td width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.0pt;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">165</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Description of the advanced measurement approaches for
  operational risk (AMA)</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Advanced measurement approach model</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">166&#8211;167</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">52</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_57"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_IRR"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 10&#160; Interest rate risk in the
banking book</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_IRR_bclEnd"></a><a name="Conso_supplem_B3_Securitization_2_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Interest
rate risk in the banking book arises from balance sheet positions such as </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Loans,
Due from customers</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> and </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Debt issued, Financial assets available for sale,
Financial assets held to maturity</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">, certain </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Financial assets and
liabilities designated at fair value</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">, derivatives measured at fair value,
including derivatives used for cash flow hedge accounting purposes, as well as
related funding transactions. </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below presents an overview of Pillar
3 disclosures separately provided in our Annual Report 2016, available under
&#8220;Annual reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Interest rate risk in the
  banking book&#160; </font></b></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td valign=bottom width=24% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Pillar 3 disclosure
  requirement</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=23% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 section</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=bottom width=34% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Disclosure</font></b></p>
  </td>
 <td width=2% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=13% style="background:#DFCBB1;border:none;border-bottom:solid #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Annual Report 2016 page
  number</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=24% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=23% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=3% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:#F2F2F2;border:none;border-bottom:solid #74726F 1.0pt;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:21.75pt;">
  <td valign=top width=24% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">The nature of interest rate risk in the banking book and key
  assumptions applied</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=23% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk, treasury and capital management</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=3% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=31% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Interest rate risk in the banking book</font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="background:#F1E4CF;border:none;border-bottom:solid #74726F 1.5pt;height:21.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153&#8211;157</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Interest rate
risk sensitivity to parallel shifts in yield curves</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Interest rate risk in the banking
book is not underpinned for capital purposes, but is subject to a regulatory
threshold. As of 31 December 2016, the economic-value effect of an adverse
parallel shift in interest rates of &#177;200 basis points on our banking book
interest rate risk exposures is significantly below the threshold of 20% of
eligible capital recommended by regulators.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The interest rate risk sensitivity figures
presented in the &#8220;Interest rate sensitivity &#8211; banking book&#8221; table on the next
page represent the effect of +1, &#177;100 and &#177;200-basis-point parallel moves in
yield curves on present values of future cash flows, irrespective of accounting
treatment. For some portfolios, the +1-basis-point sensitivity has been
estimated by dividing the +100-basis-point sensitivity by 100. In the
prevailing negative interest rate environment for the Swiss franc in
particular, and to a lesser extent for the euro and for Japanese yen, interest
rates for Wealth Management and Personal &amp; Corporate Banking client
transactions are generally being floored at non-negative levels. Accordingly,
for the purposes of this disclosure table, downward moves of 100 / 200 basis
points are floored to ensure that the resulting shocked interest rates do not
turn negative. The flooring results in non-linear sensitivity behavior.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The sensitivity of the banking book to rising
rates decreased to negative CHF 3.1 million per basis point from negative CHF
4.1 million per basis point. This was mainly due to a decreased negative
sensitivity in Wealth Management Americas and was mainly driven by a revised
client rate model for the non-maturity deposits in Wealth Management Americas,
which was enhanced to represent more accurately the relationship between
historical market rates and the client rates. The change in Swiss franc
interest rate sensitivity, from negative CHF 0.2 million per basis point to
positive CHF 0.5 million per basis point, is predominantly attributable to the
residual adjustment of the banking book exposure by Corporate Center &#8211; Group
ALM to the new target duration of our Swiss franc-denominated equity, which we
had shortened during 2015, primarily in response to the prevailing negative
interest-rate environment in Swiss francs. </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;font-style:normal;font-weight:normal;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">53</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_58"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Interest rate sensitivity &#8211; banking book&#185;&#722;&#178;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=50% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;200 bps</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;100 bps</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">+1 bp</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">+100 bps</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">+200 bps</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(13.0)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(13.0)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.5</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44.8</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">89.3</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EUR</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(109.0)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(91.9)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2.5)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2.6)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">GBP</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(184.5)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(103.0)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(0.1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(9.9)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(27.7)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">USD</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">823.2</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">358.9</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(3.4)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(347.2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(704.3)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.5</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(1.7)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(3.3)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(6.3)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total effect on fair value
  of interest rate-sensitive banking book positions</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">517.1</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">149.4</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(3.1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(318.1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(651.6)</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=48% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=50% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.15</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;200 bps</font></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#8211;100 bps</font></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">+1 bp</font></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">+100 bps</font></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">+200 bps</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(33.9)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(33.9)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(0.2)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15.5)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(29.1)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">EUR</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27.0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26.2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(0.3)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(29.7)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(55.5)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">GBP</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(165.5)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(42.4)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(0.8)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15.6)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">USD</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">838.7</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">438.8</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(3.8)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(380.4)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(763.4)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(1.2)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2.1)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.1</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=48% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total effect on fair value
  of interest rate-sensitive banking book positions</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">665.0</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">386.5</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(4.1)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(418.3)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(847.0)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=7 valign=top width=100% style="border:none;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 The interest rate risk sensitivity figures presented in the
  table above represent the effect of +1, &#177;100 and &#177;200-basis-point parallel
  moves in yield curves on present values of future cash flows, irrespective of
  accounting treatment.&#160;&#160;&#160; 2 Does not include interest rate sensitivities for
  credit valuation adjustments on monoline credit protection, US and non-US
  reference-linked notes.&#160;&#160;&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">54</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_59"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_composition"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 11&#160; Going and gone concern
requirements and eligible capital</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_composition_bclEnd"></a><a name="Conso_supplem_B3_Securitization_3_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table
below provides detail on the Swiss SRB going and gone concern requirements as
required by FINMA. Further information on capital management is provided on
pages 184&#8211;197 of our Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors.&nbsp;</font></i></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Swiss SRB going and gone
  concern requirements and information&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">As of 31.12.16</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Swiss SRB including transitional arrangements (phase-in)</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Swiss SRB as of 1.1.20 (fully applied)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk-weighted assets</font></b></p>
  </td>
 <td colspan=2 width=18% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio denominator</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk-weighted assets</font></b></p>
  </td>
 <td colspan=2 width=18% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio denominator</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">Required loss-absorbing
  capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital
  </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.31</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18,732</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.30</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20,123</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.19</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,680</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30,466</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: minimum capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6.18</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,919</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.30</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20,123</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,020</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,057</font></i></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which:&#160; buffer capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.95</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,396</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,247</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.00</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17,409</font></i></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: countercyclical
  buffer&#178;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.19</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">418</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.19</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">412</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Maximum additional tier 1
  capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.63</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,917</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.70</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,124</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.30</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,575</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,057</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: high-trigger
  loss-absorbing additional tier 1 minimum capital</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.83</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,114</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.70</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,124</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.50</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,794</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.50</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,057</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: high-trigger
  loss-absorbing additional tier 1 buffer capital</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.80</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,803</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.80</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,781</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total going concern capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.94</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24,649</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26,248</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;14.49&#179;&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32,255</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;5.00&#179;&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43,523</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Base gone concern requirement</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,889</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,749</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;14.30&#179;&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31,843</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">&#160;5.00&#179;&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43,523</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total gone concern
  loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,889</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,749</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.30</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31,843</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43,523</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total loss-absorbing
  capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.44</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32,539</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34,997</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28.79</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">64,098</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">87,047</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">Eligible loss-absorbing
  capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital
  </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16.76</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37,788</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.32</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37,788</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13.78</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30,693</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.53</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30,693</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">High-trigger loss-absorbing
  additional tier 1 capital&#8308;&#722;&#8309;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7.90</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17,805</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.04</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17,805</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.11</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,151</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.05</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,151</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: high-trigger
  loss-absorbing additional tier 1 capital </font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.89</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,512</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.74</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,512</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.06</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,809</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.78</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,809</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: low-trigger
  loss-absorbing additional tier 1 capital </font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.00</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.05</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,342</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.27</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,342</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: high-trigger
  loss-absorbing tier 2 capital </font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.40</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">891</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.10</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">891</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: low-trigger
  loss-absorbing tier 2 capital</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.61</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,402</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.19</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,402</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total going concern capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24.66</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55,593</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6.35</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55,593</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17.89</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39,844</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.58</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39,844</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Gone concern loss-absorbing
  capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.09</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18,229</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.08</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18,229</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13.16</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29,311</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.37</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29,311</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: TLAC-eligible
  senior unsecured debt</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7.49</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16,890</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.93</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16,890</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7.58</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16,890</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1.94</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16,890</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total gone concern
  loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.09</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18,229</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2.08</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18,229</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13.16</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29,311</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3.37</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29,311</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total loss-absorbing
  capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32.75</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">73,822</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.44</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">73,822</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.06</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">69,154</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7.94</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">69,154</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk-weighted assets /
  leverage ratio denominator</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">225,412</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">222,677</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">874,925</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">870,470</font></b></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td colspan=11 valign=top width=100% style="border:none;height:41.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 This table does not include the effect of any potential gone
  concern requirement rebate.&#160;&#160;&#160; 2 Going concern capital ratio requirements as
  of 31 December 2016 include countercyclical buffer requirements of 0.19% for
  the phase-in and fully applied requirement.&#160;&#160;&#160; 3 Includes applicable add-ons
  of 1.44% for RWA and 0.5% for LRD.&#160;&#160;&#160;&#160; 4 Includes outstanding low-trigger
  loss-absorbing additional tier 1 capital instruments, which under the
  transitional rules of the Swiss SRB framework will remain available to meet
  the going concern requirements until their first call date, even if the first
  call date is after 31 December 2019. From their first call date, they may be
  used to meet the gone concern requirements. Low-trigger loss-absorbing
  additional tier 1 capital was fully offset by required deductions for
  goodwill on a phase-in basis.&#160;&#160;&#160; 5 Includes outstanding high- and low-trigger
  loss-absorbing tier 2 capital instruments, which under the transitional rules
  of the Swiss SRB framework will remain available to meet the going concern
  requirements until the earlier of (i) their maturity or first call date or
  (ii) 31 December 2019. From 1 January 2020, these instruments may be used to
  meet the gone concern requirements until one year before maturity, with a
  haircut of 50% applied in the last year of eligibility.&#160;&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>











<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">55</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_60"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table
below provides a reconciliation of the IFRS balance sheet to the balance sheet
according to the regulatory scope of consolidation as defined by BIS and FINMA.
Lines in the balance sheet under the regulatory scope of consolidation are
expanded and referenced where relevant to display all components that are used
in the table &#8220;Composition of capital.&#8221; Refer to section 3 of this report for
more information on the most significant entities consolidated under IFRS, but
not included in the regulatory scope of consolidation. </font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Reconciliation of accounting
  balance sheet to balance sheet under the regulatory scope of consolidation</font></b></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td valign=bottom width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">As of 31.12.16</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Balance sheet in accordance with IFRS scope of consolidation</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Effect of deconsolidated entities for regulatory consolidation</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Effect of additional consolidated entities for regulatory
  consolidation</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Balance sheet in accordance with regulatory scope of
  consolidation</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Assets</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash and balances with central banks</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,767</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,767</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due from banks</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,156</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(225)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,931</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash collateral on securities borrowed</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,111</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,111</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Reverse repurchase agreements</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">66,246</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">66,246</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trading portfolio assets</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">96,575</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(9,974)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">86,601</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Positive replacement values</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">158,411</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">158,421</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash collateral receivables on derivative instruments</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26,664</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26,664</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Loans</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">306,325</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">92</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">306,417</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets designated at fair value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">65,353</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">65,353</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets available for sale</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,676</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(32)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15,644</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial assets held to maturity</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,289</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,289</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated participations</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">109</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">109</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Investments in associates</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">963</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">963</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: goodwill</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">342</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">342</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Property, equipment and software</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,331</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(73)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,259</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Goodwill and intangible assets</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,556</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,557</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: goodwill</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,311</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,311</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: intangible assets</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">245</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">245</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Deferred tax assets</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,155</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(1)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13,155</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: deferred tax
  assets recognized for tax loss carry-forwards</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,197</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(1)</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,197</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: deferred tax
  assets on temporary differences&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,958</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,958</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25,436</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(5,396)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20,039</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: net defined
  benefit pension and other post-employment assets</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total assets</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">935,016</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15,488)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">919,528</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">56</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_61"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Reconciliation of accounting balance sheet to balance sheet under
the regulatory scope of consolidation</font></b><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> (</font></b><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">continued)&nbsp;</font></b></p>

</div>


<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:38.25pt;">
  <td valign=bottom width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">As of 31.12.16</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Balance sheet in accordance with IFRS scope of consolidation</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Effect of deconsolidated entities for regulatory consolidation</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Effect of additional consolidated entities for regulatory
  consolidation</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Balance sheet in accordance with regulatory scope of
  consolidation</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Liabilities</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due to banks</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,645</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(64)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,581</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash collateral on securities lent</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,818</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,818</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Repurchase agreements</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,612</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6,612</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Trading portfolio liabilities</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,824</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22,824</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Negative replacement values</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153,810</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">153,811</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash collateral payables on derivative instruments</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35,472</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35,472</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Due to customers</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">423,672</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(51)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">423,622</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Financial liabilities designated at fair value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55,017</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55,017</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Debt issued</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103,649</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(14)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">103,636</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: amount eligible
  for high-trigger loss-absorbing additional tier 1 capital&#178;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,429</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,429</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: amount eligible
  for low-trigger loss-absorbing additional tier 1 capital&#178;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,342</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,342</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: amount eligible
  for low-trigger loss-absorbing tier 2 capital&#179;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,402</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,402</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></i></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: amount eligible
  for capital instruments subject to phase-out from tier 2 capital&#8308;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">698</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">698</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Provisions</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,174</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,174</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other liabilities</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62,020</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15,231)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">46,789</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: amount eligible
  for high-trigger loss-absorbing capital (Deferred Contingent Capital Plan
  (DCCP))&#8309;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">919</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">919</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total liabilities</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">880,714</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15,358)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">865,355</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Share capital</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">385</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">385</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Share premium</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28,254</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28,254</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Treasury shares</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,249)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,249)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retained earnings</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31,725</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(258)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31,466</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other comprehensive income recognized directly in equity, net of
  tax</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(4,494)</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">128</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(4,366)</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: unrealized gains /
  (losses) from cash flow hedges</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">972</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">972</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity attributable to UBS
  Group AG shareholders</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53,621</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(130)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53,490</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Equity attributable to non-controlling interests</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">682</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">683</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total equity</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54,302</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(129)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54,173</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total liabilities and equity</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">935,016</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15,488)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">919,528</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td colspan=6 valign=top width=100% style="border:none;height:22.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 References link the lines of this table to the respective
  reference numbers provided in the &quot;References&quot; column in the
  &quot;Composition of capital&quot; table.&#160;&#160; 2 Represents IFRS carrying
  value.&#160;&#160; 3 IFRS carrying value is CHF 10,429 million.&#160;&#160;&#160; 4 IFRS carrying value
  is CHF 1,125 million.&#160;&#160;&#160; 5 IFRS carrying value is CHF 1,625 million. Refer to
  the &quot;Compensation&quot; section of our Annual Report 2016 for more
  information on DCCP. </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>








<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">57</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_62"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table
below and on the following pages provides the &#8220;Composition of capital&#8221; as
defined by BIS and FINMA. Reference is made to items reconciling to the balance
sheet under the regulatory scope of consolidation as disclosed in the table
&#8220;Reconciliation of accounting balance sheet to balance sheet under the
regulatory scope of consolidation.&#8221; Where relevant, the effect of phase-in
arrangements is disclosed as well.</font></p>

<font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Refer to the documents
&#8220;Capital instruments of UBS Group AG (consolidated) and UBS AG (consolidated
and standalone) &#8211; Key features&#8221; and &#8220;UBS Group AG (consolidated) capital
instruments and TLAC-eligible senior unsecured debt&#8221; under &#8220;Bondholder
information&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> for an overview of the main features of our
regulatory capital instruments, as well as the full terms and conditions.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=2 width=69% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Composition of capital</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td colspan=2 valign=bottom width=69% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">As of 31.12.16</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Numbers phase-in</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Effect of the </font></b></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">transition phase</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 width=69% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Directly issued qualifying common share (and equivalent for
  non-joint stock companies) capital plus related stock
  surplus&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28,640</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retained earnings&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31,466</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Accumulated other comprehensive income (and other
  reserves)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(6,616)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Directly issued capital subject to phase-out from common equity
  tier 1 capital (only applicable to non-joint stock
  companies)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common share capital issued by subsidiaries and held by third
  parties (amount allowed in Group common equity tier 1 capital)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital
  before regulatory adjustments&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53,490</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Prudential valuation
  adjustments&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(68)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Goodwill, net of tax, less additional tier 1 capital&#178;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(3,959)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,639)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Intangible assets, net of tax&#178;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(241)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Deferred tax assets recognized for tax loss carry-forwards&#179;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(5,042)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(3,361)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Unrealized (gains) / losses from cash flow hedges, net of tax</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(972)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Expected losses on advanced internal ratings-based portfolio
  less general provisions</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(356)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Securitization gain on sale</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Own credit related to financial liabilities designated at fair
  value, net of tax, and replacement values</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(294)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Defined benefit plans</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Compensation and own shares-related capital components (not
  recognized in net profit)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(1,589)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Reciprocal crossholdings in common equity</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17a</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Qualifying interest where a controlling influence is exercised
  together with other owners (CET instruments)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17b</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Consolidated investments (CET1 instruments)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Investments in the capital of banking, financial and insurance
  entities that are outside the scope of regulatory </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">consolidation, net of eligible short positions, where the bank
  does not own more than 10% of the issued share capital </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(amount above 10% threshold)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Significant investments in the common stock of banking,
  financial and insurance entities that are outside </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">the scope of regulatory consolidation, net of eligible short
  positions (amount above 10% threshold)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Mortgage servicing rights (amount above 10% threshold)</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Deferred tax assets arising from temporary differences (amount
  above 10% threshold, net of related tax liability)&#8308;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(741)</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(1,094)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Amount exceeding the 15% threshold</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: significant
  investments in the common stock of financials</font></i></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: mortgage servicing
  rights</font></i></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: deferred tax
  assets arising from temporary differences</font></i></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Expected losses on equity investments treated according to the
  PD/LGD approach</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26a</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other adjustments relating to the application of an
  internationally accepted accounting standard</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(262)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26b</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other deductions</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,179)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Regulatory adjustments applied to common equity tier 1 due to
  insufficient additional tier 1 and tier 2 to cover deductions</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">28</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total regulatory adjustments
  to common equity tier 1</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15,703)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(7,095)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">58</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_63"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Composition of capital (continued)</font></b></p>

</div>


<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=2 valign=bottom width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">As of 31.12.16</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Numbers phase-in</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Effect of the </font></b></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">transition phase</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital
  (CET1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37,788</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(7,095)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Directly issued qualifying additional tier 1 instruments plus
  related stock surplus</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,151</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: classified as
  equity under applicable accounting standards</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: classified as
  liabilities under applicable accounting standards&#8309;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,151</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Directly issued capital instruments subject to phase-out from additional
  tier 1</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">34</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Additional tier 1 instruments (and CET1 instruments not included
  in row 5) issued by subsidiaries and held </font></p>
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">by third parties (amount allowed in Group additional tier 1)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">642</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(642)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: instruments issued
  by subsidiaries subject to phase-out</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">642</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(642)</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Additional tier 1 capital
  before regulatory adjustments</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9,793</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(642)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Investments in own additional tier 1 instruments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Reciprocal crossholdings in additional tier 1 instruments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38a</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Qualifying interest where a controlling influence is exercised
  together with other owner (AT1 instruments)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38b</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Holdings in companies which are to be consolidated (additional
  tier 1 instruments)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Investments in the capital of banking, financial and insurance
  entities that are outside the scope of regulatory consolidation, net of
  eligible short positions, where the bank does not own more than 10% of the
  issued common share capital of the entity amount above 10% threshold)</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">40</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Significant investments in the capital of banking, financial and
  insurance entities that are outside the scope of regulatory consolidation
  (net of eligible short positions)</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">41</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">National specific regulatory adjustments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,639)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,639</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Regulatory adjustments applied to additional tier 1 due to
  insufficient tier 2 to cover deductions</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 adjustments on impact
  of transitional arrangements</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,639)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,639</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: prudential
  valuation adjustment</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: own CET1
  instruments</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: goodwill net of
  tax, offset against additional loss-absorbing tier 1 capital</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,639)</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,639</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: intangible assets
  (net of related tax liabilities)</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: gains from the
  calculation of cash flow hedges</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: IRB shortfall of
  provisions to expected losses</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: gains on sales
  related to securitization transactions</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: gains/losses in
  connection with own credit risk</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: investments</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: expected loss
  amount for equity exposures under the PD/LGD approach</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: mortgage servicing
  rights</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42a</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Excess of the adjustments which are allocated to the common
  equity tier 1 capital</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total regulatory adjustments
  to additional tier 1 capital</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,639)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,639</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Additional tier 1 capital
  (AT1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7,154</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,997</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">45</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital (T1 = CET1 +
  AT1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44,941</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(5,098)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">46</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Directly issued qualifying tier 2 instruments plus related stock
  surplus&#8310;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,814</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">47</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Directly issued capital instruments subject to phase-out from
  tier 2&#8310;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">713</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(713)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 2 instruments (and CET1 and additional tier 1 instruments
  not included in rows 5 or 34) issued by subsidiaries and held by third
  parties (amount allowed in Group tier 2)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">49</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: instruments issued
  by subsidiaries subject to phase-out</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">50</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Provisions</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">51</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 2 capital before
  regulatory adjustments</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,527</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(713)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Investments in own tier 2 instruments&#8310;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(17)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7, 8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Reciprocal cross holdings in tier 2 instruments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53a</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Qualifying interest where a controlling influence is exercised
  together with other owner (tier 2 instruments)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">53b</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Investments to be consolidated (tier 2 instruments)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Investments in the capital of banking, financial and insurance
  entities that are outside the scope of regulatory consolidation, net of
  eligible short positions, where the bank does not own more than 10% of the
  issued common share capital of the entity (amount above the 10% threshold)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">55</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Significant investments in the capital banking, financial and
  insurance entities that are outside the scope of regulatory consolidation (net
  of eligible short positions)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">56</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">National specific regulatory adjustments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">56a</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Excess of the adjustments
  which are allocated to the additional tier 1 capital</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">57</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total regulatory adjustments
  to tier 2 capital</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(17)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">59</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_64"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Composition of capital (continued)</font></b></p>

</div>


<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=2 valign=bottom width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">As of 31.12.16</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Numbers phase-in</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Effect of the </font></b></p>
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">transition phase</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">58</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 2 capital (T2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,511</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(698)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: high-trigger
  loss-absorbing capital&#8309;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">272</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=61% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: low-trigger loss-absorbing
  capital&#8310;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10,402</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">59</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total capital (TC = T1 + T2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">56,452</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(5,795)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Amount with risk weight pursuant to the transitional arrangement
  (phase-in)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,735)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: net defined
  benefit pension assets</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=61% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which:&#160; DTA on temporary differences</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,736</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">60</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total risk-weighted assets</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">225,412</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(2,735)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Capital ratios and buffers</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">61</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 (as a percentage of risk-weighted assets)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16.8</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 (pos 45 as a percentage of risk-weighted assets)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19.9</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">63</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total capital (pos 59 as a percentage of risk-weighted assets)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">64</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CET1 requirement (base capital, buffer capital and
  countercyclical buffer requirements) plus G-SIB buffer requirement, expressed
  as a percentage of risk-weighted assets&#8311;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.6</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">65</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: capital buffer
  requirement</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.6</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">66</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: bank-specific
  countercyclical buffer requirement</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.2</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">67</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: G-SIB buffer
  requirement</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.3</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">68</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 available to meet buffers (as a percentage
  of risk-weighted assets)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16.8</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">68a&#8211;f</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Not applicable for systemically relevant banks according to
  FINMA RS 11/2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">72</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Non-significant investments in the capital of other financials</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1,232</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">73</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Significant investments in the common stock of financials</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">759</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">74</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Mortgage servicing rights (net of related tax liability)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">75</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Deferred tax assets arising from temporary differences (net of
  related tax liability)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5,088</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Applicable caps on the
  inclusion of provisions in tier 2</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">76</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Provisions eligible for inclusion in tier 2 in respect of exposures
  subject to standardized approach (prior to application of cap)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">77</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cap on inclusion of provisions in tier 2 under standardized
  approach</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">78</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Provisions eligible for inclusion in tier 2 in respect of
  exposures subject to internal ratings-based approach (prior to application of
  cap)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">79</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Cap for inclusion of provisions in tier 2 under internal
  ratings-based approach</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:112.5pt;">
  <td colspan=5 valign=top width=100% style="border:none;height:112.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 References link the lines of this table to the respective
  reference numbers provided in the column &#8220;References&#8221; in the table
  &#8220;Reconciliation of accounting balance sheet to balance sheet under the
  regulatory scope of consolidation.&quot;&#160;&#160; 2 The CHF 6,599 million (CHF 3,959
  million and CHF 2,639 million) reported in line 8 includes goodwill on
  investments in associates of CHF 342 million and DTL on goodwill of CHF 55
  million. The CHF 241 million reported in line 9 includes DTL on intangible
  assets of CHF 4 million.&#160;&#160; 3 The CHF 8,403 million (CHF 5,042 million and CHF
  3,361 million) deferred tax assets recognized for tax loss carry-forwards
  reported in line 10 differ from the CHF 8,197 million deferred tax assets
  shown in line &quot;Deferred tax assets&quot; in the table &#8220;Reconciliation of
  accounting balance sheet to balance sheet under the regulatory scope of
  consolidation&quot; because the latter figure is shown after the offset of
  deferred tax liabilities for cash flow hedge gains (CHF 156 million) and
  other temporary differences, which are adjusted out in line 11 and other
  lines of this table, respectively.&#160;&#160; 4 The CHF 1,835 million (CHF 741 million
  and CHF 1,094 million) deferred tax assets arising from temporary differences
  in line 21 differ from the CHF 4,958 million deferred tax assets on temporary
  differences shown in the line &#8220;Deferred tax assets&#8221; in the table &#8220;Reconciliation
  of accounting balance sheet to balance sheet under the regulatory scope of
  consolidation&quot; as the former relates only to the amount above the 10%
  threshold.&#160;&#160; 5 CHF 9,151 million and CHF 272 million reported in line 32 and
  58, respectively, of this table includes the following positions: CHF 5,429
  million and CHF 2,342 million recognized in line &quot;Debt issued&quot; in
  the table &#8220;Reconciliation of accounting balance sheet to balance sheet under
  the regulatory scope of consolidation,&quot; CHF 919 million DCCP recognized
  in line &quot;Other liabilities&quot; in the table &#8220;Reconciliation of
  accounting balance sheet to balance sheet under the regulatory scope of
  consolidation&quot; and CHF 732 million recognized in DCCP-related charge for
  regulatory capital purpose in line 16 &quot;Compensation and own
  shares-related capital components (not recognized in net profit)&quot; of
  this table.&#160;&#160; 6 The CHF 11,527 million in line 51 includes CHF 10,402 million
  low-trigger loss-absorbing tier 2 capital recognized in line &quot;Debt
  issued&quot; in the table &#8220;Reconciliation of accounting balance sheet to
  balance sheet under the regulatory scope of consolidation,&quot; which is
  shown net of CHF 1 million investments in own tier 2 instruments reported in
  line 52 of this table, CHF 698 million phase-out capital recognized in line
  &quot;Debt issued&quot; in the table &#8220;Reconciliation of accounting balance
  sheet to balance sheet under the regulatory scope of consolidation,&quot;
  which is shown net of CHF 16 million investments in own tier 2 reported in
  line 52 of this table, high-trigger loss-absorbing capital of CHF 272 million
  reported in line 58 and CHF 139 million of unrealized gains on financial
  assets available for sale, which are eligible under BIS rules.&#160;&#160; 7 BCBS
  requirements are exceeded by our Swiss SRB requirements. Refer to the &quot;Capital
  Management&quot; section of our Annual Report 2016 for more information on
  the Swiss SRB requirements.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">60</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_65"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_leverage_ratio"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 12&#160; Leverage ratio</font></b></p>

</div>









<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:0cm;"><a name="P3_leverage_ratio_bclEnd"></a><a name="DP_6dddbf67a68d4f329e94b260ec220b"></a><a name="Conso_supplem_B3_Securitization_4_bclEnd"></a><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BIS Basel
III leverage ratio</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.15pt;line-height:11.5pt;">The BIS
leverage ratio is calculated by dividing the period-end tier 1 capital by the
period-end leverage ratio denominator (LRD). The LRD consists of IFRS
on-balance sheet assets and off-balance sheet items. Derivative exposures are
adjusted for a number of items, including replacement value and eligible cash
variation margin netting, the current exposure method add-on and net notional
amounts for written credit derivatives. The LRD also includes an additional
charge for counterparty credit risk related to securities financing
transactions. In addition, balance sheet assets deducted from our tier 1
capital are excluded from LRD, resulting in a difference between phase-in and
fully applied LRD for deferred tax assets (DTAs) and net defined benefit
pension plan assets.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.15pt;line-height:11.5pt;">The
&#8220;Reconciliation of IFRS total assets to BIS Basel III total on-balance sheet
exposures excluding derivatives and securities financing transactions&#8221; table
below shows the difference between total IFRS assets per IFRS consolidation
scope and the BIS total on-balance sheet exposures, which are the starting
point for calculating the BIS LRD as shown in the &#8220;BIS Basel III leverage ratio
common disclosure&#8221; table on the next page. The difference is due to the
application of the regulatory scope of consolidation for the purpose of the BIS
calculation. In addition, carrying values for derivative financial instruments
and securities financing transactions are deducted from IFRS total assets. They
are measured differently under BIS leverage ratio rules and are therefore added
back in separate exposure line items in the &#8220;BIS Basel III leverage ratio
common disclosure&#8221; table on the next page.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">As of 31 December 2016, our BIS Basel III
leverage ratio was 4.6% on a fully applied basis and 5.1% on a phase-in basis.
The BIS Basel III LRD was CHF 870.5 billion on a fully applied basis and CHF
874.9 billion on a phase-in basis. Information on our Swiss SRB leverage ratio
and the movement in our LRD on a fully applied basis compared with the prior
quarter is provided on page 52 of our fourth quarter 2016 report, available
under &#8220;Quarterly reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:0cm;margin-right:0cm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Differences between the Swiss SRB and
BIS leverage ratio</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The leverage ratio denominator is the
same under Swiss SRB and BIS rules. However, there are differences in the
capital numerator between the two frameworks. Under BIS rules, only common
equity tier 1 and additional tier 1 capital are included in the numerator,
whereas under Swiss SRB rules total capital is eligible. Furthermore, the BIS
capital framework does not include gone concern requirements as defined by the
revised Swiss SRB framework, under which non-Basel III-compliant tier 1 capital
is only eligible to meet gone concern requirements and is not included in the
capital numerator for the purpose of the BIS leverage ratio calculation.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="DP_6dddbf67a68d4f329e94b260ec220b_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:19.5pt;">
  <td colspan=3 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Reconciliation of IFRS total
  assets to BIS Basel III total on-balance sheet exposures excluding
  derivatives and securities financing transactions</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">On-balance sheet exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">IFRS total assets</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">935,016</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">935,206</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustment for investments in banking, financial, insurance or
  commercial entities that are consolidated for accounting purposes but outside
  the scope of regulatory consolidation </font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15,488)</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(15,543)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustment for investments in banking, financial, insurance or
  commercial entities that are outside the scope of consolidation for
  accounting purposes but consolidated for regulatory purposes </font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustment for fiduciary assets recognized on the balance sheet
  pursuant to the operative accounting framework but excluded from the leverage
  ratio exposure measure </font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Less carrying value of derivative financial instruments in IFRS
  total assets&#185;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(185,086)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(179,052)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Less carrying value of securities financing transactions in IFRS
  total assets&#178;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(96,352)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(103,459)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustments to accounting values</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">On-balance sheet items
  excluding derivatives and securities financing transactions, but including
  collateral </font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">638,091</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">637,153</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Asset amounts deducted in determining BIS Basel III tier 1
  capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(13,240)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(13,070)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total on-balance sheet
  exposures (excluding derivatives and securities financing transactions)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">624,850</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">624,083</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td colspan=3 valign=top width=100% style="border:none;height:16.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Consists of positive replacement values and cash collateral
  receivables on derivative instruments in accordance with the regulatory scope
  of consolidation.&#160;&#160;&#160; 2 Consists of cash collateral on securities borrowed,
  reverse repurchase agreements, margin loans and prime brokerage receivables
  related to securities financing transactions in accordance with the
  regulatory scope of consolidation.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">61</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_66"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">BIS Basel III leverage ratio common disclosure</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=4% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">On-balance sheet exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">On-balance sheet items excluding derivatives and SFTs, but
  including collateral </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">638,091</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">637,153</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(Asset amounts deducted in determining Basel III tier 1 capital)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(13,240)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(13,070)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total on-balance sheet
  exposures (excluding derivatives and SFTs)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">624,850</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">624,083</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Derivative exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Replacement cost associated with all derivatives transactions
  (i.e., net of eligible cash variation margin)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">51,919</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48,412</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Add-on amounts for PFE associated with all derivatives
  transactions </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">84,156</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">87,298</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Gross-up for derivatives collateral provided where deducted from
  the balance sheet assets pursuant to the operative accounting framework</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(Deductions of receivables assets for cash variation margin
  provided in derivatives transactions)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(14,667)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(13,911)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(Exempted CCP leg of client-cleared trade exposures) </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(17,314)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(16,018)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjusted effective notional amount of all written credit derivatives&#185;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">128,079</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">143,757</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(Adjusted effective notional offsets and add-on deductions for
  written credit derivatives)&#178;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(124,533)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(140,098)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total derivative exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">107,640</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">109,440</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Securities financing
  transaction exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Gross SFT assets (with no recognition of netting), after
  adjusting for sale accounting transactions</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">167,822</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">176,975</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(Netted amounts of cash payables and cash receivables of gross
  SFT assets)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(71,470)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(73,517)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CCR exposure for SFT assets</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,366</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,729</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Agent transaction exposures</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total securities financing
  transaction exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">104,718</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">112,187</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=4% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other off-balance sheet
  exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Off-balance sheet exposure at gross notional amount</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">112,024</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">104,158</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(Adjustments for conversion to credit equivalent amounts)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(74,306)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(68,152)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total off-balance sheet
  items</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37,718</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36,006</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total exposures (leverage
  ratio denominator), phase-in</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">874,925</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">881,717</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(Additional asset amounts deducted in determining Basel III tier
  1 capital fully applied) </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(4,456)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(4,404)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total exposures (leverage
  ratio denominator), fully applied</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">870,470</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">877,313</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Capital and total exposures
  (leverage ratio denominator), phase-in</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44,941</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44,061</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">874,925</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">881,717</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Basel III leverage ratio
  phase-in (%) </font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.1</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Capital and total exposures
  (leverage ratio denominator), fully applied</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39,844</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39,003</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">870,470</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">877,313</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Basel III leverage ratio
  fully applied (%) </font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.6</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.4</font></p>
  </td>
 </tr>
<tr style="height:28.5pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:28.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Includes protection sold, including agency transactions.&#160;&#160;&#160; 2 Protection
  sold can be offset with protection bought on the same underlying reference
  entity, provided that the conditions according to the Basel III leverage
  ratio framework and disclosure requirements are met.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">62</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_67"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">BIS Basel III leverage ratio summary comparison</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total consolidated assets as per published financial statements</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">935,016</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">935,206</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustment for investments in banking, financial, insurance or
  commercial entities that are consolidated for accounting purposes but outside
  the scope of regulatory consolidation&#185;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(28,728)</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(28,613)</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustment for fiduciary assets recognized on the balance sheet
  pursuant to the operative accounting framework but excluded from the leverage
  ratio exposure measure</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustments for derivative financial instruments</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(77,446)</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">(69,611)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustment for securities financing transactions (i.e., repos
  and similar secured lending)</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,366</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8,729</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Adjustment for off-balance sheet items (i.e., conversion to
  credit equivalent amounts of off-balance sheet exposures)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37,718</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36,006</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other adjustments</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio exposure
  (leverage ratio denominator), phase-in</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">874,925</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">881,717</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 This item includes assets that are deducted from tier 1
  capital.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">BIS Basel III leverage ratio</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=5 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">Phase-in</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.6.16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.3.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total tier 1 capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44,941</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44,061</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">42,934</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">43,541</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">BIS total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">874,925</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">881,717</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">902,431</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">910,000</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">BIS Basel III leverage ratio (%)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.1</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.8</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.8</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">Fully applied</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30.6.16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.3.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total tier 1 capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39,844</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39,003</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38,049</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37,438</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">BIS total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">870,470</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">877,313</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">898,195</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">905,801</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">BIS Basel III leverage ratio (%)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.6</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.4</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.2</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4.1</font></p>
  </td>
 </tr>
</table></div>



<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">63</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_68"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_LCR"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 13&#160; Liquidity coverage ratio</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_LCR_bclEnd"></a><a name="Conso_supplem_B3_Securitization_5_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In the
fourth quarter of 2016, our three-month average total liquidity coverage ratio
(LCR) increased 8 percentage points to 132%, remaining above the 110% Group LCR
minimum communicated by FINMA. The increase was mainly due to a CHF 10 billion
reduction in net cash outflows, largely driven by a decrease in outflows from
securities financing transactions and an increase in inflows reflecting a
higher amount of maturing performing loan positions within the relevant 30-day
window during the quarter.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=2 width=40% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Liquidity coverage ratio</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average 4Q16</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average 3Q16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=40% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF billion, except where
  indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Unweighted value</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Weighted value&#185;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Unweighted value</font></p>
  </td>
 <td width=14% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Weighted value&#185;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=8 width=100% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">High-quality liquid assets</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">High-quality liquid assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">196</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">197</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=8 width=100% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash outflows</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Retail deposits and deposits from small business customers</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">235</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">26</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">230</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: stable deposits</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">38</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">37</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: less stable
  deposits</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">197</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">193</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Unsecured wholesale funding</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">193</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">109</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">195</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">112</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: operational
  deposits (all counterparties)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">36</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: non-operational
  deposits (all counterparties)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">142</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">85</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">143</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">87</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: unsecured debt</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Secured wholesale funding&#178;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">73</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">62</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Additional requirements:</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">99</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">39</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">106</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">44</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: outflows related
  to derivatives and other transactions</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">52</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">25</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">58</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">30</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: outflows related
  to loss of funding on debt products&#179;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: committed credit
  and liquidity facilities</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">47</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">48</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other contractual funding obligations</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other contingent funding obligations</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">207</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">210</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></b></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total cash outflows</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">266</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">269</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=8 width=100% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=center style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">Cash inflows</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Secured lending&#178;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">266</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">71</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">254</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">65</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Inflows from fully performing exposures</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">60</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">32</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">54</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Other cash inflows</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">20</font></b></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total cash inflows</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">340</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">117</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">325</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">111</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=8 width=100% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=4 width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average 4Q16</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Average 3Q16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=40% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF billion, except where
  indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">Total adjusted value&#8308;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">Total adjusted value&#8308;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=5% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=35% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=4 width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;">Liquidity coverage ratio</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">High-quality liquid assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">196</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">197</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22</font></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Net cash outflows</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">148</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">158</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23</font></b></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Liquidity coverage ratio (%)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 4.25pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">132</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">124</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td colspan=8 valign=top width=100% style="border:none;height:25.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Calculated after the application of inflow and outflow
  rates.&#160;&#160; 2 In the third quarter of 2016, the presentation of securities
  financing transactions across our business areas was aligned. Prior-period
  unweighted cash inflows from secured lending have been adjusted accordingly.
  These changes did not affect net cash outflows or the liquidity coverage
  ratio.&#160;&#160;&#160; 3 Includes outflows related to loss of funding on asset-backed
  securities, covered bonds, other structured financing instruments,
  asset-backed commercial papers, structured entities (conduits), securities
  investment vehicles and other such financing facilities.&#160;&#160;&#160; 4 Calculated
  after the application of haircuts and inflow and outflow rates as well as,
  where applicable, caps on Level 2 assets and cash inflows.</font></p>
  </td>
 </tr>
</table></div>



<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">64</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_69"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_REM"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 14&#160; Remuneration</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_REM_bclEnd"></a><a name="Conso_supplem_B3_Securitization_6_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Pillar 3
disclosures on remuneration are separately provided on pages 225 and 256&#8211;298 in
our Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">65</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_70"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_GSIB"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 15&#160; Requirements for global
systemically important banks and related indicators</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_GSIB_bclEnd"></a><a name="Conso_supplem_B3_Securitization_7_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The
Financial Stability Board (FSB) determined that UBS is a global systemically
important bank (G-SIB), using an indicator-based methodology adopted by the
BCBS. Banks that qualify as G-SIBs are required to disclose the 12 indicators
for assessing the systemic importance of G-SIBs as defined by the BCBS. These indicators
are used for the G-SIB score calculation and cover the five categories size,
cross-jurisdictional activity, interconnectedness, substitutability / financial
institution infrastructure and complexity.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Based on the published indicators, G-SIBs are
subject to additional CET1 capital buffer requirements in the range from 1.0%
to 3.5%. These requirements are phased in from 1 January 2016 to 31 December
2018 and become fully effective on 1 January 2019. In November 2016, the FSB
determined that, based on the year-end 2015 indicators, the requirement for the
UBS Group is 1.0%. As our Swiss SRB Basel III capital requirements exceed the
BCBS requirements including the G-SIB buffer, UBS is not affected by the above.
</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Our G-SIB indicators as of 31 December 2016
will be available online by the end of April 2017 under &#8220;Pillar 3, SEC filings
&amp; other disclosures&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>

<DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">66</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_71"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0cm 0cm 3.0pt 0cm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0cm;margin-right:0cm;margin-top:0cm;padding:0cm;"><a name="P3_BIS"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 16&#160; Prudential key figures for our
significant regulated subsidiaries and subgroups</font></b></p>

</div>









<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_BIS_bclEnd"></a><a name="Conso_supplem_B3_Securitization_8_bclEnd"></a><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The
FINMA-defined tables below include required information on the regulatory
capital components and capital ratios, as well as leverage and liquidity
coverage ratios where required, of UBS AG (standalone), UBS Limited
(standalone) and UBS Americas Holding LLC (consolidated). Regulatory information
for UBS Switzerland AG (standalone) is available under &#8220;Disclosure for legal
entities&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. UBS AG
(consolidated) capital and leverage ratio information is provided in the UBS
Group AG and UBS AG Annual Report 2016 under &#8220;Annual Reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">
&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In addition to the Pillar 1 capital requirements
presented below, entities may be subject to significant additional Pillar 2 requirements,
which represent additional amounts of capital considered necessary and agreed
with regulators based on the risk profile of the entities.</font></p>








<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">UBS AG (standalone)&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=87% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">CHF million, except where
  indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum capital requirement (8% of RWA)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">18,594</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Eligible capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: common equity tier
  1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33,983</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">33,983</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">232,422</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Countercyclical buffer (CCB) in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10.8</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Basel III leverage ratio (%)&#178;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">561,979</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Liquidity coverage ratio (fourth quarter 2016)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">16</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Numerator: High-quality
  liquid assets</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">98</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">17</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Denominator: Net cash
  outflows</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">76</font></i></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Based on the applicable phase-in rules for Swiss systemically
  relevant banks (SRBs). While UBS AG is considered a systemically relevant
  bank (SRB) under Swiss banking law, it is, on a standalone basis, not subject
  to the revised too big to fail provisions of the Swiss SRB framework.&#160;&#160; 2 On
  the basis of tier 1 capital.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">UBS Limited
  (standalone)&#185;&#722;&#178;&#722;&#179;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=87% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">GBP million, except where
  indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum capital requirement (8% of RWA)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">886</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Eligible capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3,274</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: common equity tier
  1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,352</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2,587</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,081</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">21.2</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">23.3</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">29.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Countercyclical buffer (CCB) in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">0.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Basel III leverage ratio (%)&#8308;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7.2</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">35,794</font></p>
  </td>
 </tr>
<tr style="height:26.25pt;">
  <td colspan=4 valign=top width=100% style="height:26.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 Based on Directive 2013/36/EU and Regulation 575/2013
  (together known as &quot;CRD IV&quot;) and their related technical standards,
  as implemented within the UK by the Prudential Regulation Authority (PRA).&#160;&#160;&#160;
  2&nbsp;There is no local disclosure requirement for liquidity coverage ratio
  for UBS Limited as of 31 December 2016.&#160;&#160;&#160; 3 Capital information disclosed in
  this table excludes 2016 net profit carried forward, which will become
  eligible for inclusion only after completion of the statutory audit.&#160;&#160;&#160; 4 On
  the basis of tier 1 capital.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:0cm;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=#006600 face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<DIV bclFooter><p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">67</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_72"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin-bottom:88.5pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:none;"><font style="border:none;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">Basel III Pillar 3 UBS Group AG 2016 report</font></font></p></DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">UBS Americas Holding LLC (consolidated)&#185;&#722;&#178;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=87% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">USD million, except where
  indicated</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">31.12.16</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Minimum capital requirement (8% of RWA)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4,115</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Eligible capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12,370</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: common equity tier
  1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,648</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 11.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">of which: tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11,648</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">51,443</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">22.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">24.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Countercyclical buffer (CCB) in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Common equity tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">5.1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">6.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Total capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Basel III leverage ratio (%)&#179;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">8.3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0cm 3.5pt 0cm 2.0pt;">
  <p align=right style="margin:0cm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:7.5pt;">140,174</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=4 valign=top width=100% style="height:19.5pt;padding:0cm 2.0pt 0cm 2.0pt;">
  <p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" lang=EN-US style="font-size:6.5pt;">1 For UBS Americas Holding LLC based on applicable US Basel III
  rules.&#160;&#160;&#160; 2 There is no local disclosure requirement for liquidity coverage
  ratio for UBS Americas Holding LLC as of 31 December 2016.&#160;&#160; 3 On the basis
  of tier 1 capital.</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><a name=Abbreviations></a></p><DIV bclFooter><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">68</font></font></font><font style="border:none;mso-no-proof:yes;"><font style="display:none;mso-hide:all;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"></font></font></font><font style="border:none;">&nbsp;</font></p></DIV></div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_73"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;"></font></p>

<div style="border:none;border-top:solid #74726F 1.0pt;padding:3.0pt 0cm 0cm 0cm;">

<p style="border:none;margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;padding:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:14.0pt;line-height:16.0pt;">Abbreviations frequently used in our
financial reports<a name="Abbreviations_bclEnd"></a></font></p>

</div>


<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></b></p>








<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">A</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ABS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; asset-backed
security</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">AGM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; annual general
meeting of shareholders</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">A-IRB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; advanced internal
ratings-based</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">AIV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; alternative
investment vehicle</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">AMA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; advanced
measurement approach</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ASFA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; advanced
supervisory formula approach</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">AT1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; additional tier 1</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">B</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BCBS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Basel Committee on
<br>
Banking Supervision</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; business
division</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BIS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Bank for International
Settlements</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BoD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Board of Directors</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BVG&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Swiss occupational
pension plan</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">C</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Corporate Center</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCAR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Comprehensive
Capital Analysis and Review</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCF&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit conversion
factor</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; central
counterparty</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; counterparty
credit risk</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CDO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; collateralized
debt <br>
obligation</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CDR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; constant default rate</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CDS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit default
swap</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CEA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Commodity
Exchange Act</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CEM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; current exposure
method</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CEO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Chief Executive
Officer</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CET1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; common equity tier
1</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CFO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Chief Financial
Officer</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CHF&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Swiss franc</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CLN&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit-linked
note</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CLO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; collateralized
loan obligation</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CMBS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; commercial mortgage-<br>
backed security</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit risk
mitigation</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">COP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; close-out period</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CRM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit risk
mitigation (credit risk) or comprehensive risk measure (market risk)</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CVA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit valuation <br>
adjustment</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">D</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DBO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; defined benefit
obligation</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DCCP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Deferred Contingent
Capital Plan </font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DOJ &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Department of
Justice</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DTA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; deferred tax
asset</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DTL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; deferred tax
liability</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DVA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; debit valuation
adjustment</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">E</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EAD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; exposure at
default</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; European
Commission</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ECAI&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; external credit
assessment institutions</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ECB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; European Central
Bank</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EEPE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; effective expected
positive exposure</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EPE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; expected
positive exposure</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EIR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; effective
interest rate</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; expected loss</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EMEA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Europe, Middle East
and Africa</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EOP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Equity Ownership
Plan</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EPS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; earnings per
share</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ETD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; exchange-traded
derivatives</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ETF&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; exchange-traded
fund</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; European Union</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EUR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; euro</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EURIBOR&#160;&#160;&#160;&#160;&#160;&#160;&#160; Euro Interbank Offered
Rate</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">F</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FCA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; UK Financial
Conduct <br>
Authority</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FCT&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; foreign currency
translation</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FDIC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Federal Deposit
Insurance Corporation</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FINMA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Swiss Financial
Market Supervisory Authority</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FRA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; forward rate
agreement</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FSA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; UK Financial
Services Authority</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FSB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Financial
Stability Board</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FTD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; first to default</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FTP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; funds transfer
price</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FVA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; funding valuation
adjustment</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FX&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; foreign
exchange</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">G</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">GAAP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; generally accepted <br>
accounting principles</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">GBP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; British pound</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">GEB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Group Executive
Board</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">GIIPS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Greece, Italy,
Ireland, <br>
Portugal and Spain </font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Group ALM&#160;&#160;&#160; Group Asset and
Liability Management</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">G-SIB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; global
systemically important bank</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">H</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">HQLA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; high-quality liquid
assets</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">I</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IAA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; internal
assessment approach</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IAS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; International
Accounting Standards</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IASB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; International
Accounting Standards Board</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IFRS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; International
Financial Reporting Standards</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IMM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; internal model
method</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IMA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; internal models
approach</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IRB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; internal
ratings-based</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IRC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; incremental risk
charge</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ISDA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; International
Swaps and Derivatives Association</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></b></p>








<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








</div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_74"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">
<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;">&nbsp;</font></p>

<div style="border:none;border-top:solid #74726F 1.0pt;padding:3.0pt 0cm 0cm 0cm;">

<p style="border:none;margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;padding:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:14.0pt;line-height:16.0pt;">Abbreviations frequently used in our
financial reports (continued)</font></p>

</div>


<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">K</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">KPI&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; key performance
indicator</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">L</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LAC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loss-absorbing
capital</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LAS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; liquidity-adjusted
stress</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LCR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; liquidity
coverage ratio</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LGD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loss given
default</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LIBOR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; London Interbank
Offered Rate</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LRD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; leverage ratio
denominator</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LTV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loan-to-value</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">M</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">MTN&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; medium-term note</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">N</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NAV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; net asset value</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NCPA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; non-counterparty-related
risk</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NPA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; non-prosecution
agreement</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NRV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; negative
replacement value</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NSFR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; net stable funding
ratio</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">O</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">OCI&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; other
comprehensive income</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">OTC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; over-the-counter</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">P</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">PD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; probability of
default</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">PFE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; potential future
exposure</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">P&amp;L&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; profit and
loss</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">PRA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; UK Prudential
Regulation Authority</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">PRV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; positive
replacement value</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Q</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">QRRE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; qualifying
revolving retail exposures</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">R</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RBA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; ratings-based
approach</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RLN&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; reference-linked
note</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RMBS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; residential
mortgage-backed security</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RniV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; risks-not-in-VaR</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RoAE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; return on
attributed equity</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RoE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; return on equity</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RoTE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; return on tangible
equity</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; replacement
value</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RW&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; risk weight</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RWA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; risk-weighted
assets</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">S</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; standardized
approach</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SA-CCR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; standardized approach
for counterparty credit risk</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; structured
entity</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SEC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; US Securities and
Exchange Commission</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SEEOP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Senior Executive
Equity Ownership Plan</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SSFA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; simplified
supervisory formula approach</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SFA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; supervisory
formula approach</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SFT&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; securities
financing transaction</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SME&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; small and medium
enterprises</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SNB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Swiss National
Bank</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SRB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; systemically
relevant bank</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SRM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; specific risk
measure</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SVaR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; stressed
value-at-risk</font></p>

<font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">T</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">TBTF&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; too big to fail</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">TLAC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; total
loss-absorbing capacity</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">TRS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; total return
swap</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">U</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">USD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; US dollar</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">V</font></b></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">VaR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; value-at-risk</font></p>

<p style="margin-bottom:0cm;margin-left:53.85pt;margin-right:0cm;margin-top:0cm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>

<div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0cm 0cm 0cm;">

<p style="border:none;margin:0cm;margin-bottom:8.0pt;padding:0cm;text-align:justify;"><a name="cautionary_statement"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Cautionary
Statement<a name="cautionary_statement_bclEnd"></a> |</font></b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;"> This report and
the information contained herein are provided solely for information purposes,
and are not to be construed as solicitation of an offer to buy or sell any
securities or other financial instruments in Switzerland, the United States or
any other jurisdiction. No investment decision relating to securities of or
relating to UBS Group AG, UBS AG or their affiliates should be made on the
basis of this report. Refer to UBS&#8217;s Annual Report 2016, available at </font><i><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">www.ubs.com/investors</font></i><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">, for additional information.</font></p>

<p style="border:none;margin:0cm;margin-bottom:8.0pt;padding:0cm;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Rounding |</font></b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;"> Numbers
presented throughout this report may not add up precisely to the totals
provided in the tables and text. Percentages, percent changes and absolute
variances are calculated on the basis of rounded figures displayed in the
tables and text and may not precisely reflect the percentages, percent changes
and absolute variances that would be calculated on the basis of figures that
are not rounded. </font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Tables |</font></b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;"> Within tables, blank fields
generally indicate that the field is not applicable or not meaningful, or that
information is not available as of the relevant date or for the relevant
period. Zero values generally indicate that the respective figure is zero on an
actual or rounded basis. Percentage changes are presented as a mathematical
calculation of the change between periods.</font></p>

<p style="border:none;margin:0cm;margin-bottom:.0001pt;padding:0cm;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&#160;&nbsp;</font></p>

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<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&#160;&nbsp;</font></p>

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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

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<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">P.O.
Box</font></p>

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Zurich</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:6.0pt;margin-left:0cm;margin-right:0cm;margin-top:6.0pt;"><img border=0 height=40 src="maindocument001x76x0.gif" width=110><b><font color=fuchsia face=Arial,sans-serif lang=EN-US style="font-size:9.0pt;">&#160;&nbsp;</font></b></p>








</div><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_78"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in"><DIV bclHeader><p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font color=red face=Helvetica,sans-serif style="border:none;mso-bidi-font-family:Times New Roman;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></font></p></DIV>
<p style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">SIGNATURES</font></b></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:36.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this
report to be signed on its behalf by the undersigned, thereunto duly
authorized.</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">UBS GROUP AG</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">By: </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">_/s/ David Kelly_____________</font></u></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Name:&#160; David Kelly&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Title:&#160;&#160;&#160; Managing Director </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">By: </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">_/s/ Sarah M. Starkweather_____</font></u></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Name:&#160; Sarah M. Starkweather</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Title:&#160;&#160;&#160; Executive Director</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">UBS AG</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">By: </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">_/s/ David Kelly_____________</font></u></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Name:&#160; David Kelly&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Title:&#160;&#160;&#160; Managing Director </font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">By: </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">_/s/ Sarah M. Starkweather_____</font></u></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Name:&#160; Sarah M. Starkweather</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Title:&#160;&#160;&#160; Executive Director</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Date:&#160; March 10, 2017</font></p>

<p style="margin:0cm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></b></p>



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