<SEC-DOCUMENT>0001610520-17-000030.txt : 20170428
<SEC-HEADER>0001610520-17-000030.hdr.sgml : 20170428
<ACCEPTANCE-DATETIME>20170428072814
ACCESSION NUMBER:		0001610520-17-000030
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20170331
FILED AS OF DATE:		20170428
DATE AS OF CHANGE:		20170428

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UBS Group AG
		CENTRAL INDEX KEY:			0001610520
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36764
		FILM NUMBER:		17791668

	BUSINESS ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001
		BUSINESS PHONE:		41-44-234-1111

	MAIL ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UBS AG
		CENTRAL INDEX KEY:			0001114446
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15060
		FILM NUMBER:		17791669

	BUSINESS ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		STREET 2:		P O BOX CH 8001
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH 8001
		BUSINESS PHONE:		203-719-5241

	MAIL ADDRESS:	
		STREET 1:		600 WASHINGTON BLVD.
		CITY:			STAMFORD
		STATE:			CT
		ZIP:			06901
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>6k1q17ubsbaselIIIpillar3.htm
<TEXT>

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<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;layout-grid-mode:char;">UNITED
STATES</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;layout-grid-mode:char;">SECURITIES
AND EXCHANGE COMMISSION</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Washington,
 D.C. 20549</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">_________________</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">FORM
6-K</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">REPORT
OF FOREIGN PRIVATE ISSUER</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">PURSUANT
TO RULE 13a-16 OR 15d-16 UNDER</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">THE
SECURITIES EXCHANGE ACT OF 1934</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Date:
April 28, 2017</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.5pt;layout-grid-mode:char;">UBS
Group AG</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Commission
File Number: 1-36764</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.5pt;layout-grid-mode:char;">UBS
AG</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Commission
File Number: 1-15060</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=DE-CH style="font-size:10.0pt;layout-grid-mode:char;">(Registrants' Name)</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=DE-CH style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=DE style="font-size:11.0pt;layout-grid-mode:char;">Bahnhofstrasse 45, Zurich, Switzerland and<br>
Aeschenvorstadt 1, Basel, Switzerland</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;">(Address
of principal executive office)</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Indicate
by check mark whether the registrants file or will file annual reports under
cover of Form 20&#8209;F or Form 40-F.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<div style="border:solid white 1.0pt;border-bottom:double black 2.25pt;padding:0mm 0mm 0mm 0mm;">

<p align=center style="border:none;margin:0mm;margin-bottom:.0001pt;padding:0mm;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Form 20-F&#160; </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">x&nbsp;</font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Form 40-F&#160; </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">o&nbsp;</font></p>

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<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">This Form 6-K consists of the Basel III Pillar 3 UBS Group AG
First Quarter 2017 Report, which appears immediately following this page.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>









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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><img height=725 src="maindocument001x2x0.gif" width=732><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:12.0pt;">&#160;&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:36.0pt;line-height:normal;">UBS
Group AG and significant regulated subsidiaries and <br>
sub-groups</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=#E60000 face=UBSHeadline,serif lang=EN-US style="font-size:18.0pt;">First</font><font color=black face=UBSHeadline,serif lang=EN-US style="font-size:16.0pt;"> quarter 2017</font><font color=windowtext face=UBSHeadline,serif lang=EN-US style="font-size:16.0pt;"> </font><font color=black face=UBSHeadline,serif lang=EN-US style="font-size:16.0pt;">Pillar 3 </font><font color=black face=UBSHeadline,serif lang=EN-US style="font-size:18.0pt;">report&nbsp;</font></p>









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<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<div align=left><table border=1 cellpadding=0 cellspacing=0 style="border:none;border-collapse:collapse;margin-left:4.8pt;margin-right:4.8pt;width:100%;">
 <tr style="height:3.0pt;">
  <td colspan=2 valign=top width=100% style="border:none;height:3.0pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin-bottom:30.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;line-height:20.0pt;">Table
  of contents</font></p>
  </td>
 </tr>
<tr style="height:13.1pt;">
  <td colspan=2 valign=top width=100% style="border:none;height:13.1pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;">UBS Group AG consolidated</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">2</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#P3_Introduction"><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 1&nbsp; Introduction</font></a></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td valign=top width=11% style="border:none;height:3.0pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">3</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:3.0pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#P3_overview"><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 2&nbsp; Risk-weighted assets</font></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">8</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#P3_composition"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 3&#160; Going and gone
  concern requirements and eligible capital</font></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">15</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#P3_leverage_ratio"><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 4&#160; Leverage ratio</font></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">18</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#P3_LCR"><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 5&#160; Liquidity coverage ratio</font></a></p>
  </td>
 </tr>
<tr style="height:17.6pt;">
  <td valign=top width=11% style="border:none;height:17.6pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:17.6pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:14.0pt;">
  <td colspan=2 valign=top width=100% style="border:none;height:14.0pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;">Significant regulated subsidiaries and sub-groups</font></b></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">20</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#P3_BIS"><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 1&#160; Introduction</font></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">20</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#P3_BIS"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 2&#160; UBS AG standalone</font></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">23</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#UBS_CH_p3"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 3&#160; UBS Switzerland AG
  standalone</font></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">28</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#UBSL_P3"><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 4&#160; UBS Limited standalone</font></a></p>
  </td>
 </tr>
<tr style="height:6.95pt;">
  <td valign=top width=11% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;letter-spacing:-.1pt;line-height:11.5pt;">28</font></b></p>
  </td>
 <td valign=top width=89% style="border:none;height:6.95pt;padding:0mm 5.4pt 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><a href="#UBSA_P3"><font color=windowtext face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">Section 5&#160; UBS Americas Holding LLC consolidated</font></a></p>
  </td>
 </tr>
</table></div>



<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><font style="position:relative;"><font style="height:1127px;left:0px;position:absolute;top:-1px;width:397px;">

<table cellpadding=0 cellspacing=0 style="width:100%;">
 <tr>
  <td>
    <div style="padding:3.6pt 7.2pt 3.6pt 7.2pt;">
    <p style="margin:0mm;margin-bottom:.0001pt;"><font color=white face=Helvetica,sans-serif style="font-size:20.0pt;">&nbsp;</font></p>
    </div>

    </td>
 </tr>
<tr>
  <td colspan=1 style="border:none;">&nbsp;</td>
 </tr>
</table>

</font></font><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Contacts</font></b></p>

</div>








<p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>

<b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;"><br clear=all>


</font></b><p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Switchboards</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">For all general inquiries<br>
www.ubs.com/contact </font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Zurich +41-44-234 1111<br>
London +44-20-7568 0000<br>
New York +1-212-821 3000<br>
Hong Kong +852-2971 8888</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Investor Relations</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">UBS&#8217;s Investor Relations team supports institutional,
professional and retail investors from <br>
our offices in Zurich, London, <br>
New York and Hong Kong.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:7.5pt;line-height:8.5pt;">UBS Group AG, Investor Relations<br>
P.O. Box, CH-8098 Zurich, Switzerland</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">www.ubs.com/investors</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Hotline Zurich +41-44-234 4100<br>
Hotline New York +1-212-882 5734<br>
Fax (Zurich) +41-44-234 3415</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Media Relations</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;letter-spacing:-.1pt;line-height:8.5pt;">UBS&#8217;s Media
Relations team supports<br>
</font><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">global media and journalists <br>
from our offices in Zurich, London, New York and Hong Kong.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">www.ubs.com/media</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Zurich +41-44-234 8500<br>
mediarelations@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">London +44-20-7567 4714 <br>
ubs-media-relations@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">New York +1-212-882 5857 <br>
mediarelations-ny@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=IT style="font-size:7.5pt;line-height:8.5pt;">Hong Kong +852-2971 8200<br>
sh-mediarelations-ap@ubs.com</font></p>

<b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;"><br clear=all>


</font></b><p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Office of the Group Company Secretary</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">The Group Company Secretary receives inquiries on
compensation and related issues addressed to members of the Board of Directors.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">UBS Group AG, Office of the <br>
Group Company Secretary<br>
P.O. Box, CH-8098 Zurich, Switzerland</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:7.5pt;line-height:8.5pt;">sh-company-secretary@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:7.5pt;line-height:8.5pt;">Hotline +41-44-235 6652<br>
Fax +41-44-235 8220</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Shareholder Services</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">UBS&#8217;s Shareholder Services team, <br>
a unit of the Group Company Secretary Office, is responsible <br>
for the registration of UBS Group AG registered shares.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">UBS Group AG, Shareholder Services<br>
P.O. Box, CH-8098 Zurich, Switzerland</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">sh-shareholder-services@ubs.com</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Hotline +41-44-235 6652<br>
Fax +41-44-235 8220</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">US Transfer Agent</font></b></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">For global registered share-related<br>
inquiries in the US.</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Computershare Trust Company NA<br>
P.O. Box 30170 <br>
College Station<br>
TX 77842-3170, USA</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Shareholder online inquiries:<br>
https://www-us.computershare.com/<br>
investor/Contact</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Shareholder website:<br>
www.computershare.com/investor</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Calls from the US +1-866-305-9566<br>
Calls from outside the US&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; +1-781-575-2623<br>
TDD for hearing impaired<br>
+1-800-231-5469<br>
TDD for foreign shareholders<br>
+1-201-680-6610</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=TimesNewRomanPSMT lang=EN-US style="font-size:12.0pt;line-height:120%;">&nbsp;</font></p>






<font lang=EN-US><br clear=all>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:11.5pt;padding:0mm;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Imprint</font></b></p>

</div>


<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Publisher: UBS Group AG, Zurich, Switzerland |
www.ubs.com<br>
Language: English</font></p>

<p style="margin-bottom:5.65pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&#169; UBS 2017. The key symbol and UBS are among the
registered and unregistered trademarks of UBS. All rights reserved.</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>









<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:28.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:70.0pt;line-height:70.0pt;">UBS Group AG consolidated</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>









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<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><a name="P3_Introduction"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 1&nbsp; Introduction<a name="P3_Introduction_bclEnd"></a></font></b></p>

</div>









<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Regulatory framework and scope of
Basel III Pillar 3 disclosures</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The Basel III capital adequacy framework consists of
three complementary pillars. Pillar 1 provides a framework for measuring minimum
capital requirements for the credit, market, operational and
non-counterparty-related risks faced by banks. Pillar 2 addresses the
principles of the supervisory review process, emphasizing the need for a
qualitative approach to supervising banks. Pillar 3 requires banks to publish a
range of disclosures, mainly covering risk, capital, leverage, liquidity and
remuneration. </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This report provides Pillar 3 disclosures for UBS Group AG on
a consolidated basis. Because UBS is considered a systemically relevant bank
(SRB) under Swiss banking law, UBS Group AG is required to comply with
regulations based on the Basel III framework as applicable to Swiss SRBs on a
consolidated basis. Capital information as of 31 March 2017 for UBS Group AG
consolidated is provided in the &#8220;Capital management&#8221; section of our first
quarter 2017 report, available under &#8220;Quarterly reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> &nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Pillar 3 rules also require us to disclose certain regulatory
information for the significant banking subsidiaries UBS AG, UBS Switzerland AG
and UBS Limited, as well as the significant sub-groups under UBS AG and UBS
Americas Holding LLC. This information is provided in the &#8220;Significant
regulated subsidiaries and sub-groups&#8221; section of this report. </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS Pillar 3 disclosures are based on phase-in rules under the
Basel III framework, as implemented by the revised Swiss Capital Adequacy
Ordinance issued by the Swiss Federal Council and required by FINMA regulation.</font></p>

<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BCBS publishes enhanced Pillar 3 disclosure requirements</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In March 2017, the BCBS issued the consolidated and
enhanced framework of the Pillar 3 disclosure requirements. The enhancements
include: i) the consolidation of all existing BCBS disclosure requirements into
the Pillar 3 framework, including the composition of capital, the leverage
ratio, the liquidity ratios, the indicators for determining globally
systemically important banks (G-SIBs), the countercyclical capital buffer,
interest rate risk in the banking book and remuneration; ii) the introduction
of a &#8220;dashboard&#8221; of banks&#8217; key prudential metrics; iii) a new requirement for
banks to disclose valuation adjustments as well as the underlying calculation
methodology; and iv) the incorporation of ongoing reforms into the regulatory
framework, such as the total loss-absorbing capacity (TLAC) regime for G-SIBs
and the revised market risk framework.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The implementation date for existing disclosure requirements that
are consolidated under the standard will generally be at the end of 2017.
However, for disclosure requirements that are new and / or depend on the
implementation of another policy framework, the implementation date has been
aligned with the implementation date of that framework.</font></p>

<font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FINMA-defined
asset classes</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">For an overview of the FINMA-defined
asset classes used within this Pillar 3 report, refer to the Basel III Pillar 3
UBS Group AG 2016 report under &#8220;Pillar 3, SEC filings &amp; other disclosures&#8221;
at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Format, frequency and comparability of Pillar 3
disclosures </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Certain Pillar 3 disclosures follow a
fixed format defined by FINMA, whereas other disclosures are flexible and may
be modified to a certain degree to present the most relevant information.
Revised Pillar 3 requirements are presented under the relevant FINMA table /
template reference (e.g., OV1, CR8). Pillar 3 disclosures may also include
column or row labeling as prescribed by FINMA. Naming conventions used in our
Pillar 3 disclosures are based on the FINMA guidance and may not reflect UBS
naming conventions. The reporting frequency for each disclosure follows the
FINMA-specified interval, which is either quarterly, semi-annual or annual. For
further information on disclosure frequencies, refer to the Basel III Pillar 3
UBS Group AG 2016 report under &#8220;Pillar 3, SEC filings &amp; other disclosures&#8221;
at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">. </font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Comparative period information and commentary provided on
movements is provided in line with the FINMA-specified frequency. </font></p>

<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Basel III capital requirements for G-SIBs </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The BCBS has defined minimum Basel III capital
requirements, which are being phased in from 1 January 2013 to 31 December 2018
and become fully effective on 1 January 2019. As of 31&nbsp;March 2017, the
minimum ratio requirements for common equity tier 1 (CET1) capital including capital
conservation buffer and for total capital including capital conservation buffer
were 5.75% and 9.25%, respectively. Moreover, global systemically important
banks (G-SIBs) are subject to additional CET1 capital buffer requirements in
the range from 1.0% to 3.5%. These additional buffer requirements are being
phased in from 1&nbsp;January 2016 to 31 December 2018 and become fully
effective on 1 January 2019. The Financial Stability Board (FSB) has determined
that UBS is a G-SIB, using an indicator-based methodology adopted by the BCBS.
In November 2016, the FSB confirmed that, based on the year-end 2015
indicators, the additional CET1 capital buffer requirement for UBS Group is
1.0%. BCBS requirements are minimum requirements that regulators must put in
place in their respective jurisdictions. As our Swiss SRB capital requirements
exceed the BCBS requirements, including the G-SIB buffer, UBS is not affected
by these additional G-SIB requirements.</font></p>

<p style="margin-bottom:0mm;margin-left:22.7pt;margin-right:0mm;margin-top:0mm;text-indent:-11.35pt;"><font face=Symbol lang=EN-US style="font-size:7.5pt;font-weight:normal;line-height:11.5pt;">&#174;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;font-weight:normal;line-height:11.5pt;">&nbsp;&nbsp; </font><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:11.5pt;">Refer to the
&#8220;Capital management&#8221; section of our Annual Report 2016 for more information on
phase-in arrangements and regulatory requirements </font></b></p>

<p style="margin-bottom:0mm;margin-left:22.7pt;margin-right:0mm;margin-top:0mm;text-indent:-11.35pt;"><font face=Symbol lang=EN-US style="font-size:7.5pt;font-weight:normal;line-height:11.5pt;">&#174;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;font-weight:normal;line-height:11.5pt;">&nbsp;&nbsp; </font><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:11.5pt;">Refer to
&#8220;Pillar 3, SEC filings &amp; other disclosures&#8221; at </font></b><b><i><font color=windowtext face="Frutiger 45 Light Bold" lang=EN-US style="font-size:7.5pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/&nbsp;</font></i></b><b><i><font face="Frutiger 45 Light Bold" lang=EN-US style="font-size:7.5pt;line-height:11.5pt;"> investors</font></i></b><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:11.5pt;"> for more information on our G-SIB
indicators</font></b></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>









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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">2</font></font></p>


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<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><a name="P3_overview"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 2&nbsp; Risk-weighted assets<a name="P3_overview_bclEnd"></a></font></b></p>

</div>









<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Our approach to measuring risk exposure and risk-weighted
assets</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Measures of risk exposure may differ, depending on
whether the exposures are calculated for financial accounting purposes under
International Financial Reporting Standards (IFRS), for deriving our regulatory
capital requirement or for internal risk management and control purposes. Our
Pillar 3 disclosures are generally based on measures of risk exposure used to
derive the regulatory capital required to underpin those risks. The calculation
of risk-weighted assets (RWA) follows the BIS Basel III framework, as
implemented by the Swiss Capital Adequacy Ordinance issued by the Swiss Federal
Council.</font></p>

<p style="margin-bottom:0mm;margin-left:22.7pt;margin-right:0mm;margin-top:0mm;text-indent:-11.35pt;"><font face=Symbol lang=EN-US style="font-size:7.5pt;font-weight:normal;line-height:11.5pt;">&#174;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;font-weight:normal;line-height:11.5pt;">&nbsp;&nbsp; </font><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:11.5pt;">Refer to the
Basel III Pillar 3 UBS Group AG 2016 report under &#8220;Pillar 3, SEC filings &amp;
other disclosures&#8221; at </font></b><b><i><font color=windowtext face="Frutiger 45 Light Bold" lang=EN-US style="font-size:7.5pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors&nbsp;</font></i></b><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:11.5pt;">
for more information </font></b></p>

<font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RWA development in the quarter</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides an overview of RWA and the related
minimum capital requirements by risk type. During the first quarter of 2017,
phase-in RWA decreased by CHF 2.3 billion to CHF&nbsp;223.1 billion. The
decrease was mainly driven by a CHF&nbsp;6.2 billion reduction in market risk
RWA and a reduction of CHF&nbsp;1.3 billion in the line </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Amounts
below thresholds for deduction</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> (250% risk weight), mainly driven by the
additional, 2017 related, phase-in effect of capital deductions for deferred
tax assets resulting in lower RWA. These decreases were partly offset by a CHF 4.4
billion increase in credit risk RWA, and a CHF&nbsp;1.6 billion increase in
operational risk RWA. The flow tables on the next pages provide further detail
on the movements in credit risk, counterparty credit risk and market risk RWA
in the first quarter of 2017. Further information on capital management and
RWA, including detail on movements in RWA over the first quarter of 2017, is
provided on pages 53&#8211;59 of our first quarter 2017 report, available under
&#8220;Quarterly reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.
&nbsp;</font></p>








<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=7 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">OV1: Overview of RWA</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=2 width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">c</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA&#185;</font></p>
  </td>
 <td width=2% style="border:none;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Minimum capital requirements&#178;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=8% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Credit risk (excluding counterparty credit risk)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">89,317</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">84,899</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7,145</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: standardized approach (SA)&#179;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22,458</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22,095</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,797</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: internal ratings-based (IRB) approach</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">66,859</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">62,804</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,349</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Counterparty credit risk&#8308;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">28,808</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">29,362</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,305</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: SA for counterparty credit risk (SA-CCR)&#8309;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,953</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,971</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">716</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: internal model method (IMM)&#8310;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19,854</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19,391</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,588</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Equity positions in banking book under market-based
  approach&#8311;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,367</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,375</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">189</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Equity investments in funds &#8211; look-through approach&#8312;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Equity investments in funds &#8211; mandated-based approach&#8312;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Equity investments in funds &#8211; fall-back approach&#8312;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Settlement risk</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">340</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">528</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">27</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Securitization exposure in banking book</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,986</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,068</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">159</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: IRB ratings-based approach (RBA)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,339</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,456</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">107</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: IRB supervisory formula approach (SFA)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">647</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">613</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">52</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: SA / simplified supervisory formula approach (SSFA)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Market Risk</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,324</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15,490</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">746</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: standardized approach (SA)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">378</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">428</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: internal model approaches (IMM)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,946</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15,062</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">716</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Operational risk</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">79,422</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">77,827</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,354</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">20</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: basic indicator approach</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">21</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: standardized approach</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22</font></i></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: advanced measurement approach</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">79,422</font></i></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">77,827</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,354</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Amounts below thresholds for deduction (250% risk weight)&#8313;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,573</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,864</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">926</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">24</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Floor adjustment&#185;&#8304;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">25</font></b></p>
  </td>
 <td width=64% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">223,137</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">225,412</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17,851</font></b></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td colspan=7 valign=top width=100% style="border:none;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Based on
  phase-in rules.&#160;&#160;&#160; 2 Calculated based on 8% of RWA as of 31 March 2017.&#160;&#160;&#160; 3
  Includes non-counterparty-related risk not subject to the threshold deduction
  treatment (31 March 2017: RWA CHF 8,457 million, 31 December 2016: RWA CHF
  8,426 million). Non-counterparty-related risk (31 March 2017: RWA CHF 9,557
  million, 31 December 2016: RWA CHF 10,864 million), which is subject to the
  threshold treatment, is reported in row 23 &#8220;Amounts below thresholds for
  deduction (250% risk weight).&#8221;&#160;&#160;&#160; 4 Excludes settlement risk, which is
  separately reported in row 11 &#8220;Settlement risk.&#8221; Includes credit valuation
  adjustments and RWA with central counterparties.&#160;&#160;&#160; 5 Calculated in
  accordance with the current exposure method (CEM), until SA-CCR is
  implemented at the latest by 1 January 2018. The split between row 5 and 6
  refers to the calculation of the exposure measure.&#160;&#160;&#160; 6 Includes advanced
  credit valuation adjustment (31 March 2017: RWA CHF 2,829 million, 31
  December 2016: RWA CHF 4,202 million).&#160;&#160;&#160; 7 Includes investments in funds.
  Items subject to threshold deduction treatments not exceeding their threshold
  are risk weighted at 250% (31 March 2017: RWA CHF 2,015 million, 31 December
  2016: RWA CHF 2,000 million) and are separately included in row 23 &#8220;Amounts
  below thresholds for deduction (250% risk weight).&#8221;&#160;&#160;&#160; 8 New regulation for
  the calculation of RWA for investments in funds is implemented at the latest
  by 1 January 2018.&#160;&#160;&#160; 9 Includes items subject to threshold deduction
  treatments not exceeding their respective threshold and risk weighted at
  250%. Items subject to threshold deduction treatments are significant
  investments in common shares of non-consolidated financial institutions
  (banks, insurance and other financial entities) and deferred tax assets
  arising from temporary differences, which are both measured against their
  respective threshold.&#160;&#160;&#160; 10 No floor effect, as 80% of our Basel I RWA
  including the RWA-equivalent of the Basel I capital deductions does not
  exceed our Basel III RWA including the RWA-equivalent of the Basel III
  capital deductions. Refer to &#8220;Recent developments&#8221; section of our first
  quarter 2017 report, available under &#8220;Quarterly reporting&#8221; at
  www.ubs.com/investors for the status of the finalization of the BCBS capital
  framework, where the proposed floor calculation would differ in significant
  aspects from the current approach. </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>









<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">3</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_8"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Definitions of credit risk and
counterparty credit risk RWA movement table components for CR8 and CCR7</font></b></p>

</div>


<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">References from the below table link to the line numbers
provided in the movement tables below and on the next page.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:8.85pt;">
  <td valign=top width=8% style="border:none;border-bottom:solid #595959 1.5pt;height:8.85pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Reference</font></b></p>
  </td>
 <td colspan=2 valign=top width=23% style="border:none;border-bottom:solid #595959 1.5pt;height:8.85pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Description</font></b></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:solid #595959 1.5pt;height:8.85pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=67% style="border:none;border-bottom:solid #595959 1.5pt;height:8.85pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Definition</font></b></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=8% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">2</font></b></p>
  </td>
 <td valign=top width=22% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Asset size</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=top width=69% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements arising in the ordinary course of business,
  such as new transactions, sales and write-offs.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=8% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">3</font></b></p>
  </td>
 <td valign=top width=22% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Asset quality / Credit quality of counterparties</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=69% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements resulting from changes in the underlying credit
  quality of counterparties. These are caused by changes to risk parameters,
  such as counterparty ratings, loss given default estimates or credit hedges.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=8% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">4</font></b></p>
  </td>
 <td valign=top width=22% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Model updates</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=69% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements arising from the implementation of new models
  and from parameter changes to existing models. The RWA effect of model
  updates is estimated based on the portfolio at the time of the implementation
  of the change.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=8% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">5</font></b></p>
  </td>
 <td valign=top width=22% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Methodology and policy</font></b></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=69% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements due to methodological changes in calculations
  driven by regulatory policy changes, including revisions to existing
  regulations, new regulations and add-ons mandated by the regulator. The
  effect of methodology and policy changes on RWA is estimated based on the
  portfolio at the time of the implementation of the change.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=8% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">6</font></b></p>
  </td>
 <td valign=top width=22% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Acquisitions and disposals</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=69% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements as a result of the disposal or acquisition of
  business operations, quantified based on the credit risk exposures as at the
  end of the quarter preceding a disposal or following an acquisition.
  Purchases and sales of exposures in the ordinary course of business are
  reflected under asset size.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=8% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">7</font></b></p>
  </td>
 <td valign=top width=22% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Foreign exchange movements</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=69% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements as a result of changes in exchange rates of the
  transaction currencies versus the Swiss franc.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=8% style="border:none;border-bottom:solid #595959 1.5pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">8</font></b></p>
  </td>
 <td valign=top width=22% style="border:none;border-bottom:solid #595959 1.5pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Other </font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid #595959 1.5pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 valign=top width=69% style="border:none;border-bottom:solid #595959 1.5pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements due to changes that cannot be attributed to any
  other category.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>








<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk RWA development in the
quarter</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Credit risk RWA under the internal ratings-based (IRB)
approach increased by CHF 4.1 billion RWA during the first quarter of 2017. </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The increase was primarily driven by methodology and policy
changes of CHF 3.1 billion, which includes the effect of regulatory add-ons of
CHF 2.5 billion, mainly due to an increase in the IRB multiplier on Swiss
residential mortgages of CHF 1.8 billion, as well as an increase in the IRB
multiplier on Investment Bank exposures to corporates of CHF 0.3 billion.
Furthermore, certain exposures for highly rated securities held for liquidity
purposes previously treated with the standardized approach are now treated
under the advanced approach. The increase of CHF&nbsp;0.6 billion in IRB credit
risk RWA was partly offset by a CHF&nbsp;0.4 billion decrease in RWA under the
standardized approach, which is not part of this table.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The RWA increase from model updates of CHF 1.6 billion was
driven by the implementation of revised credit conversion factors for
unutilized Lombard loan facilities, as well as changes to the probability of
default (PD) and loss given default (LGD) parameters for all Lombard exposures.
These changes primarily affected Wealth Management and Wealth Management
Americas. </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Additionally, a decrease of CHF 1.4 billion related to asset size
movements was primarily due to client-driven declines in off-balance sheet
exposures. </font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>













<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=3 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">CR8: RWA flow statements of credit risk exposures under IRB</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=87% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">a</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=87% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></b></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA as at 31.12.16</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">62,804</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Asset size</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,442)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Asset quality</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">474</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Model updates</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,560</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Methodology and policy</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,082</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5a</font></i></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: regulatory add-ons</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,450</font></i></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Acquisitions and disposals</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Foreign exchange movements</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(258)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=83% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">640</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></b></p>
  </td>
 <td width=83% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA as at 31.3.17</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">66,859</font></b></p>
  </td>
 </tr>
</table></div>










<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">4</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_9"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Counterparty
credit risk RWA development in the quarter</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Counterparty credit risk RWA under IMM and VaR
increased by CHF&nbsp;1.8 billion during the first quarter of 2017. This
increase was primarily driven by an asset size movement of CHF 1.9 billion. A
CHF 1.1 billion increase in securities financing transactions was primarily due
to client-driven increases in the Investment Bank. Derivatives increased by CHF
0.8 billion, primarily as a result of higher notional values in the Investment
Bank. The increase reflected under methodology and policy changes of CHF 0.3
billion related to an increase in the regulatory add-on for the IRB multiplier
on Investment Bank exposures to corporates.</font></p>













<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=7 style="border:none;border-bottom:none black 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">CCR7: RWA flow statements of CCR exposures under internal model
  method (IMM) and value-at-risk (VaR)&#185;</font></b></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">a1</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">a2</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">a</font></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Derivatives</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">SFTs</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total Amounts</font></b></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Subject to IMM</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Subject to VaR</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(sum of a1 and a2)</font></p>
  </td>
 <td height=16 style="border:none;height:12.0pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA as at 31.12.16</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,482</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,706</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15,188</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Asset size</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">774</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,102</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,877</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Credit quality of counterparties</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(160)</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(78)</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(238)</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Model updates</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Methodology and policy </font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">216</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">55</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">272</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5a</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: regulatory add-ons</font></i></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">216</font></i></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">55</font></i></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">272</font></i></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Acquisitions and disposals</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Foreign exchange movements</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(63)</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(10)</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(73)</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other</font></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:11.25pt;">
  <td style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA as at 31.3.17</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,250</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,775</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17,025</font></b></p>
  </td>
 <td height=15 style="border:none;height:11.25pt;">&nbsp;</td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=7 valign=top style="border:none;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Excludes
  advanced credit valuation adjustment RWA of CHF 2,829 million as of 31 March
  2017 (31 December 2016: CHF 4,202 million). </font></p>
  </td>
 <td height=12 style="border:none;height:9.0pt;">&nbsp;</td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>









<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">5</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_10"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Market
risk RWA development in the quarter </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The four main components that contribute to market
risk RWA are value-at-risk (VaR), stressed value-at-risk (SVaR), incremental
risk charge (IRC) and comprehensive risk measure (CRM). VaR and SVaR components
include the RWA charge for Risks not in VaR. The table &#8220;MR2: RWA flow
statements of market risk exposures under an IMA&#8221; on the following page
provides a breakdown of the market risk RWA movement in the quarter across
these components, according to BCBS-defined movement categories. These
categories are described further below.</font></p>













<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Definitions of market risk RWA
movement table components for MR2</font></b></p>

</div>


<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">References from the below table link to the line numbers
provided in the movement table on the next page.</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:3.8pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid #595959 1.5pt;height:3.8pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Reference</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid #595959 1.5pt;height:3.8pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Description</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid #595959 1.5pt;height:3.8pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid #595959 1.5pt;height:3.8pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Definition</font></b></p>
  </td>
 </tr>
<tr style="height:11.65pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:11.65pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">1/8c</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:11.65pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">RWA as at previous and current reporting period end
  (end of period)</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:11.65pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid windowtext 1.0pt;height:11.65pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Quarter-end RWA</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">1a/ 8b</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Regulatory adjustment</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Indicates the difference between row 1 and 1b and 8c and
  8a respectively.</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Where movements related to changes in the backtesting
  multiplier are described, these are determined by substituting the
  backtesting multiplier as at the end of the prior period with the multiplier
  as at end of the current reporting period.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">1b/ 8a</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">RWA at previous and current quarter
  end (end </font></b></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">of day)</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">For a given component (e.g. VaR) it
  refers to the RWA that would be computed if the snapshot quarter end figure
  of the component determines the quarter end RWA, as opposed to a 60-day
  average for regulatory, and a 12-week average for SVaR and IRC. The
  regulatory adjustment would be zero, if the quarter-end RWA is triggered by
  the snapshot quarter-end figure.</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 valign=top width=91% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movement of end of day RWA</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">2</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Movement in risk levels</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements as a result of changes in positions and risk
  levels.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">3</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Model updates / changes</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements due to routine updates to model parameters and
  model changes.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">4</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Methodology and policy</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements due to methodological changes in calculations
  driven by regulatory policy changes, including revisions to existing
  regulations, new regulations and add-ons mandated by the regulator. </font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">5</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Acquisitions and disposals</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements as a result of the disposal or acquisition of
  business operations, quantified based on the market risk exposures as at the
  end of the quarter preceding a disposal or following an acquisition.
  Purchases and sales of exposures in the ordinary course of business are
  reflected under &#8220;Movements in risk levels&#8221;.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">6</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">Foreign exchange movements</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid windowtext 1.0pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements as a result of changes in exchange rates. Note
  that the effect of movements in exchange rates is captured in &#8220;Movement in
  risk levels&#8221;, since exchange rate movements are part of the effects of market
  movements on risk levels.</font></p>
  </td>
 </tr>
<tr style="height:3.05pt;">
  <td valign=top width=9% style="border:none;border-bottom:solid #595959 1.5pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-GB style="font-size:7.5pt;line-height:8.5pt;">7</font></b></p>
  </td>
 <td valign=top width=19% style="border:none;border-bottom:solid #595959 1.5pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Other</font></b></p>
  </td>
 <td valign=top width=1% style="border:none;border-bottom:solid #595959 1.5pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=71% style="border:none;border-bottom:solid #595959 1.5pt;height:3.05pt;padding:4.25pt 0mm 4.25pt 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;line-height:8.5pt;">Movements due to changes that cannot be attributed to any
  other category.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>




<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>









<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">6</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_11"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RWA flow
related to VaR and SVaR </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Value-at-risk (VaR) and stressed VaR RWA decreased by
CHF 6.5 billion, mainly due to lower average SVaR and regulatory VaR compared
with the higher levels observed in the fourth quarter of 2016, resulting in a
decrease of CHF 4.4 billion and a further reduction of CHF 2.1 billion related
to regulatory add-ons resulting from a lower VaR multiplier. The VaR multiplier
decreased from 3.65 to 3 as a result of fewer backtesting exceptions. The
current and prior period effect of these movements is mainly reflected under </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Regulatory
adjustment</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> for the respective dates.</font></p>

<font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RWA flow related to Incremental
risk charge (IRC) </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IRC RWA increased by CHF 0.6 billion from model updates
/ changes as a result of the annual update of model parameters implemented in
the first quarter 2017. The increase was driven by higher correlations in
several sectors and regions as the calibration timeframe 2006-2016 now includes
two more years of the post-crisis period.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The increase in IRC RWA from movement in risk levels over the
quarter was CHF 0.3 billion, largely as a result of increased exposures in the
Foreign Exchange, Rates and Credit (FRC) business of the Investment Bank.</font></p>













<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=8 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">MR2: RWA flow statements of market risk exposures under an IMA&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=50% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">a</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">b</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">c</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">d</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">e</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">f</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=2 width=50% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">VaR</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Stressed VaR</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">IRC</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CRM</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total RWA</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA as at 31.12.16</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,013</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7,982</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,963</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">104</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15,062</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1a</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Regulatory adjustment</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(3,517)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(7,320)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(567)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(11,404)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1b</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA at previous quarter end (end of day)</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">496</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">662</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,396</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">104</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,658</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Movement in risk levels</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">81</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(53)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">322</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">350</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Model updates / changes</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">619</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">661</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Methodology and policy</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Acquisitions and disposals</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Foreign exchange movements</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(5)</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(5)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8a</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA at the end of reporting period (end of day)</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">593</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">635</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,336</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">98</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,663</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8b</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Regulatory adjustment</font></i></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,693</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,590</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,283</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8c</font></p>
  </td>
 <td width=46% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">RWA as at 31.3.17</font></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,286</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,225</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,336</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">98</font></b></p>
  </td>
 <td width=8% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,946</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td colspan=8 valign=top width=100% style="border:none;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Components
  that describe movements in RWA are formatted in italic.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:8.0pt;">&#160;&nbsp;</font></p>


<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">7</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_12"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><a name="P3_composition"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">Section 3&#160; Going and gone concern
requirements and eligible capital</font></b></p>

</div>









<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_composition_bclEnd"></a><a name="Conso_supplem_B3_Securitization_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides
details on the Swiss SRB going and gone concern requirements as required by
FINMA. Further information on capital management is provided on pages 53&#8211;59 of
our first quarter 2017 report, available under &#8220;Quarterly reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors.&nbsp;</font></i></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Swiss SRB going and gone concern requirements and information&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">As of 31.3.17</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss SRB including transitional arrangements (phase-in)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=4 width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss SRB as of 1.1.20 (fully applied)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Required loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9.21</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">20,552</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.60</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22,969</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.21</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22,645</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30,841</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: minimum capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.80</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,942</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.10</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,552</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,980</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,218</font></i></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: buffer capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.20</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7,140</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,417</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,198</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.00</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17,624</font></i></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: countercyclical buffer&#178;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.21</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">470</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.21</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">467</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Maximum additional tier 1 capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,694</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.90</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7,951</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.30</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,537</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,218</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: high-trigger loss-absorbing additional tier 1 minimum
  capital</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.20</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,909</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.90</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7,951</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.50</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7,762</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.50</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,218</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: high-trigger loss-absorbing additional tier 1 buffer
  capital</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.80</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,785</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.80</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,774</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total going concern capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12.21</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">27,246</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30,919</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;14.51&#179;&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32,182</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;5.00&#179;&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">44,059</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Base gone concern loss-absorbing capacity including applicable
  add-ons</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;6.20&#8308;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,835</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;2.00&#8308;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17,668</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;14.30&#179;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31,715</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;5.00&#179;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">44,059</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total gone concern loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.20</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,835</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17,668</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.30</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31,715</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">44,059</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18.41</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">41,081</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">48,587</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">28.81</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">63,897</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">88,118</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Eligible loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15.61</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34,841</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.94</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34,841</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.12</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31,311</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.55</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31,311</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-trigger loss-absorbing additional tier 1
  capital&#8309;&#722;&#8310;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7.54</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16,817</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.90</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16,817</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.06</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,005</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.02</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,005</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: high-trigger loss-absorbing additional tier 1 capital </font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.00</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,692</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.76</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,692</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.02</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,692</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.76</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,692</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: low-trigger loss-absorbing additional tier 1 capital </font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.45</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,009</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.11</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,009</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.04</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,313</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.26</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,313</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: high-trigger loss-absorbing tier 2 capital </font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.39</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">878</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.10</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">878</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: low-trigger loss-absorbing tier 2 capital</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.69</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,238</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.93</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,238</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total going concern capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23.15</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">51,658</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.85</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">51,658</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18.18</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">40,317</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.58</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">40,317</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Gone concern loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.14</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">24,860</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.81</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">24,860</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15.03</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,328</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.78</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,328</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: TLAC-eligible senior unsecured debt</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.55</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23,531</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.66</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23,531</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.61</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23,531</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.67</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23,531</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total gone concern loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.14</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">24,860</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.81</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">24,860</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15.03</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,328</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.78</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,328</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34.29</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">76,517</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8.66</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">76,517</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33.21</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">73,645</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8.36</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">73,645</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td valign=bottom width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Risk-weighted assets / leverage ratio denominator</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">223,137</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">221,785</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">883,408</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">881,183</font></b></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td colspan=11 valign=top width=100% style="border:none;height:41.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 This table
  does not include the effect of any gone concern requirement rebate.&#160;&#160;&#160; 2
  Going concern capital ratio requirements as of 31 March 2017 include
  countercyclical buffer requirements of 0.21% for the phase-in and fully
  applied requirement.&#160;&#160;&#160; 3 Includes applicable add-ons of 1.44% for RWA and
  0.5% for LRD.&#160;&#160;&#160; 4 Includes applicable add-ons of 0.36% for RWA and 0.13% for
  LRD.&#160;&#160;&#160; 5 Includes outstanding low-trigger loss-absorbing additional tier 1
  capital instruments, which under the transitional rules of the Swiss SRB
  framework will remain available to meet the going concern requirements until
  their first call date, even if the first call date is after 31 December 2019.
  From their first call date, they may be used to meet the gone concern
  requirements. Low-trigger loss-absorbing additional tier 1 capital was partly
  offset by required deductions for goodwill on a phase-in basis.&#160;&#160;&#160; 6 Includes
  outstanding high- and low-trigger loss-absorbing tier 2 capital instruments,
  which under the transitional rules of the Swiss SRB framework will remain
  available to meet the going concern requirements until the earlier of (i)
  their maturity or first call date or (ii) 31 December 2019. From 1 January
  2020, these instruments may be used to meet the gone concern requirements
  until one year before maturity, with a haircut of 50% applied in the last
  year of eligibility.&#160;&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>












<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">8</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_13"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Explanation
of differences between the IFRS and regulatory scope of consolidation</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The scope of consolidation for the purpose of
calculating Group regulatory capital is generally the same as the consolidation
scope under IFRS and includes subsidiaries directly or indirectly controlled by
UBS Group AG that are active in the banking and finance sector. However, subsidiaries
consolidated under IFRS that are active in sectors other than banking and
finance are excluded from the regulatory scope of consolidation. </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The main differences between the IFRS and regulatory capital
scope of consolidation relate to the following entities as of </font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">31&nbsp;March 2017</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">:&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:11.35pt;margin-right:0mm;margin-top:0mm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">investments in insurance, real estate and commercial companies as well
as investment vehicles that were consolidated under IFRS, but not for
regulatory capital purposes, and were subject to risk-weighting</font></p>

<p style="margin-bottom:0mm;margin-left:11.35pt;margin-right:0mm;margin-top:0mm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">joint ventures that were fully consolidated for regulatory capital
purposes, but which were accounted for under the equity method under IFRS</font></p>

<p style="margin-bottom:0mm;margin-left:11.35pt;margin-right:0mm;margin-top:0mm;text-align:justify;text-indent:-11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8211;</font><font face="Times New Roman" lang=EN-US style="font-size:7.0pt;line-height:11.5pt;">&nbsp;&nbsp;
</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS Capital Securities (Jersey) Ltd. has issued preferred securities and
is consolidated for regulatory capital purposes but not for IFRS purposes. This
entity holds bonds issued by UBS AG, which are eliminated in the consolidated
regulatory capital accounts. This entity does not have material third-party
asset balances and its equity is attributable to non-controlling interests</font></p>

<font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below provides a list of the most significant
entities that were included in the IFRS scope of consolidation, but not in the
regulatory capital scope of consolidation. These entities make up most of the
difference between column &#8220;Balance sheet in accordance with IFRS scope of
consolidation&#8221; and column &#8220;Balance sheet in accordance with regulatory scope of
consolidation&#8221; in the table &#8220;Reconciliation of accounting balance sheet to
balance sheet under the regulatory scope of consolidation.&#8221; As of </font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">31&nbsp;March 2017</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">,
entities consolidated under either the IFRS or the regulatory scope of
consolidation did not report any significant capital deficiencies.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In the banking book, certain equity investments are not
consolidated under IFRS or under the regulatory scope. These investments mainly
consisted of infrastructure holdings and joint operations (e.g., settlement and
clearing institutions, stock and financial futures exchanges) and included our
participation in the SIX Group. These investments were risk-weighted based on applicable
threshold rules.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Further information on the legal structure of the UBS Group
and on the IFRS scope of consolidation is provided on pages 13&#8211;14 and 325&#8211;326,
respectively, of our Annual Report 2016, available under &#8220;Annual reporting&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=7 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Main legal entities consolidated under IFRS but not included in
  the regulatory scope of consolidation</font></b></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=39% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=5% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 width=29% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total assets&#185;</font></b></p>
  </td>
 <td width=12% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total equity&#185;</font></b></p>
  </td>
 <td width=5% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Purpose</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Asset Management Life Ltd</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,620</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">39</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Life Insurance</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS International Life Designated Activity Company&#160; </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,134</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">81</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Life Insurance</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">A&amp;Q Alternative Solution Limited&#160; </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">443</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;434&#178;&nbsp;</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investment vehicle for multiple investors</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">A&amp;Q Alternative Solution Master Limited&#160; </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">442</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;441&#178;&nbsp;</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investment vehicle for multiple investors</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">A&amp;Q Alpha Select Hedge Fund Limited </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">198</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;193&#178;&nbsp;</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investment vehicle for multiple investors</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">A&amp;Q Alpha Select Hedge Fund XL&#160; </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">189</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;95&#178;&nbsp;</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investment vehicle for multiple investors</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=39% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Life Insurance Company USA </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">168</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">43</font></b></p>
  </td>
 <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=28% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Life Insurance</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=7 valign=top width=100% style="border:none;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Total assets
  and total equity on a standalone basis.&#160;&#160;&#160; 2 Represents the net asset value
  (NAV) of issued fund units. These fund units are subject to liability
  treatment in the consolidated financial statements in accordance with IFRS.</font></p>
  </td>
 </tr>
</table></div>











<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>









<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">9</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_14"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below and on the
next page provides a reconciliation of the IFRS balance sheet to the balance
sheet according to the regulatory scope of consolidation as defined by BIS and
FINMA. Lines in the balance sheet under the regulatory scope of consolidation
are expanded and referenced where relevant to display all components that are
used in the table &#8220;Composition of capital.&#8221; </font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Reconciliation of accounting balance sheet to balance sheet
  under the regulatory scope of consolidation</font></b></p>
  </td>
 </tr>
<tr style="height:38.25pt;">
  <td valign=bottom width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">As of 31.3.17</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Balance sheet in accordance with IFRS scope of consolidation</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Effect of deconsolidated entities for regulatory consolidation</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Effect of additional consolidated entities for regulatory
  consolidation</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Balance sheet in accordance with regulatory scope of consolidation</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Assets</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Cash and balances with central banks</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">108,931</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">108,931</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Due from banks</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14,222</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(194)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14,028</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Cash collateral on securities borrowed</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,512</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,512</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Reverse repurchase agreements</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">77,004</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">77,004</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Trading portfolio assets</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">107,211</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(9,927)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">97,284</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Positive replacement values</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">121,549</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">121,561</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Cash collateral receivables on derivative instruments</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22,522</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22,522</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Loans</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">309,115</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">90</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">309,205</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Financial assets designated at fair value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">49,114</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">49,114</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Financial assets available for sale</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16,235</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(31)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16,204</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Financial assets held to maturity</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,962</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,962</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Consolidated participations</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">109</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">109</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investments in associates</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">977</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">977</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: goodwill</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">340</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">340</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Property, equipment and software</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,368</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(69)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,299</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Goodwill and intangible assets</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,458</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,459</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: goodwill</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,236</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,236</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: intangible assets</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">222</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">222</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Deferred tax assets</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,927</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,927</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: deferred tax assets recognized for tax loss carry-forwards</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,241</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1)</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,241</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:17.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: deferred tax assets on temporary
  differences&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,686</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,686</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other assets</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">27,500</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(5,266)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22,233</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: net defined benefit pension and other post-employment
  assets</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total assets</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">909,608</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15,277)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">894,331</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">10</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_15"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin:0mm;margin-bottom:.0001pt;padding:0mm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Reconciliation
of accounting balance sheet to balance sheet under the regulatory scope of
consolidation</font></b><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> (</font></b><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">continued)&nbsp;</font></b></p>

</div>


<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:38.25pt;">
  <td valign=bottom width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">As of 31.3.17</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Balance sheet in accordance with IFRS scope of consolidation</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Effect of deconsolidated entities for regulatory consolidation</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Effect of additional consolidated entities for regulatory
  consolidation</font></b></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Balance sheet in accordance with regulatory scope of
  consolidation</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:38.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Liabilities</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Due to banks</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,747</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(35)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,712</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Cash collateral on securities lent</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,067</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,067</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Repurchase agreements</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,621</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,621</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Trading portfolio liabilities</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">28,576</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">28,576</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Negative replacement values</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">119,964</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">119,972</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Cash collateral payables on derivative instruments</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">29,875</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">29,875</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Due to customers</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">419,356</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(25)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">419,331</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Financial liabilities designated at fair value</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">56,640</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">56,640</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Debt issued</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">114,725</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(13)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">114,712</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: amount eligible for high-trigger loss-absorbing
  additional tier 1 capital&#178;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,330</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,330</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: amount eligible for low-trigger loss-absorbing
  additional tier 1 capital&#178;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,313</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,313</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: amount eligible for low-trigger loss-absorbing tier 2
  capital&#179;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,238</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,238</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></i></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: amount eligible for capital instruments subject to phase-out
  from tier 2 capital&#8308;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">688</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">688</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Provisions</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,757</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,757</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other liabilities</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">59,939</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15,080)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">44,859</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: amount eligible for high-trigger loss-absorbing
  capital (Deferred Contingent Capital Plan (DCCP))&#8309;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">797</font></i></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">797</font></i></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total liabilities</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">855,268</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15,146)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">840,122</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Equity</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Share capital</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">385</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">385</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Share premium</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">27,637</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">27,637</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Treasury shares</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(2,211)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(2,211)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Retained earnings</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32,864</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(262)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32,602</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:12.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=35% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other comprehensive income recognized directly in equity, net of
  tax</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(5,014)</font></b></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">130</font></p>
  </td>
 <td valign=bottom width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(4,884)</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: unrealized gains / (losses) from cash flow hedges</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">774</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">774</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Equity attributable to UBS Group AG shareholders</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">53,661</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(132)</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">53,529</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Equity attributable to non-controlling interests</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">679</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">680</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total equity</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">54,340</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(131)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">54,209</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=35% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total liabilities and equity</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">909,608</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15,277)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">894,331</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=6 valign=top width=100% style="border:none;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 References
  link the lines of this table to the respective reference numbers provided in
  the &#8220;References&#8221; column in the &#8220;Composition of capital&#8220; table.&#160;&#160; 2 Represents
  IFRS carrying value.&#160;&#160; 3 IFRS carrying value is CHF 8,265 million.&#160;&#160;&#160; 4 IFRS
  carrying value is CHF 1,109 million.&#160;&#160;&#160; 5 IFRS carrying value is CHF 1,644
  million. Refer to the &#8220;Compensation&#8221; section of our Annual Report 2016 for
  more information on DCCP. </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>









<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">11</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_16"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Composition
of capital </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below and on the following pages provides
the &#8220;Composition of capital&#8221; as defined by BIS and FINMA. Reference is made to
items reconciling to the balance sheet under the regulatory scope of
consolidation as disclosed in the table &#8220;Reconciliation of accounting balance
sheet to balance sheet under the regulatory scope of consolidation.&#8221; Where
relevant, the effect of phase-in arrangements is disclosed as well.</font></p>

<font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Refer to the documents &#8220;Capital
instruments of UBS Group AG (consolidated) and UBS AG (consolidated and
standalone) &#8211; Key features&#8221; and &#8220;UBS Group AG consolidated capital instruments
and TLAC-eligible senior unsecured debt&#8221; under &#8220;Bondholder information&#8221; at </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">www.ubs.com/investors&nbsp;</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> for an
overview of the main features of our regulatory capital instruments, as well as
the full terms and conditions.</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=2 width=69% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Composition of capital</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td colspan=2 valign=bottom width=69% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">As of 31.3.17</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Numbers phase-in</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Effect of the </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">transition phase</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 width=69% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Directly issued qualifying common share (and equivalent for
  non-joint stock companies) capital plus related stock
  surplus&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">28,022</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Retained earnings&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32,602</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Accumulated other comprehensive income (and other
  reserves)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(7,094)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Directly issued capital subject to phase-out from common equity
  tier 1 capital (only applicable to non-joint stock
  companies)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common share capital issued by subsidiaries and held by third
  parties (amount allowed in Group common equity tier 1 capital)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital before regulatory
  adjustments&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">53,529</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Prudential valuation
  adjustments&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(72)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Goodwill, net of tax, less additional tier 1 capital&#178;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(5,217)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,304)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Intangible assets, net of tax&#178;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(218)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Deferred tax assets recognized for tax loss carry-forwards&#179;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(6,733)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,684)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Unrealized (gains) / losses from cash flow hedges, net of tax</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(774)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Expected losses on advanced internal ratings-based portfolio
  less general provisions</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(399)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Securitization gain on sale</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Own credit related to financial liabilities designated at fair
  value, net of tax, and replacement values</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(67)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Defined benefit plans</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Compensation and own shares-related capital components (not
  recognized in net profit)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,236)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Reciprocal crossholdings in common equity</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17a</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Qualifying interest where a controlling influence is exercised
  together with other owners (CET instruments)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17b</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Consolidated investments (CET1 instruments)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investments in the capital of banking, financial and insurance
  entities that are outside the scope of regulatory </font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">consolidation, net of eligible short positions, where the bank
  does not own more than 10% of the issued share capital </font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(amount above 10% threshold)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Significant investments in the common stock of banking,
  financial and insurance entities that are outside </font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">the scope of regulatory consolidation, net of eligible short
  positions (amount above 10% threshold)</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Mortgage servicing rights (amount above 10% threshold)</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Deferred tax assets arising from temporary differences (amount
  above 10% threshold, net of related tax liability)&#8308;</font></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(968)</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(541)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Amount exceeding the 15% threshold</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: significant investments in the common stock of financials</font></i></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">24</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: mortgage servicing rights</font></i></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">25</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: deferred tax assets arising from temporary differences</font></i></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Expected losses on equity investments treated according to the
  PD/LGD approach</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26a</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other adjustments relating to the application of an
  internationally accepted accounting standard</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(288)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26b</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other deductions</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(2,716)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Regulatory adjustments applied to common equity tier 1 due to
  insufficient additional tier 1 and tier 2 to cover deductions</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">28</font></p>
  </td>
 <td width=64% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total regulatory adjustments to common equity tier 1</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(18,688)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(3,529)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">12</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_17"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin:0mm;margin-bottom:.0001pt;padding:0mm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Composition
of capital (continued)</font></b></p>

</div>


<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=2 valign=bottom width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">As of 31.3.17</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Numbers phase-in</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Effect of the </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">transition phase</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">29</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital (CET1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34,841</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(3,529)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Directly issued qualifying additional tier 1 instruments plus
  related stock surplus</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,005</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: classified as equity under applicable accounting
  standards</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: classified as liabilities under applicable accounting standards&#8309;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,005</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Directly issued capital instruments subject to phase-out from
  additional tier 1</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 instruments (and CET1 instruments not included
  in row 5) issued by subsidiaries and held </font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">by third parties (amount allowed in Group additional tier 1)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">641</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(641)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">35</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: instruments issued by subsidiaries subject to
  phase-out</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">641</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(641)</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 capital before regulatory adjustments</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,646</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(641)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">37</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investments in own additional tier 1 instruments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">38</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Reciprocal crossholdings in additional tier 1 instruments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">38a</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Qualifying interest where a controlling influence is exercised
  together with other owner (AT1 instruments)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">38b</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Holdings in companies which are to be consolidated (additional
  tier 1 instruments)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">39</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investments in the capital of banking, financial and insurance
  entities that are outside the scope of regulatory consolidation, net of
  eligible short positions, where the bank does not own more than 10% of the
  issued common share capital of the entity amount above 10% threshold)</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">40</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Significant investments in the capital of banking, financial and
  insurance entities that are outside the scope of regulatory consolidation
  (net of eligible short positions)</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">41</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">National specific regulatory adjustments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,304)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,304</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">42</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Regulatory adjustments applied to additional tier 1 due to
  insufficient tier 2 to cover deductions</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 adjustments on impact of transitional arrangements</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,304)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,304</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: goodwill net of tax, offset against additional
  loss-absorbing tier 1 capital</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,304)</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,304</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">42a</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Excess of the adjustments which are allocated to the common
  equity tier 1 capital</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">43</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total regulatory adjustments to additional tier 1 capital</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,304)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,304</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">44</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 capital (AT1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,342</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">664</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">45</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital (T1 = CET1 + AT1)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">43,182</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(2,866)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">46</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Directly issued qualifying tier 2 instruments plus related stock
  surplus&#8310;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,485</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">47</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Directly issued capital instruments subject to phase-out from
  tier 2&#8310;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">706</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(706)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">48</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 2 instruments (and CET1 and additional tier 1 instruments
  not included in rows 5 or 34) issued by subsidiaries and held by third
  parties (amount allowed in Group tier 2)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">49</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: instruments issued by subsidiaries subject to
  phase-out</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">50</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Provisions</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">51</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 2 capital before regulatory adjustments</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,191</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(706)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">52</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investments in own tier 2 instruments&#8310;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(22)</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7, 8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">53</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Reciprocal cross holdings in tier 2 instruments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">53a</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Qualifying interest where a controlling influence is exercised
  together with other owner (tier 2 instruments)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">53b</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investments to be consolidated (tier 2 instruments)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">54</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Investments in the capital of banking, financial and insurance
  entities that are outside the scope of regulatory consolidation, net of
  eligible short positions, where the bank does not own more than 10% of the
  issued common share capital of the entity (amount above the 10% threshold)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">55</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Significant investments in the capital banking, financial and
  insurance entities that are outside the scope of regulatory consolidation
  (net of eligible short positions)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">56</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">National specific regulatory adjustments</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">56a</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Excess of the adjustments which are allocated to the additional
  tier 1 capital</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">57</font></p>
  </td>
 <td width=63% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total regulatory adjustments to tier 2 capital</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(22)</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">13</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_18"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin:0mm;margin-bottom:.0001pt;padding:0mm;"><b><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Composition
of capital (continued)</font></b></p>

</div>


<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:16.5pt;">
  <td colspan=2 valign=bottom width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">As of 31.3.17</font></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Numbers phase-in</font></b></p>
  </td>
 <td valign=bottom width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Effect of the </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">transition phase</font></b></p>
  </td>
 <td valign=bottom width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">References&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=2 width=68% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">58</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 2 capital (T2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,169</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(688)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: high-trigger loss-absorbing capital&#8309;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">92</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=61% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: low-trigger loss-absorbing capital&#8310;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,238</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">59</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital (TC = T1 + T2)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">52,352</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(3,554)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Amount with risk weight pursuant to the transitional arrangement
  (phase-in)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,352)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: net defined benefit pension assets</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=61% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: DTA on temporary differences</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,352</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">60</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total risk-weighted assets</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">223,137</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(1,352)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Capital ratios and buffers</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">61</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 (as a percentage of risk-weighted assets)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15.6</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">62</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 (pos 45 as a percentage of risk-weighted assets)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19.4</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">63</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital (pos 59 as a percentage of risk-weighted assets)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23.5</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">64</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CET1 requirement (base capital, buffer capital and
  countercyclical buffer requirements) plus G-SIB buffer requirement, expressed
  as a percentage of risk-weighted assets&#8311;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.5</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">65</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: capital buffer requirement</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.3</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">66</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: bank-specific countercyclical buffer requirement</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.2</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">67</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: G-SIB buffer requirement</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.5</font></i></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">68</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 available to meet buffers (as a percentage
  of risk-weighted assets)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15.6</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">68a&#8211;f</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Not applicable for systemically relevant banks according to
  FINMA RS 11/2</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">72</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Non-significant investments in the capital of other financials</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,190</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">73</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Significant investments in the common stock of financials</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">769</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">74</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Mortgage servicing rights (net of related tax liability)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">75</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Deferred tax assets arising from temporary differences (net of
  related tax liability)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,791</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Applicable caps on the inclusion of provisions in tier 2</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">76</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Provisions eligible for inclusion in tier 2 in respect of
  exposures subject to standardized approach (prior to application of cap)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">77</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Cap on inclusion of provisions in tier 2 under standardized
  approach</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">78</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Provisions eligible for inclusion in tier 2 in respect of exposures
  subject to internal ratings-based approach (prior to application of cap)</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=7% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">79</font></p>
  </td>
 <td width=61% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Cap for inclusion of provisions in tier 2 under internal
  ratings-based approach</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:112.5pt;">
  <td colspan=5 valign=top width=100% style="border:none;height:112.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 References
  link the lines of this table to the respective reference numbers provided in
  the column &#8220;References&#8221; in the table &#8220;Reconciliation of accounting balance
  sheet to balance sheet under the regulatory scope of consolidation.&#8220;&#160;&#160; 2 The
  CHF 6,521 million (CHF 5,217 million and CHF 1,304 million) reported in line
  8 includes goodwill on investments in associates of CHF 340 million and DTL
  on goodwill of CHF 55 million. The CHF 218 million reported in line 9
  includes DTL on intangible assets of CHF 4 million.&#160;&#160; 3 The CHF 8,417 million
  (CHF 6,733 million and CHF 1,684 million) deferred tax assets recognized for
  tax loss carry-forwards reported in line 10 differ from the CHF 8,241 million
  deferred tax assets shown in line &#8220;Deferred tax assets&#8220; in the table
  &#8220;Reconciliation of accounting balance sheet to balance sheet under the regulatory
  scope of consolidation&#8220; because the latter figure is shown after the offset
  of deferred tax liabilities for cash flow hedge gains (CHF 214 million) and
  other temporary differences, which are adjusted out in line 11 and other
  lines of this table respectively.&#160;&#160; 4 The CHF 1,509 million (CHF 968 million
  and CHF 541 million) deferred tax assets arising from temporary differences
  in line 21 differ from the CHF 4,686 million deferred tax assets on temporary
  differences shown in the line &#8220;Deferred tax assets&#8221; in the table
  &#8220;Reconciliation of accounting balance sheet to balance sheet under the
  regulatory scope of consolidation&#8220; as the former relates only to the amount
  above the 10% threshold.&#160;&#160; 5 CHF 9,005 million and CHF 92 million reported in
  line 32 and 58 respectively of this table, includes the following positions:
  CHF 5,330 million and CHF 2,313 million recognized in line &#8220;Debt issued&#8220; in
  the table &#8220;Reconciliation of accounting balance sheet to balance sheet under
  the regulatory scope of consolidation,&#8220; CHF 797 million DCCP recognized in
  line &#8220;Other liabilities&#8220; in the table &#8220;Reconciliation of accounting balance
  sheet to balance sheet under the regulatory scope of consolidation&#8220; and CHF
  657 million recognized in DCCP-related charge for regulatory capital purpose
  in line 16 &#8220;Compensation and own shares-related capital components (not
  recognized in net profit)&#8220; of this table.&#160;&#160; 6 The CHF 9,191 million in line
  51 includes CHF 8,238 million low-trigger loss-absorbing tier 2 capital
  recognized in line &#8220;Debt issued&#8220; in the table &#8220;Reconciliation of accounting
  balance sheet to balance sheet under the regulatory scope of consolidation,&#8220;
  which is shown net of CHF 4 million investments in own tier 2 instruments
  reported in line 52 of this table, CHF 688 million phase-out capital
  recognized in line &#8220;Debt issued&#8220; in the table &#8220;Reconciliation of accounting
  balance sheet to balance sheet under the regulatory scope of consolidation,&#8220;
  which is shown net of CHF 18 million investments in own tier 2 reported in
  line 52 of this table, high-trigger loss-absorbing capital of CHF 92 million
  reported in line 58 and CHF 151 million of unrealized gains on financial
  assets available for sale, which are eligible under BIS rules.&#160;&#160; 7 BCBS
  requirements are exceeded by our Swiss SRB requirements.&#160; Refer to the
  &#8220;Capital Management&#8220; section of our Annual Report 2016, for more information
  on the Swiss SRB requirements.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>


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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">14</font></font></p>


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<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><a name="P3_leverage_ratio"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 4&#160; Leverage ratio</font></b></p>

</div>









<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><a name="P3_leverage_ratio_bclEnd"></a><a name="DP_6dddbf67a68d4f329e94b260ec220b"></a><a name="Conso_supplem_B3_Securitization_0_bclEnd"></a><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BIS Basel III leverage
ratio</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.15pt;line-height:11.5pt;">The BIS leverage
ratio is calculated by dividing the period-end tier 1 capital by the period-end
leverage ratio denominator (LRD). The LRD consists of IFRS on-balance sheet
assets and off-balance sheet items. Derivative exposures are adjusted for a
number of items, including replacement value and eligible cash variation margin
netting, the current exposure method add-on and net notional amounts for
written credit derivatives. The LRD also includes an additional charge for
counterparty credit risk related to securities financing transactions. In
addition, balance sheet assets deducted from our tier 1 capital are excluded
from LRD, resulting in a difference between phase-in and fully applied LRD for
deferred tax assets (DTAs) and net defined benefit pension plan assets.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:-.15pt;line-height:11.5pt;">The &#8220;Reconciliation of
IFRS total assets to BIS Basel III total on-balance sheet exposures excluding
derivatives and securities financing transactions&#8221; table below shows the
difference between total IFRS assets per IFRS consolidation scope and the BIS
total on-balance sheet exposures, which are the starting point for calculating
the BIS LRD as shown in the &#8220;BIS Basel III leverage ratio common disclosure&#8221;
table on the next page. The difference is due to the application of the
regulatory scope of consolidation for the purpose of the BIS calculation. In
addition, carrying values for derivative financial instruments and securities
financing transactions are deducted from IFRS total assets. They are measured
differently under BIS leverage ratio rules and are therefore added back in
separate exposure line items in the &#8220;BIS Basel III leverage ratio common
disclosure&#8221; table on the next page.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">As of 31 March 2017, our BIS Basel III leverage ratio was 4.6%
on a fully applied basis and 4.9% on a phase-in basis. The BIS Basel III LRD
was CHF 881.2 billion on a fully applied basis and CHF 883.4 billion on a
phase-in basis. Information on our Swiss SRB leverage ratio and the movement in
our LRD on a fully applied basis compared with the prior quarter is provided on
page 60-61 of our first quarter 2017 report, available under &#8220;Quarterly
reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Differences between the Swiss SRB and BIS leverage ratio</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The leverage ratio denominator is the same under Swiss
SRB and BIS rules. However, there are differences in the capital numerator
between the two frameworks. Under BIS rules, only common equity tier 1 and
additional tier 1 capital are included in the numerator, whereas under Swiss
SRB we are required to meet going as well as gone concern leverage ratio
requirements. Therefore, depending on the requirement, the numerator includes
Tier 1, Tier 2 capital instruments and/or TLAC-eligible senior unsecured debt.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="DP_6dddbf67a68d4f329e94b260ec220b_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:19.5pt;">
  <td colspan=3 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Reconciliation of IFRS total assets to BIS Basel III total
  on-balance sheet exposures excluding derivatives and securities financing
  transactions</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">On-balance sheet exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">IFRS total assets</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">909,608</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">935,016</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustment for investments in banking, financial, insurance or
  commercial entities that are consolidated for accounting purposes but outside
  the scope of regulatory consolidation </font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15,277)</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15,488)</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustment for investments in banking, financial, insurance or
  commercial entities that are outside the scope of consolidation for
  accounting purposes but consolidated for regulatory purposes </font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustment for fiduciary assets recognized on the balance sheet
  pursuant to the operative accounting framework but excluded from the leverage
  ratio exposure measure </font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Less carrying value of derivative financial instruments in IFRS
  total assets&#185;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(144,083)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(185,086)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Less carrying value of securities financing transactions in IFRS
  total assets&#178;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(112,000)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(96,352)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustments to accounting values</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">On-balance sheet items excluding derivatives and securities
  financing transactions, but including collateral </font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">638,248</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">638,091</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Asset amounts deducted in determining BIS Basel III tier 1
  capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15,127)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(13,240)</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=78% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total on-balance sheet exposures (excluding derivatives and
  securities financing transactions)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">623,120</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">624,850</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td colspan=3 valign=top width=100% style="border:none;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Consists of
  positive replacement values and cash collateral receivables on derivative
  instruments in accordance with the regulatory scope of consolidation.&#160;&#160;&#160; 2
  Consists of cash collateral on securities borrowed, reverse repurchase
  agreements, margin loans and prime brokerage receivables related to
  securities financing transactions in accordance with the regulatory scope of
  consolidation.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">15</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_20"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">BIS Basel III
  leverage ratio common disclosure</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:6.0pt;">
  <td width=4% style="border:none;height:6.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:6.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:6.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">On-balance sheet exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">On-balance sheet items excluding derivatives and SFTs, but
  including collateral </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">638,248</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">638,091</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(Asset amounts deducted in determining Basel III tier 1 capital)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15,127)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(13,240)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total on-balance sheet exposures (excluding derivatives and
  SFTs)</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">623,120</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">624,850</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Derivative exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Replacement cost associated with all derivatives transactions
  (i.e., net of eligible cash variation margin)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">41,824</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">51,919</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Add-on amounts for PFE associated with all derivatives
  transactions </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">86,870</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">84,156</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Gross-up for derivatives collateral provided where deducted from
  the balance sheet assets pursuant to the operative accounting framework</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(Deductions of receivables assets for cash variation margin
  provided in derivatives transactions)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(11,311)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(14,667)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(Exempted CCP leg of client-cleared trade exposures) </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(17,948)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(17,314)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjusted effective notional amount of all written credit derivatives&#185;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">127,032</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">128,079</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(Adjusted effective notional offsets and add-on deductions for
  written credit derivatives)&#178;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(123,754)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(124,533)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total derivative exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">102,712</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">107,640</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Securities financing transaction exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Gross SFT assets (with no recognition of netting), after
  adjusting for sale accounting transactions</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">191,197</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">167,822</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(Netted amounts of cash payables and cash receivables of gross
  SFT assets)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(79,197)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(71,470)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CCR exposure for SFT assets</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,754</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,366</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Agent transaction exposures</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total securities financing transaction exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">120,754</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">104,718</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=4% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other off-balance sheet exposures</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Off-balance sheet exposure at gross notional amount</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">103,137</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">112,024</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(Adjustments for conversion to credit equivalent amounts)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(66,316)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(74,306)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total off-balance sheet items</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">36,821</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">37,718</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total exposures (leverage ratio denominator), phase-in</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">883,408</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">874,925</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(Additional asset amounts deducted in determining Basel III tier
  1 capital fully applied) </font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(2,225)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(4,456)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total exposures (leverage ratio denominator), fully applied</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">881,183</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">870,470</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Capital and total exposures (leverage ratio denominator),
  phase-in</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">43,182</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">44,941</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">883,408</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">874,925</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Basel III leverage ratio phase-in (%) </font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.9</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Capital and total exposures (leverage ratio denominator), fully
  applied</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">40,317</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">39,844</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">881,183</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">870,470</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Basel III leverage ratio fully applied (%) </font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.6</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.6</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Includes
  protection sold, including agency transactions.&#160;&#160;&#160; 2 Protection sold can be
  offset with protection bought on the same underlying reference entity,
  provided that the conditions according to the Basel III leverage ratio
  framework and disclosure requirements are met.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">16</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_21"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:13.5pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">BIS Basel III
  leverage ratio summary comparison</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=78% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total consolidated assets as per published financial statements</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">909,608</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:10.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">935,016</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustment for investments in banking, financial, insurance or
  commercial entities that are consolidated for accounting purposes but outside
  the scope of regulatory consolidation&#185;</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(30,405)</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(28,728)</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustment for fiduciary assets recognized on the balance sheet
  pursuant to the operative accounting framework but excluded from the leverage
  ratio exposure measure</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:19.5pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustments for derivative financial instruments</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(41,371)</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(77,446)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustment for securities financing transactions (i.e., repos
  and similar secured lending)</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,754</font></p>
  </td>
 <td valign=bottom width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,366</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Adjustment for off-balance sheet items (i.e., conversion to
  credit equivalent amounts of off-balance sheet exposures)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">36,821</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">37,718</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other adjustments</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></b></p>
  </td>
 <td width=74% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio exposure (leverage ratio denominator), phase-in</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">883,408</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">874,925</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 This item
  includes assets that are deducted from tier 1 capital.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.75pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">BIS Basel III leverage ratio</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=5 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Phase-in</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30.6.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total tier 1 capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">43,182</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">44,941</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">44,061</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">42,934</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">BIS total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">883,408</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">874,925</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">881,717</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">902,431</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">BIS Basel III leverage ratio (%)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.9</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.1</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.0</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.8</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Fully applied</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30.6.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total tier 1 capital</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">40,317</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">39,844</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">39,003</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">38,049</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">BIS total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">881,183</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">870,470</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">877,313</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">898,195</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">BIS Basel III leverage ratio (%)</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.6</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.6</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.4</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.2</font></p>
  </td>
 </tr>
</table></div>




<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">17</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_22"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG consolidated</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><a name="P3_LCR"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 5&#160; Liquidity coverage ratio</font></b></p>

</div>









<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_LCR_bclEnd"></a><a name="Conso_supplem_B3_Securitization_1_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Effective 1 January 2017,
we calculate and monitor our liquidity coverage ratio (LCR) on a daily basis
and our reported quarterly average LCR is the average of daily values during
the quarter. Our reported quarterly average LCR for periods prior to
1&nbsp;January 2017 is based on the average of three month-end values.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">In the first quarter of 2017, our average total LCR decreased
four percentage points to 128%, remaining above the 110% Group LCR minimum
communicated by the Swiss Financial Market Supervisory Authority (FINMA). The
decrease in the ratio primarily resulted from an increase in net cash outflows,
mainly related to unsecured wholesale deposits, debt issuances and secured
financing transactions.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=2 width=40% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Liquidity coverage ratio</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=5% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=35% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Average 1Q17&#185;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Average 4Q16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=40% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF billion, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Unweighted value</font></b></p>
  </td>
 <td width=14% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Weighted value&#178;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Unweighted value</font></p>
  </td>
 <td width=14% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Weighted value&#178;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td colspan=8 width=100% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=8 width=100% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">High-quality liquid assets</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-quality liquid assets</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">200</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">197</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">198</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">196</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=5% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=35% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=8 width=100% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Cash outflows</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Retail deposits and deposits from small business customers</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">236</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">235</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: stable deposits</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">39</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></i></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">38</font></i></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: less stable deposits</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">197</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">25</font></i></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">197</font></i></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">25</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Unsecured wholesale funding</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">200</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">114</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">193</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">109</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: operational deposits (all counterparties)</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">37</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></i></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">36</font></i></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: non-operational deposits (all counterparties)</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">146</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">88</font></i></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">142</font></i></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">85</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: unsecured debt</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17</font></i></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></i></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Secured wholesale funding</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">77</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">73</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional requirements:</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">91</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">99</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">39</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: outflows related to derivatives and other transactions</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">45</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">20</font></i></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">52</font></i></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">25</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: outflows related to loss of funding on debt products&#179;</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></i></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></i></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: committed credit and liquidity facilities</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">46</font></i></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></i></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">47</font></i></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other contractual funding obligations</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other contingent funding obligations</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">203</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">207</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16</font></b></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total cash outflows</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">269</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">266</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=5% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=35% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=8 width=100% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Cash inflows</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Secured lending</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">288</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">74</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">266</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">71</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Inflows from fully performing exposures</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">60</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">60</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Other cash inflows</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">20</font></b></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total cash inflows</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">357</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">115</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">340</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">117</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=5% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=35% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=4 width=56% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Average 1Q17&#185;</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Average 4Q16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=40% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF billion, except where indicated</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Total adjusted value&#8308;</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Total adjusted value&#8308;</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=5% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=35% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=4 width=56% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Liquidity coverage ratio</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-quality liquid assets</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">197</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">196</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22</font></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Net cash outflows</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">154</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">148</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=5% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23</font></b></p>
  </td>
 <td width=35% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Liquidity coverage ratio (%)</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">128</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">132</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td colspan=8 valign=top width=100% style="background:white;border:none;height:25.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Calculated
  based on an average of 61 data points in the first quarter of 2017.&#160;&#160;&#160; 2
  Calculated after the application of inflow and outflow rates.&#160;&#160;&#160; 3 Includes
  outflows related to loss of funding on asset-backed securities, covered
  bonds, other structured financing instruments, asset-backed commercial
  papers, structured entities (conduits), securities investment vehicles and
  other such financing facilities.&#160;&#160;&#160; 4 Calculated after the application of
  haircuts and inflow and outflow rates as well as, where applicable, caps on
  Level 2 assets and cash inflows.</font></p>
  </td>
 </tr>
</table></div>











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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;mso-ansi-language:DE-CH;"><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;">Significant regulated subsidiaries
and sub-groups </font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;"></font></p>

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<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><a name="P3_BIS"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 1&#160; Introduction</font></b></p>

</div>









<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="P3_BIS_bclEnd"></a><a name="Conso_supplem_B3_Securitization_2_bclEnd"></a><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The following sections below include required
information on the regulatory capital components and capital ratios, as well as
leverage and liquidity coverage ratios where required, of UBS AG standalone,
UBS Switzerland AG standalone, UBS Limited standalone and UBS Americas Holding
LLC consolidated. UBS AG consolidated capital and leverage ratio information is
provided in the UBS AG first quarter 2017 report, which will be available from
3 May 2017 under &#8220;Quarterly reporting&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> &nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Local regulators may also require publication of Pillar 3
information at a subsidiary or sub-group level. Where applicable, these local
disclosures are provided under </font><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#8220;Disclosure
for legal entities&#8221; at </font><i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;text-decoration:none;">www.ubs.com/investors</font></i><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">.&nbsp;</font></i><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"> &nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Capital information in this
section is based on Pillar 1 capital requirements. Entities may be subject to
significant additional Pillar 2 requirements, which represent additional
amounts of capital considered necessary and agreed with regulators based on the
risk profile of the entities.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

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<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=DE style="font-size:9.0pt;line-height:11.5pt;">Section 2&#160; UBS AG standalone</font></b></p>

</div>









<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Swiss SRB capital requirements and
capital information<a name="DP_9602c22042a84f3285e99a5839f461"></a></font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Under Swiss SRB regulations, article 125 &#8220;Reliefs for
financial groups and individual institutions&#8221; of the Capital Adequacy Ordinance
(CAO) stipulates that the Swiss Financial Market Supervisory Authority (FINMA)
may grant, under certain conditions, capital relief to individual institutions
to ensure that an individual institution&#8217;s compliance with the capital requirements
does not lead to a de facto overcapitalization of the group of which it is a
part.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><a name="DP_9602c22042a84f3285e99a5839f461_bclEnd"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FINMA
granted relief concerning the regulatory capital requirements of UBS AG on a
standalone basis by means of a decree issued on 20 December 2013, which became
effective on 1 January 2014 and is still effective. The resulting capital
requirements are: </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:14.2pt;margin-right:0mm;margin-top:0mm;text-indent:-14.2pt;"><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">1. Total capital requirement of 14%, of
which 10% must be satisfied with common equity tier 1 (CET1) capital </font></i></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">This represents a relief at UBS AG standalone level
compared with the capital requirements set by FINMA for the UBS Group. However,
UBS AG standalone has been required to meet this capital requirement with
immediate effect since 1 January 2014.</font></p>

<p style="margin-bottom:0mm;margin-left:14.2pt;margin-right:0mm;margin-top:0mm;text-indent:-14.2pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:14.2pt;margin-right:0mm;margin-top:0mm;text-indent:-14.2pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">2. </font><i><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Consistent treatment of direct and
indirect investments of UBS AG standalone in the equity of its subsidiaries
active in banking and finance</font></i></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The aggregate amount of direct and indirect
investments of UBS AG standalone in the equity of its subsidiaries is
risk-weighted at 200% up to a threshold determined by FINMA. The total amount
exceeding that threshold must be deducted from capital, 50% from CET1 and 50%
from other capital. This approach could affect risk-weighted assets (RWA) and /
or eligible capital, depending on the threshold defined by FINMA. If all investments
are below the threshold, the resulting total capital requirement is 28%. If the
threshold is set at zero, all investments would be deducted from capital. While
the application of a threshold to directly held investments represents a
relief, the inclusion of indirect investments represents a tightening of the
requirements. </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Overall, the decree provides an important contribution to
ensuring that the capital requirements of UBS AG standalone do not result in a
de facto overcapitalization of the Group. </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The tables in this sub-section provide
UBS AG standalone capital information under Swiss SRB regulations, as per the
aforementioned FINMA decree. In addition to the 14% total capital requirement
set by the decree, UBS AG is required to comply with countercyclical buffer
requirements on a standalone basis. The effect of the countercyclical
buffer capital requirements was immaterial as of 31 March 2017.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>









<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


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<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=5 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Prudential key figures&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=76% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Minimum capital requirement (8% of RWA)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,279</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,594</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Eligible capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: common equity tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">228,483</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">232,422</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Countercyclical buffer (CCB) in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.0</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.0</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.6</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.8</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.0</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Basel III leverage ratio (%)&#178;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">577,990</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">561,979</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Liquidity coverage ratio (%)&#179;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">123</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">129</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16</font></i></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Numerator: High-quality liquid assets (CHF billion)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">91</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">98</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17</font></i></p>
  </td>
 <td width=72% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Denominator: Net cash outflows (CHF billion)</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">74</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">76</font></i></p>
  </td>
 </tr>
<tr style="height:17.25pt;">
  <td colspan=5 valign=top width=100% style="border:none;height:17.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Based on the
  applicable phase-in rules for Swiss systemically relevant banks (SRBs).&#160;&#160;&#160; 2
  On the basis of tier 1 capital.&#160;&#160;&#160; 3 The ratio reported as of 31 March 2017
  represents the average of daily values during the quarter. Ratio reported as
  of 31 December 2016 represents the average of three month-end values.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">Capital</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Capital ratio requirements and information (phase-in)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=32% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Capital ratio (%)</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=30% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Capital </font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Requirement</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=20% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Actual</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Requirement</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=19% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Eligible </font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.0</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22,883</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.6</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26,538</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.0</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32,022</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Capital information (phase-in)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=70% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">50,575</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">51,331</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Deductions from common equity tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(16,943)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(17,348)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total common equity tier 1 capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-trigger loss-absorbing additional tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,781</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,919</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Low-trigger loss-absorbing additional tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,069</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,071</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Deductions from high- and low-trigger loss-absorbing additional
  tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(4,850)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(4,990)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total loss-absorbing additional tier 1 capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total tier 1 capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Low-trigger loss-absorbing tier 2 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,238</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,402</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Phase-out hybrid tier 2 capital </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">641</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">642</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Phase-out tier 2 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">688</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">698</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Deductions from tier 2 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(9,567)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(11,742)</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total tier 2 capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></b></p>
  </td>
 </tr>
<tr style="height:3.0pt;">
  <td width=70% style="border:none;height:3.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">228,483</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">232,422</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=70% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:5.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Capital ratios (%)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital ratio</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital ratio</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital ratio</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.7</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:8.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.6</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">21</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_26"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;mso-ansi-language:DE-CH;"><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;">Significant regulated subsidiaries
and sub-groups </font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">Leverage ratio
information</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Swiss SRB leverage ratio requirements and information (phase-in)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=32% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio (%)</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=30% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio capital</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Requirement&#185;</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=20% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Actual</font></b></p>
  </td>
 <td width=2% style="height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Requirement</font></b></p>
  </td>
 <td width=2% style="border:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=19% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Eligible </font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.4</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,872</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.8</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16,091</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=34% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.4</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19,420</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td colspan=11 valign=top width=100% style="border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Requirements
  for common equity tier 1 capital (24% of 10%), tier 1 capital (24% of 11.6%)
  and total capital (24% of 14%). </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=3 width=86% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Swiss SRB leverage ratio (phase-in)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF billion</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss GAAP total assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">452.3</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">439.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Difference between Swiss GAAP and IFRS total assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">119.0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">151.3</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Less: derivative exposures and SFTs&#185;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(220.0)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(248.3)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">On-balance sheet exposures (excluding derivative exposures and
  SFTs)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">351.3</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">342.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Derivative exposures</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">97.8</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">98.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Securities financing transactions</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">104.1</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">93.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Off-balance sheet items </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">40.0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">40.7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Items deducted from Swiss SRB tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(15.3)</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(13.2)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total exposures (leverage ratio denominator)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">578.0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">562.0</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=28% style="border:none;border-bottom:solid #74726F 1.0pt;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 2 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=70% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio (%)&#160; </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=14% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.0</font></p>
  </td>
 </tr>
<tr style="height:20.25pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:20.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Consists of
  positive replacement values, cash collateral receivables on derivative
  instruments, cash collateral on securities borrowed, reverse repurchase
  agreements, margin loans and prime brokerage receivables related to
  securities financing transactions, which are presented separately under
  Derivative exposures and Securities financing transactions in this table.</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">BIS Basel III leverage ratio (phase-in)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30.6.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,632</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33,983</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34,844</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34,128</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">577,990</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">561,979</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">588,098</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">625,789</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">BIS Basel III leverage ratio (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.9</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.5</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Liquidity coverage ratio</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Effective 1 January 2017, we calculate and monitor our
liquidity coverage ratio (LCR) on a daily basis and our reported quarterly
average LCR is the average of daily values during the quarter. Our reported
quarterly average LCR for periods prior to 1&nbsp;January 2017 is based on the
average of three month-end values. UBS AG is required to maintain a minimum
liquidity coverage ratio of 105% as communicated by FINMA.</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=4 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Liquidity coverage ratio</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=26% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Weighted value&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF billion, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Average 1Q17&#178;</font></b></p>
  </td>
 <td width=13% style="background:white;border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Average 4Q16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-quality liquid assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">91</font></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">98</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total net cash outflows</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">74</font></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">76</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: cash outflows</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">189</font></i></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">188</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: cash inflows</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">115</font></i></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">112</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Liquidity coverage ratio (%)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">123</font></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">129</font></i></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td colspan=4 valign=top width=100% style="border:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Calculated
  after the application of haircuts and inflow and outflow rates.&#160;&#160;&#160; 2
  Calculated based on an average of 61 data points in the first quarter of
  2017.</font></p>
  </td>
 </tr>
</table></div>











<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="UBS_CH_web_cap_info_req"></a><font face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="UBS_CH_p3"></a></p>
<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">22</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_27"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=DE style="font-size:9.0pt;line-height:2.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;">Section 3&#160; UBS Switzerland AG standalone</font></b></p>

</div>









<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><a name="UBS_CH_p3_bclEnd"></a><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Swiss SRB going and gone
concern requirements and information<a name="UBS_CH_web_cap_info_req_bclEnd"></a></font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS Switzerland AG is considered a systemically
relevant bank (SRB) under Swiss banking law and is subject to capital
regulations on a standalone basis</font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;letter-spacing:.1pt;line-height:11.5pt;">. </font><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">As
of 31 March 2017, the phase-in going concern capital and leverage ratio
requirements for UBS Switzerland AG standalone were 12.48% and 3.5%,
respectively. The gone concern requirements on a phase-in basis were 6.2% for
the RWA-based requirement and 2.0% for the LRD-based requirement.</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=11 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Swiss SRB going and gone concern requirements and information&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">As of 31.3.17</font></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss SRB including transitional arrangements (phase-in)</font></b></p>
  </td>
 <td width=2% style="border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=4 width=36% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss SRB as of 1.1.20 (fully applied)</font></b></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></b></p>
  </td>
 <td colspan=2 width=18% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=2 width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></b></p>
  </td>
 <td colspan=2 width=18% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Required loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">in %&#178;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">in %</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9.48</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,921</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.60</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8,122</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.48</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9,862</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,933</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: minimum capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.80</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,459</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.10</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,560</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,236</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,686</font></i></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: buffer capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.20</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,012</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1,562</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.50</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,177</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.00</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,247</font></i></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: countercyclical buffer&#179;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.48</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">450</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.48</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">450</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Maximum additional tier 1 capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,824</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.90</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,811</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.30</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,047</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,686</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: high-trigger loss-absorbing additional tier 1 minimum
  capital</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.20</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,071</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.90</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,811</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.50</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,294</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.50</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,686</font></i></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: high-trigger loss-absorbing additional tier 1 buffer
  capital</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.80</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">753</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.80</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">753</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total going concern capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12.48</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,744</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,933</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;14.78&#8308;&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,909</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;5.00&#8308;&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15,619</font></b></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Base gone concern loss-absorbing capacity including applicable
  add-ons</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;6.20&#8309;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,836</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;2.00&#8309;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,247</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;14.30&#8308;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,460</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;5.00&#8308;&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:13.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15,619</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total gone concern loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.20</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,836</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6,247</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14.30</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13,460</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15,619</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18.68</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17,580</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.50</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17,180</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">29.08</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">27,369</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10.00</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31,237</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Eligible loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.02</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,373</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.32</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,373</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.02</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,373</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.32</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,373</font></b></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-trigger loss-absorbing additional tier 1 capital</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.12</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.64</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.12</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.64</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:16.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: high-trigger loss-absorbing additional tier 1 capital </font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.12</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.64</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.12</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.64</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total going concern capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13.15</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.96</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13.15</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.96</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Gone concern loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.27</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.89</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.27</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.89</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 </tr>
<tr style="height:15.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: TLAC-eligible senior unsecured debt</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.61</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,400</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.09</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,400</font></i></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.61</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,400</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.09</font></i></b></p>
  </td>
 <td valign=bottom width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:15.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,400</font></i></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total gone concern loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.27</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.89</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.27</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.89</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19.41</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,273</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.85</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,273</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19.41</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,273</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.85</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,273</font></b></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td width=24% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:7.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Risk-weighted assets / leverage ratio denominator</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">94,123</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">94,123</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=24% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">312,371</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">312,371</font></b></p>
  </td>
 </tr>
<tr style="height:41.25pt;">
  <td colspan=11 valign=top width=100% style="border:none;height:41.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 This table
  does not include the effect of any gone concern requirement rebate. UBS
  Switzerland AG is compliant with all regulatory requirements.&#160;&#160;&#160; 2 The total
  loss-absorbing capacity ratio requirement of 18.68% is the current phase-in
  requirement according to the Swiss Capital Adequacy Ordinance. In addition,
  FINMA has defined a total capital ratio requirement, which is the sum of
  14.4% and the effect of countercyclical buffer requirements of 0.48%, of
  which 10% plus the effect of countercyclical buffer requirements must be
  satisfied with common equity tier 1 capital. These FINMA requirements will be
  effective until they are exceeded by the Swiss SRB phase-in requirements.&#160;&#160;&#160;
  3 Going concern capital ratio requirements as of 31 March 2017 include
  countercyclical buffer requirements of 0.48% for the phase-in and fully
  applied requirement.&#160;&#160;&#160; 4 Includes applicable add-ons of 1.44% for RWA and
  0.5% for LRD.&#160;&#160;&#160; 5 Includes applicable add-ons of 0.36% for RWA and 0.13% for
  LRD. </font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="UBS_CH_AG_loss_capacity"></a><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">23</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_28"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;mso-ansi-language:DE-CH;"><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;">Significant regulated subsidiaries
and sub-groups </font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Swiss SRB loss-absorbing
capacity <a name="UBS_CH_AG_loss_capacity_bclEnd"></a></font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:12.0pt;">
  <td colspan=5 width=80% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Swiss SRB going and gone concern information </font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss SRB including transitional arrangements (phase-in)</font></b></p>
  </td>
 <td width=2% style="border:none;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss SRB as of 1.1.20</font></b></p>
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(fully applied)</font></b></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td width=56% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Going concern capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,373</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,416</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,373</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,416</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-trigger loss-absorbing additional tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;1,235&#185;&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,000</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total tier 1 capital</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,651</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,416</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total going concern capital </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,651</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,416</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td width=56% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Gone concern loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-trigger loss-absorbing additional tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;765&#185;&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Low-trigger loss-absorbing tier 2 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;2,500&#185;&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;2,500&#185;&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,500</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,500</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">TLAC-eligible senior unsecured debt</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,400</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,400</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total gone concern loss-absorbing capacity </font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,265</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5,900</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,500</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td width=56% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Total loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total loss-absorbing capacity</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,273</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14,916</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18,273</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14,916</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td width=56% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Risk-weighted assets / leverage ratio denominator</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">94,123</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">93,281</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">94,123</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">93,281</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">312,371</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">306,586</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">312,371</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">306,586</font></p>
  </td>
 </tr>
<tr style="height:3.75pt;">
  <td width=56% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:3.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Capital and loss-absorbing capacity ratios (%)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Going concern capital ratio </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13.1</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12.5</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13.1</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13.3</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: common equity tier 1 capital ratio</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.0</font></i></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.2</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.0</font></i></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.2</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Gone concern loss-absorbing capacity ratio </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.3</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.5</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.3</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2.7</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total loss-absorbing capacity ratio </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19.4</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16.0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19.4</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16.0</font></p>
  </td>
 </tr>
<tr style="height:4.5pt;">
  <td width=56% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:4.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Leverage ratios (%)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Going concern leverage ratio </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.0</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.8</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.0</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.0</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: common equity tier 1 leverage ratio</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.3</font></i></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.4</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.3</font></i></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3.4</font></i></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Gone concern leverage ratio </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.9</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.1</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.9</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.8</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=56% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total loss-absorbing capacity leverage ratio </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.9</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.9</font></p>
  </td>
 </tr>
<tr style="height:27.75pt;">
  <td colspan=7 valign=top width=100% style="border:none;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Under the
  Swiss SRB rules, going concern capital includes CET1 and high-trigger
  loss-absorbing additional tier 1 capital. Outstanding low-trigger
  loss-absorbing tier 2 capital instruments would qualify as going concern
  capital until the earlier of (i) their maturity or first call date or (ii) 31
  December 2019. However, as of 31 March 2017 and 31 December 2016, the total
  low-trigger loss-absorbing tier 2 capital of CHF 2,500 million was used to
  meet the gone concern requirement. Additionally, as of 31 December 2016, CHF
  765 million of high-trigger loss-absorbing additional tier 1 capital was used
  to meet the gone concern requirement.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><a name="UBS_CH_web_SRB_LR"></a></p>
<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">24</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_29"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Leverage ratio information</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="UBS_CH_web_SRB_LR_bclEnd"></a><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=7 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Swiss SRB leverage ratio denominator</font></b></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=20% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss SRB including transitional</font></b></p>
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">arrangements (phase-in)</font></b></p>
  </td>
 <td valign=bottom width=2% style="border:none;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 valign=bottom width=18% style="border:none;border-bottom:solid #74726F 1.0pt;height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss SRB as of 1.1.20</font></b></p>
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(fully applied)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=10% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=9% style="border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:5.25pt;">
  <td width=58% style="border:none;height:5.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:5.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:5.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;height:5.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;height:5.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:5.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;height:5.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator (CHF billion)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss GAAP total assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">300.0</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">294.5</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">300.0</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">294.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Difference between Swiss GAAP and IFRS total assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.4</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.5</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.4</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Less: derivative exposures and SFTs&#185;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(37.9)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(32.3)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(37.9)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(32.3)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">On-balance sheet exposures (excluding derivative exposures and
  SFTs)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">263.5</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">263.7</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">263.5</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">263.7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Derivative exposures</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.4</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.7</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.4</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Securities financing transactions</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33.0</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26.4</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33.0</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26.4</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Off-balance sheet items </font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.7</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12.0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11.7</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Items deducted from Swiss SRB tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(0.3)</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(0.3)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(0.3)</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(0.3)</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=58% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total exposures (leverage ratio denominator)</font></b></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">312.4</font></b></p>
  </td>
 <td width=10% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">306.6</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">312.4</font></b></p>
  </td>
 <td width=9% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">306.6</font></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td colspan=7 valign=top width=100% style="border:none;height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Consists of
  positive replacement values, cash collateral receivables on derivative
  instruments, cash collateral on securities borrowed, reverse repurchase
  agreements, margin loans and prime brokerage receivables related to
  securities financing transactions, which are presented separately under
  Derivative exposures and Securities financing transactions in this table.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=6 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">BIS Basel III leverage ratio (phase-in)</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30.9.16</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30.6.16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total tier 1 capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,373</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,416</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,476</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,489</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=49% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total exposures (leverage ratio denominator)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">312,371</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">306,586</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">315,057</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">313,285</font></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=49% style="border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">BIS Basel III leverage ratio (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.0</font></b></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.0</font></p>
  </td>
 <td width=12% style="border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4.0</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Liquidity coverage ratio</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Effective 1 January 2017, we calculate and monitor our
liquidity coverage ratio (LCR) on a daily basis and our reported quarterly
average LCR is the average of daily values during the quarter. Our reported
quarterly average LCR for periods prior to 1&nbsp;January 2017 is based on the
average of three month-end values. UBS Switzerland AG, as a Swiss SRB, is
required to maintain a minimum liquidity coverage ratio of 100%.</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:14.25pt;">
  <td colspan=4 width=100% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Liquidity coverage ratio</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=2 width=26% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Weighted value&#185;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF billion, except where indicated</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Average 1Q17&#178;</font></b></p>
  </td>
 <td width=13% style="background:white;border-bottom:solid #74726F 1.0pt;border-left:none;border-right:none;border-top:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Average 4Q16</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">High-quality liquid assets</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">77</font></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">75</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total net cash outflows</font></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">62</font></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">63</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: cash outflows</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">101</font></i></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">97</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=72% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: cash inflows</font></i></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">39</font></i></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td width=72% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Liquidity coverage ratio (%)</font></b></p>
  </td>
 <td width=2% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">124</font></b></p>
  </td>
 <td width=13% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:12.0pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">120</font></i></p>
  </td>
 </tr>
<tr style="height:12.0pt;">
  <td colspan=4 valign=top width=100% style="background:white;border:none;height:12.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Calculated
  after the application of haircuts and inflow and outflow rates.&#160;&#160;&#160; 2
  Calculated based on an average of 61 data points in the first quarter of
  2017. </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>


<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">25</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_30"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;mso-ansi-language:DE-CH;"><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;">Significant regulated subsidiaries
and sub-groups </font></font></p>


</DIV>
<p style="margin-bottom:0mm;margin-left:0mm;margin-right:0mm;margin-top:11.3pt;"><font color=#E60000 face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Capital instruments</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=10 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Capital instruments of UBS Switzerland AG - key features</font></b></p>
  </td>
 </tr>
<tr style="height:37.5pt;">
  <td colspan=10 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Presented according to issuance date </font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td valign=top width=4% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=top width=32% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Share capital</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 capital</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 2 capital</font></b></p>
  </td>
 <td width=2% style="border:none;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:solid #74726F 1.0pt;height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 capital</font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td valign=top width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Issuer (country of incorporation; if applicable, branch)</font></p>
  </td>
 <td valign=top width=2% style="height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Switzerland AG, Switzerland</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Switzerland AG, Switzerland</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Switzerland AG, Switzerland</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Switzerland AG, Switzerland</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1a</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Instrument number</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Unique identifier (e.g., ISIN)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">N/A</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">N/A</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">N/A</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">N/A</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Governing law(s) of the instrument</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Swiss</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Regulatory treatment</font></b></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></p>
  </td>
 <td valign=top width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Transitional Basel III rules (1)</font></p>
  </td>
 <td valign=top width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 &#8211; Going concern capital</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 &#8211; Going concern capital</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 2 &#8211; Gone concern loss-absorbing capacity (4)</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 &#8211; Going concern capital</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td valign=top width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Post-transitional Basel III rules (2)</font></p>
  </td>
 <td valign=top width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 &#8211; Going concern capital</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 &#8211; Going concern capital</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 2 &#8211; Gone concern loss-absorbing capacity (4)</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Additional tier 1 &#8211; Going concern capital</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td valign=top width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Eligible at solo / group / group&amp;solo</font></p>
  </td>
 <td valign=top width=2% style="height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Switzerland AG standalone</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Switzerland AG standalone</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Switzerland AG standalone</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">UBS Switzerland AG standalone</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Instrument type</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Ordinary shares</font></p>
  </td>
 <td width=2% style="border:none;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Loan (5)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Loan (5)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Loan (5)</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td valign=top width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Amount recognized in regulatory capital (currency in million, as
  of most recent reporting date) (1)</font></p>
  </td>
 <td valign=top width=2% style="height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF 10.0</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF 1,500</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF 2,500</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF 500</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Outstanding amount (par value, million)</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF 10.0</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF 1,500</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF 2,500</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">CHF 500</font></p>
  </td>
 </tr>
<tr style="height:27.75pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></p>
  </td>
 <td valign=top width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Accounting classification (3) </font></p>
  </td>
 <td valign=top width=2% style="height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Equity attributable to UBS Switzerland AG shareholders </font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Due to banks held at amortized cost</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Due to banks held at amortized cost</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Due to banks held at amortized cost</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Original date of issuance </font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1 April 2015</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1 April 2015</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11 March 2016</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Perpetual or dated</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Perpetual</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Dated</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Perpetual</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Original maturity date</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1 April 2025</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Issuer call subject to prior supervisory approval</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Yes</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Yes</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Yes</font></p>
  </td>
 </tr>
<tr style="height:27.75pt;">
  <td rowspan=2 valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">15</font></p>
  </td>
 <td rowspan=2 valign=top width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Optional call date, subsequent call dates, if applicable, and
  redemption amount</font></p>
  </td>
 <td rowspan=2 width=2% style="height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">First optional repayment date: </font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1 April 2020</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">First optional repayment date:</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#160;1 April 2020</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">First optional repayment date: </font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11 March 2021</font></p>
  </td>
 </tr>
<tr style="height:27.75pt;">
  <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=top width=47% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Repayable at any time after the first optional repayment date.</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Repayment subject to FINMA approval. Optional repayment amount:
  principal amount, together with any accrued and unpaid interest thereon</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td rowspan=2 valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">16</font></p>
  </td>
 <td rowspan=2 valign=top width=32% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Contingent call dates and redemption amount</font></p>
  </td>
 <td width=2% style="height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 valign=top width=47% style="border:none;border-bottom:dotted #74726F 1.0pt;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Early repayment possible due to a tax or regulatory event.
  Repayment due to tax event subject to FINMA approval.</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Repayment amount: principal amount, together with accrued and
  unpaid interest</font></p>
  </td>
 </tr>
<tr style="height:125.25pt;">
  <td width=2% style="height:125.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:125.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:125.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=2% style="border-bottom:dotted #74726F 1.0pt;border-left:none;border-right:none;border-top:dotted #74726F 1.0pt;height:125.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border-bottom:dotted #74726F 1.0pt;border-left:none;border-right:none;border-top:dotted #74726F 1.0pt;height:125.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Early repayment possible upon a change in progressive capital
  component requirement, subject to FINMA approval. Repayment amount: 101% of
  principal amount, together with accrued and unpaid interest</font></p>
  </td>
 <td valign=top width=2% style="border-bottom:dotted #74726F 1.0pt;border-left:none;border-right:none;border-top:dotted #74726F 1.0pt;height:125.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border-bottom:dotted #74726F 1.0pt;border-left:none;border-right:none;border-top:dotted #74726F 1.0pt;height:125.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>




<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>









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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">26</font></font></p>


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<p style="border:none;margin-bottom:50.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=10 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Capital instruments
  of UBS Switzerland AG - key features (continued)</font></b></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Coupons / dividend</font></b></p>
  </td>
 <td width=2% style="border:none;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">17</font></p>
  </td>
 <td valign=top width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Fixed or floating dividend / coupon</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Floating</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Floating</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Floating</font></p>
  </td>
 </tr>
<tr style="height:37.5pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">18</font></p>
  </td>
 <td valign=top width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Coupon rate and any related index; </font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">frequency of payment</font></p>
  </td>
 <td width=2% style="height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6-month CHF Libor + 370 bps per annum</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">semi-annually</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6-month CHF Libor + 200 bps per annum</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">semi-annually</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:37.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3-month CHF Libor + 459 bps per annum</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">quarterly</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Existence of a dividend stopper</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">No</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">No</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">No</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">20</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Fully discretionary, partially discretionary or mandatory</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Fully discretionary</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Fully discretionary</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Mandatory</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Fully discretionary</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">21</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Existence of step-up or other incentive to redeem</font></p>
  </td>
 <td width=2% style="height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">No</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">No</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:8.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">No</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Non-cumulative or cumulative</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Non-cumulative</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Non-cumulative</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Cumulative</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Non-cumulative</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Convertible or non-convertible</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Non-convertible</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Non-convertible</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Non-convertible</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">24</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If convertible, conversion trigger(s)</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">25</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If convertible, fully or partially</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">26</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If convertible, conversion rate</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">27</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If convertible, mandatory or optional conversion</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">28</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If convertible, specify instrument type convertible into</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">29</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If convertible, specify issuer of instrument it converts into</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">30</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Write-down feature</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Yes</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Yes</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Yes</font></p>
  </td>
 </tr>
<tr style="height:22.5pt;">
  <td rowspan=2 valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31</font></p>
  </td>
 <td rowspan=2 valign=top width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If write-down, write-down trigger(s)</font></p>
  </td>
 <td width=2% style="height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td rowspan=2 valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Trigger: CET1 ratio is less than 7%</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Trigger: CET1 ratio is less than 5%</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:22.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Trigger: CET1 ratio is less than 7%</font></p>
  </td>
 </tr>
<tr style="height:42.75pt;">
  <td width=2% style="height:42.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:42.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 width=46% style="border:none;border-bottom:dotted #74726F 1.0pt;height:42.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">FINMA determines a write-down necessary to ensure UBS
  Switzerland AG viability; or UBS Switzerland AG receives a commitment of
  governmental support that FINMA determines necessary to ensure UBS
  Switzerland AG&#8216;s viability</font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Subject to applicable conditions.</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">32</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If write-down, full or partial</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Full</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Full</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Full</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">33</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If write-down, permanent or temporary</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Permanent</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Permanent</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Permanent</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">34</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If temporary write-down, description of write-up mechanism</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:135.75pt;">
  <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">35</font></p>
  </td>
 <td valign=top width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Position in subordination hierarchy in liquidation </font></p>
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">(specify instrument type immediately senior to instrument)</font></p>
  </td>
 <td width=2% style="height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Unless otherwise stated in the Articles of Association, once
  debts are paid back, the assets of the liquidated company are divided between
  the shareholders pro rata based on their contributions and considering the
  preferences attached to certain categories of shares (section 745, Swiss
  Civil Code of Obligations)</font></p>
  </td>
 <td valign=top width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Subject to any obligations that are mandatorily preferred by
  law, all obligations of UBS Switzerland AG that are unsubordinated or that
  are subordinated and do not rank junior, such as all classes of share
  capital, or at par, such as tier 1 instruments</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Subject to any obligations that are mandatorily preferred by
  law, all obligations of UBS Switzerland AG that are unsubordinated or that
  are subordinated and do not rank junior, such as all classes of share
  capital, or at par, such as unsecured, subordinated and dated obligations</font></p>
  </td>
 <td valign=top width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=top width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:135.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Subject to any obligations that are mandatorily preferred by
  law, all obligations of UBS Switzerland AG that are unsubordinated or that
  are subordinated and do not rank junior, such as all classes of share
  capital, or at par, such as tier 1 instruments</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">36</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Existence of features, which prevent full recognition under
  Basel III</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">37</font></p>
  </td>
 <td width=31% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">If yes, specify non-compliant features</font></p>
  </td>
 <td width=2% style="height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=13% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=15% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=16% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">&#8211;</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td colspan=10 valign=top width=100% style="height:10.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">(1) Based on
  Swiss SRB phase-in (including transitional arrangement) requirements.&#160;&#160;&#160; (2)
  Based on Swiss SRB requirements applicable as of 1.1.20.&#160;&#160;&#160; (3) As applied in
  UBS Switzerland AG&#8216;s financial statements under Swiss GAAP.&#160;&#160;&#160; (4)
  Outstanding low-trigger loss-absorbing tier 2 capital would qualify as going
  concern capital until the earlier of (i) their maturity or first call date or
  (ii) 31 December 2019. From 1 January 2020, these instruments may be used to
  meet the gone concern requirements until one year before maturity, with a
  haircut of 50% applied in the last year of eligibility. However, as of 31
  March 2017, the total low-trigger loss-absorbing tier 2 capital of CHF 2,500
  million was used to meet the gone concern requirement.&#160;&#160;&#160; (5) Loans granted
  by UBS AG, Switzerland.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;text-indent:11.35pt;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>









<DIV bclFooter>


<p align=right style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:right;"><font style="border:none;display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font><font style="border:none;"><font style="mso-no-proof:yes;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">27</font></font></font><font style="border:none;"><font style="display:none;mso-hide:all;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;"></font></font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_32"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;text-align:justify;text-indent:0mm;"><font style="border:none;mso-ansi-language:DE-CH;"><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;line-height:11.5pt;">Significant regulated subsidiaries
and sub-groups </font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><a name="UBSL_P3"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section 4&#160; UBS Limited standalone</font></b></p>

</div>









<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below
includes required information on the regulatory capital components and capital
ratios, as well as leverage ratio, of UBS Limited standalone. In addition to
the Pillar 1 capital requirements presented below, entities may be subject to
significant additional Pillar 2 requirements, which represent additional
amounts of capital considered necessary and agreed with regulators based on the
risk profile of the entities.</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=5 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Prudential key figures&#185;&#722;&#178;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=76% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">GBP million, except where indicated</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16&#179;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Minimum capital requirement (8% of RWA)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">946</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">886</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Eligible capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,420</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3,442</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: common equity tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,503</font></i></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,521</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,738</font></i></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2,756</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,821</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,081</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">21.2</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22.8</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23.2</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">24.9</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">28.9</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Countercyclical buffer (CCB) in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.0</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">0.0</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7.3</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9.3</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Basel III leverage ratio (%)&#8308;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.5</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7.7</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">41,833</font></b></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">35,793</font></p>
  </td>
 </tr>
<tr style="height:19.5pt;">
  <td colspan=5 valign=top width=100% style="height:19.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 Based on
  Directive 2013/36/EU and Regulation 575/2013 (together known as &#8220;CRD IV&#8221;) and
  their related technical standards, as implemented within the UK by the
  Prudential Regulation Authority (PRA).&#160;&#160;&#160; 2&nbsp;There is no local disclosure
  requirement for liquidity coverage ratio for UBS Limited as of 31 March
  2017.&#160;&#160;&#160; 3 Figures as of 31 December 2016 have been adjusted for consistency
  with the full year financial statements and local regulatory reporting.&#160;&#160;&#160; 4
  On the basis of tier 1 capital.</font></p>
  </td>
 </tr>
</table></div>



<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="UBSL_P3_bclEnd"></a><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=FR-CH style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="UBSA_P3"></a><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=FR style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=FR style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div style="border:none;border-bottom:solid #74726F 1.0pt;padding:0mm 0mm 3.0pt 0mm;">

<p style="border:none;margin-bottom:11.3pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;padding:0mm;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Section
5&#160; UBS Americas Holding LLC consolidated</font></b></p>

</div>









<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">The table below
includes required information on the regulatory capital components and capital
ratios, as well as leverage ratio, of UBS Americas Holding LLC consolidated. In
addition to the Pillar 1 capital requirements presented below, entities may be
subject to significant additional Pillar 2 requirements, which represent
additional amounts of capital considered necessary and agreed with regulators
based on the risk profile of the entities.</font></p>








<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name="UBSA_P3_bclEnd"></a><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:11.25pt;">
  <td colspan=5 width=100% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">Prudential key figures&#185;&#722;&#178;</font></b></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td colspan=2 width=76% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">USD million, except where indicated</font></i></p>
  </td>
 <td valign=bottom width=2% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.3.17</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">31.12.16&#179;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">1</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Minimum capital requirement (8% of RWA)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,370</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4,119</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">2</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Eligible capital</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,266</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12,320</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">3</font></i></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: common equity tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10,663</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,598</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">4</font></i></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">of which: tier 1 capital</font></i></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,546</font></i></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11,598</font></i></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Risk-weighted assets</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">54,620</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">51,488</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">19.5</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">21.1</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22.5</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital ratio in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">22.5</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">23.9</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Countercyclical buffer (CCB) in % of RWA</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">10</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Common equity tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.8</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">5.1</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">11</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Tier 1 capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">7.3</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">6.6</font></p>
  </td>
 </tr>
<tr style="height:11.25pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">12</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Total capital requirement (incl. CCB) (%)</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9.3</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:11.25pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8.6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">13</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Basel III leverage ratio (%)&#8308;</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">9.1</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">8.3</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=4% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">14</font></p>
  </td>
 <td width=72% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">Leverage ratio denominator</font></p>
  </td>
 <td width=2% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=11% style="background:white;border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#9A3D37 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">127,512</font></b></p>
  </td>
 <td width=11% style="border:none;border-bottom:solid #74726F 1.5pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.5pt;">140,112</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=5 valign=top width=100% style="height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:6.5pt;">1 For UBS
  Americas Holding LLC based on applicable US Basel III rules.&#160;&#160;&#160; 2 There is no
  local disclosure requirement for liquidity coverage ratio for UBS Americas
  Holding LLC as of 31 March 2017.&#160;&#160;&#160; 3 Figures as of 31 December 2016 have been
  adjusted for consistency with the full year financial statements and local
  regulatory reporting.&#160;&#160;&#160; 4 On the basis of tier 1 capital.</font></p>
  </td>
 </tr>
</table></div>










<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><a name=Abbreviations></a></p>
<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-pagination:widow-orphan;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">28</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_33"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="border:none;margin-bottom:70.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;mso-ansi-language:DE-CH;"><font face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;">&nbsp;</font></font></p>


</DIV>
<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;"></font></p>

<div style="border:none;border-top:solid #74726F 1.0pt;padding:3.0pt 0mm 0mm 0mm;">

<p style="border:none;margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;padding:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:14.0pt;line-height:16.0pt;">Abbreviations frequently used in our financial
reports<a name="Abbreviations_bclEnd"></a></font></p>

</div>


<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></b></p>








<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">A</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ABS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; asset-backed security</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">AGM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; annual general meeting of
shareholders</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">A-IRB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; advanced internal ratings-based</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">AIV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; alternative investment vehicle</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">AMA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; advanced measurement approach</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ASFA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; advanced supervisory formula
approach</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">AT1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; additional tier 1</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">B</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BCBS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Basel Committee on <br>
Banking Supervision</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; business division</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BIS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Bank for International
Settlements</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">BoD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Board of Directors</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">C</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Corporate Center</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CAO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Capital Adequacy Ordinance</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCAR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Comprehensive Capital Analysis and
Review</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Countercyclical buffer</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCF&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit conversion factor</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; central counterparty</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CCR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; counterparty credit risk</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CDO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; collateralized debt <br>
obligation</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CDR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; constant default rate</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CDS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit default swap</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CEA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Commodity Exchange Act</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CEM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; current exposure method</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CEO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Chief Executive Officer</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CET1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; common equity tier 1</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CFO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Chief Financial Officer</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CHF&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Swiss franc</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CLN&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit-linked note</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CLO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; collateralized loan obligation</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CMBS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; commercial mortgage-<br>
backed security</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit risk mitigation</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">COP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; close-out period</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CRM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit risk mitigation (credit risk)
or comprehensive risk measure (market risk)</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">CVA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; credit valuation <br>
adjustment</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">D</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DBO&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; defined benefit obligation</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DCCP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Deferred Contingent Capital Plan </font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DOJ &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Department of Justice</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DTA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; deferred tax asset</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DTL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; deferred tax liability</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">DVA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; debit valuation adjustment</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">E</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EAD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; exposure at default</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; European Commission</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ECAI&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; external credit assessment
institutions</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ECB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; European Central Bank</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EEPE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; effective expected positive
exposure</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EPE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; expected positive exposure</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EIR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; effective interest rate</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EL&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; expected loss</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EMEA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Europe, Middle East and Africa</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EOP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Equity Ownership Plan</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EPS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; earnings per share</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ETD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; exchange-traded derivatives</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ETF&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; exchange-traded fund</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EU&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; European Union</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EUR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; euro</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">EURIBOR&#160;&#160;&#160;&#160;&#160;&#160;&#160; Euro Interbank Offered Rate</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">F</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FCA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; UK Financial Conduct <br>
Authority</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FCT&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; foreign currency translation</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FDIC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Federal Deposit Insurance
Corporation</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FINMA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Swiss Financial Market Supervisory
Authority</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FRA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; forward rate agreement</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FSA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; UK Financial Services Authority</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FSB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Financial Stability Board</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FTD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; first to default</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FTP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; funds transfer price</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FVA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; funding valuation adjustment</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">FX&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; foreign exchange</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">G</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">GAAP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; generally accepted <br>
accounting principles</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">GBP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; British pound</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">GEB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Group Executive Board</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">GIIPS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Greece, Italy, Ireland, <br>
Portugal and Spain </font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Group ALM&#160;&#160;&#160; Group Asset and Liability Management</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">G-SIB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; global systemically important bank</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">H</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">HQLA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; high-quality liquid assets</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">I</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IAA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; internal assessment approach</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IAS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; International Accounting
Standards</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IASB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; International Accounting Standards
Board</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IFRS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; International Financial Reporting
Standards</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IMM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; internal model method</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IMA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; internal models approach</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IRB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; internal ratings-based</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">IRC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; incremental risk charge</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">ISDA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; International Swaps and
Derivatives Association</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></b></p>








<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>









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<p style="border:none;margin-bottom:70.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;"><font style="border:none;mso-ansi-language:DE-CH;"><font color=black face="Frutiger 45 Light,sans-serif" lang=DE-CH style="font-size:9.0pt;">Appendix</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:3.0pt;">&nbsp;</font></p>

<div style="border:none;border-top:solid #74726F 1.0pt;padding:3.0pt 0mm 0mm 0mm;">

<p style="border:none;margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;padding:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:14.0pt;line-height:16.0pt;">Abbreviations frequently used in our financial
reports (continued)</font></p>

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<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">K</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">KPI&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; key performance indicator</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">L</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LAC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loss-absorbing capital</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LAS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; liquidity-adjusted stress</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LCR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; liquidity coverage ratio</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LGD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loss given default</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LIBOR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; London Interbank Offered Rate</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LLC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Limited liability company</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LRD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; leverage ratio denominator</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">LTV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; loan-to-value</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">M</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">MTN&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; medium-term note</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">N</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NAV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; net asset value</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NCPA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; non-counterparty-related risk</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NPA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; non-prosecution agreement</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NRV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; negative replacement value</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">NSFR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; net stable funding ratio</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">O</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">OCI&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; other comprehensive income</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">OTC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; over-the-counter</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">P</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">PD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; probability of default</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">PFE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; potential future exposure</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">P&amp;L&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; profit and loss</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">PRA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; UK Prudential Regulation Authority</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">PRV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; positive replacement value</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">Q</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">QRRE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; qualifying revolving retail
exposures</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;"><br clear=all>


</font><p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">R</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RBA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; ratings-based approach</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RLN&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; reference-linked note</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RMBS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; residential mortgage-backed security</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RniV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; risks-not-in-VaR</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RoAE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; return on attributed equity</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RoE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; return on equity</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RoTE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; return on tangible equity</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RV&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; replacement value</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RW&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; risk weight</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">RWA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; risk-weighted assets</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">S</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; standardized approach</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SA-CCR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; standardized approach for counterparty
credit risk</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SE&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; structured entity</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SEC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; US Securities and Exchange
Commission</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SEEOP&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Senior Executive Equity Ownership
Plan</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SSFA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; simplified supervisory formula
approach</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SFA&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; supervisory formula approach</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SFT&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; securities financing transaction</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SME&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; small and medium enterprises</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SNB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Swiss National Bank</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SRB&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; systemically relevant bank</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SRM&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; specific risk measure</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">SVaR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; stressed value-at-risk</font></p>

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</font><p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">T</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">TBTF&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; too big to fail</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">TLAC&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; total loss-absorbing capacity</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">TRS&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; total return swap</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">U</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">USD&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; US dollar</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">V</font></b></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">VaR&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; value-at-risk</font></p>

<p style="margin-bottom:0mm;margin-left:53.85pt;margin-right:0mm;margin-top:0mm;text-indent:-53.85pt;"><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></p>








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<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">&nbsp;</font></b></p>

<div style="border:none;border-top:solid windowtext 1.0pt;padding:1.0pt 0mm 0mm 0mm;">

<p style="border:none;margin:0mm;margin-bottom:8.0pt;padding:0mm;text-align:justify;"><a name="cautionary_statement"></a><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Cautionary Statement<a name="cautionary_statement_bclEnd"></a> |</font></b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;"> This report
and the information contained herein are provided solely for information
purposes, and are not to be construed as solicitation of an offer to buy or
sell any securities or other financial instruments in Switzerland, the United
States or any other jurisdiction. No investment decision relating to securities
of or relating to UBS Group AG, UBS AG or their affiliates should be made on
the basis of this report. Refer to UBS&#8217;s first quarter 2017 report and its
Annual Report 2016, available at </font><i><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">www.ubs.com/investors</font></i><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">,
for additional information.</font></p>

<p style="border:none;margin:0mm;margin-bottom:8.0pt;padding:0mm;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Rounding |</font></b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;"> Numbers presented throughout this report may not
add up precisely to the totals provided in the tables and text. Percentages,
percent changes and absolute variances are calculated on the basis of rounded
figures displayed in the tables and text and may not precisely reflect the
percentages, percent changes and absolute variances that would be calculated on
the basis of figures that are not rounded. </font></p>

<p style="border:none;margin:0mm;margin-bottom:.0001pt;padding:0mm;text-align:justify;"><b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">Tables |</font></b><font color=black face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:7.5pt;line-height:8.5pt;">
Within tables, blank fields generally indicate that the field is not applicable
or not meaningful, or that information is not available as of the relevant date
or for the relevant period. Zero values generally indicate that the respective
figure is zero on an actual or rounded basis. Percentage changes are presented
as a mathematical calculation of the change between periods.</font></p>

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<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">UBS
Group AG</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">P.O.
Box</font></p>

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Zurich</font></p>

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<p style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">SIGNATURES</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:36.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorized.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">UBS GROUP AG</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">By: </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">_/s/ David Kelly_____________</font></u></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Name:&#160; David Kelly&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Title:&#160;&#160;&#160; Managing Director </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">By: </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">_/s/ Sarah M. Starkweather_____</font></u></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Name:&#160; Sarah M. Starkweather</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Title:&#160;&#160;&#160; Executive Director</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-GB style="font-size:11.0pt;layout-grid-mode:line;">UBS AG</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">By: </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">_/s/ David Kelly_____________</font></u></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Name:&#160; David Kelly&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Title:&#160;&#160;&#160; Managing Director </font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">By: </font><u><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">_/s/ Sarah M. Starkweather_____</font></u></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Name:&#160; Sarah M. Starkweather</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Title:&#160;&#160;&#160; Executive Director</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">Date:&#160; April 28, 2017</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:line;">&nbsp;</font></b></p>




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