<SEC-DOCUMENT>0001610520-19-000038.txt : 20190318
<SEC-HEADER>0001610520-19-000038.hdr.sgml : 20190318
<ACCEPTANCE-DATETIME>20190318073324
ACCESSION NUMBER:		0001610520-19-000038
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20181231
FILED AS OF DATE:		20190318
DATE AS OF CHANGE:		20190318

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UBS Group AG
		CENTRAL INDEX KEY:			0001610520
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-36764
		FILM NUMBER:		19686821

	BUSINESS ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001
		BUSINESS PHONE:		41-44-234-1111

	MAIL ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH-8001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UBS AG
		CENTRAL INDEX KEY:			0001114446
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15060
		FILM NUMBER:		19686820

	BUSINESS ADDRESS:	
		STREET 1:		BAHNHOFSTRASSE 45
		STREET 2:		P O BOX CH 8001
		CITY:			ZURICH
		STATE:			V8
		ZIP:			CH 8001
		BUSINESS PHONE:		203-719-5241

	MAIL ADDRESS:	
		STREET 1:		600 WASHINGTON BLVD.
		CITY:			STAMFORD
		STATE:			CT
		ZIP:			06901
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>4q18restatedtimeseries.htm
<TEXT>

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<title>4q18restatedtimeseries</title>



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<br>
</font></p>

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<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;layout-grid-mode:char;">UNITED
STATES</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.0pt;layout-grid-mode:char;">SECURITIES
AND EXCHANGE COMMISSION</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Washington,
 D.C. 20549</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">_________________</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">FORM
6-K</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">REPORT
OF FOREIGN PRIVATE ISSUER</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">PURSUANT
TO RULE 13a-16 OR 15d-16 UNDER</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:13.0pt;layout-grid-mode:char;">THE
SECURITIES EXCHANGE ACT OF 1934</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Date:
March 18, 2019</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.5pt;layout-grid-mode:char;">UBS
Group AG</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Commission
File Number: 1-36764</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:16.5pt;layout-grid-mode:char;">UBS
AG</font></b></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Commission
File Number: 1-15060</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=DE style="font-size:10.0pt;layout-grid-mode:char;">(Registrants' Name)</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=DE style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=DE-CH style="font-size:11.0pt;layout-grid-mode:char;">Bahnhofstrasse 45, Zurich, Switzerland</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=DE-CH style="font-size:11.0pt;layout-grid-mode:char;">Aeschenvorstadt 1, Basel, Switzerland</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:10.0pt;layout-grid-mode:char;">(Address
of principal executive offices)</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Indicate
by check mark whether the registrants file or will file annual reports under
cover of Form 20&#8209;F or Form 40-F.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<div style="border:solid white 1.0pt;border-bottom:double black 2.25pt;padding:0mm 0mm 0mm 0mm;">

<p align=center style="border:none;margin:0mm;margin-bottom:.0001pt;padding:0mm;text-align:center;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">Form 20-F&#160; </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">x&nbsp;</font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Form 40-F&#160; </font><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:22.0pt;layout-grid-mode:char;">o&nbsp;</font></p>

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<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=windowtext face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;layout-grid-mode:char;">This Form 6-K consists of the UBS Group AG updated timeseries
showing historical financial information reflecting changes to UBS's cost and
resource allocation methodology and funds transfer pricing framework, which
appear immediately following this page.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;layout-grid-mode:char;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&#160;&nbsp;</font></p>









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<p style="margin-bottom:30.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:26.0pt;line-height:28.0pt;">Group time series
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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap valign=bottom width=25% style="border:none;border-left:solid white 1.0pt;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">UBS Group key
  figures</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=55% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Group results</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,972</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,428</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,644</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,168</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,207</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,403</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,469</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,543</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,213</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,622</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,729</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating expenses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,492</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,724</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,938</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,069</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,362</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,139</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,922</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,849</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,222</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,272</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,519</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating profit / (loss) before tax</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">481</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,704</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,706</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,100</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">845</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,264</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,548</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,694</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,991</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,351</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,209</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net profit / (loss) attributable to shareholders</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">315</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,253</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,382</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,566</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,417)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">982</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,153</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,251</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,516</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">969</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,348</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Diluted earnings per share (USD)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.08</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.33</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.36</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.41</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.65)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.26</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.30</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.33</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.18</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.25</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.88</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Profitability and growth</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on equity (%)<sup>1</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.4 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.7 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.5 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.8 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(18.0)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.2 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.6 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.4 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.6 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on tangible equity (%)<sup>2</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.9 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.2 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.2 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.6 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(20.3)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.9 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.0 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted return on tangible equity excluding deferred tax
  expense / benefit and deferred tax assets (%)<sup>3</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.8 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.4 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.9 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.5 </font></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.9 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.7 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on common equity tier 1 capital (%)<sup>4</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.7 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.5 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.1 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(28.8)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.7 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.3 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.1 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.0 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on risk-weighted assets, gross (%)<sup>5</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.8 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.6 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.8 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.0 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.8 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.8 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.6 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on leverage ratio denominator, gross (%)<sup>5</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.1 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.6 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.4 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%)<sup>6</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.4 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.0 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.4 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74.1 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">87.2 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83.0 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.8 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.9 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81.6 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted cost / income ratio (%)<sup>7</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.2 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83.6 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.0 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76.2 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74.3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.5 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.2 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80.8 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net profit growth (%)<sup>8</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27.6 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25.1 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.0 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.0 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82.6 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">366.0 </font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(71.1)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(48.3)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Resources</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">958,489</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">950,192</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">952,817</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">964,260</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939,279</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">943,310</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">928,422</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">908,058</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">958,489</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939,279</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">918,906</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity attributable to shareholders</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,928</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,094</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">51,210</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,662</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,495</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55,156</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54,072</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,769</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,928</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,495</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,916</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Common equity tier 1 capital</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34,119</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34,816</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34,116</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34,774</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33,516</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33,685</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33,227</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31,251</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34,119</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33,516</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,156</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Risk-weighted assets<sup>9</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">263,747</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">257,041</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">254,603</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">266,169</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">243,636</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">245,723</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">246,644</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">221,355</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">263,747</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">243,636</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">218,785</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Common equity tier 1 capital ratio (%)<sup>9</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.9</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.5</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.4</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.1</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.8</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.7</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.5</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.1</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.9</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.8</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.8</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Going concern capital ratio (%)<sup>9</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.5 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.8 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.6 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.4 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.2 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total loss-absorbing capacity ratio (%)<sup>9</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.7 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.8 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32.3 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.2 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.0 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.2 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Leverage ratio denominator<sup>9</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">904,598</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">915,066</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">910,383</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">925,651</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">909,032</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">913,688</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">897,057</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">879,477</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">904,598</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">909,032</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">855,255</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Common equity tier 1 leverage ratio (%)<sup>9</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.77</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.80</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.75</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.76</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.69</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.69</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.70</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.55</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.77</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.69</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.53</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Going concern leverage ratio (%)<sup>9</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.6</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.6</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total loss-absorbing capacity leverage ratio (%)<sup>9</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.3 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.0 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.0 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.8 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.9 </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.6 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.4 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Liquidity coverage ratio (%)<sup>10</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">143</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">142</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">128</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">143</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">132</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets (USD billion)<sup>11,12</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,101</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,330</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,271</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,309</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,262</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,154</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,033</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,916</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,101</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,262</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,761</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel (full-time equivalents)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">66,888</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65,556</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63,684</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62,537</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61,253</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60,796</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59,470</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59,416</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">66,888</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61,253</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59,387</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Market capitalization<sup>13</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">45,907</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58,856</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57,654</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">66,261</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68,477</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63,551</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62,894</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59,422</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">45,907</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68,477</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58,177</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total book value per share (USD)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.35</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.98</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.73</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.27</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.11</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.83</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.55</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.48</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.35</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.11</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.25</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total book value per share (CHF)<sup>14</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.11</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.72</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.61</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.60</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.75</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.36</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.96</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.50</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.11</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.75</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.51</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Tangible book value per share (USD)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.55</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.25</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.00</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.53</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.34</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.06</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.80</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.74</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.55</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.34</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.52</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Tangible book value per share (CHF)<sup>14</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.33</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.02</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.90</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.94</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.03</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.65</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.29</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.77</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.33</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.03</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.74</font></p>
  </td>
 </tr>
<tr style="height:87.0pt;">
  <td colspan=14 valign=top width=100% style="border:none;height:87.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Calculated as net
  profit attributable to shareholders / average equity attributable to
  shareholders.&#160;&#160;&#160; 2 Calculated as net profit attributable to shareholders
  before amortization and impairment of goodwill and intangible assets /
  average equity attributable to shareholders less average goodwill and
  intangible assets.&#160;&#160;&#160; 3 Calculated as adjusted net profit attributable to
  shareholders before amortization and impairment of goodwill and intangible
  assets and before deferred tax expense or benefit / average equity
  attributable to shareholders less average goodwill and intangible assets and
  less average deferred tax assets that do not qualify as common equity tier 1
  capital.&#160;&#160;&#160; 4 Calculated as net profit attributable to shareholders before
  amortization and impairment of goodwill and intangible assets / average
  common equity tier 1 capital.&#160;&#160;&#160; 5 Calculated as operating income before
  credit loss expense or recovery / average risk-weighted assets and average
  leverage ratio denominator, respectively.&#160;&#160;&#160; 6 Calculated as operating
  expenses / operating income before credit loss expense or recovery.&#160;&#160;&#160; 7
  Calculated as adjusted operating expenses / adjusted operating income before
  credit loss expense or recovery.&#160;&#160;&#160; 8 Calculated as change in net profit
  attributable to shareholders from continuing operations between current and
  comparison periods / net profit attributable to shareholders from continuing
  operations of comparison period.&#160;&#160;&#160; 9 Based on the Swiss SRB rules as of 1
  January 2020 according to the revised Swiss SRB framework that became
  effective 1&nbsp;July&nbsp;2016.&#160;&#160;&#160; 10 Effective 1 January 2017 the reported
  quarterly average is the average of daily values during the quarter. The 2016
  figure is based on the average of the three month-end values.&#160;&#160;&#160; 11 Includes
  invested assets for Global Wealth Management, Asset Management and Personal
  &amp; Corporate Banking.&#160;&#160;&#160;&#160; 12 Certain account types were corrected during
  the fourth quarter of 2017. Prior periods were corrected accordingly.&#160;&#160;&#160; 13
  The calculation of market capitalization has been amended to reflect total
  shares outstanding multiplied by the share price at the end of the period.
  The calculation was previously based on total shares issued multiplied by the
  share price at the end of the period.&#160;&#160;&#160; 14&nbsp;Total book value per share
  and tangible book value per share in Swiss francs are calculated based on a
  translation of equity under our US dollar presentation currency. As a
  consequence of the restatement to a US dollar presentation currency, amounts
  may differ from those originally published in our quarterly and annual
  reports.</font></p>
  </td>
 </tr>
</table></div>






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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap width=25% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Income statement</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap width=25% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=55% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest income from financial instruments measured at amortized
  cost and fair value through other&nbsp;comprehensive&nbsp;income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,683</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,536</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,496</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,386</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,754</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,668</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,599</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,400</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,100</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,422</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,379</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest expense from financial instruments measured at
  amortized cost</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,781)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,645)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,576)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,388)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,489)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,411)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,356)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,148)</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6,391)</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5,404)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4,976)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest income from financial instruments measured at fair
  value through profit or loss</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,738</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,814</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,730</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,686</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">906</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,069</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,125</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">956</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,968</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,056</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,579</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest expense from financial instruments measured at fair
  value through profit or loss</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,163)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(998)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,655)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(837)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(474)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(521)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(913)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(510)</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4,653)</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,418)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,495)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net interest income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,476</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,707</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">995</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,847</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,697</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,806</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,455</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,698</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,025</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,656</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,487</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other net income from fair value changes on financial
  instruments</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,047</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,165</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,211</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,561</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">999</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,128</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,496</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,442</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,984</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,065</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,023</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit loss (expense) / recovery</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(53)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(10)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(29)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(26)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(91)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(47)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(118)</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(131)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(38)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Fee and commission income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,700</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,875</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,845</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,178</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,840</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,855</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,872</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,795</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19,598</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19,362</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18,374</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Fee and commission expense</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(439)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(409)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(421)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(433)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(485)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(458)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(461)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(437)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,703)</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,840)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,781)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net fee and commission income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,261</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,466</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,423</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,744</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,355</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,397</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,411</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,358</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17,895</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17,522</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,593</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">241</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">101</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">247</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">45</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">427</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">511</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">663</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,972</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,428</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,644</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,168</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,207</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,403</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,469</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,543</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,213</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,622</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,729</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel expenses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,839</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,936</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,102</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,254</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,980</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,033</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,121</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,065</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,132</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,199</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,913</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">General and administrative expenses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,293</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,462</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,533</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,510</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,088</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,825</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,528</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,508</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,797</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,949</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,517</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Depreciation and impairment of property, equipment and software</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">343</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">310</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">287</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">288</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">276</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">265</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">256</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">256</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,228</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,053</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">997</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Amortization and impairment of intangible assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">71</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">93</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,492</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,724</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,938</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,069</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,362</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,139</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,922</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,849</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,222</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,272</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,519</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating profit / (loss) before tax</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">481</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,704</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,706</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,100</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">845</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,264</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,548</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,694</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,991</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,351</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,209</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Tax expense / (benefit)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">165</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">448</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">322</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">533</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,234</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">280</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">394</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">396</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,468</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,305</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">777</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net profit / (loss) </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">315</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,256</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,384</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,567</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,389)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">984</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,154</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,297</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,522</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,046</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,432</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net profit / (loss) attributable to non-controlling interests</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">46</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">84</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net profit / (loss) attributable to shareholders</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">315</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,253</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,382</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,566</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,417)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">982</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,153</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,251</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,516</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">969</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,348</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap width=25% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-right:solid white 1.0pt;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-right:solid white 1.0pt;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Earnings per share (USD)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Basic</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.08</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.34</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.37</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.42</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.65)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.26</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.31</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.34</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.21</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.26</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.90</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Diluted</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.08</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.33</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.36</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.41</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.65)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.26</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.30</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.33</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.25</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.88</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=25% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>






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<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap width=26% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Adjusted results<sup>1</sup></font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=26% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating income as reported</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,972</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,428</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,644</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,168</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,207</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,403</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,469</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,543</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,213</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,622</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,729</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gains related to investments in associates</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">460</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">460</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gains on sales of real estate</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">123</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gains / (losses) on sale of subsidiaries and
  businesses</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(24)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: remeasurement loss related to UBS Securities China</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(270)</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(270)</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gains on sale of financial assets at fair value
  through OCI<sup>2</sup></font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">108</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">137</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">213</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: net foreign currency translation gains / (losses)<sup>3</sup></font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(16)</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(16)</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(84)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating income (adjusted)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,782</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,371</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,644</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,168</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,025</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,403</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,378</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,543</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,966</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,349</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,480</font></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=26% style="border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid white 1.0pt;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid white 1.0pt;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating expenses as reported</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,492</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,724</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,938</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,069</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,362</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,139</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,922</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,849</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,222</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,272</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,519</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: personnel-related restructuring expenses<sup>4</sup></font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">64</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">163</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">145</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">120</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">116</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">286</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">545</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">763</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: non-personnel-related restructuring expenses<sup>4</sup></font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">93</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">51</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">224</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">145</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">128</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">275</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">647</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">715</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain related to changes to the Swiss pension plan</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(241)</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(241)</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: expenses from modification of terms for certain DCCP
  awards<sup>5</sup></font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:dotted black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating expenses (adjusted)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,304</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,601</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,823</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,174</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,949</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,844</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,657</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,605</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,903</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,054</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,041</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: net expenses for litigation, regulatory and similar
  matters<sup>6</sup></font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">533</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">132</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(11)</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">185</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">205</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">657</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">434</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">805</font></i></p>
  </td>
 </tr>
<tr style="height:9.95pt;">
  <td nowrap width=26% style="border-bottom:solid white 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid white 1.0pt;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid white 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid white 1.0pt;height:9.95pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:none;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating profit / (loss) before tax as reported</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">481</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,704</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,706</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,100</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">845</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,264</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,548</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,694</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,991</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,351</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,209</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating profit / (loss) before tax (adjusted)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">478</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,770</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,821</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,994</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,076</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,559</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,721</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,938</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,063</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,295</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,439</font></p>
  </td>
 </tr>
<tr style="height:59.25pt;">
  <td colspan=14 valign=top width=100% style="border:none;height:59.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Adjusted results
  are non-GAAP financial measures as defined by SEC regulations.&#160;&#160;&#160; 2&#160; Figures
  presented for periods prior to the first quarter of 2018 relate to financial assets
  available for sale.&#160;&#160;&#160; 3&#160; Related to the disposal of foreign branches and
  subsidiaries.&#160;&#160;&#160; 4 Reflects restructuring expenses related to legacy cost
  programs as well as expenses for new restructuring initiatives for Global
  Wealth Management and Asset Management in 2018.&#160;&#160;&#160; 5&nbsp;Relates to the
  removal of the service period requirement for DCCP awards granted for the
  performance years 2012 and 2013.&#160;&#160;&#160; 6&nbsp;Reflects the net increase in /
  (release of) provisions for litigation, regulatory and similar matters recognized
  in the income statement. In addition, it includes recoveries from third
  parties.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=#006600 face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap width=26% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Balance sheet</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap width=26% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=26% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cash and balances at central banks</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">108,370</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">94,393</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">103,166</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">97,341</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">90,045</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">97,647</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">104,277</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">108,720</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">108,370</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">90,045</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">105,883</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans and advances to banks</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,868</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,631</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,715</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,991</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14,094</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,538</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,025</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14,194</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,868</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14,094</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,926</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Receivables from securities financing transactions</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95,349</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83,508</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77,125</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80,785</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">91,951</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">107,912</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">94,205</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95,331</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95,349</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">91,951</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79,936</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cash collateral receivables on derivative instruments</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,602</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21,821</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25,158</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25,459</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,040</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25,741</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,640</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22,478</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,602</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,040</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26,198</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans and advances to customers</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">320,352</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">324,173</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">321,091</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">331,667</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">326,746</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">323,690</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">320,160</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">307,493</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">320,352</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">326,746</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">300,010</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other financial assets measured at amortized cost</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22,563</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21,015</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21,181</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20,065</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,815</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32,781</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,743</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,401</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22,563</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,815</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27,115</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total financial assets measured at amortized cost</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">587,104</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">560,540</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">563,436</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">569,307</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">584,691</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">603,308</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">588,050</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">577,617</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">587,104</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">584,691</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">552,068</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Financial assets at fair value held for trading</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">104,370</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">123,140</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">113,112</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">110,719</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">129,407</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">113,620</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">107,512</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">102,408</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">104,370</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">129,407</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">90,416</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: assets pledged as collateral that may be sold or
  repledged by counterparties</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32,121</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,723</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36,904</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36,226</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36,277</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34,508</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34,053</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,287</font></i></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32,121</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36,277</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,731</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Derivative financial instruments</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">126,210</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">116,417</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122,679</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">118,878</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">121,285</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">123,357</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">127,033</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">121,314</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">126,210</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">121,285</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155,642</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Brokerage receivables</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,840</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20,620</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18,578</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21,241</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,840</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Financial assets at fair value not held for trading</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82,690</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">88,853</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">94,040</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">102,304</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60,457</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,393</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,964</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">49,019</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82,690</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60,457</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">64,210</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total financial assets measured at fair value through profit or
  loss</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">330,110</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">349,029</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">348,409</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">353,143</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">311,148</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">289,370</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">288,509</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">272,741</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">330,110</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">311,148</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">310,269</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Financial assets measured at fair value through other
  comprehensive income</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,667</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,744</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,003</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,088</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,889</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,469</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14,707</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,205</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,667</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,889</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,402</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Investments in associates</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,099</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,000</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,035</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,088</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,045</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,019</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,013</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">975</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,099</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,045</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">947</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Property, equipment and software</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,348</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,214</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,163</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,294</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,057</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,929</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,778</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,352</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,348</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,057</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,186</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Goodwill and intangible assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,647</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,436</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,448</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,540</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,563</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,597</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,488</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,446</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,647</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,563</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,442</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Deferred tax assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,105</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,818</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,934</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,117</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,056</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,002</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,045</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,114</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,105</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,056</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,158</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other non-financial assets</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,410</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,410</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,389</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,683</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,830</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,616</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,832</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,610</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,410</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,830</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,434</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total assets</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">958,489</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">950,192</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">952,817</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">964,260</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939,279</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">943,310</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">928,422</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">908,058</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">958,489</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939,279</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">918,906</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=#006600 face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_8"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap width=25% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Balance sheet
  (continued)</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap width=25% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=55% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap width=25% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Amounts due to banks </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,962</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,301</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,333</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,466</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,728</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,986</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,085</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,730</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,962</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,728</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,459</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Payables from securities financing transactions</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,296</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11,022</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,219</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,615</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17,485</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20,622</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14,406</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,662</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,296</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17,485</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,266</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cash collateral payables on derivative instruments</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,906</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,160</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32,125</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,866</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31,029</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32,939</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32,845</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,818</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,906</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31,029</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34,852</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Customer deposits</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">419,838</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">408,924</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">406,995</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">418,108</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">419,577</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">414,810</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">421,294</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">418,544</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">419,838</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">419,577</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">416,267</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Debt issued measured at amortized cost</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">132,271</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136,537</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">138,745</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144,630</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">143,160</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">137,850</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">126,842</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">114,503</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">132,271</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">143,160</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">101,837</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other financial liabilities measured at amortized cost</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,885</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,451</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,970</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,200</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,276</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38,636</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,302</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,563</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,885</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,276</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,729</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total financial liabilities measured at amortized cost</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">609,158</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">601,395</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">605,387</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">618,885</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">656,255</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">655,844</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">644,773</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">622,820</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">609,158</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">656,255</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">610,410</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Financial liabilities at fair value held for trading</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,943</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32,639</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31,694</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36,447</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31,251</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31,619</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26,384</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,521</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28,943</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31,251</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22,425</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Derivative financial instruments</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">125,723</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">115,711</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">120,276</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">117,423</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">119,137</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">119,222</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">124,029</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">119,732</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">125,723</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">119,137</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151,121</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Brokerage payables designated at fair value</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38,420</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38,995</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38,239</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36,496</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38,420</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Debt issued designated at fair value</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57,031</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62,803</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57,352</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54,606</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50,782</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">51,158</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">49,945</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50,542</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57,031</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50,782</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">49,057</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other financial liabilities designated at fair value</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33,594</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">35,262</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37,672</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36,124</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,643</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17,488</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17,073</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,549</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33,594</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,643</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14,122</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total financial liabilities measured at fair value through
  profit or loss</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">283,711</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285,409</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285,233</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">281,096</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">217,813</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">219,488</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">217,431</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">214,344</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">283,711</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">217,813</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">236,725</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Provisions</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,494</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,019</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,151</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,193</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,214</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,239</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,341</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,750</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,494</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,214</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,101</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other non-financial liabilities</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,022</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,237</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,776</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,359</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,443</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,817</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,082</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,699</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,022</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,443</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14,083</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total liabilities</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">905,386</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">898,060</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">901,546</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">910,532</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">886,725</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">887,387</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">873,627</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">853,612</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">905,386</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">886,725</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">865,320</font></p>
  </td>
 </tr>
<tr style="height:9.0pt;">
  <td nowrap width=25% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-right:solid white 1.0pt;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-right:solid white 1.0pt;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity attributable to shareholders</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,928</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,094</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">51,210</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,662</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,495</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55,156</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54,072</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,769</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,928</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,495</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,916</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity attributable to non-controlling interests</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">176</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">767</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">722</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">678</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">176</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">670</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,103</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,132</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">51,271</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,727</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,554</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55,923</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54,795</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54,446</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,103</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52,554</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53,586</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total liabilities and equity</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">958,489</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">950,192</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">952,817</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">964,260</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939,279</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">943,310</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">928,422</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">908,058</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">958,489</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939,279</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">918,906</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap valign=bottom width=25% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=#006600 face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_9"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:21.75pt;">
  <td nowrap valign=bottom width=26% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:21.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Note 3&#160; Net fee and
  commission income<sup>1</sup></font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:21.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=26% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=54% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Underwriting fees</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">177</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">210</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">185</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">239</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">199</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">244</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">281</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">811</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,003</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">739</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: equity underwriting fees</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">118</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">98</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">89</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">127</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">106</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">161</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">431</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">573</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">356</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: debt underwriting fees</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">113</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">96</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">112</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">94</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">90</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">129</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">117</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">380</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">429</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">383</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">M&amp;A and corporate finance fees</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">261</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">180</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">206</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">165</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">181</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">175</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">178</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">768</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">698</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">742</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Brokerage fees</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">822</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">786</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">886</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,026</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">923</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">903</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">971</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,023</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,521</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,820</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,802</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Investment fund fees</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,228</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,221</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,226</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,279</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,095</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,090</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,074</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,063</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,954</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,322</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,265</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Portfolio management and related services</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,937</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,949</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,922</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,949</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,011</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,959</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,901</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,795</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,756</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,666</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,069</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">414</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">447</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">446</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">480</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">447</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">479</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">470</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">458</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,786</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,854</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,757</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total fee and commission income</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,700</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,875</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,845</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,178</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,840</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,855</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,872</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,795</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19,598</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19,362</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18,374</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: recurring</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,219</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,240</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,195</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,257</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,911</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: transaction-based</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,448</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,616</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,628</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,903</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,594</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: performance-based</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">93</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Brokerage fees paid</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">88</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">90</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">167</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">183</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">166</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">316</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">673</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">769</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">352</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">346</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">345</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">344</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">328</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">290</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">271</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,387</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,167</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,013</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total fee and commission expense</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">439</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">409</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">421</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">433</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">485</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">458</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">461</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">437</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,703</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,840</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,781</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net fee and commission income</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,261</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,466</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,423</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,744</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,355</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,397</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,411</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,358</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17,895</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17,522</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,593</font></p>
  </td>
 </tr>
<tr style="height:10.5pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: net brokerage fees</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">735</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">723</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">811</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">937</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">766</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">735</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">788</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">857</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:10.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,205</font></i></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,147</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:10.5pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,033</font></i></p>
  </td>
 </tr>
<tr style="height:66.0pt;">
  <td colspan=14 valign=top width=100% style="border:none;height:66.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Upon adoption of
  IFRS 15, certain brokerage fees paid in an agency capacity have been
  reclassified from Fee and commission expense to Fee and commission income on
  a prospective basis from 1 January 2018, primarily relating to third-party
  execution costs for exchange traded derivative transactions and fees payable
  to third-party research providers on behalf of clients. In addition to the
  IFRS 15 changes, certain revenues, primarily distribution fees and fund
  management fees, have been reclassified between reporting lines to better
  reflect the nature of the revenues, with prior-period information restated
  accordingly. Also, certain expenses that are incremental and incidental to
  revenues have been reclassified prospectively from General and administrative
  expenses to Fee and commission expense to improve the alignment of
  transaction-based costs with the associated revenue stream, primarily
  impacting clearing costs, client loyalty costs, fund and custody expenses. As
  the effect of this reclassification was not material, prior-period
  information was not restated.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=#006600 face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap valign=bottom width=25% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Note 4&#160; Other
  income</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=25% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#C00000 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=55% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Associates, joint ventures and subsidiaries</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=top width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=top width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net gains / (losses) from acquisitions and disposals of
  subsidiaries<sup>1</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(310)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(13)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(290)</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(96)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net gains / (losses) from disposals of investments in associates</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">46</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">46</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Share of net profits of associates and joint ventures</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">481</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">529</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">109</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Impairment charges related to associates</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">217</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">284</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">101</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Financial assets measured at fair value through other
  comprehensive income</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net gains / (losses) from disposals</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">47</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">195</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">350</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Impairments</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(14)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(15)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">45</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">132</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">180</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">345</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net gains / (losses) from disposals of financial assets measured
  at amortized cost</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net income from properties (excluding net gains / (losses) from
  disposals)<sup>2</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net gains / (losses) from disposals of properties held for sale</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">40</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">128</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">191</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">156</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total other income</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">241</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">101</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">247</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">45</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">427</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">511</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">663</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=14 valign=top width=100% style="border:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Includes foreign exchange gains / losses reclassified from
  Other comprehensive income related to disposed foreign subsidiaries and
  branches.&#160;&#160;&#160; 2 Includes net rent received from third parties and net
  operating expenses.</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=#006600 face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_11"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap valign=bottom width=25% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Note 5&#160; Personnel
  expenses</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=25% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=55% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Salaries and variable compensation</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,184</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,305</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,456</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,742</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,245</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,373</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,493</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,445</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,686</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,556</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,743</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Financial advisor variable compensation<sup>1</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">999</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,016</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,007</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,032</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,046</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,012</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,019</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">988</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,054</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,064</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,740</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Contractors </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">119</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">119</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">129</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">123</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">121</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">111</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">93</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">489</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">460</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">426</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Social security </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">163</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">189</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">197</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">243</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">207</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">212</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">192</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">202</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">791</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">814</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">755</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pension and other post-employment benefit plans </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">172</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">149</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">170</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(35)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">173</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">177</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">174</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">200</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">457</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">723</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">678</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other personnel expenses</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">203</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">158</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">173</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">654</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">581</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">570</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total personnel expenses</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,839</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,936</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,102</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,254</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,980</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,033</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,121</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,065</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,132</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,199</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,913</font></p>
  </td>
 </tr>
<tr style="height:28.5pt;">
  <td colspan=14 valign=top width=100% style="border:none;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Financial advisor
  variable compensation consists of formulaic compensation based directly on
  compensable revenues generated by financial advisors and supplemental
  compensation calculated on the basis of financial advisor productivity, firm
  tenure, new assets and other variables. It also includes expenses related to
  compensation commitments with financial advisors entered into at the time of
  recruitment that are subject to vesting requirements.&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=#006600 face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_12"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap valign=bottom width=25% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Note 6&#160; General and
  administrative expenses</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:6.75pt;">
  <td nowrap valign=bottom width=25% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:6.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=55% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Occupancy</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">228</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">230</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">224</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">233</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">240</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">223</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">223</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">221</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">914</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">908</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">946</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Rent and maintenance of IT and other equipment</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">187</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">158</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">159</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">137</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">654</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">570</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">517</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Communication and market data services</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">163</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">158</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">156</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">161</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">638</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">622</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">634</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Administration<sup>1</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">256</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">117</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">259</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">104</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">100</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">590</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">612</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">716</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Marketing and public relations</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">114</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">140</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">91</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">96</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">366</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">419</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">473</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Travel and entertainment</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">113</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">102</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">113</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">98</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">102</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">113</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">88</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">425</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">425</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">428</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Professional fees</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">294</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">237</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">240</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">245</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">372</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">315</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">284</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">256</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,015</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,227</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,247</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Outsourcing of IT and other services </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">368</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">348</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">351</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">361</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">435</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">407</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">372</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">384</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,427</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,597</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,656</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Litigation, regulatory and similar matters<sup>2</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">533</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">132</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(11)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">185</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">205</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">657</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">434</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">805</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">110</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">94</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total general and administrative expenses</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,293</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,462</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,533</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,510</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,088</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,825</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,528</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,508</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,797</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,949</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,517</font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td colspan=14 valign=top width=100% style="border:none;height:25.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Administration costs include net expenses / credits related to
  the UK and German bank levy.&#160;&#160;&#160; 2 Reflects the net increase in / (release of)
  provisions for litigation, regulatory and similar matters recognized in the
  income statement. In addition, it includes recoveries from third parties.&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=#006600 face=Helvetica,sans-serif lang=EN-US style="font-size:10.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:18.75pt;">
  <td nowrap valign=bottom width=25% style="border-bottom:none;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:18.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Note 8&#160; Earnings
  per share (EPS) and shares outstanding</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:18.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:7.5pt;">
  <td nowrap valign=bottom width=25% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:7.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=53% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=20% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td nowrap valign=bottom width=25% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-right:solid white 1.0pt;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-right:solid white 1.0pt;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Basic earnings (USD million)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Net profit / (loss) attributable to shareholders</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">315</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,253</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,382</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,566</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">(2,417)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">982</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,153</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,251</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">4,516</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">969</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,348</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Diluted earnings (USD million)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Net profit / (loss) attributable to shareholders</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">315</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,253</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,382</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,566</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">(2,417)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">982</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,153</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,251</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">4,516</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">969</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,348</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Less: (profit) / loss on own equity derivative contracts</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Net profit / (loss) attributable to shareholders for diluted EPS</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">315</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,253</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,381</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,565</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">(2,417)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">982</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,153</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1,251</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">4,514</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">969</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,348</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Weighted average shares outstanding</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Weighted average shares outstanding for basic EPS<sup>1</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,712,860,295</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,729,382,991</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,750,246,679</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,728,701,542</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,719,192,967</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,717,418,510</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,715,138,875</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,712,946,691</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,730,297,877</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,716,174,261</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,719,764,322</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Effect of dilutive potential shares resulting from notional
  shares, in-the-money options and warrants outstanding<sup>2</sup></font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">107,685,855</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">107,610,429</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">99,757,026</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">128,521,488</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">13</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">120,524,131</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">110,988,858</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">123,710,692</font></p>
  </td>
 <td nowrap width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">111,271,269</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">120,540,272</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">104,244,665</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Weighted average shares outstanding for diluted EPS</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,820,546,150</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,836,993,420</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,850,003,705</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,857,223,030</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,719,192,980</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,837,942,641</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,826,127,733</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,836,657,383</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,841,569,146</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,836,714,533</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,824,008,987</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Earnings per share (USD)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Basic</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.08</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.34</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.37</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.42</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">(0.65)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.26</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.31</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.34</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1.21</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.26</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.90</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Diluted </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.08</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.33</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.36</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.41</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">(0.65)</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.26</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.30</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.33</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">1.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.25</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">0.88</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Shares outstanding</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Shares issued</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,855,634,749</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,855,121,120</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,854,589,552</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,854,297,125</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,853,096,603</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,852,361,272</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,851,805,058</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">3,851,255,128</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:dotted black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">Treasury shares</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">166,467,802</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">128,747,979</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">125,469,362</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">93,077,090</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">132,301,550</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">133,704,681</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">135,182,950</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 3.5pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">137,116,350</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Shares outstanding</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,689,166,947</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,726,373,141</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,729,120,190</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,761,220,035</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,720,795,053</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,718,656,591</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,716,622,108</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,714,138,778</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.5pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:60.75pt;">
  <td colspan=14 valign=top width=100% style="border:none;height:60.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;text-align:justify;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 The weighted
  average shares outstanding for basic EPS are calculated by taking the number
  of shares at the beginning of the period, adjusted by the number of shares
  acquired or issued during the period, multiplied by a time-weighted factor
  for the period outstanding. As a result, balances are affected by the timing
  of acquisitions and issuances during the period.&#160;&#160;&#160; 2 Due to the net loss in
  the fourth quarter of 2017, a weighted average of 127,252,442 potential
  shares from unvested notional share awards and options outstanding were not
  included in the calculation of diluted EPS as they were anti-dilutive for the
  quarter ended 31 December 2017. Such shares are only taken into account for the
  diluted EPS calculation when their conversion to ordinary shares would
  decrease earnings per share or increase loss per share, in accordance with
  IAS 33, Earnings per Share.</font></p>
  </td>
 </tr>
</table></div>






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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.75pt;">
  <td width=25% style="height:15.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:10.0pt;">Note 10b&#160; Deferred
  day-1 profit or loss</font></b></p>
  </td>
 <td width=1% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=1% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:1.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:15.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:8.25pt;">
  <td width=25% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#9A3D37 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="height:8.25pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=8 nowrap width=55% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">As of or for the year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 47 Light CN,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Reserve balance at the beginning of the period</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">250</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">276</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">479</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">338</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">362</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">364</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">364</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">365</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">338</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">365</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">420</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Profit / (loss) deferred on new transactions</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">48</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">197</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">51</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">66</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">51</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">341</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">247</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">257</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(Profit) / loss recognized in the income statement</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(41)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(68)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(252)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(56)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(77)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(82)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(67)</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(53)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(417)</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(279)</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(293)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(Profit) / loss recognized in other comprehensive income</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:dotted #74726F 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(23)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign currency translation</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2)</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4)</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=25% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Reserve balance at the end of the period</font></b></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">255</font></b></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">250</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">276</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">479</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">338</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">362</font></p>
  </td>
 <td width=7% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">364</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">364</font></p>
  </td>
 <td width=1% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">255</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">338</font></p>
  </td>
 <td width=6% style="border:none;border-bottom:solid black 1.5pt;height:9.75pt;padding:0mm 4.25pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">365</font></p>
  </td>
 </tr>
<tr style="height:16.5pt;">
  <td nowrap valign=bottom width=25% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#271E18 face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:1.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:16.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_15"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:30.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:26.0pt;line-height:28.0pt;">Quarterly value-at-risk
timeseries</font></p>




<p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_16"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:41.25pt;">
  <td colspan=20 valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:41.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Management
  value-at-risk (1-day, 95% confidence, 5 years of historical data) by business
  division and Corporate Center unit and general market risk type<sup>1</sup></font></b></p>
  </td>
 <td height=55 style="border:none;height:41.25pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average by risk type</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average by risk type</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:42.0pt;">
  <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Min.</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Max.</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Period end</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></b></p>
  </td>
 <td valign=bottom style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">rate</font></b></p>
  </td>
 <td valign=bottom style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">spreads</font></b></p>
  </td>
 <td valign=bottom style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">exchange</font></b></p>
  </td>
 <td valign=bottom style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Commod-</font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">ities</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Min.</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Max.</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Period end</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></p>
  </td>
 <td valign=bottom style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">rate</font></p>
  </td>
 <td valign=bottom style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">spreads</font></p>
  </td>
 <td valign=bottom style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">exchange</font></p>
  </td>
 <td valign=bottom style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Commod-</font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">ities</font></p>
  </td>
 <td height=56 style="border:none;height:42.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Global Wealth Management</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personal &amp; Corporate Banking</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Asset Management</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Investment Bank</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Services</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Group ALM </font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Non-core and Legacy Portfolio</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Diversification effect <sup>2,3</sup></font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4)</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3)</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5)</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3)</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total as of 31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total as of 30.9.18</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total as of 30.9.18</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total as of 30.6.18</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td colspan=20 rowspan=5 valign=top style="background:white;border:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Statistics at individual levels may not be summed to deduce
  the corresponding aggregate figures. The minima and maxima for each level may
  occur on different days, and likewise, the VaR for each business line or risk
  type, being driven by the extreme loss tail of the corresponding distribution
  of simulated profits and losses for that business line or risk type, may well
  be driven by different days in the historical time series, rendering invalid
  the simple summation of figures to arrive at the aggregate total.&#160;&#160;&#160; 2
  Difference between the sum of the standalone VaR for the business divisions
  and Corporate Center units and the VaR for the Group as a whole.&#160;&#160;&#160; 3 As the
  minimum and maximum occur on different days for different business divisions
  and Corporate Center units, it is not meaningful to calculate a portfolio
  diversification effect.</font></p>
  </td>
 <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
<tr style="height:15.0pt;">
  <td height=20 style="border:none;height:15.0pt;">&nbsp;</td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:15.0pt;">
  <td colspan=20 valign=bottom width=100% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Management
  value-at-risk (1-day, 95% confidence, 5 years of historical data) by business
  division and Corporate Center unit and general market risk type (continued)<sup>1</sup></font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=25% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average by risk type</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=20% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average by risk type</font></p>
  </td>
 </tr>
<tr style="height:42.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Min.</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Max.</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Period end</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">rate</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">spreads</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">exchange</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Commod-</font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">ities</font></p>
  </td>
 <td valign=bottom width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Min.</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Max.</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Period end</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">rate</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">spreads</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">exchange</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;border-bottom:dotted black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:42.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Commod-</font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">ities</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Global Wealth Management</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personal &amp; Corporate Banking</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Asset Management</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Investment Bank</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Services</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Group ALM </font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Non-core and Legacy Portfolio</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Diversification effect <sup>2,3</sup></font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5)</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4)</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8)</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5)</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4)</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total as of 30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total as of 31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total as of 31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total as of 31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=8% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_18"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:30.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:26.0pt;line-height:28.0pt;">Yearly value-at-risk
timeseries</font></p>




<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_19"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:20.1pt;">
  <td colspan=19 nowrap valign=bottom width=100% style="background:white;border:none;border-bottom:solid black 1.0pt;height:20.1pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Management
  value-at-risk (1-day, 95% confidence, 5 years of historical data) by business
  division and Corporate Center unit and general market risk type <sup>1</sup></font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=45% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">For the year ended 31.12.18</font></b></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=44% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">For the year ended 31.12.17</font></p>
  </td>
 </tr>
<tr style="height:28.5pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></b></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">rate</font></b></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">spreads</font></b></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign </font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">exchange</font></b></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Commod-</font></b></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">ities</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">rate</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">spreads</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">exchange</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Commod-</font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">ities</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Min.</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Min.</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Max.</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Max.</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total management VaR, Group</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></b></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=25% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average (per business division and risk type)</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=24% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average (per business division and risk type)</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Wealth Management</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Wealth Management Americas</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personal &amp; Corporate Banking</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Asset Management</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Investment Bank</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Services</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Group ALM </font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Non-core and Legacy Portfolio</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Diversification effect <sup>2,3</sup></font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5)</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4)</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:66.0pt;">
  <td colspan=19 valign=top width=100% style="background:white;border:none;height:66.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:8.0pt;">1 Statistics at individual levels may not be summed to deduce
  the corresponding aggregate figures. The minima and maxima for each level may
  well occur on different days, and likewise the VaR for each business line or
  risk type, being driven by the extreme loss tail of the corresponding
  distribution of simulated profits and losses for that business line or risk
  type, may well be driven by different days in the historical time-series,
  rendering invalid the simple summation of figures to arrive at the aggregate
  total.&#160;&#160;&#160; 2 Difference between the sum of the standalone VaR for the business
  divisions and Corporate Center units and the VaR for the Group as a
  whole.&#160;&#160;&#160;&#160; 3 As the minimum and maximum occur on different days for different
  business divisions, it is not meaningful to calculate a portfolio
  diversification effect.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:20.1pt;">
  <td colspan=19 nowrap valign=bottom width=100% style="background:white;border:none;border-bottom:solid black 1.0pt;height:20.1pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:14.0pt;">Management
  value-at-risk (1-day, 95% confidence, 5 years of historical data) by business
  division and Corporate Center unit and general market risk type (continued) <sup>1</sup></font></b></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=45% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">For the year ended 31.12.16</font></p>
  </td>
 <td colspan=9 nowrap valign=bottom width=44% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">For the year ended 31.12.15</font></p>
  </td>
 </tr>
<tr style="height:28.5pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">rate</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">spreads</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">exchange</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Commod-</font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">ities</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Interest </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">rate</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">spreads</font></p>
  </td>
 <td valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign </font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">exchange</font></p>
  </td>
 <td valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:28.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Commod-</font></p>
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">ities</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Min.</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Min.</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Max.</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Max.</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.12.15</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total management VaR, Group</font></b></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=25% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average (per business division and risk type)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13</font></p>
  </td>
 <td colspan=5 nowrap valign=bottom width=24% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average (per business division and risk type)</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Wealth Management</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Wealth Management Americas</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personal &amp; Corporate Banking</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Asset Management</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Investment Bank</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Services</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Group ALM </font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CC &#8211; Non-core and Legacy Portfolio</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=11% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Diversification effect <sup>2,3</sup></font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(10)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(9)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(12)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(9)</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(9)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4)</font></i></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></i></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;border-bottom:solid black 1.5pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0</font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=11% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=5% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=4% style="background:white;border:none;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:9.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_21"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:30.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:26.0pt;line-height:28.0pt;">Invested assets and net new
money</font></p>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Invested assets</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Results</font></b></p>
  </td>
 <td colspan=8 nowrap width=54% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD billion</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Global Wealth Management<sup>1</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,260 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,438 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,393 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,415 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,403 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,325 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,240 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,162 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,260 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,403 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,060 </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Asset Management </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">830 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">817 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">831 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">796 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">768 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">732 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">695 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">796 </font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">645 </font></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: excluding money market funds </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">696 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">748 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">738 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">748 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">719 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">692 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">663 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">626 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">696 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">719 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">580 </font></i></p>
  </td>
 </tr>
<tr style="height:15.0pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: money market funds </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">70 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:15.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:15.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65 </font></i></p>
  </td>
 </tr>
<tr style="height:18.0pt;">
  <td colspan=13 valign=top width=100% style="height:18.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Certain account types were corrected during the fourth quarter
  of 2017. Prior periods were corrected accordingly.</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:27.0pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Net new money<sup>1</sup></font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Results</font></b></p>
  </td>
 <td colspan=8 nowrap width=54% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">For the quarter ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">For the year ended</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD billion</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-right:solid white 1.0pt;height:13.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Global Wealth Management</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7.9)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.2)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.6 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:13.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">44.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43.0 </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Asset Management </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.1)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.1)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(16.2)</font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: excluding money market flows </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.9)</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.2 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.0 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.8 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.3 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.6 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24.8 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">48.7 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(23.0)</font></i></p>
  </td>
 </tr>
<tr style="height:13.5pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: money market flows </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.8 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.7 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3.1)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.0 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.1 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></i></p>
  </td>
 <td nowrap width=1% style="background:white;height:13.5pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.5 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.8 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:13.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.8 </font></i></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td colspan=13 nowrap valign=top width=100% style="background:white;height:12.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Net new money excludes interest and dividend income. </font></p>
  </td>
 </tr>
<tr style="height:12.75pt;">
  <td nowrap valign=bottom width=27% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="height:12.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_22"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>
<p style="margin-bottom:30.0pt;margin-left:0mm;margin-right:0mm;margin-top:0mm;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:26.0pt;line-height:28.0pt;">Business divisions time
series</font></p>




<p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></b></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_23"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Global Wealth
  Management<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=54% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Results</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net interest income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,028 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,011 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,042 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,021 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,012 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">992 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">956 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">919 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,102 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,880 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,694 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Recurring net fee income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,374 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,411 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,373 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,419 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,314 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,300 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,220 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,129 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,577 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,964 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,467 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Transaction-based income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">627 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">649 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">740 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">953 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">746 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">754 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">839 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">897 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,970 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,236 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,956 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">112 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,141 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,090 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,164 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,405 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,088 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,070 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,030 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,956 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,800 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,144 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,174 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit loss (expense) / recovery<sup>2</sup> </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(12)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(15)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,129 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,084 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,164 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,409 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,083 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,069 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,029 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,955 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,785 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,136 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,166 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,882 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,903 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,925 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,973 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,926 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,938 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,930 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,881 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,683 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,674 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,254 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Salaries and other personnel costs </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">883 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">887 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">918 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">941 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">880 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">926 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">912 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">892 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,628 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,610 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,514 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Financial advisor variable compensation<sup>3,4</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">857 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">874 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">862 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">878 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">864 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">825 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">830 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">791 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,470 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,310 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,931 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Compensation commitments with recruited financial advisors<sup>4,5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">142 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">142 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">146 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">181 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">187 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">189 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">197 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">584 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">754 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">808 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">General and administrative expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">816 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">298 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">305 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">304 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">366 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">310 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">312 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">275 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,724 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,263 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,221 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Services (to) / from Corporate Center and other business
  divisions</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,088 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,008 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">959 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,015 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,081 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">954 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">944 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">947 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,070 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,926 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,958 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services from Corporate Center</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,050 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">976 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">929 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">981 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,050 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">927 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">914 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">913 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,936 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,803 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,832 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Depreciation and impairment of property, equipment and software </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Amortization and impairment of intangible assets </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">49 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,802 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,220 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,202 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,306 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,388 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,215 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,199 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,115 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,531 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,917 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,490 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">327 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">864 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">961 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,102 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">695 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">855 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">830 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">840 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,254 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,219 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,676 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted results<sup>6</sup> </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,129 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,084 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,164 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,409 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,083 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,069 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,029 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,955 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,785 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,136 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,166 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain on sale of financial assets at fair value through
  OCI<sup>7</sup></font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain / (loss) on sale of subsidiaries and businesses </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(24)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain related to investments in associates</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">101 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">101 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,028 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,084 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,164 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,409 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,083 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,069 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,029 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,955 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,684 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16,136 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15,159 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,802 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,220 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,202 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,306 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,388 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,215 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,199 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,115 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,531 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,917 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,490 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: personnel-related restructuring expenses<sup>8</sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: non-personnel-related restructuring expenses<sup>8</sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: restructuring expenses allocated from Corporate Center<sup>8</sup></font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">162 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">108 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">106 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">98 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">209 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">474 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">478 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain related to changes to the Swiss pension plan</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(66)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(66)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,726 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,148 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,155 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,310 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,191 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,071 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,062 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,005 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,338 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,329 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11,895 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax as
  reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">327 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">864 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">961 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,102 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">695 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">855 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">830 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">840 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,254 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,219 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,676 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax
  (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">302 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">936 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,009 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,099 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">891 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">999 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">967 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">950 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,346 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,807 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,263 </font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Global Wealth
  Management (continued)<sup>1</sup></font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=55% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Key performance indicators </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%) </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(52.9)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(25.0)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">91.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82.3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.3)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.2)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net margin on invested assets (bps)<sup>9</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted key performance indicators<sup>6</sup></font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%) </font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(66.1)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6.2)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(12.1)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(14.6)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76.0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.4 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.3)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.2)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net margin on invested assets (bps)<sup>10</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Additional information </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Recurring income<sup>11</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,402 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,422 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,415 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,441 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,335 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,297 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,180 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,051 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13,679 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,862 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12,168 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Recurring income as a percentage of income (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average attributed equity (USD billion)<sup>12</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.8 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed equity (%)<sup>12</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted return on attributed equity (%)<sup>12</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.4 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed tangible equity (%)<sup>12</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34.6 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Risk-weighted assets (USD billion)<sup>12</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">67.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">64.4 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Leverage ratio denominator (USD billion)<sup>12</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">315.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">310.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">309.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">307.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">302.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">299.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">291.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">279.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">315.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">302.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">273.3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Goodwill and intangible assets (USD billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money (USD billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7.9)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.2)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.6 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">44.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43.0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets (USD billion)<sup>13</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,260 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,438 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,393 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,415 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,403 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,325 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,240 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,162 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,260 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,403 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,060 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Gross margin on invested assets (bps) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">71 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">71 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">70 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted gross margin on invested assets (bps)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">71 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">70 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Client assets (USD billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,519 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,687 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,656 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,676 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,661 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,574 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,481 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,398 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,519 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,661 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,297 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans, gross (USD billion)<sup>14</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">174.7 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">177.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">177.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">180.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">172.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">167.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">164.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155.6 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">174.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">172.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151.7 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Due to customers (USD billion)<sup>14</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">271.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">268.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">270.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">277.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">272.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">274.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">271.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Recruitment loans to financial advisors </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,296 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,350 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,405 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,490 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,619 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,681 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,754 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,946 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,296 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,619 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,033 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other loans to financial advisors </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">994 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,007 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,019 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">999 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">580 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">579 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">581 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">565 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">994 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">580 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">462 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel (full-time equivalents) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,618 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,553 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,458 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,383 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,177 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,158 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,070 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,203 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,618 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,177 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,247 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Advisors (full-time equivalents)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,677 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,677 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,682 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,654 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,616 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,681 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,698 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,819 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,677 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,616 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10,884 </font></p>
  </td>
 </tr>
<tr style="height:114.75pt;">
  <td colspan=13 valign=top width=100% style="height:114.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:8.0pt;">1 Comparative figures in this table have been restated for the
  change of the presentation currency from Swiss francs to US dollars with
  assets, liabilities and total equity translated to US dollars at closing
  exchange rates prevailing on the respective balance sheet dates, and income
  and expenses translated at the respective average rates prevailing for the
  relevant periods. Comparatives may additionally differ due to adjustments
  following organizational changes, restatements due to the retrospective
  adoption of new accounting standards or changes in accounting policies, and
  events after the reporting period.&#160;&#160;&#160; 2 Upon adoption of IFRS 9 effective 1
  January 2018, credit loss expenses include credit losses on recruitment loans
  to financial advisors previously recognized in personnel expenses. Prior
  periods were not restated for this change.&#160;&#160;&#160; 3 Financial advisor variable
  compensation consists of formulaic compensation based directly on compensable
  revenues generated by financial advisors and supplemental compensation
  calculated on the basis of financial advisor productivity, firm tenure, new
  assets and other variables.&#160;&#160;&#160; 4 Relates to licensed professionals with the
  ability to provide investment advice to clients in the Americas.&#160;&#160;&#160; 5
  Compensation commitments with recruited financial advisors represent expenses
  related to compensation commitments granted to financial advisors at the time
  of recruitment that are subject to vesting requirements.&#160;&#160;&#160; 6 Adjusted
  results are non-GAAP financial measures as defined by SEC regulations.&#160;&#160;&#160;
  7&nbsp;Includes a gain on the sale of our investment in Visa Europe.&#160; Figures
  presented for periods prior to 2018 relate to financial assets available for
  sale. With the adoption of IFRS 9, certain financial assets were reclassified
  from available for sale under IAS 39 to measured at fair value through OCI
  under IFRS 9.&#160;&#160;&#160; 8 Reflects restructuring expenses related to legacy cost
  programs as well as expenses for new restructuring initiatives in 2018.&#160;&#160;&#160;
  9&nbsp;Calculated as operating profit before tax (annualized as applicable) /
  average invested assets.&#160;&#160;&#160; 10&nbsp;Calculated as adjusted operating profit
  before tax (annualized as applicable) / average invested assets.&#160;&#160;&#160; 11
  Recurring income consists of net interest income and recurring net fee
  income.&#160;&#160;&#160; 12 Refer to the &#8220;Capital management&#8221; section of our Annual report
  2018 for more information.&#160;&#160;&#160; 13 Certain account types were corrected during
  the fourth quarter of 2017. Prior periods were corrected accordingly. The
  effect on net new money in all periods was immaterial.&#160;&#160;&#160; 14 Loans and Due to
  customers in this table include customer brokerage receivables and payables,
  respectively, which with the adoption of IFRS 9 effective 1 January 2018 have
  been reclassified to a separate reporting line on the balance sheet.</font></p>
  </td>
 </tr>
</table></div>






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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Regional
  breakdown of key figures<sup>1</sup></font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border:none;border-bottom:solid black 1.0pt;height:27.0pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:10.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">USD billion, except where indicated</font></p>
  </td>
 <td colspan=8 nowrap valign=bottom width=55% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=18% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Americas</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3.6)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.9)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7.1)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.6)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.9)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6.3)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.1)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8.5)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.1)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.3)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.3)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.5)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.0)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.2)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.3)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.8)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.8 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets<sup>2</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,200 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,307 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,268 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,258 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,263 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,228 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,191 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,174 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,200 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,263 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,131 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans, gross<sup>3</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.5 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54.3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54.4 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Advisors (full-time equivalents)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,850 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,910 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,937 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,956 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,990 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,031 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,075 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,143 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,850 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,990 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,201 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Asia Pacific</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets<sup>2</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">357 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">384 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">391 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">397 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">383 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">357 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">332 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">310 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">357 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">383 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">287 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans, gross<sup>3</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">45.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">47.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">47.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">35.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Advisors (full-time equivalents)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,138 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,110 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,095 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,077 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,037 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,028 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,008 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,025 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,138 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,037 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,016 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">EMEA</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.4 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.5 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.6 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets<sup>2</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">500 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">524 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">523 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">547 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">545 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">531 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">515 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">489 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">500 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">545 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">462 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans, gross<sup>3</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37.5 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Advisors (full-time equivalents)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,837 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,802 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,792 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,764 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,748 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,780 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,767 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,796 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,837 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,748 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,822 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Switzerland</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.5)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.4 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8.2)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets<sup>2</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">200 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">219 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">208 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">208 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">209 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">206 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">200 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">185 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">200 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">209 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">176 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans, gross<sup>3</sup></font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">35.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">35.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">35.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">35.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30.6 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Advisors (full-time equivalents)</font></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">737 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">734 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">731 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">731 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">728 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">722 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">724 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">732 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face=Arial,sans-serif style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">737 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">728 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">729 </font></p>
  </td>
 </tr>
<tr style="height:25.5pt;">
  <td colspan=13 valign=top width=100% style="height:25.5pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Refer to the 'Measurement of performance' section of our
  Annual Report 2018 for the definitions of our key performance indicators.&#160;&#160;&#160;
  2 Excluding minor functions with 116 advisors, USD 3 billion of invested
  assets, USD 0.5 billion of loans and USD 0.4 billion of net new money
  outflows in the fourth quarter of 2018.&#160;&#160;&#160; 3 Loans include customer brokerage
  receivables which with the adoption of IFRS 9 effective 1 January 2018 have
  been reclassified to a separate reporting line on the balance sheet. </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Personal &amp; Corporate
  Banking &#8211; in US dollars<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=54% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Results<sup>2</sup> </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net interest income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">517 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">515 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">501 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">516 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">511 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">520 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">517 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">496 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,049 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,044 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,203 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Recurring net fee income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">160 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">159 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">163 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">640 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">605 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">560 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Transaction-based income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">247 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">298 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">287 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">294 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">261 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,107 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,120 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,029 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">373 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">420 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">90 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">217 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,295 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">976 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">952 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">994 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">974 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">985 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">968 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">932 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,217 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,859 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,008 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit loss (expense) / recovery </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(17)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(22)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(14)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(29)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(56)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(20)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,278 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">972 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">930 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">981 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">977 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">983 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,161 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,839 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,002 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">185 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">207 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">223 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">188 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">190 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">218 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">231 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">213 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">803 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">852 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">855 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">General and administrative expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">110 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">89 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">71 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">296 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">287 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Services (to) / from Corporate Center and other business
  divisions&#160; </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">335 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">309 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">300 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">320 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">332 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">296 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">290 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,263 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,203 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,213 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services from Corporate Center</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">361 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">330 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">326 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">351 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">364 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">325 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">314 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">317 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,367 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,321 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,340 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Depreciation and impairment of property, equipment and software </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Amortization and impairment of intangible assets </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">634 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">574 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">584 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">573 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">615 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">588 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">601 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">560 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,365 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,364 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,370 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">644 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">398 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">347 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">408 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">362 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">395 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">338 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">379 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,796 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,475 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,631 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted results<sup>2</sup> </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,278 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">972 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">930 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">981 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">977 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">983 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,161 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,839 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,002 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gains related to investments in associates</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">359 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">359 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain on sale of financial assets at fair value through
  OCI<sup>3 </sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">105 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">919 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">972 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">930 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">981 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">977 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">983 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">939 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,802 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,839 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,876 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">634 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">574 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">584 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">573 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">615 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">588 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">601 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">560 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,365 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,364 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,370 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: personnel-related restructuring expenses<sup>4</sup> </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: non-personnel-related restructuring expenses<sup>4</sup>
  </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: restructuring expenses allocated from Corporate Center<sup>4</sup>
  </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">35 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">98 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">115 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain related to changes to the Swiss pension plan</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(38)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(38)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">616 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">565 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">574 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">600 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">579 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">562 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">577 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">541 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,355 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,259 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,252 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax as
  reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">644 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">398 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">347 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">408 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">362 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">395 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">338 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">379 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,796 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,475 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,631 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax
  (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">303 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">407 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">357 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">380 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">399 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">421 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">362 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">398 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,447 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,580 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,624 </font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_27"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Personal &amp;
  Corporate Banking &#8211; in US dollars (continued)<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=55% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Key performance indicators </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.6 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7.5)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(34.1)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.9)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(9.6)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.6)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">49.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net interest margin (bps) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">149 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">160 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new business volume growth for Personal Banking (%)<sup>5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted key performance indicators<sup>2</sup></font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(24.0)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3.4)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.5)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.5)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5.9)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(17.8)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.0)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8.4)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.7)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7.0)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net interest margin (bps) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">149 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">160 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new business volume growth for Personal banking (%)<sup>5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Additional information </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average attributed equity (USD billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.4 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted return on attributed equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed tangible equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Risk-weighted assets (USD billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63.9 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">47.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Leverage ratio denominator (USD billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">213.7 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">211.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">210.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">215.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">209.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">214.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">212.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">205.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">213.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">209.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">202.7 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business volume for Personal banking (USD billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">158 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">160 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">158 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">163 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">159 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">159 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">159 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">158 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">159 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">147 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new business volume for Personal banking (USD billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.9 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Client assets (USD billion)<sup>7</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">648 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">678 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">664 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">684 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">684 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">684 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">678 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">647 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">648 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">684 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">619 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans, gross (USD billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">137.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">134.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">137.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">138.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">134.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131.5 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Due to customers (USD billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">142.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">140.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133.6 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Secured loan portfolio as a percentage of total loan portfolio,
  gross (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Impaired loan portfolio as a percentage of total loan portfolio,
  gross (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.6 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel (full-time equivalents) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,183 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,200 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,141 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,160 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,102 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,117 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,072 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,132 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,183 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,102 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,143 </font></p>
  </td>
 </tr>
<tr style="height:48.0pt;">
  <td colspan=13 valign=top width=100% style="height:48.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Comparative figures in this table have been restated for the
  change of the presentation currency from Swiss francs to US dollars with
  assets, liabilities and total equity translated to US dollars at closing
  exchange rates prevailing on the respective balance sheet dates, and income
  and expenses translated at the respective average rates prevailing for the
  relevant periods. Comparatives may additionally differ due to adjustments
  following organizational changes, restatements due to the retrospective
  adoption of new accounting standards or changes in accounting policies, and
  events after the reporting period.&#160;&#160;&#160; 2 Adjusted results are non-GAAP
  financial measures as defined by SEC regulations.&#160;&#160;&#160; 3 Includes a gain on the
  sale of our investment in Visa Europe in 2016. Figures presented for periods
  prior to 2018 relate to financial assets available for sale. With the
  adoption of IFRS 9, certain financial assets were reclassified from available
  for sale under IAS 39 to measured at fair value through OCI under IFRS 9.&#160;&#160;&#160;
  4 Reflects restructuring expenses related to legacy cost programs.&#160;&#160;&#160; 5
  Calculated as net new business volume for the period / business volume at the
  beginning of the period.&#160;&#160;&#160; 6 Refer to the &#8220;Capital management&#8221; section of
  our Annual report 2018 for more information.&#160;&#160; 7 Client assets are comprised
  of invested assets and other assets held purely for transactional purposes or
  custody only. We do not measure net new money for Personal &amp; Corporate
  Banking.</font></p>
  </td>
 </tr>
</table></div>






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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Personal &amp;
  Corporate Banking &#8211; in Swiss francs<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=54% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Results<sup>2</sup> </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net interest income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">515 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">505 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">496 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">487 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">504 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">502 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">503 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">496 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,003 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,005 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,176 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Recurring net fee income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">149 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">625 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">593 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">553 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Transaction-based income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">247 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">279 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">275 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">281 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">283 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">284 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">270 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">260 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,082 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,098 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,016 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Other income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">373 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">419 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">88 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">213 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,292 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">956 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">942 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">938 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">960 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">950 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">943 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">931 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,128 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,784 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,957 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit loss (expense) / recovery </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(17)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(22)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(13)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(28)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(55)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(19)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,275 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">953 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">920 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">925 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">964 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">949 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">915 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">938 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,074 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,765 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,951 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">185 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">203 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">221 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">178 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">188 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">211 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">225 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">213 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">786 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">836 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">845 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">General and administrative expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">109 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">87 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">279 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">290 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Services (to) / from Corporate Center and other business
  divisions&#160; </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">334 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">303 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">297 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">301 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">327 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">283 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,234 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,180 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,199 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services from Corporate Center</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">360 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">323 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">322 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">331 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">359 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">314 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">306 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">317 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,336 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,296 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,324 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Depreciation and impairment of property, equipment and software </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Amortization and impairment of intangible assets </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">632 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">563 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">578 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">541 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">606 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">567 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">585 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">560 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,313 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,318 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,343 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">643 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">390 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">343 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">384 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">358 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">381 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">330 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">379 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,760 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,447 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,608 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted results<sup>2</sup> </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,275 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">953 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">920 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">925 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">964 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">949 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">915 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">938 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,074 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,765 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,951 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gains related to investments in associates</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">359 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">359 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain on sale of financial assets at fair value through
  OCI<sup>3 </sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">102 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">916 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">953 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">920 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">925 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">964 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">949 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">915 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">938 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,715 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,765 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,828 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">632 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">563 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">578 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">541 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">606 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">567 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">585 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">560 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,313 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,318 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,343 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: personnel-related restructuring expenses<sup>4</sup> </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: non-personnel-related restructuring expenses<sup>4</sup>
  </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: restructuring expenses allocated from Corporate Center<sup>4</sup>
  </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">96 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">113 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain related to changes to the Swiss pension plan</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(35)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(35)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">614 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">554 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">568 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">566 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">570 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">542 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">562 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">541 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,302 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,215 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,226 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax as
  reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">643 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">390 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">343 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">384 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">358 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">381 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">330 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">379 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,760 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,447 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,608 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax
  (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">303 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">399 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">353 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">359 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">393 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">406 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">353 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">398 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,413 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,551 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,602 </font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Personal &amp;
  Corporate Banking &#8211; in Swiss francs (continued)<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=55% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">CHF million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Key performance indicators </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.9 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8.3)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(34.2)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.5)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(10.0)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.3)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">48.9 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net interest margin (bps) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">148 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">148 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">161 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new business volume growth for Personal Banking (%)<sup>5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted key performance indicators<sup>2</sup></font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(23.1)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.8)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(9.8)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6.8)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(17.9)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.5)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8.8)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3.2)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.7)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">61.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">58.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net interest margin (bps) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">148 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">148 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">151 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">161 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new business volume growth for Personal Banking (%)<sup>5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.7 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Additional information </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average attributed equity (CHF billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted return on attributed equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed tangible equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Risk-weighted assets (CHF billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">60.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">56.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">51.0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">55.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">48.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Leverage ratio denominator (CHF billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">210.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">207.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">208.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">205.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">204.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">207.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">204.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">206.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">210.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">204.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">206.3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business volume for Personal Banking (CHF billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">156 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">156 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">156 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">156 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">149 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new business volume for Personal Banking (CHF billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.9 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.6 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Client assets (CHF billion)<sup>7</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">638 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">665 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">658 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">652 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">667 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">663 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">651 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">648 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">638 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">667 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">630 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Loans, gross (CHF billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">132.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Due to customers (CHF billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">141.7 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">138.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">137.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">141.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Secured loan portfolio as a percentage of total loan portfolio,
  gross (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Impaired loan portfolio as a percentage of total loan portfolio,
  gross (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.6 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel (full-time equivalents) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,183 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,200 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,141 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,160 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,102 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,117 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,072 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,132 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,183 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,102 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,143 </font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=13 valign=top width=100% style="height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Comparative figures in the timeseries may differ from those
  originally published in quarterly and annual reports due to adjustments
  following organizational changes, restatements due to the retrospective
  adoption of new accounting standards or changes in accounting policies, and
  events after the reporting period.&#160;&#160;&#160; 2 Adjusted results are non-GAAP
  financial measures as defined by SEC regulations.&#160;&#160;&#160; 3 Includes a gain on the
  sale of our investment in Visa Europe in 2016. Figures presented for periods
  prior to 2018 relate to financial assets available for sale. With the
  adoption of IFRS 9, certain financial assets were reclassified from available
  for sale under IAS 39 to measured at fair value through OCI under IFRS 9.&#160;&#160;&#160;
  4 Reflects restructuring expenses related to legacy cost programs.&#160;&#160;&#160; 5
  Calculated as net new business volume for the period / business volume at the
  beginning of the period.&#160;&#160;&#160; 6 Refer to the &#8220;Capital management&#8221; section of
  our Annual report 2018 for more information.&#160;&#160;&#160; 7 Client assets are comprised
  of invested assets and other assets held purely for transactional purposes or
  custody only. We do not measure net new money for Personal &amp; Corporate
  Banking.</font></p>
  </td>
 </tr>
</table></div>






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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Asset Management<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=54% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Results</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net management fees<sup>2</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">440 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">440 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">442 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">451 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">447 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">471 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">453 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">423 </font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,772 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,794 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,843 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Performance fees</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">37 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">124 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Gain / (loss) on sale of subsidiaries and businesses</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">468 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">457 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">461 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">466 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">628 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">510 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">490 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">449 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,852 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,077 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,967 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel expenses</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">166 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">169 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">191 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">177 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">177 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">192 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">201 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">162 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">703 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">731 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">736 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">General and administrative expenses</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">45 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">49 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">52 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">71 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">54 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">202 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">235 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">244 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Services (to) / from Corporate Center and other business
  divisions</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">139 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">124 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">124 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">131 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">146 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">125 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">518 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">543 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">549 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services from Corporate Center</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">135 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">143 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">155 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">146 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">137 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">144 </font></i></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">563 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">582 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">574 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Depreciation and impairment of property, equipment and software</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Amortization and impairment of intangible assets</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">362 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">339 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">365 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">360 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">395 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">383 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">381 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">355 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,426 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,514 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,535 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">106 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">118 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">97 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">105 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">233 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">127 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">109 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">94 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">426 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">563 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">432 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted results<sup>3</sup></font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income as reported</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">468 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">457 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">461 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">466 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">628 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">510 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">490 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">449 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,852 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,077 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,967 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain / (loss) on sale of subsidiaries and businesses</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income (adjusted)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">468 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">457 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">461 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">466 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">474 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">510 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">490 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">449 </font></b></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,852 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,924 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,967 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses as reported</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">362 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">339 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">365 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">360 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">395 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">383 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">381 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">355 </font></b></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,426 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,514 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,535 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: personnel-related restructuring expenses<sup>4</sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: non-personnel-related restructuring expenses<sup>4</sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></i></p>
  </td>
 <td nowrap width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: restructuring expenses allocated from Corporate Center<sup>4</sup></font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></i></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain related to changes to the Swiss pension plan</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(10)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(10)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses (adjusted)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">342 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">330 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">339 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">359 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">364 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">356 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">357 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">335 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,370 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,412 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,433 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax as
  reported</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">106 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">118 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">97 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">105 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">233 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">127 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">109 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">94 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">426 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">563 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">432 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax
  (adjusted)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">126 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">127 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">107 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">110 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">133 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">114 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">482 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">512 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">533 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Key performance indicators</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(54.5)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7.2)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(11.3)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">66.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.4 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(24.3)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(28.5)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.4 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">62.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.1 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money growth excluding money market flows (%)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.6)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.5 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3.9)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net margin on invested assets (bps)<sup>5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted key performance indicators<sup>3</sup></font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.4 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(12.3)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.3)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(22.5)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.8)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.2 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.8)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.1)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(13.1)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74.6 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money growth excluding money market flows (%)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.6)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.5 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3.9)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net margin on invested assets (bps)<sup>7</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8 </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_31"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Asset Management
  (continued)<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=54% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Information by business line / asset class</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new money (USD billion)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equities</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6.5)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.5)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.0 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">20.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(10.1)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Fixed Income</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.7 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(9.8)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.6 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3.4)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: money market</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.8 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.7 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3.1)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.0 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.1 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></i></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.5 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.8 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.8 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Multi Assets &amp; Solutions</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1.1)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.4)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.4)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.6 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4.3)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Hedge Fund Businesses</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.4)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.4)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.7)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.1)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.7 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.3)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Real Estate &amp; Private Markets</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.8)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.1 </font></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total net new money</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.1)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.1)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.0 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.9 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.8 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.9 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32.2 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59.5 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(16.2)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets (USD billion)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equities</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">330 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">328 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">327 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">300 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">281 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">265 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">241 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">285 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">300 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">216 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Fixed Income</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">253 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">245 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">237 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">252 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">248 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">240 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">226 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">220 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">253 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">248 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">206 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: money market</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">70 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></i></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">65 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Multi Assets &amp; Solutions</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">120 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">129 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">132 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">129 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">126 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">120 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">119 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Hedge Fund Businesses</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">44 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">44 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">41 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">40 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">42 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Real Estate &amp; Private Markets</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">70 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">66 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total invested assets</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">830 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">817 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">831 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">796 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">768 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">732 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">695 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">796 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">645 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: passive strategies</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">298 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">318 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">318 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">320 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">293 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">274 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">258 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">236 </font></i></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">298 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">293 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">203 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Information by region</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets (USD billion)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Americas</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">192 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">197 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">188 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">188 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">187 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">182 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">171 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">164 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">192 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">187 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Asia Pacific</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">141 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">153 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">161 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">166 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">163 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">157 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">150 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">149 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">141 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">163 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">127 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Europe, Middle East and Africa</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">189 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">209 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">202 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">204 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">178 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">172 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">162 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">146 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">189 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">178 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">141 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Switzerland</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">259 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">271 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">267 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">272 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">268 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">256 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">249 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">237 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">259 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">268 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">221 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total invested assets</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">830 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">817 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">831 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">796 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">768 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">732 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">695 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">796 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">645 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Information by channel</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Invested assets (USD billion)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Third-party institutional</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">484 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">523 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">515 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">526 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">498 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">476 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">454 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">430 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">484 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">498 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">388 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Third-party wholesale</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">84 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">UBS&#8217;s wealth management businesses</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">219 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">223 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">220 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">220 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">216 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">211 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">200 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">192 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">219 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">216 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">183 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total invested assets</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">830 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">817 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">831 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">796 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">768 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">732 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">695 </font></b></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">796 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">645 </font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_32"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Asset Management
  (continued)<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=55% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Assets under administration<sup>8</sup></font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Assets under administration (USD billion)<sup>9</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">544 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">460 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">438 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">413 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Net new assets under administration (USD billion)<sup>10</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.9)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.4 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.6 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Gross margin on assets under administration (bps)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Additional information</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average attributed equity (USD billion)<sup>11</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.8 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed equity (%)<sup>11</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.7 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.0 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted return on attributed equity (%)<sup>11</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25.5 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29.5 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed tangible equity (%)<sup>11</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">99.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">109.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">88.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">97.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">220.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">120.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">106.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">94.5 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">98.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">136.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Risk-weighted assets (USD billion)<sup>11</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.0 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Leverage ratio denominator (USD billion)<sup>11</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.5 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4.4 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Goodwill and intangible assets (USD billion)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.4 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Gross margin on invested assets (bps) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted gross margin on invested assets (bps)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel (full-time equivalents)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,301 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,321 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,329 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,361 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,335 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,354 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,300 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,306 </font></p>
  </td>
 <td nowrap width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,301 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,335 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,308 </font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=13 valign=top width=100% style="background:white;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Comparative figures in this table have been restated for the
  change of the presentation currency from Swiss francs to US dollars with
  assets, liabilities and total equity translated to US dollars at closing
  exchange rates prevailing on the respective balance sheet dates, and income
  and expenses translated at the respective average rates prevailing for the
  relevant periods. Comparatives may additionally differ due to adjustments
  following organizational changes, restatements due to the retrospective adoption
  of new accounting standards or changes in accounting policies, and events
  after the reporting period.&#160;&#160;&#160; 2 Net management fees include transaction
  fees, fund administration revenues (including net interest and trading income
  from lending activities and foreign exchange hedging as part of the fund
  services offering), gains or losses from seed money and co-investments,
  funding costs, and other items that are not performance fees. Beginning 1
  January 2018, net management fees additionally include fund and custody
  expenses recognized as contra revenues and previously included in operating
  expenses. Prior periods were not restated for this change.&#160;&#160;&#160; 3 Adjusted
  results are non-GAAP financial measures as defined by SEC regulations.&#160;&#160;&#160; 4
  Reflects restructuring expenses related to legacy cost programs as well as
  expenses for new restructuring initiatives in 2018.&#160;&#160;&#160; 5 Calculated as
  operating profit before tax (annualized as applicable) / average invested
  assets.&#160;&#160;&#160; 6 Excluding the effect of business exits. Prior-period information
  for periods ending&#160; before 1 January 2018 has been restated for this
  change.&#160;&#160;&#160; 7 Calculated as adjusted operating profit before tax (annualized
  as applicable) / average invested assets.&#160;&#160;&#160; 8 Following the sale of our fund
  administration business in Luxembourg and Switzerland to Northern Trust on 1
  October 2017, we no longer report assets under administration.&#160;&#160;&#160; 9 This
  includes UBS and third-party fund assets for which the fund services unit
  provided professional services, including fund set-up, accounting and
  reporting for traditional investment funds and alternative funds.&#160;&#160;&#160; 10
  Inflows of assets under administration from new and existing funds less
  outflows from existing funds or fund exits.&#160;&#160;&#160; 11 Refer to the &#8220;Capital
  management&#8221; section of our Annual report 2018 for more information.&#160;&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>






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<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Investment Bank<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=54% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Results</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Corporate Client Solutions </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">460 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">657 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">629 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">875 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">649 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">743 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">750 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">718 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,621 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,860 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,404 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Advisory </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">115 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">236 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">168 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">197 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">145 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">169 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">169 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">166 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">717 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">650 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">699 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equity Capital Markets </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">161 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">190 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">312 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">232 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">293 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">298 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">252 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">785 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,075 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">679 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Debt Capital Markets </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">160 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">183 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">164 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">262 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">190 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">213 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">184 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">210 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">769 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">797 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">751 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Financing Solutions </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">68 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">92 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">93 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">278 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">310 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">363 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Risk Management </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(4)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(88)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Investor Client Services </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,078 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,285 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,539 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,556 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,145 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,080 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,290 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,366 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,458 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,882 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,273 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Equities </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">776 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">899 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,036 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,138 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">884 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">786 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">923 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">925 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,850 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,518 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,465 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Foreign Exchange, Rates and Credit </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">302 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">386 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">503 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">417 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">261 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">294 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">367 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">441 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,609 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,363 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,807 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Income </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,539 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,942 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,167 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,430 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,794 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,824 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,040 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,084 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,079 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,742 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,677 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Credit loss (expense) / recovery </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(18)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(16)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(81)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(7)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(38)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(92)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(11)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,521 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,944 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,162 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,415 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,713 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,826 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,033 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,078 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,041 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,650 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,665 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">537 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">673 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">779 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">952 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">658 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">735 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">794 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">819 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,941 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,006 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,122 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">General and administrative expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">253 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">101 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">145 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">152 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">269 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">146 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">130 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">651 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">675 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">812 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Services (to) / from Corporate Center and other business
  divisions&#160; </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">805 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">709 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">698 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">730 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">781 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">700 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">687 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">692 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,942 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,860 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,871 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services from Corporate Center</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">803 </font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">709 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">693 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">719 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">769 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">692 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">675 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">680 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,923 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,816 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,833 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Depreciation and impairment of property, equipment and software </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">22 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Amortization and impairment of intangible assets </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,598 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,490 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,627 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,838 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,714 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,587 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,615 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,647 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,554 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,563 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,839 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(78)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">453 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">535 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">576 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">239 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">418 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">431 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,486 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,087 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">826 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted results<sup>2</sup> </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,521 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,944 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,162 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,415 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,713 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,826 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,033 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,078 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,041 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,650 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,665 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gains on sale of financial assets at fair value
  through OCI<sup>3</sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">108 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">137 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">77 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income (adjusted)</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,684 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,826 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,926 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,078 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8,041 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,513 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7,589 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses as reported </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,598 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,490 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,627 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,838 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,714 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,587 </font></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,615 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,647 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,554 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,563 </font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,839 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: personnel-related restructuring expenses<sup>4</sup> </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">156 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: non-personnel-related restructuring expenses<sup>4</sup>
  </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: restructuring expenses allocated from Corporate Center<sup>4</sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">32 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">108 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">69 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">57 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">166 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">310 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">416 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain related to the Swiss pension plan</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5)</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5)</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: expenses from modification of terms for certain DCCP
  awards<sup>5</sup></font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,526 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,455 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,591 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,796 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,563 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,501 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,539 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,569 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,367 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,171 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6,252 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax as
  reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(78)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">453 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">535 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">576 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">239 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">418 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">431 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,486 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,087 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">826 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Business division operating profit / (loss) before tax
  (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(5)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">489 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">571 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">619 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">325 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">387 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">508 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,674 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,342 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,336 </font></b></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


<DIV bclFooter>


<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


</DIV>
</DIV><HR noshade STYLE="page-break-after: always" align="center" width="100%" size=2><a name="page_34"></a><DIV bclPageBorder STYLE="PADDING-TOP: 0in; PADDING-BOTTOM: 0in; WIDTH: 100%; PADDING-RIGHT: 0in; PADDING-LEFT: 0in">

<DIV bclHeader>


<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Investment Bank
  (continued)<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=55% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap valign=bottom width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Key performance indicators </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">89.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">33.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">108.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">63.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(58.5)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">103.9 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">76.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">87.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">84.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">89.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.5)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted key performance indicators<sup>2</sup></font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Pre-tax profit growth (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">47.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(55.7)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8.4)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50.0 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(44.3)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Cost / income ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">99.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">74.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">88.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">79.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">75.3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">78.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">82.3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(0.2)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Additional information </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average attributed equity (USD billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.7 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on attributed tangible equity (%)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2.4)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">14.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.4 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Risk-weighted assets (USD billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">93.2 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">87.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">87.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">83.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">70.3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">93.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">81.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">73.6 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on risk-weighted assets, gross (%)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">6.8 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11.6 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10.7 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Leverage ratio denominator (USD billion)<sup>6</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">283.4 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">315.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">314.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">313.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">312.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">310.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">301.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">301.5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">283.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">312.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">288.7 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Return on leverage ratio denominator, gross (%)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.4 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2.3 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Goodwill and intangible assets (USD billion) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.1 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Compensation ratio (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34.9 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">34.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">35.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">40.3 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">39.3 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">36.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">38.8 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">40.7 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average VaR (1-day, 95% confidence, 5 years of historical data) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">16 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">11 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">10 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Impaired loan portfolio as a percentage of total loan portfolio,
  gross (%) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.5 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.2 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.9 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1.0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0.9 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=26% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel (full-time equivalents) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,205 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,957 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,778 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,867 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,822 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,829 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,748 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,851 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5,205 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,822 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,734 </font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=13 valign=top width=100% style="height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Comparative figures in this table have been restated for the
  change of the presentation currency from Swiss francs to US dollars with
  assets, liabilities and total equity translated to US dollars at closing
  exchange rates prevailing on the respective balance sheet dates, and income
  and expenses translated at the respective average rates prevailing for the
  relevant periods. Comparatives may additionally differ due to adjustments
  following organizational changes, restatements due to the retrospective adoption
  of new accounting standards or changes in accounting policies, and events
  after the reporting period.&#160;&#160;&#160; 2 Adjusted results are non-GAAP financial
  measures as defined by SEC regulations.&#160;&#160;&#160; 3 Reflects gains on sales of our
  investment in IHS Markit in 2017, 2016, and 2015 as well as a gain on the
  sale of our investment in London Clearing House in the fourth quarter of
  2017. Figures presented for periods prior to the first quarter of 2018 relate
  to financial assets available for sale. With the adoption of IFRS 9, certain
  financial assets were reclassified from available for sale under IAS 39 to
  measured at fair value through OCI under IFRS 9.&#160;&#160;&#160; 4 Reflects restructuring
  expenses related to legacy cost programs.&#160;&#160;&#160; 5 Relates to the removal of the
  service period requirement for DCCP awards granted for the performance years
  2012 and 2013.&#160;&#160;&#160; 6 Refer to the &#8220;Capital management&#8221; section of our Annual
  report 2018 for more information.&#160;&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>






<p style="margin:0mm;margin-bottom:.0001pt;"><font color=windowtext face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;">&nbsp;</font></p>


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<p style="border:none;margin:0mm;margin-bottom:.0001pt;mso-border-shadow:yes;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;tab-stops:11.3pt;text-align:justify;"><font style="border:none;"><font face="Frutiger 45 Light,sans-serif" lang=EN-US style="font-size:9.0pt;line-height:11.5pt;">&nbsp;</font></font></p>


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<p style="margin:0mm;margin-bottom:.0001pt;mso-line-height-rule:exactly;mso-pagination:widow-orphan no-line-numbers;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;line-height:.7pt;">&nbsp;</font></p>


</DIV>

<div align=left><table border=0 cellpadding=0 cellspacing=0 style="border-collapse:collapse;width:100%;">
 <tr style="height:27.0pt;">
  <td colspan=13 nowrap width=100% style="background:white;height:27.0pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=#333333 face="Frutiger 45 Light,sans-serif" style="font-size:18.0pt;">Corporate Center<sup>1</sup></font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td colspan=8 nowrap width=54% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">As of or for the quarter&nbsp;ended</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td colspan=3 nowrap width=18% style="background:white;border-bottom:solid black 1.0pt;border-left:none;border-right:none;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">Year ended</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border-bottom:solid black 1.0pt;border-left:solid white 1.0pt;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">USD million, except where indicated</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.18</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.9.17</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">30.6.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.3.17</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="border:none;border-right:solid white 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.18</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.17</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="border-bottom:solid black 1.0pt;border-left:none;border-right:solid white 1.0pt;border-top:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">31.12.16</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Results</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 55 Roman,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(423)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(29)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(73)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(101)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(194)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(22)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(626)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(80)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(71)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,069 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">984 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">984 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">965 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,029 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">951 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">966 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">990 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,002 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,935 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,946 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">General and administrative expenses </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,058 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">962 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">976 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">940 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,293 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,243 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">956 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">987 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">3,935 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,479 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">4,953 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Depreciation and impairment of property, equipment and software </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">334 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">304 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">280 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">281 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">268 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">258 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">249 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">249 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,199 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,024 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">955 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Amortization and impairment of intangible assets </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">5 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">21 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses before allocations to BDs</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,461 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,250 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,241 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,186 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,590 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,452 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,172 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">2,230 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,139 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,445 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">9,876 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Services (to) / from business divisions</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,367)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,150)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,081)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,195)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,340)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,086)</font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,047)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,059)</font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8,793)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8,532)</font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(8,591)</font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services to Global Wealth Management</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,050)</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(976)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(929)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(981)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,050)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(927)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(914)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(913)</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3,936)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3,803)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(3,832)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services to Personal &amp; Corporate Banking</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(361)</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(330)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(326)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(351)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(364)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(325)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(314)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(317)</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,367)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,321)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,340)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services to Asset Management</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(150)</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(135)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(135)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(143)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(155)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(146)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(137)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(144)</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(563)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(582)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(574)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: services to Investment Bank</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(820)</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(727)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(710)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(738)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(788)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(710)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(695)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(701)</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,995)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,894)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(2,916)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">100 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">160 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(9)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">250 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">367 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">125 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">171 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">346 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">913 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,285 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating profit / (loss) before tax </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(518)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(128)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(233)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(92)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(444)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(352)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(147)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(49)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(971)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(993)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,356)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Adjusted results<sup>2</sup> </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(423)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(29)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(73)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(101)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(194)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(22)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(626)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(80)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(71)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gains on sale of real estate</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">31 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">123 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain / (loss) on sale of subsidiaries and businesses</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25 </font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25 </font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: remeasurement loss related to UBS Securities China</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(270)</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(270)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: net foreign currency translation gains / (losses)<sup>3</sup></font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(16)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(16)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(84)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating income (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(154)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(85)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(73)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(101)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(194)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(6)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(413)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(63)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(110)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">100 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">160 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(9)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">250 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">367 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">125 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">171 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">346 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">913 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,285 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: personnel-related restructuring expenses<sup>4</sup> </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">70 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">44 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">43 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">50 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">134 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">120 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">97 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">93 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">208 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">443 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">527 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: non-personnel-related restructuring expenses<sup>4</sup>
  </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">87 </font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">59 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">40 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">53 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">188 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">116 </font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">119 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">110 </font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">238 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">532 </font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">631 </font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: restructuring expenses allocated from Corporate Center<sup>4</sup></font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(157)</font></i></b></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(106)</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(88)</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(99)</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(324)</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(224)</font></i></p>
  </td>
 <td nowrap width=7% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(212)</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(185)</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(450)</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(945)</font></i></p>
  </td>
 <td nowrap width=6% style="border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,081)</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 11.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">of which: gain related to changes to the Swiss pension plan</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(122)</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(122)</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><i><font color=white face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></i></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Total operating expenses (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">95 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">103 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">165 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">109 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">252 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">355 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">122 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">154 </font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">472 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">883 </font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1,208 </font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating profit / (loss) before tax as reported </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(518)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(128)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(233)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(92)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(444)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(352)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(147)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(49)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(971)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(993)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,356)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Operating profit / (loss) before tax (adjusted) </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(248)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(188)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(238)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(211)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(446)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(340)</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(128)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(32)</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(885)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(946)</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">(1,318)</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&#160;&nbsp;</font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap valign=bottom width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><b><font color=#A43725 face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Additional information </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap valign=bottom width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Average attributed equity (USD billion)<sup>5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.6 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">12.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.1 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.9 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">15.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.7 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">18.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">13.3 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">17.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">19.5 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Risk-weighted assets (USD billion)<sup>5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.1 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27.8 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29.7 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30.4 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.2 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.1 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">28.6 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29.5 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Leverage ratio denominator (USD billion)<sup>5</sup></font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">86.5 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">72.6 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">71.5 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">84.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">85.0 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">86.9 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">87.8 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">86.5 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">80.2 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:dotted black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">86.2 </font></p>
  </td>
 </tr>
<tr style="height:9.75pt;">
  <td nowrap width=27% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">Personnel (full-time equivalents) </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,581 </font></b></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">29,526 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">27,978 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">26,766 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25,817 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25,339 </font></p>
  </td>
 <td nowrap width=7% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">24,280 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,922 </font></p>
  </td>
 <td nowrap valign=bottom width=1% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 0mm 0mm 0mm;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><b><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">&nbsp;</font></b></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">30,581 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">25,817 </font></p>
  </td>
 <td nowrap width=6% style="background:white;border:none;border-bottom:solid black 1.0pt;height:9.75pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p align=right style="margin:0mm;margin-bottom:.0001pt;text-align:right;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">23,955 </font></p>
  </td>
 </tr>
<tr style="height:14.25pt;">
  <td colspan=13 valign=top width=100% style="border:none;height:14.25pt;padding:0mm 2.0pt 0mm 2.0pt;">
  <p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Frutiger 45 Light,sans-serif" style="font-size:7.0pt;">1 Comparative figures in this table have been restated for the
  change of the presentation currency from Swiss francs to US dollars with
  assets, liabilities and total equity translated to US dollars at closing
  exchange rates prevailing on the respective balance sheet dates, and income
  and expenses translated at the respective average rates prevailing for the
  relevant periods. Comparatives may additionally differ due to adjustments
  following organizational changes, restatements due to the retrospective adoption
  of new accounting standards or changes in accounting policies, and events
  after the reporting period.&#160;&#160;&#160; 2 Adjusted results are non-GAAP financial
  measures as defined by SEC regulations.&#160;&#160;&#160; 3 Related to the disposal of
  foreign subsidiaries and branches.&#160;&#160;&#160; 4 Reflects restructuring expenses
  related to legacy cost programs.&#160;&#160;&#160; 5 Refer to the &#8220;Capital management&#8221;
  section of our Annual report 2018 for more information.&#160;&#160;&#160; </font></p>
  </td>
 </tr>
</table></div>











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<p align=center style="margin:0mm;margin-bottom:.0001pt;text-align:center;"><b><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">SIGNATURES</font></b></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:6.0pt;text-indent:18.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrants
have duly caused this report to be signed on their behalf by the undersigned,
thereunto duly authorized.</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">UBS Group AG</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">By: </font><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">_/s/ David
Kelly_____________</font></u></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Name:&#160; David Kelly</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Title:&#160;&#160;&#160;&#160; Managing Director
</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=ES style="font-size:11.0pt;layout-grid-mode:char;">By: </font><u><font color=black face="Times New Roman,serif" lang=ES style="font-size:11.0pt;layout-grid-mode:char;">_/s/ Ella Campi
_____________</font></u></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font color=black face="Times New Roman,serif" lang=ES style="font-size:11.0pt;layout-grid-mode:char;">Name:&#160; Ella Campi</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=ES style="font-size:11.0pt;">&#160;&#160;&#160;&#160;&#160; </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Title:&#160;&#160;&#160;
Executive Director</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">UBS AG</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">By: </font><u><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">_/s/ David
Kelly_____________</font></u></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Name:&#160; David Kelly</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Title:&#160;&#160;&#160;&#160; Managing Director
</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=ES style="font-size:11.0pt;layout-grid-mode:char;">By: </font><u><font color=black face="Times New Roman,serif" lang=ES style="font-size:11.0pt;layout-grid-mode:char;">_/s/ Ella Campi
_____________</font></u></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font color=black face="Times New Roman,serif" lang=ES style="font-size:11.0pt;layout-grid-mode:char;">Name:&#160; Ella Campi</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:216.0pt;"><font color=black face="Times New Roman,serif" lang=ES style="font-size:11.0pt;">&#160;&#160;&#160;&#160;&#160; </font><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Title:&#160;&#160;&#160;
Executive Director</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;text-indent:234.0pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">&nbsp;</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=black face="Times New Roman,serif" lang=EN-US style="font-size:11.0pt;">Date:&#160; March 18, 2019</font></p>

<p style="margin:0mm;margin-bottom:.0001pt;"><font color=red face=Helvetica,sans-serif lang=EN-US style="font-size:20.0pt;">&nbsp;</font></p>




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